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For a car as reliable and comfortable as the Nexon, you need Tata Nexon insurance to ensure its overall protection. Tata Nexon’s popularity is a testament to safety being the most important aspect to look for in a car. This popular crossover SUV offers comfort while being loaded with superior features and a high-grade, secure driving experience.
With Reliance General Insurance’s car insurance for Tata Nexon, you benefit from our unique set of features, transparent and quick buying and claims processes, carefully crafted insurance policies and high claim settlement. These plans are designed to provide:
100%
Claims Settlement*
11,000+
Network Garages*
5 crore +
Happy Customers*
₹238/month
Starting premiums*
Car insurance plays a vital role in protecting your valuable asset — your Tata Nexon car. It provides you with financial protection and peace of mind while driving on Indian roads.
With Tata Nexon car insurance, you fulfil your legal mandate and avoid paying hefty fines and penalties. According to the Motor Vehicle Act of 1989, every car owner is legally required to have a valid car insurance policy (at least third-party) to ensure road safety.
Accidents can happen unexpectedly, causing significant damage to your vehicle and potentially harming others. Tata Nexon vehicle insurance by Reliance General Insurance provides coverage for repair costs, reducing your financial burden in the event of an accident.
It offers coverage from third-party liabilities for damages caused by or to any third-party person, property or vehicle.
Since the Tata Nexon is a popular vehicle, it can be a target for theft or vandalism. Our popular Tata Nexon insurance covers theft, providing compensation if your car is stolen or damaged due to malicious activities.
It also covers damages caused by natural calamities, protecting your car from unprecedented situations and giving you peace of mind.
Reliance General’s Nexon car insurance offers unique features to its customers so that all the needs of every customer are met. These features help us stand out while working our way towards being truly customer-centric.
Here are the top features of Reliance car insurance for Tata Nexon:
Our policy covers a wide range of incidents, including collisions, theft and natural disasters. A wide range of coverage inclusions protect your Tata Nexon under all circumstances.
With an impressive 100% claim settlement ratio in FY 2023-24, Reliance General Insurance ensures prompt and reliable claim resolutions.
With Reliance General Insurance, you can save significantly up to 90%* while purchasing our car insurance plans online. Additionally, you can also enjoy up to 50% savings through our No Claim Bonus.
We offer competitive and affordable rates starting at just ₹260/month*. Additionally, you can use our car insurance premium calculator to easily compare plans and find the best coverage for your needs.
Choose from multiple policy tenures, including a multi-year option, to lock in your premium rate and avoid annual renewals. This offers convenience and cost savings.
You can customise your insurance of Tata Nexon with various add-ons, such as Engine Protection, Consumable Cover and Return to Invoice, providing tailored coverage for your Tata Nexon.
Opt for our Nil Depreciation Cover to get full claim benefits without deductions for depreciation. This cover is especially useful for new or high-value vehicles.
Benefit from a network of over 10,000 authorised garages across India for hassle-free, cashless repairs, making the process smooth and stress-free.
Enjoy a quick and straightforward claim process with options for digital claims, real-time tracking, and minimal documentation, helping you get back on the road quickly.
Access round-the-clock customer support and emergency assistance, ensuring you have help whenever and wherever you need it.
Types of Tata Nexon Car Insurance Plans
Description
Nexon Third-Party Insurance
Third-party insurance provides you with adequate coverage to secure financial protection against third-party liabilities.
Own Damage Car Insurance
Our own damage insurance protects your Tata Nexon from damages incurred by natural calamities, accidents, riots, theft, fire, etc.
Comprehensive Car Insurance
This car insurance plan is a complete package that covers damages to your vehicle and third-party liabilities. By opting for additional coverage options, you can ensure all-around security.
Go to the official website of Reliance General Insurance.
Navigate your way through the website and go to the car insurance page.
Next, enter your contact details and proceed to receive a quote based on your car’s make and model.
Before buying insurance online, you can compare our other car insurance products, review the coverage differences and choose the one that best suits your needs.
