Maruti Ertiga Insurance

​The Maruti Ertiga is a popular MPV in India and offers a spacious and comfortable driving experience. Owning a car like the Ertiga requires proper maintenance and safeguarding it with appropriate insurance.

Understanding the specific needs of owning a Maruti Ertiga, Reliance General Insurance offers tailored Maruti Suzuki Ertiga vehicle insurance policies. By securing Ertiga car insurance, you can drive with peace of mind, knowing that your vehicle and your financial well-being are protected.

These Maruti Ertiga insurance plans are designed to offer comprehensive coverage, including:

How to Buy Maruti Suzuki Ertiga C​ar Insurance - Online and Offline?

Maruti Suzuki Ertiga Car Insurance Online Buying Process

• To buy Ertiga car insurance online, navigate to the Reliance General Car insurance
• Enter your Maruti Suzuki Ertiga’s registration number along with your mobile number and email ID.
• You should receive an insurance quote based on your make and model.
• Review the quote and choose the add-ons that suit your needs.
• Confirm your information and complete the payment process.

Maruti Suzuki Ertiga Car Insurance Offline Buying Process

1. Use our Branch Locator to visit the nearest Reliance General Insurance branch in your area.
2. Inquire about the available Maruti Ertiga insurance policy plans.
3. Fill out the required form and submit the necessary documents.
4. Make the payment using your preferred payment method.

Maruti Suzuki Ertiga Car Insura​nce Renewal Online

• To renew your Suzuki Ertiga yearly insurance, visit the Reliance General Insurance website and navigate to the “Renewal” tab.
• Select “Renew Car Insurance” from the menu options.
• Enter your policy number and vehicle details.
• Choose any add-ons to enhance your coverage.
• Review the details and quote, then complete the payment of your Maruti Ertiga insurance renewal using your preferred method.
  

How to Buy a Second-Hand M​​aruti Suzuki Ertiga Car Insurance?

Whether you’re purchasing a brand-new or second-hand Maruti Suzuki Ertiga car, securing insurance is crucial. Here is how you can protect your pre-owned vehicle with our Maruti Ertiga car insurance:

• First, a vehicle inspection is conducted, as it is a pre-owned vehicle.
• After ensuring the car is in good condition, you need to gather the necessary documents, including forms 29 and 30, duly signed by the previous car owner of the vehicle. A copy of the RC transfer, your driver's licence, and some additional documents will also be required.
• Once done, you can start the insurance process online by visiting the Car Insurance
• In the required tabs, enter your personal information along with vehicle details like your car’s registration number, make and model, etc.
• Choose the appropriate policy type and add-ons that you need.
• Proceed with the payment of the Suzuki Ertiga insurance amount.

Why Do You Need Maruti Suzuki ​Ertiga Car Insurance?

Car insurance for Maruti Suzuki Ertiga is essential for safeguarding your vehicle and financial well-being. Having Maruti Suzuki Ertiga car insurance offers numerous benefits and protections.

• It ensures compliance with the Motor Vehicles Act, which mandates third-party insurance. This protects you from legal penalties and fines. Additionally, Maruti Suzuki Ertiga ins covers third-party liabilities, including injuries, death or property damage caused to others. This shields you from significant financial and legal consequences.
• Car insurance for Maruti Suzuki Ertiga also provides coverage against theft, reimbursing you for the car’s market value if it’s stolen, so you do not have to bear the full financial loss. Moreover, the policy covers repair costs due to accidents, ensuring you are not burdened with heavy expenses.
• Natural calamities such as floods, earthquakes or landslides can cause extensive damage. Your Maruti Suzuki Ertiga car insurance covers these damages, saving you from costly repairs or replacements.
• Personal accident cover is another crucial feature, offering financial support for medical treatment or compensation to your family in case of severe injury or death.
• The access to a network of cashless garages allows you to enjoy hassle-free repairs without upfront payments, ensuring peace of mind on the road.

When securing protection for your vehicle, it is important to consider more than just the popular Maruti Suzuki Ertiga insurance plans. Consider factors like vehicle usage, financial standing and driving habits to ensure you choose a financially sustainable and reliable insurance policy.

Features and Benefits of Reliance C​​ar Insurance for Maruti Suzuki Ertiga

Types of Maruti Ertiga Car Insuran​​ce Plans

​ Maruti Suzuki Ertiga Insurance Cover​age: Inclusions and Exclusions

Maruti Suzuki Ertiga Insurance Policy Inclusions

Maruti Suzuki Ertiga Insurance Policy Exclusions

Maruti Ertiga Insurance Add-On C​overs

Maruti Suzuki Ertiga Car Insuranc​​e Claim Process

You can claim your Reliance General car insurance for Maruti Ertiga with the following step-by-step guide:

Maruti Suzuki Ertiga Insurance Claim: Cashless Claim

1. Start your Maruti Suzuki Ertiga car insurance claim with us within 24 hours of the incident. Here is how you can do it:

• Calling our paid helpline number +91 22 48903009
• Logging in to your Reliance Self-i App
• Visiting our Car Insurance Claim page

1. Get your vehicle authorised for repair at a nearby network garage for cashless repairs.
2. Provide the necessary claim form and required documents to the surveyor. The surveyor will then inspect the vehicle to evaluate the damage.
3. We ensure a prompt claim survey is conducted within 48 hours of the claim initiation. During this process, the liabilities are assessed and the claim is either approved or denied.
4. If your claim is approved, the garage will proceed with the repair work. We handle the settlement directly with the garage, so you will not need to pay the repair bills upfront.

