Sign In
Please note, our services email has changed to services@indusindinsurance.com (earlier - rgicl.services@relianceada.com) as part of the ongoing transition. Please click here to view the detailed list of updated email addresses.
Self-Help
Contact us
Call +91 22 48903009(Paid)
WhatsApp us at 7400422200
Click here
Call Back
Call 022 4890 3009
Call 022 4890 3051
Login

Maruti Suzuki S-Presso Car Insurance

Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians

Car Insurance Policy Online

Resend OTP Verify OTP

Our Insurance Expert will contact you to provide you further details.

OK

Plan Details

Reviewed by  Nikita Mewadasuthar:

Nikita Mewadasuthar

Senior Manager

Insurance professional with an experience in Motor Underwrting, Motor Insurance Product & Development.

​Maruti Suzuki S-Presso is a popular choice among people seeking a budget-friendly, compact family car. With its advanced technology, reliable performance and essential safety features, it strikes the right balance between comfort and efficiency.

When you purchase Maruti Suzuki S-Presso vehicle insurance, you are adding a crucial layer of financial protection to enhance your overall driving experience.

At Reliance General Insurance, we offer a wide range of Maruti Suzuki S-Presso car insurance plans with a diverse array of optional add-ons.

Here is a simple guide to our Maruti S-Presso insurance policy:

100%
Claims Settlement*

11,000+
Network Garages*

5 Crore+
Happy Customers*

₹238/month
​Starting Premiums*

How to Buy Maruti Suzuki S-Presso Car In​​surance - Online and Offline?

Maruti Suzuki S-Presso Car Insurance Online Buying Process

  • Step 1: Visit the Reliance General Car Insurance Online

  • Step 2: Enter your Maruti S-Presso registration number and personal details, such as contact number and mobile number.

  • Step 3: Click on ‘View Prices’ and check the details of your Maruti S-Presso car.

  • Step 4: Find details of the different S-Presso car insurance plans and optional covers applicable with the premium quote. Choose a suitable policy with additional coverage benefits.

  • Step 5: Click on ‘Buy Now’ and pay the applicable Maruti S-Presso insurance premium and complete the process.

Maruti Suzuki S-Presso Car Insurance Offline Buying Process

  • Step 1: Use our branch locator to identify our Reliance General Insurance branch office nearest to your location.

  • Step 2: Connect with any of our representatives there and find details of the various car insurance policies and optional covers available for your Maruti S-Presso.

  • Step 3: Compare the different options and choose a suitable policy.

  • Step 4: Fill out the application form and provide all the necessary documents.

  • Step 5: Pay the applicable premium and get your Maruti S-Presso insurance coverage almost instantly.

Maruti Suzuki S-Presso Car Insur​ance Renewal Online Process

Here is our simple and quick Maruti S-Presso insurance renewal process:

  • Step 1: Visit the Reliance General Motor Insurance Renewal

  • Step 2: Under the ‘Renewal Tab’, at the top, choose the ‘Renew Car Insurance’ option.

  • Step 3: Provide your Maruti S-Presso insurance policy number and details of your car such as engine or chassis number and click on ‘Go’.

  • Step 4: Review your current Maruti S-Presso car insurance details and make modifications, if necessary. You can opt for additional covers for enhanced coverage.

  • Step 5: Pay the applicable Suzuki S-Presso yearly insurance renewal premium and complete the process.

How to Buy Insurance for a Se​​cond-Hand Maruti Suzuki S-Presso Car?

  • Step 1: Analyse the different parts of the car to evaluate the applicable depreciation and decide on a suitable Insured Declared Value (IDV).

  • Step 2: Ensure that all the important documents are transferred to your name.

  • Step 3: Visit our Car Insurance Online page and provide the updated details. Based on the information retrieved by the system, we might need to investigate your car’s current condition to determine suitable coverage and provide the various policy options.

  • Step 4: Compare the different Maruti S-Presso car insurance plans and additional covers provided to determine a suitable coverage.

  • Step 5: Pay the applicable Maruti Suzuki S-Presso insurance cost using any of the convenient digital payments to complete the process.

Why Do You Need Car Insurance fo​​r Maruti S-Presso?

To Be Legally Compliant

Under the Indian Motor Vehicles Act 1988, third-party car insurance coverage for your car is mandatory. Failure to comply can result in significant penalties.

To Secure Financial Stability

By purchasing a comprehensive Maruti Suzuki S-Presso car insurance policy, you can cover any loss or damage to your car due to accidents, natural calamities and man-made disasters.

