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Health Infinity Insurance Policy Online
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Secure your well-being and savings from unforeseen medical emergencies with Reliance Health Infinity Insurance. This product is designed to offer maximum coverage for pre- and post-hospitalisation expenses, surgery costs, treatment charges, room rent, ICU expenses and more.There are many different add-ons available to personalise this financial safety net. With this plan, you can also get various discounts for different categories. Some of them include buying online discounts, family discounts, member discounts, credit score discounts, and more.Buy Reliance Health Infinity Insurance today and enjoy cashless hospitalisation, online claim convenience, comprehensive financial protection and added peace of mind. Some of the key benefits of this plan include -
This plan offers extensive coverage for a wide range of medical expenses to ensure your savings are protected. From inpatient hospitalisation and treatment expenses to daycare procedures, AYUSH treatments and ambulance charges, our plan covers all these and more.
You do not have to worry about significant out-of-pocket expenses with this plan. You can choose a cashless claim option for any hospital in India or abroad. With this, your bills will be settled with the hospital on your behalf.
Personalise your Health Infinity insurance policy with a wide range of add-ons. Choose add-ons like maternity cover, consumables cover, home care treatment cover and many more to make your policy a perfect fit for your medical needs.
We want to ensure affordability for everyone. For this, we offer numerous discounts that you can use to lower this plan’s premium. You get discounts for, buy online discount, family discount, BMI discount, girl child and more.
To enjoy convenient and instant solutions, you can use our website to buy, renew, and file claims with this plan. The processes take less than 5 minutes and require minimum effort and documents for completion.
You can benefit from 24/7 customer service for quick queries or resolutions to doubts. Our team of experts ensure you get the required help and assistance in all situations to make proper decisions.
Here’s a list of all medical exclusions in Reliance Health Infinity.
You can choose between cashless and reimbursement claims at your convenience.With a cashless claim request, we settle the bills directly with the hospital on your behalf. For a reimbursement claim, you must pay the bills from your pocket and then submit the necessary bills and receipts to us to get the claim settlement amount reimbursed.
Please note that additional documents might be requested for claim settlement.
Please note that you will only be reimbursed for the inclusions that are covered in your plan.
When you plan to file a claim with Reliance Health Insurance Infinity plan, you must check the waiting period applicable to the condition. With this policy, the waiting periods are -
You must check the key responsibilities you have as a policyholder before filing a claim. Some of these responsibilities include -
Depending on the timely submission of your claim-related documents, the processing time can increase or decrease. Thus, you must collect all applicable claim-specific documents and cross-check them before submission.
You must notify us about the claim within 24 hours for emergencies and 48 hours for planned treatments. Delays in notification can result in longer claim processing times and other issues.
Before you file a claim, you must pay the applicable deductible amount to settle the necessary medical expenses. Only after you pay the deductible you will get the claim settlement amount based on the claim option you choose.
Securing your health and finances with a Reliance Health Infinity Insurance policy is highly recommended. This plan offers comprehensive coverage, a sum insured of up to 5 crores, a unique range of add-ons, lifetime renewability, flexible policy tenure and cashless hospitalisation.
No, a pre-policy check-up is not mandatory to buy the Reliance Health Infinity plan. However, this may vary for specific cases. For instance, depending on the sum insured and your age, you might be required to undergo a medical test. Moreover, for specific health conditions, you can be asked to take a pre-medical check-up.
You can transfer your policy only at the time of renewal. To transfer your existing health policy to Reliance General, you must follow the steps below
You can check your policy details by logging into your account on our website. To do so, visit our website and select the “Self-Help” option at the top right of the page. Then, select “Health” and choose “Download Policy” to get the details.
Alternatively, you can download our mobile app, Reliance Self-i and log in to your account to check policy details.
A pre-existing disease is any sickness, medical condition or injury that was diagnosed within 36 months of the start date of your policy. A couple of examples include diabetes and high blood pressure.
Some medical procedures require you to spend money before and or after being admitted to the hospital. These could be doctor consultations or post-surgery recovery. Such expenses are known as pre and post-hospitalisation expenses.
OPD stands for Out-Patient Department. It’s a facility where patients can access medical consultation and treatment without being admitted to the hospital. OPD services available to patients include consultation with doctors, diagnostic tests, dental treatment, etc.
Consumables Cover pays for an assortment of consumables, such as syringes, gloves, and sanitary pads, that are necessary for your treatment if you are hospitalised. This cover is clubbed with the Unlimited Restore Benefit under the Limitless Covers add-on.
Your health insurance plan lasts for 12 months from the start date of the policy. If you want your policy to last longer, you can buy a two- or three-year policy.
No, if you add all your family members to one plan, you need only pay a single premium to cover them all.
You can pay your insurance premium by credit or debit card, UPI, Net Banking, and EMI.