*Note that we do not pay for the uninsured parts, deductibles or depreciation. You must settle these amounts for such repair.

Maruti Suzuki Ertiga Insurance Claim: Reimbursement Claim

1. Start by initiating your claim by following the standard process provided above.
2. Gather all the evidence related to the incident, including photographs.
3. Take your car to a nearby garage to begin the repair process for reimbursement.
4. Once repairs are completed, collect all bills, receipts and invoices from the garage.
5. Accurately fill out the claim form with detailed information about the incident.
6. Submit all required documents, including the collected bills and invoices.

*Note that with reimbursement claims, you have to settle the bills with garages from your own pockets.

You can check the status of your claim online by entering your claim number/policy number.

Documents for Maruti Suzuki Ertiga​​ Insurance Claim

Sr. No. Documents Required for caiming insurance for Suzuki Ertiga

1. Contact number
2. ​Contact details and name of the insured person (if the person intimating the claim is not insured)
3. Copy of driving licence
   
4. Copy of registration certificate
5. ​Date & time of accident
   
6. Extent of loss
7. FIR (in case of claim for third-party liabilities or theft)
8. Forms 28, 29 and 30 signed by the insured (for admission of liability)
9. Garage name (with contact details)
10. Location of loss
11. Make and model of the vehicle
12. Name of the insured person
13. NOC of the financer
14. Policy number
15. Repair bills
    

Here is the complete list of car insurance claim documents for reference.

Maruti Suzuki Ertiga Insurance Clai​m: Cashless vs Reimbursement

Maruti Suzuki Ertiga Car Insuran​​ce Premium

The premium for your Maruti Suzuki Ertiga can change due to several key factors. Knowing these factors can help you find the most affordable coverage for your vehicle.

For example, the overall Ertiga 5-seater insurance price can vary significantly if it is a second-hand model. Also, the new Ertiga CNG insurance price will vary as the engine is different from that of the common petrol cars.

The Insurance Regulatory and Development Authority of India (IRDAI) establishes premium rates for third-party car insurance each year based on the vehicle’s engine size. Generally, vehicles with larger engines incur higher premiums.

The premium rates for comprehensive insurance plans are influenced by several factors:

How to Calculate Maruti Suzuki Erti​​ga Car Insurance Premium?

To quickly estimate your Maruti Suzuki Ertiga full insurance price, you can use our free car insurance premium calculator. Here is how you can calculate your premiums :

• Enter your car details, like the registration number, along with your personal details – like your email address and mobile number.
• Indicate if you currently have an existing policy with us.
• The tool will then provide an estimated premium for your vehicle.
• For used cars, you will need to provide additional details such as fuel type, claim history and car model.

Ertiga Auto Insurance: Third-Party Insurance Premium

The Insurance Regulatory and Development Authority of India (IRDAI) sets the third-party insurance premium based on the engine capacity of your vehicle. Refer to the table below to find your Ertiga third-party insurance price based on your vehicle’s engine size :

For Private Cars

For Electric Cars

Maruti Suzuki Ertiga - Overview an​​d USPs

The Maruti Ertiga is an affordable Multi-Purpose Vehicle (MPV) launched in 2012 and is known for its practicality, affordability and fuel efficiency. It is a popular choice among families seeking a spacious and reliable MPV.

• The car’s spacious interiors are not only stylish but can also accommodate up to 7 passengers.
• Equipped with a powerful engine, it delivers a 8 Nm @ 4400 RPM Torque and 75.8 kW @ 6000 RPM Power.
• The Maruti Suzuki Ertiga incorporates Brake Energy Regeneration (BER) technology, offering enhanced fuel economy.
• The car comes equipped with a range of safety features, which include dual front airbags, ABS, EBD and ISOFIX Child Seat Anchorages, ensuring the safety of its occupants.

Maruti Suzuki Ertiga - Models an​d Prices

#These prices will vary with time, your purchase location and model variant.

Maruti Car Insurance for Which Relianc​​e Offers Insurance (Model Names)

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Frequently Asked Questions

• Can Ertiga car insurance renewal be done online?

  Yes, your Maruti Suzuki Ertiga car insurance can be renewed online using the Reliance General website.

• ​ How much does Maruti Suzuki Ertiga insurance cost?

  Various car-related factors, such as the make and model of the vehicle, and coverage-related factors, such as the type of insurance and add-ons, influence the Maruti Suzuki Ertiga insurance cost. You can calculate your premium with our free calculator on the Reliance General Insurance website.
  

Disclaimer:*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.