To Ensure Financial Support for Accidental Injuries and Death

With a car insurance policy, you can get a personal accident cover of up to ₹15 lakhs for the owner-driver to compensate for the financial loss during accidental injuries and even death.

Features and Benefits of Maruti ​Suzuki S-Presso Car Insurance with Reliance General Insurance

Here are the benefits of Reliance car insurance for maruti suzuki s presso:

Budget-Friendly Car Insurance Plans

Our car insurance for Maruti Suzuki S-Presso starts at ₹238/month. In addition, you can choose from a wide range of car insurance plans at an affordable rate.

Discounts

One of the most important benefits of our Maruti Suzuki S-Presso car insurance is the windfall of discounts. We offer different types of discounts, such as for installing anti-theft devices, being a member of the Automobile Association of India, and choosing a higher voluntary deductible to reduce the premium rate even further.

Coverage for Third-Party Liabilities

With our third-party S-Presso car insurance, you can cover legal and financial implications arising out of third-party liabilities caused by your insured car.

Comprehensive Cover

Our comprehensive Maruti Suzuki S-Presso insurance plans offer extensive coverage for various risks such as accidents, thefts, natural disasters and man-made calamities.

Diverse Array of Optional Add-Ons

In addition to the standard Suzuki S-Presso insurance policy, we also offer various optional covers. It can enhance the coverage for your Maruti S-Presso and offer additional protection.

Pay-As-You-Drive Insurance

If you are an occasional driver, we also offer a Pay-As-You-Drive insurance policy to extend the protection based on the distance you travel. It reduces the premium and provides the essential coverage.

Broad Network of Cashless Garages

Our cashless garages are spread over 10,000 locations across India, where you can seek quality repair services absolutely cashless. With our insurance for Suzuki S-Presso, you get access to all these garages across the country for your car.

Quick and Hassle-free Claim Processes

We are committed to responding promptly within 48 hours of claim intimation and extending a simple and hassle-free claim process for quick settlement.

High Claim Settlement Ratio

Reliance General Insurance has secured a claim settlement ratio of 100% for the FY 2023-24.

24/7 Customer Service

We have a dedicated team handling customer queries promptly and 24/7 to resolve any issues.

Types of Maruti S-Presso C​​ar Insurance Plans

Maruti S-Presso Third-Party Insurance

A third-party car insurance for your Maruti S-Presso can cover third-party liabilities caused by your car. It can include third-party property damage, injuries and even death.

Maruti S-Presso Own-Damage Car Insurance

The own-damage car insurance for your Maruti S-Presso offers exclusive financial protection against the damages incurred to your car. It can be due to accidents, natural disasters, theft and man-made calamities.

Maruti S-Presso Comprehensive Car Insurance

A comprehensive car insurance insurance policy offers extensive coverage for your Maruti S-Presso that includes third-party liabilities and own damages. In addition, the comprehensive coverage can be enhanced using our wide range of optional add-ons.

Maruti S-Presso Pay-As-You-Drive Car Insurance

If you are looking for a popular Maruti Suzuki S-Presso insurance plan for people who drive less frequently, this plan is for you.

Our Pay-As-You-Drive car insurance is a usage-based car insurance cover that allows you to choose the coverage based on the distance you will drive in a policy year. It helps in providing the essential coverage while lowering the premiums to a great extent.

Also Read: How Does Usage-Based Insurance Work?

Maruti Suzuki S-Presso Insur​ance Policy - Inclusions & Exclusions

Here are the inclusions and exclusions of Maruti Suzuki S-Presso insurance coverage:

Maruti Suzuki S-Presso Insurance - Inclusions

  • Third-party liabilities that include injuries, death and property damages.

  • Total loss or theft

  • Personal accident cover for the owner-driver to cover accidental injuries, disabilities and death.

  • Damages incurred to your car due to:

    • Road accidents and collisions

    • Fir explosions, lightning or self-ignition

    • Natural calamities such as floods, earthquakes, hailstorms, etc.

    • Man-made calamities such as terrorism, vandalism, riots, etc.

    • Transportation through rail, road, or waterways

    • Animal attacks like rat bites

Maruti Suzuki S-Presso Insurance - Exclusions

  • Depreciation and regular wear and tear

  • Damages resulting from the following reasons:

    • Driving outside the geographical boundaries

    • Pre-existing damages before the policy purchase

    • Wars such as civil and nuclear wars

    • Electrical or mechanical breakdown

    • Illegal driving under the influence of alcohol and without a valid licence

    • Driver’s negligence

Maruti S-Presso Insurance A​dd-Ons

The extent of financial protection necessary for a car insurance policy can differ between individuals. Some people prefer enhanced protection for specific reasons, such as roadside assistance for long-distance travellers, engine protection cover for flood-prone areas, etc.