Once you confirm the quote and your policy type, complete the payment to buy our Nexon car insurance successfully. We will then send you the soft copy of your policy to your registered email address.
To buy our car insurance offline, you can visit the nearest Reliance General Insurance branch. You can locate the nearest branch using our Branch Locator
Carry the necessary documents, such as proof of address, proof of identity, car registration certificate, etc.
Enquire about our car insurance plans and understand each one’s significance.
Fill out the form and attach copies of the required documents.
Complete the payment using the preferred method.
To ensure continued protection and utilise your accumulated discounts, renewing your Tata Nexon yearly insurance is important. Here is how you can complete the process online:
Go to the homepage of Reliance General Insurance’s website.
Go to the navigation bar and find "Renew Car Insurance" under the Renewal tab.
Enter your Tata Nexon’s details and policy number.
Alternatively, you can also proceed by entering your mobile number.
You can modify your coverage by adding or removing add-ons. Verify your choices and policy details and complete the payment.
Upon completion of the Tata Nexon insurance renewal process, you will receive the renewed insurance through your registered email address.
Buying Tata Nexon vehicle insurance is important regardless of whether the car is brand-new or second-hand. It fulfils the legal requirement and secures your beloved asset from various damage-causing factors.
So, follow these steps to secure your second-hand car with our Tata Nexon car insurance:
Vehicle Inspection : Before you get insurance for your second-hand car, it is important to know the status of its health and condition. Thus, we first carry out a thorough inspection at the hands of expert professionals.
Gathering Documents : Once it is determined that your Nexon car is in good condition, prepare the required set of documents. You will need forms 29 and 30 signed by the previous owner, a copy of proof of RC transfer in your name and identification and address proof.
Complete the Process Online : Once you have the required documents, complete the buying process as mentioned in the above section.
Note that the Tata Nexon insurance cost for second-hand cars varies, as the IDV for second-hand cars is generally lower. Complete the payment and receive the policy document the same way as mentioned earlier.
Damage to your own vehicle caused by:
Fire, explosion, self-ignition or lightning
Burglary, housebreaking or theft
Accident
Terrorist activity
Floods, cyclones, typhoons, storms, tempests, hurricanes, earthquakes, frosts, hailstorms, etc.
Damage during transit
Total damage/theft due to accident
Personal Accident Cover for the Owner-Driver against injuries, permanent disability and death.
Damage to third-party vehicle or property
Specific coverage offered under a chosen add-on, such as Nil Depreciation, Roadside Assistance, etc.
Accidental loss incurred outside the geographical area
Regular wear and tear
Any claim arising out of any contractual liability
Using the vehicle out of its intended use
Accidental damages incurred due to driver’s negligence
Driver found driving without a valid driving licence.
Damages caused directly or indirectly due to nuclear weapons material
Damages caused by war, invasion, the acts of foreign enemies, hostilities, warlike operations, etc.
If the driver is found driving under the influence of alcohol or any other substances at the time of the incident.
With this Tata Nexon insurance add-on cover, we adjust your car insurance premium based on your car usage.
You can receive the entire claim amount without the depreciation deduction with this add-on.
You receive valuable roadside assistance with this add-on that includes battery jumpstarts, vehicle breakdowns, tyre changes, etc.
This add-on protects the most expensive part of your vehicle, covering damages caused by various perils.
This feature ensures that you receive the original purchase price of your Tata Nexon in case of total loss or theft.
Offers compensation equivalent to the car’s full-on road price if it is severely damaged or declared a total loss.
If your car is under repair for an extended period, this cover helps by covering your car loan EMIs.
This feature allows you to retain your No Claim Bonus even after making a claim, ensuring you continue to enjoy lower premiums.
If your car is being repaired, this benefit provides a daily allowance for alternate transport without additional expenses.
Should your keys be lost or stolen, this cover compensates for the cost of replacing keys and locks.
This coverage handles the repair or replacement of damaged rims, ensuring that your Tata Nexon’s wheels remain in perfect condition.
Protects against costs associated with repairing or replacing damaged tyres.
Covers the cost of consumables, including oil, grease, nuts and bolts, etc., during the repair work.
