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Maruti Suzuki Ritz Insurance

Buy Reliance Maruti Suzuki Ritz Car Insurance starting at just ₹238/month*

Car Insurance Policy Online

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Introduction to Maruti Suzuki Ritz

The Maruti Suzuki Ritz is a compact and versatile hatchback designed for modern urban drivers seeking reliability and efficiency. Its sleek design, comfortable interiors and smart engineering make it a perfect choice for daily commuting and weekend adventures.

When you buy car Maruti Suzuki Ritz, it's perfect for small families and individual drivers. It also offers exceptional performance, fuel efficiency and a smooth driving experience that meets the demands of contemporary lifestyle.

How to Buy Maruti Suzuki Ritz Car Insurance - Online & Offline?

Steps to Buy Maruti Suzuki Ritz Car Insurance Online

Step 1: Access Reliance General Insurance website for insurance for Ritz vehicle coverage

Step 2: Input accurate Ritz car specifications for personalised insurance quotes

Step 3: Compare comprehensive plans tailored to Ritz insurance requirements

Step 4: Select appropriate Maruti Ritz insurance claim protection add-ons

Step 5: Process secure online payment for instant digital policy

Steps to Buy Maruti Suzuki Ritz Car Insurance Offline

Step 1: Locate Reliance General Insurance nearest branch with branch locator

Step 2: Bring vehicle documents for insurance claim verification

Step 3: Consult experts about comprehensive Ritz insurance options

Step 4: Review coverage details for potential Maruti Ritz insurance claims

Step 5: Complete offline transaction and collect policy documents

Steps for Maruti Suzuki Ritz Car Insurance Renewal Online

  1. Visit Reliance General Insurance website
  2. Access Ritz insurance renewal section
  3. Verify existing policy details
  4. Update insurance for Ritz coverage
  5. Complete online renewal payment

Why Do You Need Maruti Suzuki Ritz Car Insurance?

Compliance with Laws

Protect yourself legally with our Maruti Suzuki Ritz insurance policy, ensuring complete adherence to mandatory motor insurance regulations. Avoid potential penalties, legal complications and demonstrate responsible vehicle ownership by maintaining the required insurance coverage.

Financial Protection

Safeguard your valuable investment with comprehensive car insurance for Maruti Suzuki Ritz. Our insurance plans provide robust financial protection against unexpected repair costs, accidental damages, theft and other potential financial risks associated with vehicle ownership.

Peace of Mind

Experience total tranquility with Maruti Ritz vehicle insurance by Reliance General Insurance. Our comprehensive coverage ensures you can drive confidently, knowing you're protected against various unforeseen circumstances and potential financial challenges.

Features and Benefits of Reliance Car Insurance for Maruti Suzuki Ritz

Hassle-Free Buying and Claiming Insurance

Streamline your best insurance for Maruti Ritz cars experience with our user-friendly online platform. Enjoy simplified purchase process, quick documentation and seamless claim settlement for maximum convenience.

IDV Customisation

Personalise your benefits of Maruti Suzuki Ritz car insurance with flexible Insured Declared Value options. Tailor your coverage to match your vehicle's exact market value and individual protection requirements.

Personal Accident Cover

Comprehensive personal accident protection ensures financial security for you and your family. Our Reliance car insurance for Maruti Ritz provides extensive coverage against personal injury and disability.

Third-Party Liabilities

Robust protection against legal and financial risks arising from third-party damages. Comprehensive coverage that shields you from potentially expensive litigation and compensation claims.

24/7 Customer Support

Round-the-clock customer assistance for instant support, guidance and claim processing. Our dedicated team ensures you receive immediate help whenever you need it.

No-Claim Bonus

Reward your safe driving with attractive bonus benefits that progressively reduce your insurance premium. Enjoy financial incentives for maintaining a claim-free record.

High Claim Settlement Ratio

Experience swift, fair and transparent claim processing with our industry-leading settlement efficiency. Quick resolution and maximum customer satisfaction are guaranteed.

Pay-As-You-Drive Insurance

Innovative insurance solution that charges premiums based on your actual vehicle usage and driving patterns. Flexible and cost-effective coverage tailored to your specific driving habits.

Wide Range of Add-Ons

Customise your insurance with multiple add-on options. Enhance your coverage to address specific protection needs beyond standard policy features.

