Maruti Suzuki Vitara Brezza Car Insurance

Maruti Brezza insurance provides comprehensive coverage to protect your vehicle from unexpected incidents such as accidents, theft and natural disasters.

With a range of policy options, including third-party liability and comprehensive plans, Brezza car insurance ensures drivers' financial security and peace of mind.

Enjoy added benefits like cashless repairs at authorised network garages, 24/7 roadside assistance and easy claim processing. Tailored to suit the unique needs of Brezza owners, these policies offer:

How to Buy Maruti Suzuki Brezza Car Insurance - Online and Offline?

Steps to Buy Maruti Suzuki Brezza Car Insurance Online

1. Visit the Reliance General car insurance page.
2. In the text box, enter the details of your Maruti Suzuki Vitara Brezza, including the registration number, mobile number and email ID.
3. You will receive an insurance quote based on your input.
4. Review the quote and available add-on options. Opt for the suitable add-ons and review the details.
5. Confirm your selections and complete the payment.

Steps to Buy Maruti Suzuki Brezza Car Insurance Offline

1. Find the nearest Reliance General Insurance branch near you using our branch locator.
2. Carry all the documents required to buy Brezza car insurance. This includes proof of identity, proof of address, car details, etc.
3. Enquire about our various types of car insurance plans, understand their relevance and choose the one that fits your needs.
4. Fill out the form, submit your documents, choose your coverage, and complete the payment using your preferred payment mode.

Maruti Suzuki Brezza Car Insurance Renewal Online

1. Go to our official website, select the "Renewal" tab from the menu, and select “Renew Car Insurance”.
2. Enter your Maruti Suzuki Brezza and personal details.
3. Modify your coverage if required.
4. Confirm your choice and the respective quote. Complete the process of Maruti Brezza insurance renewal by paying using your preferred mode.

How to Buy a Second-Hand Maruti Suzuki Brezza Car?

Car Inspection

Before buying Maruti Suzuki Brezza vehicle insurance for a used car, it is crucial to know whether the car is in healthy condition. Thus, we first conduct a vehicle inspection and learn its claim history. Based on this inspection, you can determine the coverage requirement.

Document Preparation

You then need to ensure that you have the documents required to buy insurance. In addition to the standard document requirements, you also require signed forms 29 and 30 by the previous owner and a copy of the successful RC transfer.

Purchase Online

Once you have all the necessary documents, proceed with the online buying process through our car insurance page. Enter your personal details along with car details and choose the right policy.

Choose Add-ons and Pay

While completing the process online, you can also opt for any additional coverage required from our wide range of add-ons. Review your choices and quote and complete the payment.

Also Read: ​How to Transfer Car Insurance while Buying A Second-Hand Car

Why Do You Need Maruti Suzuki Vitara Brezza Car Insurance?

Car insurance for Maruti Suzuki Brezza is essential in India for the following reasons:

• It provides financial coverage against damages to your Vitara Brezza car caused by unpredictable perils, such as accidents, natural disasters, theft, and fire.
• In India, every car and bike owner is legally required to have at least third-party insurance for their vehicle. Thus, having Maruti Suzuki Brezza car insurance fulfils your legal mandate and helps you avoid hefty fines and penalties.
• It also covers any legal liabilities arising from injuries or damages caused to third parties in an accident involving your vehicle.
• Having car insurance for Maruti Brezza ensures peace of mind by offering financial security and assistance in emergencies.

Features and Benefits of Maruti Suzuki Brezza Car Insurance

24x7 Customer Support

Reliance car insurance for Maruti Suzuki Brezza offers dedicated support to our customers, ensuring you receive support throughout the buying or claiming process. You can also receive guidance about any query related to our insurance products.

High Claim Settlement Ratio

We recorded a claim settlement ratio of 100% in FY 2023-24. This is a testament to our dedication to settling claims quickly and efficiently and providing the necessary support when needed.

Efficient Claim Process

Our claim process consists of only a few easy steps that can be completed online from anywhere. Additionally, with cashless claims, the claim settlement process is even quicker and less tedious.

Affordable Premiums

Our popular Maruti Suzuki Brezza insurance offers best-in-class features and extensive coverage at affordable rates. Our premiums start from just ₹238/month*, making our plans cost-effective and best-suited for every customer.

Network Garages

We have a huge network of 11,000+ authorised garages tied with us to provide quick and reliable repair services. These are spread across the nation, giving you high accessibility and a smooth cashless repair experience.

