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Maruti Suzuki Celerio Car Insurance

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Reviewed by  Nikita Mewadasuthar:

Nikita Mewadasuthar

Senior Manager

Insurance professional with an experience in Motor Underwrting, Motor Insurance Product & Development.

Maruti Suzuki vehicle insurance ensures that your efficient and super comfortable investment is protected at all times. Designed to offer comprehensive coverage, this insurance safeguards your Maruti Suzuki Celerio against various potential risks, including accidents, theft, damage from natural calamities and more.

With added benefits like Personal Accident Cover, roadside assistance and cashless repairs at network garages, Reliance General Insurance offers peace of mind and overall coverage. It ensures that your beloved hatchback remains as comfortable as ever.

Reliance car insurance for Maruti Celerio offers the following benefits:

100%

Claims Settlement*

11,000+

Network Garages*

5 Crore+

Happy Customers*

₹238/month

Starting Premiums*

How to Buy Maruti Suzuki Cel​erio Car Insurance - Online and Offline?

Maruti Suzuki Celerio Car Insurance Online Buying Process

  1. Go to the official Reliance General Car insurance page.

  2. Enter Maruti Suzuki Celerio’s important details, such as the registration number, along with your mobile number and email ID.

  3. We will give you an instant quote for your car insurance based on your car’s make and model and your coverage requirements.

  4. Verify the quote, select your plan and add-ons (if required) and proceed.

  5. Confirm all the details and complete the payment online for your Reliance Maruti Celerio car insurance.

Maruti Suzuki Celerio Car Insurance Offline Buying Process

  1. Search for the nearest Reliance General Insurance branch with our Branch Locator and pay us a visit.

  2. Know about the types of insurance plans that we offer.

  3. Fill out the buying form and submit the necessary KYC documents.

  4. Pay the premium price and complete the buying process.

Maruti Suzuki Celerio Car Insuran​​ce Renewal Online

  1. For your Maruti Celerio insurance renewal go to the homepage of Reliance General Insurance, find the "Renewal" tab in the main menu. Select "Renew Car Insurance" to proceed.

  2. Input the necessary details, such as your policy number, mobile number and OTP.

  3. Modify the coverage and select add-ons if you want to enhance the coverage.

  4. You will receive a quote based on your selections. Complete the payment to renew your Suzuki Celerio yearly insurance.

How to Buy a Second-Hand Maru​​ti Suzuki Celerio Car Insurance?

Car insurance is a mandatory requirement regardless of the age of the vehicle. Thus, if you have bought a second-hand Maruti Suzuki Celerio car and are wondering how to buy car insurance for it online, here are easy steps for you to follow:

Complete Car Inspection

A car’s condition greatly impacts its insurance premium cost. Thus, if you are buying insurance for a used car, we will conduct a complete inspection of the car to determine its overall condition.

Required Documents

In addition to the usual set of documents required to buy our insurance policies, you need a couple more for second-hand car insurance. So, ensure that you have signed copies of forms 29 and 30 by the previous owner and proof of RC transfer.

Buying Process

Once you have everything ready, go to our car insurance page and complete the online buying process, as explained in the previous section. Then, complete the payment and receive your policy document via your registered email address.

Why Do You Need Maruti Suzuki C​​elerio Car Insurance?

Car insurance for Maruti Suzuki Celerio is crucial for a variety of reasons:

Legal Requirement

In India, every vehicle owner is required to have at least third-party insurance. This insurance covers damages to other vehicles, property or people in case of an accident.

Comprehensive Coverage

Opting for our comprehensive car insurance provides broader protection against risks such as accidents, thefts, fire and natural or man-made disasters.

Financial Security

For Celerio owners, known for its fuel efficiency and compact design, having the right insurance ensures that you are shielded from unexpected repair or replacement costs.

Personal Accident Cover

Reliance Car Insurance also offers financial security with personal accident cover. This cover protects the owner-driver against medical expenses in case of an accident.

Peace of Mind

Our popular Maruti Suzuki Celerio insurance safeguards your vehicle and loved ones, offering peace of mind on the road.

Features and Benefits of Maruti Su​​zuki Celerio Car Insurance

Opting for the best insurance for Maruti Suzuki Celerio cars means securing robust coverage, budget-friendly premiums and exceptional customer service. Here is a list of the top features and advantages of our Suzuki Celerio insurance policy:

Significant Premium Discounts

You can benefit from up to 80% savings on online purchases and up to 50% with a No-Claim Bonus, making it easier to keep your insurance premium within your budget.

Affordable Premiums

The Maruti Suzuki Celerio vehicle insurance Reliance General Insurance offers, starting at just ₹238/month, provides extensive coverage without imposing any burden. Additionally, you can use our premium calculator to explore and select the best plan for you.