Types of Maruti Ritz Car Insurance Plans

Maruti Suzuki Ritz Third-Party Car Insurance

Ritz car third party insurance price covers mandatory legal protection for damages to third-party vehicles or property, ensuring compliance with motor vehicle regulations and providing essential financial protection for Maruti Ritz yearly insurance requirements

Buy Third-Party Car Insurance

Maruti Suzuki Ritz Comprehensive Car Insurance

Complete protection covering own damage, third-party liabilities and additional benefits. Ideal for comprehensive Maruti Ritz car insurance online purchase with extensive coverage against multiple risks and potential financial challenges.

Buy Comprehensive Car Insurance

Maruti Suzuki Ritz Own-Damage Car Insurance

Specific insurance addressing damages when you buy Maruti Ritz car insurance vehicle. Protects against accidental damages, natural calamities, theft and other potential risks to your Maruti Ritz.

Buy Own-Damage Car Insurance

Maruti Suzuki Ritz Pay-As-You-Drive Insurance

Innovative Ritz car insurance price solution charging premium based on actual vehicle usage. Flexible and cost-effective insurance plan tailored to your specific driving patterns and requirements.

Buy Pay As You Drive Car Insurance

Maruti Suzuki Ritz Insurance Inclusions and Exclusions

Inclusions Exclusions
Third-party property damage protectionDamages from driving under alcohol influence
Personal accident medical coverageWar-related vehicle damage claims
Natural calamity damage protectionRegular vehicle wear and tear expenses
Fire and explosion vehicle harm coverDepreciation value reduction costs
Comprehensive theft protectionDriving beyond geographical limits
Animal collision damage coverageMechanical failures without accident
Accident and collision damage shieldDriving without valid documentation
Transit and transportation protectionIntentional negligence damages

Maruti Ritz Insurance Add-On Covers

Add-Ons Description
Return to InvoiceInstant financial safety net protecting your investment against unexpected total vehicle loss.
EMI Protection CoverCushions your financial journey by managing loan burdens during unexpected vehicle downtime.
Pay-As-You-Drive InsuranceBudget-friendly insurance that adjusts premiums based on your actual driving patterns.
24x7 Roadside AssistanceYour trusted companion provides instant help wherever your Ritz takes you in emergencies.
Engine Protection CoverSpecial shield safeguarding your vehicle's heart against potential mechanical vulnerabilities.
Nil Depreciation CoverEnsures maximum claim value by neutralising value reduction during repair processes.
NCB Retention CoverProtects your hard-earned no-claim bonus, keeping your insurance rewards intact.
Total CoverComprehensive protection strategy covering multiple risk scenarios for complete peace of mind.
Tyre Protection CoverFinancial defense against unexpected tyre damages and replacement challenges.
Consumables CoverReimburses essential repair items, reducing out-of-pocket expenses during vehicle maintenance.
Daily Allowance BenefitKeeps you mobile with alternative transportation support during vehicle repair periods.
Key Replacement CoverFinancial protection for sophisticated key systems against loss or damage.
RIM ProtectionComprehensive coverage for wheel rim damages and replacement expenses.
Loss of Personal BelongingsCompensation for personal items lost during vehicle-related unexpected incidents.
Geo ExtensionExtends insurance protection beyond local boundaries for worry-free travels.
Electrical AccessoriesSpecialised coverage for advanced technological components and electrical systems.
Non-Electrical AccessoriesFinancial protection for personalised vehicle modifications and unique additions.
Emergency Hotel AccommodationSupport during unexpected vehicle breakdowns, ensuring traveler comfort and safety.

Maruti Suzuki Ritz Car Insurance Claim Process

Steps for Maruti Suzuki Ritz Insurance Claim: Cashless Repairs

  • Immediately intimate Reliance General Insurance about the incident through our 24/7 helpline at 1800-3009 or Maruti Ritz insurance Reliance Self-i App with complete accident details.
  • Visit our authorised network garage​ for cashless car insurance for Maruti Ritz assessment, ensuring you carry your insurance policy document and valid identification.
  • Our surveyor will inspect the vehicle damage, documenting the extent of repairs required for Maruti Suzuki Ritz insurance claim processing.
  • Receive pre-approved repair estimate and authorisation for cashless repair from our insurance team at the network garage.
  • Collect your repaired Maruti Suzuki Ritz car insurance vehicle after completing the necessary paperwork and paying applicable deductibles.

