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With Reliance General Car Insurance for Toyota, you get extensive coverage at affordable rates, starting at just ₹238/month. Moreover, our wide range of add-on covers, cashless repairs, huge network of garages and easy buying and claiming process will ensure that your Toyota car receives top-notch coverage.
Before you buy Toyota insurance for your beloved car, here is a comprehensive guide about everything you need to know about our Toyota insurance policy.
100%Claims Settlement*
10,000+Network Garages*
5 crore+Happy Customers*
₹238/monthStarting premiums*
Reliance General Insurance for Toyota cars covers third-party liabilities via our third-party and comprehensive car insurance. With these policies, you do not have to worry about settling the damages.
Our Toyota vehicle insurance by Reliance General Insurance is carefully crafted to provide extensive coverage to car owners. With us, you get coverage against third-party liabilities, natural calamities, accidental damages, rodent bites, nil depreciation, etc.
Our claim process comprises four easy steps to follow. Right from intimating your Toyota insurance claim to receiving the amount, you can complete and track its status online.
Benefits of Toyota car insurance under Reliance General Insurance includes access to a multitude of add-on covers to provide overall coverage from several perils. These include nil depreciation, pay-as-you-drive, engine protection cover, key replacement cover, no-claim bonus retention cover, etc.
We also offer cashless claims through which you can make repairs without settling the bills upfront from your pockets.
Our Toyota auto insurance premiums start at just ₹238/Month*, providing comprehensive coverage at competitive rates.
Our dedicated support will guide you through critical situations, the buying and renewing process and the claim process, giving you a smooth experience.
To give you a smooth, cashless experience, we have a network of over 10,000 garages spread across the country.
With Reliance General Insurance's intuitive Self-i app, you can easily upload self-inspection videos in case of an accident or renew your policy after expiration.
We offer third-party car insurance for those who intend to only fulfil the legal requirement and require basic coverage. With this insurance, you get financial protection against any damages caused to or by any third-party person, property or car.
With this Reliance car insurance for Toyota, you receive coverage against damages caused to your Toyota car due to accidents, natural calamities, thefts, riots, etc.
This offers the most extensive coverage, covering third-party liabilities and own damages under one policy.Thus, with this car insurance for Toyota, you can benefit from comprehensive coverage and get access to a wide range of add-on options.
With this Reliance car insurance, you first set an estimated distance you'll drive within a policy year (minimum 2,500 km), and the lower your Kilometre limit on renewal, the more discount you get. With this cover, you can save up to 90%* on premiums rather than paying a flat rate annually.
Investing in reliable car insurance is important to ensure that your beloved Toyota car is protected from various perils. By buying car insurance for your Toyota car, you minimise the risk of incurring financial loss caused by:
Moreover, according to the Motor Vehicle Act of 1989, it is mandatory for every car owner, irrespective of the car's brand and model, to have at least third-party insurance. Thus, by buying Toyota car insurance, you also fulfil the legal requirement.
Go to the Reliance General Insurance homepage.
Go to the car insurance page on the main menu products list. Alternatively, you can buy Toyota online insurance through the Reliance Self-i app.
Enter your vehicle's registration number, mobile number, email address and your car's make and model.
You will then receive a quote based on your input and choice of plan. This instant quote will provide information about the IDV, tax details and other terms.
Based on the quote, you can also modify the coverage and compare the prices of various plans and coverages before buying insurance.
Confirm your choice and complete the payment using your preferred mode. Once the payment is completed, we will send you the policy document to your registered email address.
You can buy the best insurance for Toyota cars offline with Reliance General Insurance by visiting us at our nearest branch in your vicinity. You will need to carry along originals and photocopies of your car registration document and driver's licence. Fill out the form, make your choice and complete the premium payment to buy the policy.
Just like it is important to buy car insurance for new cars and protect them from various perils, it is also important to protect your second-hand car with our Toyota car insurance. Here is how the buying process for a second-hand car looks like:
If you have any queries, contact us via our helpline number (022-4890 3009) or visit our Self-Help portal.
We also offer add-on covers specifically tailored for EV cars. These include battery protection, charger cover and electric motor protection.
*Note that we do not pay for the uninsured parts, deductibles or depreciation. You must settle these amounts for such repair.