This add-on compensates for the lost personal items stolen from your Nexon car.
You can use this add-on to get coverage for additional countries, ideal for international road trips or cross-border travel.
This add-on provides coverage for damages or theft of custom-installed electrical accessories.
This offers coverage for non-electrical vehicle modifications, such as custom interiors, seat covers, etc.
If a breakdown leaves you stranded far from home, this cover reimburses hotel expenses while your car is being repaired.
In addition to the add-on covers mentioned above, we also provide riders for EV cars to provide enhanced and specified coverage.
Filing a claim for your Reliance General car insurance for Tata Nexon is simple with this step-by-step guide:
Raise a claim within 24 hours of the occurrence of the incident. You can use any of the following methods to initiate your claim:
Call us at our paid helpline number +91 22 48903009
Log in to your Reliance Self-i App account.
Visit our Car Insurance Claim page
Next, take your Tata Nexon to a nearby authorised network garage for repairs. You can easily find the nearest network garages on our site.
A surveyor will visit to inspect your car. Submit your duly filled claim form along with all the supporting documents required to them.
We aim to survey within 48 hours of claim initiation.
Upon verification by the surveyor, we will approve or deny your claim.
Your repair work will then be completed at the network garage.
After the repair work is done, we will settle the bill directly with them, so you don’t need to pay upfront.
*Note that we do not pay for the uninsured parts, deductibles or depreciation. You must settle these amounts for such repair.
Begin your reimbursement claim in the same way as above.
Collect all relevant evidence of the incident, such as photos, FIRs, insurance details of the third party, etc.
You can have your car repaired at any garage of your choice.
Get the repair work done. Ensure you gather all bills, receipts, and invoices, as they will be required when filing your claim with us.
Fill out the claim form accurately, provide a detailed account of the incident, and submit all necessary documents.
*Note that with reimbursement claims, you have to settle the bills with garages from your own pockets.
You can check the status of your claim online. Simply enter your claim number or policy number and proceed.
Policy number
Make and model of the vehicle
Details of the insured person
Accident details: date, time and location of loss.
Garage details (name and contact details)
Extent of loss
Copy of registration certificate
Copy of driving licence
FIR (in case of claim for third-party liabilities or theft)
NOC of the financer
Repair bills
Forms 28, 29 and 30 signed by the insured (for admission of liability)
Here is the complete list of car insurance claim documents.
Parameters
Tata Nexon Cashless Insurance
Tata Nexon Insurance Reimbursement
Claim Process
This process is more efficient and swift than the reimbursement claim process.
Reimbursement claims are more detailed and time-consuming due to the need for extensive verification.
Convenience
More convenient, as there's no need for upfront payments.
Less convenient, as you need to manage the payment and claim process.
Bill Settlement
We settle the repair bills directly with the network garage.
You have to pay the bills yourself and get the expenses reimbursed later.
Processing Time
Cashless car insurance for Tata Nexon is settled more quickly.
This process takes longer due to its elaborate nature.
Documentation
Minimal documentation is required due to our direct coordination with the network garage.
This requires extensive documentation, including all original bills, receipts and a claim form.
The cost of insurance for your Tata Nexon depends on several factors. Understanding these can help you choose the best coverage at the most affordable price.
Third-party car insurance premiums are based on the engine’s cubic capacity and are decided by the Insurance Regulatory and Development Authority of India (IRDAI). This means that cars with larger engines attract higher premiums.
The following factors influence the premium for comprehensive car insurance:
The specific model and variant of your Tata Nexon, including engine capacity and additional features, significantly affect the premium. High-end models with advanced features typically have higher premiums.
Choosing a voluntary deductible, the amount you agree to pay out of pocket before the insurer pays the remainder, can lower your premium. A higher deductible reduces the premium cost but means more personal expenses if a claim is made.
IDV is the current market value of your Tata Nexon, representing the maximum sum insured by the policy. A higher IDV increases the premium but offers better compensation in case of total loss or theft.
