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Buying car insurance for your Maruti Grand Vitara that suits the vehicle’s refined and smooth drive will guarantee its overall protection and maintain its sturdy build the way it is supposed to be.
The car’s premium feel and spaciousness have attracted many Indians, making it a popular choice in the SUV segment. However, to protect your valuable asset, buying an equally premium car insurance policy from Reliance General Insurance is crucial.
With us, you can choose a variety of car insurance for Maruti Grand Vitara plans and add-ons that give you the benefit of the following:
100%
Claims Settlement*
11,000+
Network Garages*
5 crore+
Happy Customers*
₹238/month
Starting premiums*
Visit the Reliance General Insurance website and go to the car insurance.
Enter your car’s details, along with your contact details (mobile number and email address).
Once you click on submit, you will receive an instant quote, which is calculated based on your car’s details.
If the quote fits your needs, you can proceed with the next step of adding more coverage if you need.
Verify the details and complete the process by making the payment.
Alternatively, you can buy our Maruti Suzuki Grand Vitara car insurance offline if you wish to have a one-on-one consultation before buying it.
For the offline process, you must visit the nearest Reliance General Insurance branch. You can search for the nearest branch using our Branch Locator.
Once you reach us, ask about our various car insurance plans and their specifications.
Fill out the buying form with your preferred choice of coverage.
Submit the necessary documents and complete the payment in your preferred mode.
Go to the official website of Reliance General Insurance to renew your Suzuki Grand Vitara yearly insurance.
Click on the "Renewal" tab from the main menu and select "Renew Car Insurance".
Enter your car’s details and policy number.
Add or remove add-ons as required and confirm your choices.
Review the details and complete the Maruti Grand Vitara insurance renewal process by paying using your preferred mode.
If you have bought a second-hand Maruti Suzuki Grand Vitara car, here is how you can get insurance for your car:
Before buying insurance for any second-hand car, it is important to know your car’s engine health and overall details. Thus, the first step to getting insurance is a thorough car inspection.
Next, you need to gather all the necessary documents that confirm the purchase of your second-hand car, such as forms 29 and 30 signed by the previous owner and a copy of the successful R.C. transfer.
You also need other documents required for the buying process, such as your driving licence, proof of address, etc.
You can then proceed with the online buying process, as mentioned in the above section.
Also Read: How to Transfer Car Insurance while Buying A Second-Hand Car
Damages to your car can occur due to many unprecedented causes, and repairing the damages can cause a financial burden. Thus, having car insurance for Maruti Suzuki Grand Vitara can provide:
Comprehensive Coverage: This means that Maruti Suzuki Grand Vitara vehicle insurance goes beyond simply protecting your car from accidental damage. You can also get coverage for various other perils, like theft, fire, natural or man-made calamities, third-party liabilities, water damage, etc.
Financial Protection: Since the cost of repairs or replacement of car parts caused by various reasons is covered, you will receive financial protection.
Roadside Assistance: Critical situations like accidents or vehicle breakdowns require assistance from a reliable source. With car insurance, you can get the assistance you need quickly.
Peace of Mind: You can drive your car with peace of mind, knowing that you have adequate coverage and financial security.
Additionally, with our popular Maruti Suzuki Grand Vitara insurance plans, along with your car, your loved ones and the owner-driver will receive coverage for medical expenses to treat injuries sustained in an accident.
Reliance General Insurance offers adequate coverage and exceptional support required while buying or claiming your policy and at the time of crucial needs. In addition, here are our top features that make our insurance plans invaluable for Grand Vitara owners:
We have an easy-to-follow buying and claiming process that can be completed online from any device or smartphone at your convenience. Since it only requires you to complete a few steps, it saves you valuable time and energy.
Since IDV is the most crucial factor in car insurance, we offer its customisation so that you get adequate coverage for your car. You can choose your IDV from the range of 3 options given during the purchase process. This also helps you adjust the premium rate of your Grand Vitara car insurance.
With our Maruti Suzuki Grand Vitara insurance, you get coverage of up to ₹15 lakhs for medical expenses to treat injuries, disability or even death in case of an accident.
Our Suzuki Grand Vitara insurance policy covers third-party liabilities that may arise from your car’s involvement, saving you the financial burden. Additionally, our third-party insurance offers unlimited liability for personal damage.
With Reliance General Insurance, you get access to our dedicated customer support team, which will guide you through the buying or claiming process and during emergencies.
As a reward for driving safely around town, we offer up to a 50% discount on premium prices for five claim-free years.
Purchasing new Grand Vitara insurance online not only provides the convenience of comparing plans from the comfort of your home but also offers discounts of up to 80% on premium prices.
We offer a seamless claim process with a transparent video claim feature, ensuring a quick and reassuring claim settlement experience. This feature can be easily accessed through our Reliance Self-i App from anywhere and at any time.
With a claim settlement ratio of 100% for the FY 2023-24, we reinforce our customer-centric approach and ensure claims are settled swiftly.
With this feature, occasional drivers pay a premium calculated based on the kilometres they drive. This ensures flexibility and fair premium pricing.