Types of Maruti Brezza Car Insurance Plans

Maruti Suzuki Brezza Insurance Coverage: Inclusions and Exclusions

Maruti Suzuki Brezza Insurance Policy Inclusions

• Damage to third-party vehicle or property
• Damage to your own vehicle caused by:
  • Fire, explosion, self-ignition or lightning
  • Burglary, housebreaking or theft
  • Floods, typhoons, hurricanes, storms, tempests, earthquakes, cyclones, frosts, hailstorms or any other natural calamities
  • Accident
  • Terrorist activity
  • Damage during transit
  • Total damage/theft due to accident
• Personal Accident Cover for the Owner-Driver against injuries, permanent disability and death.
• Specific coverage depending on the chosen add-on, such as No-Claim Bonus Retention cover, Nil Depreciation, etc.

Maruti Suzuki Brezza Insurance Policy Exclusions

• Accidental loss incurred outside the geographical area
• Accidental damages incurred due to driver’s negligence
• Any claim arising out of any contractual liability
• Regular wear and tear
• Driver found driving without a valid driving licence.
• If the driver is found driving under the influence of alcohol or any other substances at the time of the incident.
• Damages caused directly or indirectly due to nuclear weapons material
• Damages caused by war, invasion, the acts of foreign enemies, hostilities, warlike operations, etc.
• Using the vehicle out of its intended use

Maruti Brezza Insurance Add-On Covers

• Pay-As-You-Drive Car Insurance: This add-on cover is ideal when your driving frequency is low. It helps you adjust the premium price based on the kilometres driven.
• Nil Depreciation (Bumper-to-Bumper Insurance): A lot of your car parts undergo depreciation with time. With this add-on, you ensure that you receive the full claim amount without the depreciation deductions.
• 24x7 Roadside Assistance: With this add-on cover, you receive round-the-clock assistance for a tyre change, battery jump-start, vehicle breakdown etc.
• Engine Protection Cover: This add-on protects your vehicle’s most invaluable and expensive part by covering its damage costs.
• Return-to-Invoice Cover: In case of theft or total irreparable damage, you can get compensation for the car’s original purchase price with this add-on.
• Total Cover: This add-on rider will give you complete reimbursement of the purchase price in case of total loss.
• EMI Protection Cover: If the repair takes longer than 21 days, this add-on rider can help you cover the EMIs of your car.
• NCB Retention Cover: This add-on rider is useful to retain your accumulated no-claim bonus even when you claim your insurance.
• Daily Allowance Benefit: While your car is under repair, this add-on can cover the additional expenses incurred due to an alternate mode of transport.
• Key Replacement Cover: This add-on provides coverage for costs incurred to replace lost or stolen keys and locks (if applicable).
• RIM Protection: Covers repair or replacement costs for damaged rims.
• Tyre Protection Cover: Includes repair or replacement of damaged tyres.
• Consumables Expenses: Covers the cost of consumable items like oil, nuts, and bolts after an accident.
• Loss of Personal Belongings: Reimburses for personal items stolen from your car.
• Geo Extension: Extends coverage to additional countries for international travel by car.
• Electrical Accessories: Covers custom-installed electrical accessories against damage or theft.
• Non-Electrical Accessories: Covers non-electrical vehicle modifications against damage or theft.
• Emergency Hotel Accommodation: Reimburses hotel costs if stranded far from home due to a breakdown.

Reliance car insurance also offers EV-specific add-ons, such as battery protection, charger cover, etc., for electric cars.

Maruti Suzuki Brezza Car Insurance Claim Process

You can claim your new Brezza insurance in the following two ways:

Maruti Brezza Car Insurance Claim: Cashless Claim

1. Register your car insurance claim within 24 hours of the incident by:

• Calling our paid helpline number +91 22 48903009
• Logging in to your Reliance Self-i App
• Visiting our Car Insurance Claim page

1. Get your vehicle towed to a nearby authorised network garage for cashless claims.
2. The surveyor will inspect the claim within 48 hours of initiation. Submit all the necessary documents along with the duly filled claim form to the surveyor.
3. Based on the surveyor’s reports, we proceed with the approval or denial of your claim.
4. If your claim is approved, you can proceed with the repair work.
5. We will settle the claim with the network garage upon completion of the repair work.

*Note that we do not pay for the uninsured parts, deductibles or depreciation. You must settle these amounts for such repair.

Maruti Suzuki Brezza Insurance Claim: Reimbursement Claim

1. Register the claim for insurance for Suzuki Brezza as mentioned above.
2. Gather evidence supporting your claim, including a copy of FIR and photographs.
3. Take your car to any nearby garage for repair work.
4. Collect all the bills, receipts and invoices from the garage, as they will be required while filing your claim.
5. Fill out the claim form accurately.
6. Submit all the required documents.

*Note that with reimbursement claims, you have to settle the bills with garages from your own pockets.

You can check the status of your claim online by entering your claim number/policy number.

Documents for Maruti Suzuki Brezza Insurance Claim

• Name and contact details of the insured person
• Copy of driving licence
• Details of the garage
• Policy details
• Date & time of accident
• Make and model of the vehicle
• Copy of registration certificate
• Location of loss
• Extent of loss
• FIR (in case of claim for third-party liabilities or theft)
• Repair bills
• NOC of the financer
  
• Forms 28, 29 and 30 signed by the insured (for admission of liability)

Here is the complete list of car insurance claim documents.