Your car’s age greatly influences the premium rates, as it also affects the IDV. Older vehicles usually have a lower IDV, which can reduce the insurance cost. However, as cars age, they may also be more prone to breakdowns or accidents, which could result in higher premiums due to increased risk.
Your location for parking and using your car also plays a major role in determining the car insurance premium rate. If you live in a place that is disaster-prone or more likely to incur damages, your premium will be higher than usual.
Your car insurance premium rates also change with your choice of policy, as the scope of coverage changes with each type of policy. So, as the coverage increases, so will the premium rates.
Before you buy any insurance, knowing how much it will cost you is important to make effective financial plans. As a result, you choose a plan that works for you and does not create a financial burden on you. Additionally, it better prepares you for the expense and, thus, helps you choose adequate coverage.
To effectively calculate the Nexon car insurance price, you can use our online car insurance premium calculator. This gives an instant estimate depending on your choice of plan and coverage requirements.
To use our tool, simply:
Enter your car's registration number, email, and mobile number.
Indicate if you have an existing policy with us.
The tool will provide an estimate of the Tata Nexon insurance amount based on your input. If you’re insuring a used car, you’ll also need details like the type of fuel, claim history, and vehicle type.
As mentioned, third-party insurance is calculated differently. The IRDAI sets the rates for this type of insurance based on your car's engine or battery capacity. These rates apply across all insurers so that you receive consistent coverage at affordable speeds.
Engine Capacity
Premium for One Year (in ₹)
Up to 1000 cc
2,094
Above 1000 cc up to 1500 cc
3,416
Above 1500 cc
7,897
Battery
Up to 30 kW
1,780
Above 30 kW up to 65 kW
2,904
Above 65 kW
6,712
Tata Nexon is widely popular for its comfort and high-grade security. Since its launch in 2017, it quickly became a popular choice, and it is loved for its features, pricing, and sophistication.
The buff and polished body of Nexon is crafted around the design cues of the Zest and Bolt.
The elevated stance, flared wheel arches, and a rugged grille give it the required muscle despite its curvy body lines.
Tata Nexon is equipped with Harmann's ConnectNext touchscreen infotainment system, which makes it perfect for long and adventurous rides.
The interior also has electrically operated wing mirrors, automatic climate control, fabric upholstery, and steering-mounted audio controls.
For uncompromised safety, this SUV boasts dual front airbags and ABS with EBD, which is standard across the range.
The brand new 1.5-litre four-cylinder diesel engine produces 108bhp of power and comes along with a six-speed manual gearbox.
Tata Nexon Car Model
Price in Delhi (as of August 2024)#
Nexon Smart (O)
Manual | Petrol
₹7,99,990
Nexon Smart + 1.2
₹8,89,990
Nexon Smart + S 1.2
₹9,39,990
Tata Nexon EV
Electric | Automatic
₹14.49 - ₹19.49 Lakh
#These prices will vary with time, your purchase location and model variant.
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Reliance General Insurance offers a wide range of car insurance for Tata cars, including third-party insurance, own-damage insurance and comprehensive.
The coverage will vary depending on your plan choice. For detailed information about inclusions and exclusions, refer to our car insurance and policy wordings
You can renew your Reliance General Tata Nexon car insurance policy using either the policy number or your mobile number. Upon entering your number, you will receive an OTP to proceed.
Yes, you can transfer your Tata Nexon insurance if you have bought a second-hand car or are willing to transfer your existing policy under a different name.
The premium prices of car insurance depend on various factors, such as:
Age of the car
Make and model
Choice of add-ons and policy
Deductibles
Coverage required
Geographical location
IDV
Disclaimer: *T&C apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819;
Premium: The premium mentioned for car Insurance is excluding taxes for the private car model Maruti Suzuki Alto 800 with cubic capacity of less than 1000 cc for a 1 year Own Damage Insurance policy for an IDV of ₹2,34,728. Premium used is 2,853/year as on 1 March 2023 and then converted into a per month basis, which gives us ₹238/month (2,853/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Network Garages: The number of garages mentioned is the total of all the garages empanelled across the country for different vehicle categories.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
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