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Reliance HealthWise Insurance Policy

Benefits

Reliance Health Insurance

​​​​​​​​​​​​There is nothing like seeing your family healthy and happy. However, no matter how hard you try, you cannot control unexpected illness and/or accidents. And unexpected medi​cal emergencies lead to unplanned expenses. It’s good that you have insured your family’s health under Reliance HealthWise Insurance, but it is equally important to timely renew the same. ​

​This medical insurance policy offers host of covers toward medical emergencies

  • Hospitalization expenses
  • Domiciliary Hospitalization
  • Day Care Treatment
  • Pre & Post Hospitalization cover
  • Nursing Allowance
  • Pre existing coverage after 4 years of renewal
    • Cost of Health Check up reimbursement after 4 claim free years

​With Reliance HealthWise policy, we offer comprehensive and affordable health insurance. The Health policy provides cover for:

Hospitalisation Expenses

  • Complete hospitalization cover
  • Inclusive of doctor fees
  • Nursing expenses, OT charges
  • Medicines and drugs
  • Anesthesia and oxygen administration expenses
  • Surgical appliances, pacemaker and radiotherapy

Day-Care Treatment

  • Coverage for treatment where the insured person requires less than 24 hours of hospitalisation due to advanced technology
  • Subject to treatment or surgeries listed in the policy document

Domiciliary Hospitalization

Policy covers expenses incurred towards treatment administered at home, in case of below mentioned reasons:

  • Patient’s medical condition restricting him/her from being shifted to hospital
  • Lack of accommodation in any hospital or nursing home

Pre- and Post-Hospitalisation

  • We cover you for a specified number of days before and after hospitalization for the illness mentioned in your policy.

Donor Expenses

  • We will cover you for the expenses incurred by the donor in case of major organ transplant (available only under Gold and Silver Plans)

Value Added Covers

  • Under Reliance HealthWise Insurance you can avail value added covers like:
  • Nursing Allowance for a maximum period of five days, on recommendation of the treating Medical Practitioner
  • Expenses for domestic road ambulance services to the nearest hospital
  • Expenses of an accompanying person at the Hospital/Nursing Home for a maximum of five days
  • Reimbursement of cost of health check-up after four claim-free renewals

​The best way to understand your medical insurance cover is to know the exclusions of your health policy equally well. Things not covered under Reliance HealthWise Insurance are:

  • Any pre–existing illness for the first two years/ four years of the policy as per the plan selected
  • Specified illnesses for the 1st year
  • Specified illnesses in the case of domiciliary hospitalisation
  • Treatment related to HIV / AIDS
  • Treatment due to abuse of alcohol or intoxicants
  • Vaccination and inoculation
  • Nuclear and war perils
  • Naturopathy treatment

On purchase of the HealthWise policy, you get the R card! It's not just for claims, but it also gets you fabulous discounts and deals on a variety of health and lifestyle products and services.

Just download your  R card here online,  flash it at any of the places mentioned below (along with some photo ID) and get healthy!

20% on
investigations

10% on
medicines

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25% on
investigations

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