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Pancreatic Cancer - Causes, Symptoms, Health Insurance Coverage

Name: Health Insurance for Pancreatic Cancer
Brand: Reliance General Insurance
Rating: 4.2 (158 reviews)

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What Is Pancreatic Cancer?

The cancer of the pancreas usually begins in its tissues. Two types of tumours grow in the pancreas, one is cancerous, and the other is non-cancerous. Cancer in the pancreas mainly develops in the cells that line the ducts which carry digestive enzymes out of the pancreas. Pancreatic cancer is highly curable when diagnosed at an early stage. However, a person suffering from pancreatic cancer doesn’t show any symptoms in the beginning. One can see the symptoms when it is spread to other organs.

Symptoms

The signs and symptoms of pancreatic cancer may not be visible in the beginning, but it will show as the disease progresses:

Pain in abdominal
Loss of appetite
Sudden weight loss
Jaundice
Darker urine
The light color of the stools
Itchiness
Uncontrollable diabetes
Fatigue
Blood clots

If you are facing any of the symptoms mentioned above, then you should consult your doctor.

Diagnosis

After a physical examination, if your doctor thinks that you are suffering from pancreatic cancer, he or she will ask to go through below mentioned tests:

Imaging tests: In this test, the pictures of organs are taken which helps doctors in proper diagnosis. Pancreatic cancer is diagnosed with the help of techniques like computerized tomography scans, ultrasound, positron emission tomography (PET) scans, and magnetic resonance imaging (MRI).

Ultrasound: An Endoscopic ultrasound helps in getting the image of the pancreas. This device is put inside the mouth of the patient and it goes to the stomach, where it clicks the pictures of the pancreas.

Biopsy: In this procedure, a small part of the tissue of the infected area is extracted as a sample and is sent to the laboratory for testing.

Blood test: Your doctor may ask you to go through a blood test to see whether tumor makers (a type of protein) is present in the blood. This tumor maker is shed from the cancerous cells of the pancreas. Its presence in the blood means you are suffering from pancreatic cancer.

Once pancreatic cancer is diagnosed, then your doctor will do a staging test. This test helps in diagnosing on which stage your pancreatic cancer is. This helps enormously in the treatment as your doctor will prescribe the treatment based on the stage of pancreatic cancer.

Treatment

As mentioned earlier, the treatment of pancreatic cancer depends on which stage it is and what is the location of cancer. Treatment also depends on the overall health of the patients and their preference. Most people want to remove cancerous cells. However, when it is not possible, the main aim then is to hinder the growth of cancerous cells.

Your doctor may recommend treatment like surgery, radiation therapy, chemotherapy, or a combination of these. In the case of advanced pancreatic cancer, your doctor will opt for symptom relief (palliative care).

Health Insurance

Getting diagnosed with pancreatic cancer can put severe stress on both your mental and financial well-being. This is the reason why it is advisable to buy health insurance from a reputable insurer such as Reliance General Insurance. With health insurance, you will get the best treatment without worrying about finances. You will also be eligible for tax benefits.

Frequently Asked Questions

What is the current GST rate on health insurance premiums?
During the 56th GST Council Meeting in New Delhi, the Indian Government revealed a groundbreaking decision to exempt all health insurance policies from GST, starting September 22, 2025. The GST rate on health insurance premiums has been lowered to zero. Previously, premiums faced an 18% GST, which greatly raised the total cost.With this exemption, only the base premium is charged - making health insurance more affordable and accessible for individuals.
How does the GST exemption impact my health insurance premium?
With Zero GST, your premium is now reduced by up to 18% compared to before.You won't have to pay tax on health insurance policies anymore.This change is effective for new purchases and renewals starting September 22, 2025.
Example: A policy that earlier cost ₹15,000 (including ₹2,288 GST) will now cost approximately ₹12,712 - saving you nearly ₹2,300
Will my existing health insurance policy benefit from the GST exemption?
Yes, renewals made on or after September 22, 2025 will benefit from Zero GST.If your policy was issued before this date, GST still applies.The exemption is tied to the policy issuance and renewal date, not just payment.Future renewals will reflect the GST-free pricing, reducing your premium cost.
Do I need to pay GST on health insurance purchased before September 22, 2025?
Yes, policies purchased or issued before September 22, 2025 still include 18% GST.The Zero GST exemption applies only to policies issued or renewed on or after that date.Future renewals will reflect the GST-free pricing.
What does the new GST regulation effective 22nd September mean for Health Insurance premiums?
Starting 22nd September 2025, the GST (Goods and Services Tax) on individual health insurance premiums has been reduced to 0%, down from the earlier rate of 18%.
What this means for you:
Lower Premiums: You'll now pay only the base premium-no GST added.
Will my Health Infinity renewal premium reduce after the GST removal?
Yes, Your Health Infinity renewal premium will decrease if the renewal takes place on or after September 22, 2025.
Does the GST regulation apply to both new purchases and renewals of Health Insurance?
Yes, the new GST regulation effective from 22nd September 2025 applies to both new purchases and renewals of individual health insurance policies.
Does the GST change impact Health Gain, Health Infinity, Super Top-Up, and Hospi Care plans equally?
Yes, The GST exemption starting from 22nd September 2025 is applicable to health insurance plans such as Health Gain, Health Infinity, Super Top-Up, and Hospi Care. Provided that the policy is issued and the risk begins on or after this date, there will be no 18% GST charged on premiums. This change makes these plans more budget-friendly for both new purchases and renewals.
I renewed my health policy before 22nd September with GST - am I eligible for adjustment?
If your health insurance policy was renewed before September 22, 2025, and you paid GST, you are not eligible for any refunds or adjustments,The GST exemption applies only to transactions made on or after the effective date. Since your payment was completed earlier, the GST charged was valid under the previous tax rules and cannot be retrospectively refunded.

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Pancreatic Cancer - Causes, Symptoms, Health Insurance Coverage

Plan Details

Plan Details

​What Is Pancreatic Cancer?

Symptoms

Diagnosis

Treatment

​Health Insurance

Frequently Asked Questi​​ons

Relevant Links for Health Insurance

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What Is Pancreatic Cancer?

Health Insurance

Frequently Asked Questions