We offer a wide range of 18+ add-ons to enhance your coverage, such as Nil Depreciation, No-Claim Bonus Retention Cover, Engine Protection, Key Protection, etc.
Types of Maruti Grand Vitara Car Insurance Plans
Description
Maruti Grand Vitara Third-Party Insurance
Reliance car insurance for Maruti Suzuki Grand Vitara is designed to fulfil your legal liabilities and offer coverage against third-party damages involving the insured car.
Maruti Grand Vitara Own Damage Car Insurance
This type of insurance provides coverage for your car against various damage-causing factors, such as theft, riots, floods, accidents, etc.
Maruti Grand Vitara Comprehensive Car Insurance
The comprehensive policy offers extensive coverage, combining own damage and third-party coverage into one. It is a one-stop solution for those seeking overall coverage.
Maruti Grand Vitara Pay-As-You-Drive Insurance
This is one of the best insurance for Maruti Suzuki Grand Vitara cars with low usage. This add-on cover adjusts your premium based on the car’s usage, saving up to 90% on premiums.
Damage to third-party vehicle or property
Damage to your own vehicle from:
Lightning, explosion, fires and self-ignition
Theft or burglary
Accidents
Natural disasters (earthquakes, floods, etc.)
Damage during transit
Terrorist activities
Total damage/theft due to accidents
Mandatory Personal Accident Cover for injuries, permanent disability or death of owner-driver.
Specific add-on coverage like Nil Depreciation, Roadside Assistance, etc.
Accidental loss outside the geographical area
Claims arising from contractual liabilities
Using the vehicle beyond its intended use
Driving without a valid licence
Driving under the influence of alcohol or drugs
Damages from nuclear weapons or war-like operations
Regular wear and tear
Damages due to driver negligence
Pay-As-You-Drive Insurance: Tailors premiums based on usage, making it a perfect add-on for low-mileage drivers.
24x7 Roadside Assistance: Provides help for breakdowns and emergencies anytime, anywhere for various reasons such as flat tyre change, vehicle breakdown, etc.
Engine Protection Cover: You can secure financial protection against expensive engine repairs from damage.
Nil Depreciation Cover: Provides you the entire claim amount, covering the full cost of part replacements without considering depreciation rates.
NCB Retention Cover: With this add-on, you can retain the no-claim bonus discounts accumulated over the years even after making a claim.
Total Cover: This add-on provides full on-road price compensation for severe damages or total loss.
Tyre Protection Cover: This Includes repair or replacement of damaged tyres, ensuring a safe driving experience.
Geo Extension: Frequent international travellers can benefit from this add-on and extend their coverage to another country.
EMI Protection Cover: If the repair work is taking longer than 21 days, this add-on will cover car loan EMIs during extensive repair periods.
Daily Allowance Benefit: Provides a daily allowance for alternate transportation during repairs.
RIM Protection: Covers repair or replacement of damaged rims.
Loss of Personal Belongings: In case of theft, this add-on reimburses for stolen personal items from the car.
Key Replacement Cover: This add-on covers the cost of replacing keys and locks in case of lost or stolen keys.
Emergency Hotel Accommodation: This reimburses hotel costs if you are stranded due to a breakdown.
Electrical Accessories: This covers damage or theft of custom-installed electrical accessories.
Non-Electrical Accessories: This covers non-electrical modifications against damage or theft.
Consumables Expenses: With this add-on, you can secure coverage for consumables like oil, nuts, and bolts after an accident.
Return-to-Invoice Cover: In cases where you claim insurance for the total loss of your car, you receive the original car price through this add-on.
In addition to these add-ons, we also offer more riders specifically designed for E.V. cars.
Report your claim as soon as possible, ideally within 24 hours of the incident. You can do this by:
Calling our helpline at +91-22-4890-3009 (standard call charges apply).
Using the Reliance Self i-App
Visiting our Claims page online.
Bring your vehicle to the nearest authorised network garage or request a towing service if needed.
Completely fill out the claim form and submit the required documents.
A surveyor will assess the vehicle to verify the claim and evaluate the extent of the damage.
Once the Maruti Grand Vitara car insurance claim is approved, you can proceed with the repair work at the garage.
The repair costs will be settled directly with the garage by us.
*Note that we do not pay for the uninsured parts, deductibles or depreciation. You must settle these amounts for such repair.
File your claim within 24 hours of the accident or damage by following the same initial steps.
Collect and preserve all evidence related to the incident, including photos, videos, FIRs, NOCs, etc.
Go to any garage of your choice to get your car repaired.
Pay for the repairs upfront and keep all receipts.
Submit the claim form along with the repair invoices and other necessary documents.
After our team reviews and validates your claim, the reimbursement amount will be processed and released to you.
*Note that with reimbursement claims, you have to settle the bills with garages from your own pockets.
Check the status of your claim online on our website.
To process your insurance for Suzuki Grand Vitara claim, the following documents are generally required:
A filled and signed motor claim form.
A copy of the FIR (First Information Report).
A copy of the vehicle's registration certificate.
Original repair or replacement bills.
Forms 28, 29, and 30.
A copy of your driver's licence.
Any other documents pertinent to the case.