Maruti Suzuki Brezza Insurance Claim: Cashless vs Reimbursement

Maruti Suzuki Brezza Car Insurance Premium

Several factors influence the insurance premium for the Maruti Suzuki Vitara Brezza. At Reliance General Insurance, we consider these aspects when determining the premium of our best insurance for Maruti Suzuki Brezza cars:

The Vehicle’s Specifications

Maruti Brezza insurance policy premiums are significantly affected by the vehicle’s specifications. Key factors include:

• Make, model, and brand of the vehicle.
• Vehicle type (such as sedan, SUV, hatchback, MUV, etc.)
• The fuel type and whether it has a manual or automatic transmission

Coverage Requirements

The type of insurance coverage you choose greatly impacts the Maruti Suzuki Brezza insurance cost. The selection of insurance policies, additional riders, applicable deductibles (voluntary or compulsory), and other customisations can change the premium amount.

Vehicle’s Insured Declared Value (IDV)

The IDV is the market value of your vehicle. This is the most significant factor impacting your premium costs. A higher IDV leads to higher premiums but offers greater compensation in case of claims, while a lower IDV results in lower Brezza car insurance price but reduces claim payouts.

Geographical Location

Premiums also depend on the vehicle’s registration location. For example, your Maruti Suzuki Vitara Brezza insurance can attract higher premiums if you live in an area with heavy traffic or a region prone to floods. In comparison, if you live in rural or less congested areas, you may have lower premiums.

Claim History

Your driving and claim history also play a role in determining your Brezza car insurance price. A clean driving record means that you are a responsible driver with lower risk. Thus, the premium rates in this case will be lower. However, if you have a history of frequent claims or traffic violations, it can increase your premium rates.

How to Calculate Maruti Suzuki Brezza Car Insurance Premium?

Estimating the insurance premium for your Maruti Suzuki Vitara Brezza is a crucial step in purchasing a policy. Reliance General Insurance offers an online premium calculator to help you quickly estimate costs based on various factors.

Follow the steps to use our calculator:

• Go to our calculator.
• Input details such as your car’s registration number, email, phone number, and existing policy number (if any).
• You will receive an instant Suzuki Brezza insurance amount estimate.
• The calculator also illustrates how factors like vehicle age, make, model and coverage type affect the premium.

Brezza Insurance Price: Third-Party Insurance Premium

For third-party insurance, IRDAI sets insurance rates based on your car’s engine capacity. This is a standard rate applicable across all insurance providers. Thus, depending on your car’s cubic capacity, find the respective Brezza insurance cost per year:

Brezza 5 Seater Insurance Price for Private Cars

Brezza Third-Party Insurance Price for Electric Cars

Maruti Suzuki Brezza- Overview and USPs

• Maruti Suzuki Brezza has a stylish appearance with Geometric Fenders, giving it an upright stance.
• It has a unique dual-tone finish, shark Fin Antenna, and Bold Geometric Alloy Wheels to add to its bold appearance.
• It is equipped with SmartPlay Pro+, which is powered by ARKAMYS and loaded with valuable features.
• The car is powered by the Next Gen Suzuki Connect, which gives you complete ownership of your vehicle and allows you to operate some of its functions remotely.
• It has an electric sunroof that gives you the ultimate experience of cruising on your road trips.
• With the head-up display, you can always monitor your car's speed without losing sight of your path.

Maruti Suzuki Vitara Brezza- Models and Prices

#These prices will vary with time, your purchase location and model variant.

The Vitara Brezza has been discontinued by Maruti Suzuki in India. The variants mentioned above are available.

Maruti Car Insurance for Which Reliance Offers Insurance (Model Names)

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​Frequently Asked Questions

• What does Maruti Suzuki insurance cover?

  Maruti Suzuki Brezza car insurance by Reliance General offers financial protection from various perils. These include fire, theft, accidents, third-party liabilities, personal accidents, natural and man-made calamities, etc. The scope of coverage depends on your choice of policy and add-ons.

• Do I have to renew my Brezza car insurance every year?

  Unless you have chosen our long-term car insurance policy, all our car insurance policies have a validity of one year. To benefit from the continued protection and avoid incurring fines and losing your accumulated bonus, you must renew your insurance on time.

• Can I transfer my Maruti Brezza insurance?

  Yes, you can easily transfer your existing car insurance policy to Reliance General Insurance without losing any accumulated no-claim bonuses.

• What factors affect Maruti Suzuki Brezza insurance premiums?

  Your Maruti Suzuki Brezza full insurance price depends on:

  • Age of your car
  • Claim history
    
  • Driving history
  • Modifications
  • Location
  • Make and model​
    

Disclaimer: ​*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).