Third-Party Liability Protection

Maruti Suzuki Celerio vehicle insurance by Reliance General Insurance covers the legal and financial consequences if your car causes injury or damage to a third party, relieving you of potential financial stress.

Extensive Coverage

Our Maruti Suzuki Celerio vehicle insurance ensures complete protection for your Maruti Celerio from various risks, including accidents, theft, and natural and man-made calamities.

Personal Accident Cover

We offer a mandatory Personal Accident Cover up to ₹15 lakhs with our Maruti Suzuki Celerio insurance. This policy protects the owner-driver against the financial impacts of injury, permanent disability or death.

Pay-As-You-Drive Feature

Our Pay-As-You-Drive cover under our Suzuki Celerio Insurance plans is perfect for those who drive less frequently. This feature calculates your premium based on the distance driven, making it a highly economical choice.

Diverse Add-On Options

Enhance your coverage with several add-ons, such as Roadside Assistance and Nil Depreciation, allowing you to tailor your policy to your specific needs.

Cashless Repair Network

Enjoy the convenience of over 10,000 authorised garages across India for cashless repairs. This ensures that your Maruti Celerio is back on the road without upfront payments.

Reliable Claim Settlement

With a 100% claim settlement ratio in FY 2023-24, Reliance General Insurance is dedicated to providing swift financial relief when you need it most.

Streamlined Claim Process

Experience a hassle-free, quick claims process with real-time tracking, video-based claims, and minimal paperwork. Our Reliance Car insurance for Maruti Suzuki Celerio ensures that your Maruti Celerio is ready to hit the road sooner.

24X7 Customer Service

Experience a hassle-free, quick claims process with real-time tracking, video-based claims, and minimal paperwork. This ensures your Maruti Celerio is ready to hit the road sooner.

Types of Maruti Celerio Car I​nsurance Plans

Types of Maruti Celerio Insurance Plans

Description

Celerio Third-Party Insurance

This type of insurance is designed to fulfil your legal requirements. It provides coverage against third-party liabilities caused by the insured vehicle. However, it does not cover damages to your car.

Celerio Own-Damage Car Insurance

This insurance covers damage caused to your Maruti Suzuki Celerio. However, it does not cover third-party liabilities.

The own-damage car insurance plan protects your car from various perils such as fire, theft, accidents, etc.

Celerio Comprehensive Car Insurance

This insurance provides overall coverage, offering protection for your car and third-party liabilities. It covers a broad range of perils and gives you access to our diverse range of add-ons.

Celerio Pay-As-You-Drive Insurance

This insurance allows you to adjust the premium prices based on the kilometres covered by your Celerio.

Moreover, you can carry your unused kilometres to the next year or extend your coverage.

Maruti Suzuki Celerio Insurance Coverage: Inclusions and Exclusions

Maruti Suzuki Celerio Insurance Policy: Inclusions

  • Damage to third-party vehicle or property

  • Damage to your own vehicle caused by:

    • Fire, explosion, self-ignition or lightning

    • Total damage/theft due to accident

    • Burglary, housebreaking or theft

    • Floods, cyclones, typhoons, hurricanes, tempests, hailstorms, storms, earthquakes, frosts or any other natural calamities

    • Terrorist activity

    • Accident

    • Damage during transit

  • Personal Accident Cover for the Owner-Driver against injuries, permanent disability and death.

  • Specific coverage depends on the chosen add-on.

Maruti Suzuki Celerio Insurance Policy Exclusions

  • Accidental damages incurred due to driver’s negligence

  • Accidental loss incurred outside the geographical area

  • Using the vehicle out of its intended use

  • Driver found driving without a valid driving licence

  • Any claim arising out of any contractual liability

  • If the driver is found driving under the influence of alcohol or any other substances at the time of the incident.

  • Regular wear and tear

  • Damages caused directly or indirectly due to nuclear weapons material

  • Damages caused by war, invasion, the acts of foreign enemies, hostilities, warlike operations, etc.

Reliance Maruti Celerio Insura​​nce Add-Ons

With us, you can choose from an extensive list of add-ons to enhance your Maruti Celerio car’s coverage. Here is the list of the add-ons we offer:

  • Pay-As-You-Drive Car Insurance

  • Nil Depreciation (Bumper-to-Bumper Insurance)

  • 24x7 Roadside Assistance

  • Engine Protection Cover

  • Return-to-Invoice Cover

  • Total Cover

  • EMI Protection Cover

  • NCB Retention Cover

  • Daily Allowance Benefit

  • Key Replacement Cover

  • RIM Protection

  • Tyre Protection Cover

  • Consumables Expenses

  • Loss of Personal Belongings

  • Geo Extension

  • Electrical Accessories

  • Non-Electrical Accessories

  • Emergency Hotel Accommodation

We also offer EV-specific add-ons, such as battery protection, charger cover, etc., for electric cars.

