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As per regulation, Individual & Family Floater health insurance policies starting Sept 22, 2025, will have 0% GST. Choose a start date on or after this to avail the benefit.
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Typhoid is a bacterial infection that can lead to high fever, vomiting, and diarrhea. This disease is caused by the salmonella enterica serotype typhi bacteria.
The infection is mostly passed on through contaminated drinking water and food, and it is more widespread in places where hand-washing is less persistent. It can also be transferred by carriers who do not know they carry the bacteria.
The incubation period is generally 1-2 weeks, and the duration of illness is around 3-4 weeks. Below-mentioned is some symptoms:
Chest congestion spreads in many people, and discomfort and abdominal pain are common. The fever becomes persistent. Improvement appears in the third and fourth weeks in those without any complications. Around 10% of people have repeated symptoms after feeling better for one to two weeks. Relapses are very common in individuals treated with antibiotics.
After the ingestion of contaminated water or food, the salmonella bacteria conquered the small intestine and enter the bloodstream temporarily. The bacteria are carried by white blood cells in the bone marrow, spleen, and liver, where they reenter and multiply the bloodstream. People show symptoms, including fever, at this time. Bacteria invade the biliary system, gallbladder, and the lymphatic tissue of the bowel. Here, these bacteria multiply in high numbers. The bacteria pass into the intestinal tract and can be determined in stool samples. If a test result is not clear, urine or blood samples will be taken to make a diagnosis.
Typhoid fever is treated with antibiotics that kill bacteria named Salmonella. Prior to the usage of antibiotics, the fatality rate was 20%. The death occurred from pneumonia, infection, intestinal perforation, or intestinal bleeding. With supportive care and antibiotics, mortality has been reduced to 1%-2%. With effective antibiotic therapy, there is general improvement within 1-2 days and recovery within 7-10 days.
Many antibiotics are very effective for the treatment of typhoid. Chloramphenicol was the original drug that people used to use for many years. Because of its serious side effects, chloramphenicol has been exchanged by other effective antibiotics. The selection of antibiotics is guided by determining the geographic region where the infection was decreased. If relapses occur, then patients are again treated with antibiotics.
When you or any individual in your family faces health complication like jaundice, medical emergencies become really unpredictable which can lead to a big financial disruption. In such a situation, health insurance cover plays a vital role. Health insurance is a deal where an insurance company takes full responsibility to pay all your medical expenses in case the insured falls sick or meets an accident which leads to hospitalization. Reputed and trustworthy insurance company like Reliance General Insurance delivers cashless treatment from a network hospital. You can buy best health insurance online by Reliance without stepping out of your house in this pandemic and enjoy the perks of tax benefits under section 80D of the Income Tax Act.
During the 56th GST Council Meeting in New Delhi, the Indian Government revealed a groundbreaking decision to exempt all health insurance policies from GST, starting September 22, 2025. The GST rate on health insurance premiums has been lowered to zero. Previously, premiums faced an 18% GST, which greatly raised the total cost.With this exemption, only the base premium is charged - making health insurance more affordable and accessible for individuals.
With Zero GST, your premium is now reduced by up to 18% compared to before.You won't have to pay tax on health insurance policies anymore.This change is effective for new purchases and renewals starting September 22, 2025.
Example: A policy that earlier cost ₹15,000 (including ₹2,288 GST) will now cost approximately ₹12,712 - saving you nearly ₹2,300
Yes, renewals made on or after September 22, 2025 will benefit from Zero GST.If your policy was issued before this date, GST still applies.The exemption is tied to the policy issuance and renewal date, not just payment.Future renewals will reflect the GST-free pricing, reducing your premium cost.
Yes, policies purchased or issued before September 22, 2025 still include 18% GST.The Zero GST exemption applies only to policies issued or renewed on or after that date.Future renewals will reflect the GST-free pricing.
Starting 22nd September 2025, the GST (Goods and Services Tax) on individual health insurance premiums has been reduced to 0%, down from the earlier rate of 18%.
What this means for you: Lower Premiums: You'll now pay only the base premium-no GST added.
Yes, Your Health Infinity renewal premium will decrease if the renewal takes place on or after September 22, 2025.
Yes, the new GST regulation effective from 22nd September 2025 applies to both new purchases and renewals of individual health insurance policies.
Yes, The GST exemption starting from 22nd September 2025 is applicable to health insurance plans such as Health Gain, Health Infinity, Super Top-Up, and Hospi Care. Provided that the policy is issued and the risk begins on or after this date, there will be no 18% GST charged on premiums. This change makes these plans more budget-friendly for both new purchases and renewals.
If your health insurance policy was renewed before September 22, 2025, and you paid GST, you are not eligible for any refunds or adjustments,The GST exemption applies only to transactions made on or after the effective date. Since your payment was completed earlier, the GST charged was valid under the previous tax rules and cannot be retrospectively refunded.
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