Required Documents Based on Claim Type
Several factors impact the premium of car insurance for Toyota. At Reliance General Insurance, we consider these factors to calculate Toyota car insurance premium:
Insurance premiums largely depend on your vehicle's general specifications. The classic factors affecting premium costs are:
Another vital factor impacting Toyota vehicle insurance price is the type of coverage you select, particularly the insurance policy you choose. Premiums are also impacted based on the additional riders you choose, the applicable voluntary or involuntary deductible and other customisations.
We allow you to choose your preferred IDV while buying and renewing your insurance plan. A higher IDV results in higher premiums but converts to a higher compensation at the time of claim filing. Similarly, a lower IDV reduces premium costs, but the compensation for filing claims may also be low.
If you reside in cosmopolitan areas like metros (with heavy traffic) or flood-prone areas, you can expect to pay a higher premium. If, on the other hand, you live in sparsely populated towns or villages with rare instances of accidents or vehicular damage, we may quote a lower premium amount.
We also take your personal factors into account while deciding the premium costs of the Toyota insurance policy. If you have a good driving record and experience, you may get a lower premium quote. Conversely, if you have filed many claims in the past or have been found guilty of flouting traffic laws, your premium costs may increase.
The most important step in buying car insurance for your Toyota car is to derive an estimate of premium based on your preferences. To speed up the process, we offer a free tool which gives you an estimate in an instant.
You can calculate the premium online using our car insurance premium calculator and compare the coverage and cost of all our plans instantly.
With our car insurance premium calculator, you can understand the impact of various factors that influence premium prices, such as the car's make and model, age and type of coverage needed.
To use our free tool, you simply need to enter your car's registration number, email address, mobile number and policy number (if applicable). Based on your car's make and model and other factors, it will give an instant indication of the premium prices.
The premium calculation for third-party Toyota motor vehicle insurance is different from other types of car insurance. It primarily depends on the car's engine or battery capacity (in the case of EV cars). These premium rates are monitored and set by the IRDAI and are the same across insurance providers. Here are the current Toyota car insurance rates:
#These prices will vary with time, your purchase location and model variant.
Disclaimer: *T&C apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819;
Premium: The premium mentioned for car Insurance is excluding taxes for the private car model Maruti Suzuki Alto 800 with cubic capacity of less than 1000 cc for a 1 year Own Damage Insurance policy for an IDV of ₹2,34,728. Premium used is 2,853/year as on 1 March 2023 and then converted into a per month basis, which gives us ₹238/month (2,853/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Network Garages: The number of garages mentioned is the total of all the garages empanelled across the country for different vehicle categories.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
You can buy Reliance Toyota four-wheeler insurance with minimal documentation. You only need basic documents like your passport-sized photo, identity proof, age proof, and address proof documents. You can upload them via the Reliance Self-i app while buying the policy online.
No, you need not always file an FIR while registering a car insurance claim. The requirement to file an FIR is only applicable in casesinvolving thefts, physical injuries, and other incidents or accidents wherein police intervention is required.
Yes, you have complete flexibility in choosing the number of add-on riders you like to enhance and customise your car insurance coverage. However, each addition leads to an increase in the premium amount. Hence, it is best to consider your affordability before making the selection.
To claim maximum discount on your insurance premium, you must let your No-Claims Bonus accumulate without claiming it. E.g., if you claim it within 2 years, you may only get a 30% off on your premiums. But, if you claim it after five consecutive claim-free years, you can a discount of up to 50%.
If you sell your car, you have two ways to handle your policy. The first one is to transfer the policy to the new car owner. The second option is to cancel the policy and let the new car owner buy a new one. However, the policy remains active until you take either one of these two steps.
You will lose your NCB benefits if you file a claim. The only instance wherein your NCB remains unaffected is if you purchase a No-Claims Bonus retention add-on rider. However, you need to have bought this rider before raising a claim. This is the only way to safeguard your NCB benefits.
If you do not wish to renew your car insurance policy every year, you can consider investing in a multi-year or long-term Toyota motor insurance policy. Such a policy remains valid for 2-3 years at a time, saving you the hassle of renewals. Plus, you can get discounts on premiums for choosing such a policy.
Looking for a single platform for all your insurance needs? Look no further than Reliance General Insurance. We offer a range of car, bike, health and travel insurance plans. Visit us today!
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