Steps to Claim Maruti Suzuki Ritz Insurance Policy: Reimbursement Claims

  1. Collect and preserve all original repair bills, damage assessment reports and payment receipts for Maruti Ritz insurance reimbursement claim.
  2. Download and complete the official Reliance General Insurance claim reimbursement form for Maruti Suzuki Ritz.
  3. Submit comprehensive claim form physically or through our online portal for Maruti Suzuki Ritz car insurance premium claim processing.
  4. Our claims team will verify the submitted documents and assess the claim for potential reimbursement.
  5. Receive claim settlement directly in your registered bank account after successful document verification and approval.

Documents for Maruti Suzuki Ritz Insurance Claim

  • Comprehensive policy document showcasing active Maruti Suzuki Ritz insurance coverage details.
  • Original RC proving vehicle ownership and registration particulars.
  • Completely filled official Reliance General Insurance claim form.
  • Valid driver's license is required of the vehicle owner or authorised driver.
  • Clear images documenting the extent of vehicle damage for claim assessment.
  • Itemised repair estimates and original bills from authorised repair centres.
  • Official police report in case of accidents involving third-party damages.
  • Medical documents related to any injuries sustained during the incident.

Maruti Suzuki Ritz Car Insurance Claims: Cashless vs. Reimbursement

Parameters Cashless Reimbursement
DefinitionDirect settlement at network garage without paying repair costsPolicyholder pays repair expenses and claims reimbursement from insurer
Claim ProcessInstant approval through authorised service centersSubmit detailed claim documents after completing vehicle repairs
Repair ConvenienceMinimal financial burden at network garagesRequires upfront repair payment and subsequent claim filing
DocumentationMinimal paperwork processed at network garageComprehensive documentation and bill submission needed
Financial ImpactZero immediate out-of-pocket expenses for repairsPolicyholder bears initial repair costs before insurance reimbursement

Maruti Suzuki Ritz Car Insurance Premium

Car Specifications

The Maruti Ritz insurance coverage considers critical vehicle specifications that determine risk assessment. Model age, variant type, safety features and overall condition plays a major role in calculating the insurance premium for your Maruti Suzuki Ritz.

Coverage Requirements

Explore comprehensive insurance of Maruti Ritz plans that offer flexible protection levels. Premium rates vary based on selected coverage options, including additional add-ons and specific protection requirements for your vehicle.

Vehicle's Insured Declared Value (IDV)

Determine your Maruti Suzuki Ritz car insurance claim potential by understanding the vehicle's current market value. Higher IDV provides enhanced protection but directly impacts the overall insurance premium calculation.

Geographical Location

Premium rates are strategically calculated based on geographical factors. Urban density, traffic conditions, regional risk zones and local driving environments significantly influence the insurance pricing for your Maruti Suzuki Ritz.

How to Calculate Maruti Suzuki Ritz Car Insurance Premium?

Our car insurance premium calculator helps you determine your premium by entering precise vehicle specifications, including model year and variant.

  • Determine the exact Ritz insurance amount through detailed market valuation
  • Assess vehicle's Insured Declared Value for accurate pricing
  • Select comprehensive insurance matching protection requirements
  • Generate an instant online premium quote for your Ritz

How to Buy Second-Hand Maruti Ritz Car Insurance?

Our experts professionally evaluate the second-hand Ritz condition and market value:

  • Submit the required ownership transfer and previous insurance documents.
  • Choose a comprehensive protection plan tailored to your specific vehicle requirements.
  • Complete a secure online purchase process to get instant policy confirmation.

Maruti Suzuki Ritz Insurance Price: Third-Party Insurance Premium

Maruti Suzuki Ritz Car Insurance Rates for Private Cars

Engine Capacity Premium for One Year (in ₹)
Up to 1000 cc2,094
Above 1000 cc up to 1500 cc3,416
Above 1500 cc7,897

Maruti Suzuki Ritz Car Insurance Rates for Electric Cars

Battery Premium for One Year (in ₹)
Up to 30 kW1,780
Above 30 kW up to 65 kW2,904
Above 65 kW6,712

Maruti Suzuki Ritz - Overview and USPs

Efficient Performance

Powerful yet fuel-efficient hatchback designed to deliver exceptional mileage, smooth performance and optimal driving experience in urban and suburban environments.