Maruti Suzuki Celerio Car In​surance Claim Process

You can claim your insurance of Suzuki Celerio with the following easy-to-follow guide:

Maruti Suzuki Celerio Insurance Claim: Cashless Claim

  1. For a seamless cashless car insurance for Maruti Suzuki Celerio, register your claim for Reliance Car Insurance with us within 24 hours of the incident in any of the following ways:

  2. Tow or drive your Celerio car to a network garage for cashless repairs.

  3. A surveyor will visit to inspect your vehicle and claim. Fill out the claim form and submit it along with the required documents to the surveyor.

  4. Based on the surveyor’s reports, we approve or deny the claim.

  5. You can then proceed with the repair work at the network garage.

  6. We will settle your Maruti Celerio car insurance claim by contacting the garage and paying the bills directly.

*Note that you have to pay for the uninsured parts, deductibles or depreciation. You must settle these amounts for such repair.

Maruti Suzuki Celerio Insurance Claim: Reimbursement Claim

  1. Register the claim with us in any of the ways mentioned above.

  2. Gather any evidence available about the incident, such as photographs.

  3. Take your Celerio car to any garage of your choice for repair work.

  4. Collect all the necessary documents from the garage, such as bills, repair estimates or invoices.

  5. Fill out the claim form and report the incident carefully. Submit the form along with all the claim-related documents.

*Note that you have to settle the bills with reimbursement claims from your own pockets.

You can track the Maruti Suzuki Celerio car insurance claimstatus online by entering your claim number/policy number.

Documents for Maruti Suzuki C​elerio Insurance Claim

  • Policy number

  • Details of the insured person (Name and contact details)

  • Details of the accident (Date, Time and Location)

  • FIR (in case of claim for third-party liabilities or theft)

  • Forms 28, 29 and 30 signed by the insured (for admission of liability)

  • Extent of loss

  • NOC of the financer

  • Make and model of the vehicle

  • Copy of registration certificate

  • Garage name (with contact details)

  • Contact details and name of the insured person (if the person intimating the claim is not insured)

  • Copy of driving licence

  • Repair bills

Here is the complete list of claim documents for insurance for Suzuki Celerio.

Maruti Suzuki Celerio Insuran​​ce Claims: Cashless vs. Reimbursement

Parameters

Maruti Suzuki Celerio Cashless Insurance

Maruti Suzuki Celerio Insurance Reimbursement

Definition

Cashless car insurance for the Maruti Suzuki Celerio lets you get your repair work done without paying the bill upfront.

With this type of claim, you get reimbursement for the repair work done on your vehicle.

Payables

You only need to pay for deductibles, consumables and depreciation.

You need to pay the entire repair bill upfront and get it reimbursed later.

The reimbursement is based on the policy terms and does not include deductibles and depreciation rates.

Time for Claim Settlement

Since the bill is directly settled with the garage, the time taken for claim settlement is less.

This process takes longer than cashless claims as you need to file for reimbursement after the repair work is done.

Repair Garages

You can only take your Celerio to our network garage to apply this claim.

You can take your vehicle to any garage of your choice and file this claim with us later.

Maruti Suzuki Celerio Car Insura​​nce Premium

The price of your Maruti Suzuki car insurance premium price depends on the following factors:

Make, Model and Variant of Your Car

The car’s type, variant, make and model directly govern the premium rates of its insurance. If you wish to purchase insurance for a high-end premium car, your premium will be higher than for a regular hatchback car.

Insured Declared Value (IDV)

This is the current market value of your car, and it is fixed at the time of purchasing car insurance. Thus, if the market value of your car is higher, the Celerio insurance price will also be higher.

Renowned Memberships

If you are a member of certain renowned associations, such as the Automobile Association of India (AAI), you can earn a discount on car insurance premiums.

Required Coverage

Suppose you require overall protection for your car that gives you protection against multiple perils, such as theft, fire, natural calamities, accident third-party liabilities, etc. In such a case, your insurance premium will be higher than the plan that gives you basic coverage.

Owner’s Driving History

The Celerio car insurance price also depends on the owner-driver’s driving history. If the owner has a history of rash driving and a previous record of fines and challans, then the premium price will likely be higher.

Claims Frequency

If you have a history of claiming your insurance frequently, then it is reflected that you are a higher risk or drive recklessly. Thus, it is likely that you will be required to claim your insurance more frequently than normal. In such a case, your premium will be higher.