At Reliance General Insurance, we offer over 18 optional covers for the Maruti Suzuki S-Presso insurance policy to suit individual requirements.

Pay As You Drive Car I​nsurance:

With our Pay as You Drive Maruti S-Presso car insurance, you pay the premium based on the distance you travel in a year, reducing the premium rates extensively.

Bumper-to-Bumper or Nil Depre​ciation:

It covers the depreciation applicable to the repair or replacement of your car, ensuring that your car’s value remains unaffected after repairs during claim settlements .

Roadside Assista​nce: 

Offers emergency support if your car is held due to a breakdown in remote locations.

Engine Protection Cove​r: 

Covers damages on your car’s engine and its parts for reasons such as accidents, flooding, etc.

EMI Protection C​over: 

It helps you make your EMI loan payments if your car’s repair takes more than 21 days.

NCB Retention C​over: 

Secures your accumulated No Claim Bonus for up to 2 claims in a year.

Return-to-Invoice ​​Cover:

In case of total loss or theft, it reimburses the original invoice amount.

Consumables ​Cover: 

It covers the cost of the replacement of consumables, such as nuts, bolts, screws, lubricants, etc., for your Maruti S-Presso in the event of accidental damage.

Total C​​over: 

We reimburse for the on-road price, including registration charges and road tax costs, in the event of total loss.

Tyre Protect​​ion Cover: 

Covers the cost of repair and replacement of your car’s tyres due to regular wear and tear or any accidental damages.

Loss of Personal Belon​​gings: 

Covers the cost of personal belongings stolen from your Maruti S-Presso, like phones or laptops, up to the specific limit.

Geo Extensio​​n: 

Provides coverage for your Maruti S-Presso for damages if incurred outside India’s geographical boundaries.

Non-Electrical ​Accessories: 

Covers the cost of repair or loss of non-electrical fittings like seat covers.

Daily Allowance Be​nefit: 

Provides a fixed daily payout for alternate transport if your Maruti S-Presso’s repair takes more than a specific number of days.

RIM Protection​​:

Covers the loss or cost to repair in case of damage to your Maruti S-Presso’s rims.

Key Replacement: 

Covers the cost of replacing lost or stolen keys and locks if needed.

Electrical Acces​​sories: 

Covers the cost for damages related to any electrical enhancement on your Maruti S-Presso car, such as navigation units, fog lights, etc.

Emergency Hotel Accommod​​ation: 

Covers your hotel accommodation expenses if a breakdown to your Maruti S-Presso occurs 200 km away from your home.

We also offer EV-specific add-on covers for electric cars to cover specific damages, such as battery, electric motor and charging unit.

Maruti Suzuki S-Presso Car​​ Insurance Claim Process

Cashless Maruti S-Presso Car Insurance Claim Process

Filing a claim under our Maruti Suzuki S-Presso cashless insurance is hassle free.

  • Step 1: Notify us about the incident within 24 hours using any of the following methods:

    We will respond within 48 hours of claim intimation for the survey.

  • Step 2: Take your Maruti S Presso car to any of our network garages that offer cashless repairs.

  • Step 3: Our surveyor will investigate your car’s damages and determine the estimated expenses with the garage owner. At the end of the survey, you can provide the duly filled claim form with the supporting documents to the surveyor.

  • Step 4: We will examine your Maruti Suzuki S-Presso insurance claim and confirm the liability, after which the garage will start the repair work.

  • Step 5: Upon completion, we will directly settle the bill amount with the garage.

Reimbursement Claims on Maruti S-Presso Insurance Policy

  • Step 1: Notify us about the event within 24 hours using any of the above-discussed and convenient methods.

  • Step 2: Take your Maruti S-Presso car to any authorised garage based on your preference.

  • Step 3: Upon completion, settle the bills for the repairs with the garage owner out of your pocket.

  • Step 4: Fill out the Maruti S-Presso car insurance claim form, gather the required supporting documents, including the bills and payment receipts and submit them to us.

  • Step 5: We will examine your claim and the documents to reimburse for the applicable expenses.

After filing the claim for your Maruti S-Presso insurance policy, you can also check the status of it online.

Please Note: Payments made towards the repair for uninsured parts, depreciation and deductibles, will not be covered under the claim, unless it is included with the applicable optional add-ons.