You can avail of a maximum combined discount of 35% on your Reliance Health Infinity Insurance premium. Thus, you must carefully choose the right discount to enjoy lower premiums.
You can pay the premium online using your credit or debit card, net banking, or any other digital payment option. For offline payments, you can visit our branch and make the payment to the authorised officer there.
You can cancel your policy by submitting a written letter to us stating the reason for cancellation. You must also submit a cancelled cheque, proof of first premium payment, and other documents to support your cancellation request.
The amount or percentage of refund you can get depends on when you cancel the policy. If you do it in the first 15 days (Free Look Period) after the policy purchase, you will get a refund after deducting the expenses we incurred.
If you do it after the Free Look Period, you will receive a refund premium only for the unexpired policy period.
You can buy this plan with a pre-existing illness. However, you cannot file any claim until the 3-year waiting period is over or unless you combine a “Change in Pre-Existing Waiting Period” add-on to the policy at the time of purchase.
With Reliance Health Infinity, you enjoy several benefits like discounts up to 35%*, a high Sum Insured up to Rs.5 Cr. to cover your medical expenses, the MoreBenefits options to give you that extra cover and various add-ons for enhanced protection.
The discounts available are 10% Online Discount, 10% Prime Discount (for existing customers), 5% Girl Child Discount and more. You can avail yourself of up to 35%* discount with Reliance Health Infinity.
Reliance Health Infinity covers several medical expenses, including Inpatient Care (ICU charges, Nursing, Practitioner’s fees, related diagnostic tests), pre-and Post-Hospitalisation expenses, Special Treatments (Robotic Surgeries, Stem Cell therapy), Emergency Ambulance charges and more.
Yes, your health policy is active from the day it is issued. However, there is a 30-day waiting period for the treatment of any illness except those arising out of an accident.
If you exhaust your Sum Insured, you will not be able to make any more claims in that policy year. However, you can reinstate your coverage amount through add-ons like Double Cover and Unlimited Restore Benefit.
The best sum insured option under the Reliance Health Infinity policy depends on your specific needs. For instance, if you want to insure your entire family under the same plan, a higher sum insured will be beneficial.
Similarly, if you are on a tight budget and have limited savings to cover high premiums, you can choose a lower sum insured option to reduce the total premium amount.
Under this plan, the waiting period for pre-existing illnesses is 3 years. You can shorten it by choosing the “Change in Pre-Existing Waiting Period” add-on and combining it with the base policy at the time of purchase.
No, you can only change the sum insured of your plan at the time of policy renewal.
Yes, this policy does offer coverage for COVID-19 under their home care treatment inclusion. The waiting period for COVID-19 is 15 days, after which you can avail of a claim settlement.
Some of the unique treatments include -
The restore benefit is one of the basic covers available under Reliance Health Infinity. It allows you to restore your Sum Insured if you exhaust it during a policy year.
Yes, Reliance Health Infinity covers all your family members' medical expenses if you add them to the family floater plan.
Under Reliance Health Infinity, you can choose any kind of hospital room since the room rent is not capped.
If you have failed to pay the policy renewal premium, you become uninsured again. This indicates that the coverage your health insurance plan provided you has been taken back. To avoid this, you must pay the renewal premium before the due date.
You can increase your sum insured either by buying an additional health insurance policy or by getting a top-up plan. Either way, you can increase your base coverage.
You can file as many claims as required in a year with your Reliance Health Infinity plan. However, you must also check the waiting periods for different claims to file them on time.
You can reach out to us via the following methods to update the issue -
You can also visit our branch office or send a written request for the issue. However, before you do so, you must check the reasons behind claim rejection to make a fair review request.
You can make cashless claims at any hospital in India now. You just need to inform us regarding the claim and get the settlement handled on your behalf.
12 December 2019, Kerala
13 February 2020, Hyderabad
5 February 2020, Vijayawada
14 January 2019, Bengaluru
08 June 2022, Haryana
29 March 2022, Karnataka
14 April 2022, Delhi
Disclaimers:*Maximum discount applicable on this policy is up to 35%. | ###Co-payment is not mandatory in Reliance Health Infinity Insurance. | ++Tax benefits are subject to conditions under Section 80D of the Act and amendments thereof. The tax laws are subject to amendments/changes from time to time. Please consult your tax advisor for details. | ^^These are optional covers and need to be opted separately while purchasing the policy. | ***Upto 100% of SI for related illness/injury for SI 5 Lakhs. | ##These are Add-on benefits and need to be opted separately. | ^Your policy premium includes one of the More Benefits for you to avail, while the other two can be opted by paying some additional premium. You can even opt out of the More Benefits and earn an additional discount on your premium. | The premium quoted is subject to change in case any alteration is made while generating the final quotation for premium. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Details mentioned above are for Reliance Health Infinity Insurance UIN: RELHLIP23120V042223
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