Smart Compact Design

Intelligently crafted compact dimensions offer superior manoeuvrability, easy parking and stylish exterior that stands out in crowded city streets and narrow lanes.

Advanced Safety Features

Robust safety engineering with multiple airbags, reinforced body structure and advanced braking systems ensure comprehensive protection for drivers and passengers.

Comfortable Interiors

Spacious, ergonomically designed cabin with premium quality seats, ample legroom and thoughtful interior layout providing maximum comfort during short and long journeys.

Cost-Effective Ownership

Low maintenance requirements, affordable spare parts, excellent fuel economy and reliable performance making it an economically smart choice for budget-conscious buyers.

Maruti Suzuki Ritz - Models and Prices

Model Name Ex-Showroom Price (₹)
Maruti Ritz LXi (Base Model)
Manual | Petrol
Rs. 4.30 Lakh
Maruti Ritz Genus VXi
Manual | Petrol
Rs. 4.52 Lakh
Maruti Ritz Elate Edition VXi
Manual | Petrol
Rs. 4.77 Lakh
Maruti Ritz VXi
Manual | Petrol
Rs. 4.89 Lakh
Maruti Ritz VXi (ABS)
Manual | Petrol
Rs. 5.14 Lakh
Maruti Ritz Genus VDi (Base Diesel)
Manual | Diesel
Rs. 5.32 Lakh
Maruti Ritz ZXi
Manual | Petrol
Rs. 5.50 Lakh
Maruti Ritz LDi
Manual | Diesel
Rs. 5.50 Lakh
Maruti Ritz Elate Edition VDi
Manual | Diesel
Rs. 5.79 Lakh
Maruti Ritz VDi
Manual | Diesel
Rs. 5.98 Lakh
Maruti Ritz VXI AT (Top Model)
Automatic | Petrol
Rs. 6.14 Lakh
Maruti Ritz VDI (ABS)
Manual | Diesel
Rs. 6.17 Lakh
Maruti Ritz ZDi (Top Model)
Manual | Diesel
Rs. 6.58 Lakh

Maruti Suzuki Models for Which Reliance General Insurance Offers Coverage (Model Names)

Maruti Swift Maruti Fronx
Maruti Baleno Maruti Swift Dzire
Maruti Eeco Maruti Celerio
Maruti Wagon R Maruti Ertiga
Maruti Grand Vitara Maruti S-Presso
Maruti Vitara Brezza  

Frequently Asked Questions (FAQs)

What does Maruti Ritz insurance cover?

Reliance General Insurance provides comprehensive insurance for Ritz, covering third-party liability, damage, theft and natural calamities. Our Maruti Ritz insurance protects your vehicle financially, offering peace of mind with robust coverage against accidents, legal risks and unexpected repair expenses.

How do I buy Maruti Ritz insurance?

Purchase insurance for Ritz online or offline with Reliance General Insurance. Digital method: visit Reliance General Insurance website, input second-hand Maruti Ritz car details, compare plans and select add-ons. Offline: visit a branch, consult experts, review coverage and complete transactions. Simple, hassle-free process tailored to your needs.

How do I renew my Maruti Ritz insurance?

Renew Maruti Ritz insurance renewal online effortlessly. Access the Reliance General Insurance website's renewal section, verify existing policy, update details and complete digital transactions. Instant confirmation of Maruti Ritz car insurance renewal in India ensures continuous protection without complex paperwork or time-consuming procedures.

How much does Maruti Ritz insurance cost?

Maruti Ritz insurance amount varies based on engine capacity. Petrol models (up to 1000 cc): ₹2,094/year. 1000-1500 cc: ₹3,416/year. Our basic premium starts at ₹238/month Premium is calculated considering vehicle specifications and coverage level.

What factors affect Maruti Ritz insurance premiums?

The premium calculation considers the Insured Declared Value, car specifications, location, coverage requirements, safety features, vehicle age, add-on covers and driving history. Each factor contributes to personalised insurance for Ritz pricing reflecting unique vehicle characteristics.

Disclaimers:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy - Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819.

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