Documents for Maruti Suzuki S-P​​resso Insurance Claim

The documents required for your Maruti Suzuki S-Presso car insurance claim can differ based on the specific circumstances. Ensure that you clarify the requirements at the time of claim intimation.

Some of the common documents required are as follows:

  • Duly filled Claim Form

  • Maruti S-Presso Car Insurance Policy

  • Copy of Registration Certificate

  • Copy of Driving Licence

  • Proof of Identity

  • Proof of Address

  • Tax Receipts

Some of the specific documents include:

  • Repair estimates and bills and payment receipts for reimbursement claims

  • First Information Report in case of accidents

  • Hospital bills and medical reports in case of Personal Accident Cover

Here is the complete list of car insurance claim documents.

Maruti Suzuki S-Presso Cashless I​​nsurance vs. Reimbursement Insurance

Factors to Consider for the Differentiation

Maruti Suzuki S-Presso Insurance - Cashless Claims

Maruti Suzuki S-Presso Insurance - Reimbursement Claims

Choice of Garage for the repair

You can choose from our over 11,000 garages across India for the cashless repairs.

You can choose an authorised garage based on your preference.

Claim Settlement

We will directly settle the bills with the garage for cashless car insurance for Maruti Suzuki S-Presso.

You must make the payments upfront and submit the bills and receipts to us. We will examine the claim and reimburse the applicable expenses.

Documentation and the Ease of Claim Process

The process is easy and straightforward and involves minimal documentation.

The process involves detailed documentation and is slightly lengthier.

Maruti Suzuki S-Presso Car Insura​nce Premium

The type of Maruti Suzuki S-Presso insurance policy that you have chosen majorly affects the premium.

The Insurance Regulatory and Development Authority of India (IRDAI) declares the third-party car insurance rates for vehicles every year based on their engine cubic capacity. The same is applicable for the third-party S-Presso car insurance price.

The cost of own-damage and comprehensive S-Presso insurance price will depend on various factors. Some of them are discussed below:

Vehicle Make and Model

The make and model variant of your Maruti S-Presso significantly affects the premium. High-end model variants attract a higher premium rate.

Insured Declared Value (IDV)

The IDV in insurance is the current market price of the specific Maruti S-Presso model minus the applicable depreciation. It is the maximum compensation that you receive for the total loss of your car. You can choose between a range of three IDVs at the time of policy purchase or renewal.

Optional Add-on Covers

Optional add-on covers increase the premium. It is based on the type and number of optional add-ons included as part of the car insurance policy.

Also Read: Choosing the Right Add-on Cover for Your Motor Insurance

Location and Driving History

If you are residing or driving your car in an accident-prone or flood-prone area, the premium can be higher. Also, if it is observed that you have violated traffic rules or raised accident claims multiple times, your premium can be higher.

Voluntary Deductibles

Voluntary deductibles refer to the amount you pay in the event of claim before we cover the remaining expenses. Choosing a higher deductible amount can reduce your premium considerably.

How to Calculate Maruti Suzuki S-Presso Car Insurance Premium?

The Maruti S-Presso insurance premium can be calculated using our Car Insurance Premium Calculator. It is a user-friendly and convenient online tool, available for free.

The following details can help you determine the S-Presso auto insurance premium using the calculator:

  • Your Maruti S-Presso Registration Number

  • Your Contact Number and Email Address

  • From the slider bar, select whether you have an existing policy with us.

  • On inputting this information, the calculator will give you the estimated premium for the insurance policy.

  • For a used Maruti S-Presso car, also provide information about the type of fuel, claim history and type of car.

Third-Party Car Insurance Premium

As discussed in the previous section, the IRDAI declares the third-party car insurance premium for your Maruti S-Presso car.

The current third-party insurance premium rates for a standard and electric car are as detailed below:

For Standard ​​Cars

Engine Cubic Capacity of your Maruti S-Presso Car

Yearly Premium ( ₹)

If less than 1000 cc

2,094

If it is between 1000 cc and 1500 cc

3,416

If it is above 1500 cc

7,897

For Electric Cars

Battery Capacity of your Maruti S-Presso Car

Yearly Premium (₹)

If it is less than 30 kW

1,780

If it is between 30 kW and 65 kW

2,904

If it is above 65 kW

6,712

Maruti S-Presso - Overview ​​and USPs

Maruti S-Presso is a power-packed and dynamic car with exciting features. Its all-new technology and high-view seating position set its scope and unique identity. If you are looking for a simple, sleek and compact car with elegant single-tone interiors, Maruti S-Presso is a good option.

Here are some of its USPs leading to its success:

Key Highlights

Dynamic centre console with a smart-play studio, steering-mounted audio and voice controls, spacious cabin and strong heartect platform.