Anti-Theft Devices

Installing safety features on your car also impacts the price of your Maruti Suzuki Celerio insurance policy. If you have anti-theft devices or GPS tracking systems, your premiums can be reduced by taking preventive measures.

How to Calculate Maruti Suzuki​ Celerio Car Insurance Premium?

Calculating the Celerio car insurance price is a crucial step in your buying process as it helps you determine an estimate and prepare better. At Reliance General Insurance, you can easily derive an estimate online and compare the prices of our various Celerio auto insurance types. You can do this easily using our online car insurance premium calculator.

Here are the steps to use our online tool:

  • Go to the calculator.

  • Enter your car’s details, such as its registration number.

  • Enter your contact details and any other policy details (if you are an existing customer).

  • Receive a quote based on your car’s make and model and your coverage requirements.

Using this tool, you can also understand how the factors mentioned above affect the Maruti Celerio insurance price, helping you make an informed decision.

Maruti Celerio Insurance Amount: Third-Party Insurance Premium

Premium prices for third-party insurance are regulated. The Insurance Regulatory and Development Authority of India (IRDAI) determines these prices and changes them with time. These prices are consistent with all the insurance providers across the country, making it suitable for everyone. Here are the current rates (as of 2024):

For Private Cars

Engine Capacity

Premium for One Year (in ₹)

Up to 1000 cc

2,094

Above 1000 cc up to 1500 cc

3,416

Above 1500 cc

7,897

For Electric Cars

Battery

Premium for One Year (in ₹)

Up to 30 kW

1,780

Above 30 kW up to 65 kW

2,904

Above 65 kW

6,712

Maruti Suzuki Celerio - Ove​rview and USPs

The Maruti Suzuki Celerio is a compact hatchback that redefines convenience and efficiency with its smart design and modern features. Here are some of the unique selling points for this popular city car:

  • The Celerio’s sleek exterior and the compact yet stylish “3D Organic Sculpted Design” make it perfect for navigating through busy city streets.

  • Despite its compact size, the Celerio offers ample cabin space. This ensures a comfortable ride for both drivers and passengers, even during long trips.

  • Featuring a touchscreen Smartplay Studio with smartphone navigation, the Celerio ensures an engaging and connected driving experience.

  • The Celerio is renowned for its excellent mileage. Its DualJet engine and Idle Start-Stop technology deliver top-notch fuel efficiency, making It one of the most economical cars in the segment.

  • The car has 12+ safety features and is the first car in the segment to feature Hill Hold Assist. It also features an Electronic Stability Program (ESP), Heartect Platform, ABS with EBD, Dual Airbags, Reverse Parking Sensors and more.

  • Powered by a refined Next Gen K10C Engine, the Celerio offers a smooth and responsive driving experience, ideal for both city traffic and highway drives.

Maruti Suzuki Celerio - ​​Models and Prices

Maruti Suzuki Celerio Models

Price in Delhi (as of September 2024)#

Celerio LXi

Manual | Petrol

₹5,36,500

Celerio VXI

Manual | Petrol

₹5,83,500

Celerio VXi AGS

Auto | Petrol

₹6,28,500

Celerio VXi CNG

Manual | CNG

₹6,73,500

Celerio ZXi

Manual | Petrol

₹6,11,500

Celerio ZXi AGS

Auto | Petrol

₹6,56,500

Celerio ZXi+

Manual | Petrol

₹6,59,500

Celerio ZXi+ AGS

Auto | Petrol

₹7,04,500

Maruti Suzuki Cars for Which Relia​nce Offers Insurance

Maruti Suzuki Omni

Maruti Ciaz

Maruti Suzuki Swift Dzire

Maruti Suzuki Swift

Maruti Suzuki Baleno

Maruti Suzuki S-Cross

Maruti Suzuki Ritz

Maruti WagonR

Maruti Suzuki Ignis

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Frequently Asked​ Questions

  • What does Maruti Suzuki Celerio car insurance cover?
  • Depending on which insurance plan you choose, insurance coverage for your Celerio will differ. However, the comprehensive plan covers multiple perils such as fire, theft, accidents, natural calamities, riots, burglary, strikes, etc.

  • What is the Celerio car insurance price?

    The Maruti Suzuki Celerio insurance cost depends on the following factors:

    • Age of the car
    • Make and model
    • Fuel type
    • Safety measure
    • No-claim bonus
    • Driving and claims history
    • Location
    • Modifications
  • Can I transfer my Maruti Celerio insurance?

    Yes, you can transfer your existing Maruti Celerio insurance policy to Reliance General Insurance. We assure swift renewal and claims processing and boast a 100% claim settlement ratio.

Disclaimer: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819. Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920) Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819​

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