Review the full list of documents required as per your claim type on our website.
Criteria
Maruti Suzuki Grand Vitara Cashless Insurance
Maruti Suzuki Grand Vitara Insurance Reimbursement
Claims Process
Cashless car insurance for Maruti Suzuki Grand Vitara is a straightforward process with direct settlement at network garages.
Requires initial payment for repairs, followed by reimbursement.
Network Garages
Available only at authorised network garages of Reliance General Insurance.
Repairs can be done at any garage of your choice.
Upfront Payment
Minimal upfront payment; you only cover deductibles and non-covered items.
Full payment for repairs is required initially, with reimbursement processed later.
Settlement Time
Generally faster due to direct billing with the network garage.
May take longer, as reimbursement involves verification and processing of documents.
Convenience
Highly convenient due to minimal paperwork and direct settlement.
Less convenient, as it involves more documentation and a longer verification process.
Several elements impact your Maruti Suzuki Grand Vitara insurance price:
The specific model and variant of your Maruti Suzuki Grand Vitara will affect the Maruti Suzuki Grand Vitara insurance cost. Typically, newer or high-end variants have higher prices as cost of repairs is also higher.
The Insured Declared Value (IDV) represents the maximum sum insured payable by the insurer in case of a total loss. A higher IDV usually means a higher premium but provides better financial protection.
The Suzuki Grand Vitara insurance amount will vary depending on the type of coverage you choose. A basic third-party policy will have a lower premium, while a comprehensive plan that covers a wider range of risks will cost more.
Choosing a higher voluntary deductible can reduce your premium. This deductible is the amount you agree to pay yourself before we cover the remaining costs.
Optional covers, such as Zero Depreciation, Engine Protect, and others, can enhance your policy coverage but will also increase the premium. Thus, the Grand Vitara car insurance price will vary depending on the number of add-ons you choose.
Calculating the insurance premium for your Maruti Suzuki Grand Vitara is straightforward using our car insurance premium calculator. Here’s how:
Access our car insurance premium calculator.
Enter your vehicle's registration number and your contact information.
Indicate whether you currently have an active policy with us.
Click on the “View Prices” button to get your insurance premium estimate based on the details provided.
Additional details, such as fuel type, past claim history and registration year, will also be required for second-hand vehicles.
The calculation of third-party insurance premiums is different from those mentioned above. It does not have the same number of variables and has a set price. The IRDAI determines these prices and modifies them over time. Here is a table explaining the new Grand Vitara CNG insurance price:
Engine Capacity
Premium for One Year (in ₹)
Up to 1000 cc
2,094
Above 1000 cc up to 1500 cc
3,416
Above 1500 cc
7,897
Battery
Up to 30 kW
1,780
Above 30 kW up to 65 kW
2,904
Above 65 kW
6,712
The Maruti Suzuki Grand Vitara features a bold and sophisticated design that combines an athletic stance with sleek lines, giving it a dynamic presence on the road.
The car is equipped with Maruti Suzuki’s AllGrip all-wheel-drive system, which ensures superior traction and stability on various terrains. This makes it ideal for both city driving and off-road adventures.
The Grand Vitara offers a range of engine options, including a strong hybrid powertrain that provides excellent fuel efficiency and lower emissions.
The SUV has a 9-inch SmartPlay Pro+ touchscreen infotainment system, which offers seamless connectivity with Android Auto and Apple CarPlay.
The Grand Vitara’s strong hybrid variant is designed to offer impressive fuel efficiency and reduced CO2 emissions, making it an environmentally friendly option.
The car has ventilated front seats, making it an ideal choice for long drives and keeping you comfortable throughout the journey.
The car's panoramic sunroof gives you the best ride experience, allowing you to soak up the views and enjoy the scenic route.
Maruti Suzuki Grand Vitara Car Models
Price in Delhi (as of August 2024)#
GRAND VITARA Smart Hybrid Sigma
Manual | Hybrid
₹10,99,000
GRAND VITARA Smart Hybrid Delta
₹12,20,000
GRAND VITARA Delta CNG
Manual | CNG
₹13,15,000
GRAND VITARA Smart Hybrid Delta AT
Automatic | Hybrid
₹13,60,000
GRAND VITARA Smart Hybrid Zeta
Automatic | Manual | Hybrid
₹14,01,000 - ₹15,41,000
GRAND VITARA Zeta CNG
₹14,96,000
GRAND VITARA Smart Hybrid Alpha
₹ 15,51,000 - ₹16,91,000
GRAND VITARA Smart Hybrid Alpha 4WD
₹17,01,000
#These prices will vary with time, your purchase location and model variant.
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We offer various types of car insurance plans that offer a varied degree of coverage. These plans cover third-party liabilities, own damage caused by fire, theft, accidents, etc.
Yes, you can transfer your existing car insurance for your Grand Vitara to Reliance General Insurance. All you need to do is submit the necessary documents, choose your coverage and complete the payment.
Maruti Suzuki Grand Vitara full insurance price depends on various factors, including:
Age of the vehicle
Make and model
Voluntary deductibles
Choice of add-ons
IDV
Location
Usage of the car
Disclaimer: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
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