Powertrain

Maruti S-Presso is powered by the K10C petrol engine (998 cc) with 89 Nm@3500 RPM and 49kW (66.621 PS) @ 5500 RPM.

Suspension

MacPherson Strut with coil spring in the front and Torsion Beam with Coil Spring at the rear end.

Safety

Featured with Advanced Hill Hold Assist, Electronic Stability Program, ABS with EBD, Heartect Platform, Dual Airbags and Rear Parking Assist Sensor.

Interior Features

Best-in-its-Class rear legroom, wide and spacious boot, front and rear utility spaces and a higher seat for a better position.

Exterior Features

Signature C-shaped tail lamps, SUV-Inspired bold front fascia, twin chamber headlamps and squarish wheel arches with 14” tyres.

Maruti S-Presso - Models a​​nd Prices

Maruti S-Presso Car Models

Delhi Ex-Showroom Price (₹)*

STD (O)

4,26,500

LXI (O)

4,99,500

LXI (O) CNG

5,91,500

VXI (O)

5,21,500

VXI (O) AGS

5,66,500

VXI+ (O)

5,50,500

VXI+ (O) AGS

5,95,500

VXI (O) CNG

6,11,500

*Prices are indicative and differ across the cities in India. Kindly check the price before purchasing.

Maruti Car Models for Which Relianc​​e General Insurance Offers Car Insurance

Maruti S Presso

Maruti Suzuki Celerio

Maruti Suzuki Omni

Maruti Suzuki Eeco

Maruti Suzuki Baleno

Maruti Suzuki Ertiga

Maruti Suzuki Brezza

Maruti Wagon R

Maruti Suzuki Swift Dzire

Maruti Ciaz

Maruti Suzuki Alto K10

Maruti Suzuki Ritz

Maruti Suzuki Ignis

Maruti Suzuki S-Cross

Relevant Links for Car Insurance

Car Insurance | Pay As You Drive Insurance | Third Party Insurance | Comprehensive Insurance | Long Term Car Insurance | Own Damage Insurance | ​ First Party Car Insurance

Car Insurance for Top Car Brands

Tata Car Insurance | Maruti Car Insurance | Hyundai Car Insurance | Mahindra Car Insurance | Toyota Car Insurance | Kia Car Insurance | Ford Car Insurance | Skoda Car Insurance

Car Insurance for Top Car Models

Eeco Car Insurance | Scorpio Insurance Price | Swift Insurance Price | Innova Crysta Insurance Price | Wagon R Insurance Price | Ertiga Insurance Price | Baleno Insurance Price | Swift Dzire Insurance Price | Creta Insurance | Tata Nexon Insurance Cost

Car Insurance for Top Destinations

Car Insurance in Delhi | Car Insurance in Bangalore | Car Insurance in Kerala | Car Insurance in Mumbai | Car Insurance in Chennai | Car Insurance in Hyderabad | Car Insurance in Pune | Car Insurance in Ahmedabad | Car Insurance in Gurgaon | Car Insurance in Kolkata​​

Frequently Asked Questi​ons (FAQs)

  1. How much does Maruti Suzuki S-Presso insurance cost?

    The Maruti Suzuki S-Presso insurance amount depends on various factors such as the type of car insurance policy, specific make and model, location, optional add-ons, voluntary deductible, driving history and more.

    Thus, the S-Presso car insurance price is specific and depends on individual model variants, driving conditions and personal circumstances. With Reliance General Insurance, the S-Presso insurance price starts at only ₹238/month.

  2. What is 3-year insurance for a car?

    Three-year insurance for a car is a long-term car insurance policy cover applicable for a policy period of three years.

  3. Is it compulsory to buy 3-year Suzuki S-Presso insurance?

    According to a Supreme Court order, all cars purchased after September 2018 must have at least a 3-year third-party car insurance policy.

  4. Which car insurance for Maruti Suzuki S-Presso is best?

    The best insurance for Maruti Suzuki S-Presso cars depends on your usage, potential risks, financial requirements and affordability. If you are an occasional driver, you can consider the basic third-party or our Pay-As-You-Drive car insurance plans.

    And if you are a frequent traveller, especially seeking long distances, then a comprehensive cover with adequate coverage is certainly essential. You can get all these options and more with Reliance General Insurance.

Disclaimer: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

​ The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Home > Motor Insurance > Car Insurance > Maruti Suzuki Car Insurance > S Presso
  • Resend OTP

Thanks for the information. Our Customer Care will get back to you.

OK