Sign In

Existing policy with Reliance?

Customer Reviews

Average Rating:

4.6(Based on 133 ratings)
  • Ram M

    5 star

    Happy with the experience!
  • Hariprasad B

    5 star

    Excellent customer service
  • See all reviews

Two Wheeler Insurance Policy


​Ride away with a quick and easy-to-get Two Wheeler Insurance policy. With Reliance Bike Insurance policy, your pride and joy is covered and that too with excellent service. Ensure you have a safe ride every single time. 

You can buy your two wheeler insurance policy online at best price through our various payment options like UPI,  Net Banking, Debit/Credit card etc available for your convenience

​Just fill your Bike registration number to get the best two wheeler insurance quote!

Advantages of Buying a Reliance Two Wheeler Insurance Plan includes

  • ​​Get up to 40% discount*​ on two-wheeler (bike & scooter) insurance premium!
  • Multiple choices of ​customised add-on covers on your two wheeler policy for enhanced coverage
  • Quick and hassle-free settlement of your two-wheeler insurance claims
  • We offer a comprehensive insurance policy for all major two wheeler brands
Enjoy the following benefits which our motorcycle insurance offers:

 No paperwork, instant motorcycle insurance policy   Use cashless facility across our preferred 430 network garages
  Get quick and hassle-free settlement of your scooter or bike​ insur​ance claims   Two Wheeler Insurance starting at Rs.3/day*
 Renew your expired two wheeler insurance instantly without any inspection or paperwork   
Click here for more 
Information on how torenew existing bike insurance policy


​Some of the benefits of buying your two-wheeler insurance online are:

  • Purchase or renew your policy  in a simple, quick and convenient way
  • Buy directly from the insurance company without any intermediary or agent at a low premium
  • Since most insurance companies now offer this service, it is very easy to compare costs and features of all the bike insurance policies
  • Calculate your motorcycle policy premium online and get a clear picture of the expenses involved.
  • Purchase your two-wheeler insurance policy through various payment options like Debit/Credit card, Net Banking, etc.
  • You can also take help of online chat assistance during purchase to solve any queries beforehand. 


​Buying a two-wheeler policy online is very easy. Here are the steps: 

1. Enter your details in the fields: Registration Number, Email ID, and mobile number.
2. The details pertaining to your bike and premium will be displayed. Click on ‘Continue to Buy’.
3. Next, you will get details about IDV and NCB. You can also avail discounts here.
4. After clicking next, you will see the details of your premium break-up. Click ‘Next’.
5. Now enter your personal details such as name, address, contact details etc. 
6. Next, enter a few details pertaining to your two-wheeler.
7. After clicking next, you see a summary of your two-wheeler insurance policy. Click ‘Next’ to proceed to the payments page.
8. On the payments page, choose the payment mode as per your convenience. On successful payment, your two-wheeler policy will be generated and emailed to you!

We've tried our best to offer you a two wheeler insurance policy at best price with comprehensive coverage insuring not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

The two wheeler insurance policy covers damage or loss to the bike/scooter due to:

  • Accident
  • Fire
  • Lightening
  • Self-Ignition
  • Explosion
  • Theft
  • Riot & Strikes and / or Malicious Acts
  • Terrorism
  • Earthquake
  • Flood
  • Cyclone
  • Inundation
  • Transit by Rail, Road, Air & Elevator

Apart from this, we recommend that you opt for a Third-Party Liability Insurance Cover for your bike, motorcycle or scooter because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. In other words, this two wheeler insurance cover offers you protection if the other party is uninsured or underinsured.

We've tried to cover you for most of the situations. However, there are still some exclusions in our motorcycle insurance policy.

They are:

  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes.
  • Damage to / by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Loss or damage due to depreciation of the vehicle's value
  • Consequential loss - if the original damage causes subsequent damage / loss, only t​he original damage will be covered.
  • Compulsory deductibles - a fixed amount that gets deducted at the time of the bike or scooter insurance claim.

Yes, we at Reliance General Insurance offer you best discounts on the two wheeler insurance so that you get the two wheeler insurance at best price.

If you continue to be a safe and good driver, you're definitely eligible for discounts.

How? Well, if you drive safely, you'll make no claim through out the year. As a result, you earn yourself a No-Claim Bonus! This bonus can also be transferred over to your new vehicle depending on your preference.

The discount can be accumulated on a yearly basis as mentioned below.

Voluntary Deductible - a minimum amount that you choose to pay of the claim amount, while we pay the rest. The higher your Voluntary Deductible amount, the lower is your bike/scooter insurance​ premium quote. Thus, eventually discounting the premium.

Please refer to the below table for applicable​ Voluntary Deductible: -


Covering your two wheeler for basic insurance is a must, but if you truly want to benefit from your two wheeler insurance policy, you should definitely consider some of these add-on covers​​​​

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover with your two wheeler insurance will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra two wheeler insurance premium to benefit later!

As always, there are a few important things to keep in mind :

  • We offer the add on coverage on rubber, nylon and plastic parts and fiber-glass components with your bike insurance
  • We cover vehicles with a maximum age of 2 years
  • We offer a maximum of 2 claims per policy period
  • We can add this extra element to your two wheeler insurance policy when you get a brand new vehicle or when you renew your two wheeler policy
  • We cover only two-wheelers under this add on cover
  • We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops
  • We will not grant indemnity to total loss, constructive total loss or theft claims under this  add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

  • Parts not approved under the Motor Insurance Policy
  • Tyres and tubes

Another add on cover with your two wheeler insurance policy is the Personal Accident Bundle Cover. As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows:

Average Rating:

4.6(Based on 133 ratings)

Showing 10 reviews

  • “Happy with the experience!”

    I had a great experience with reliance. The settlement amount is received with this two wheeler insurance policy claim was satisfactory and claim time was short.

    Ram M30 August 2017, Bangalore
  • “Excellent customer service”

    Your representative helped me throughout the process. He looked through my bike insurance policy with details, patiently informed me about the documentation that will be required and the approximate time the entire process will require. I also received timely updates via emails and smses. Will be renewing my two wheeler insurance.

    Hariprasad B29 August 2017, Lucknow
  • “Good motorcycle insurance policy”

    It’s a good motorcycle insurance policy. The features and benefits are great and the price is competitive. Since my entire family is insured with reliance , I also decided to insure by bike here.

    Manoj T28 August 2017, Ahmedabad
  • “Good prices and a good policy”

    I like the chat box on your site. I was assisted throughout the process while I was buying a two wheeler insurance for my scooter. Good prices and a good policy.

    Mahesh S27 August 2017, Bhisawal
  • “Thanks a lot”

    I just filled in my details on their form as I was still in the research phase of buying a good bike insurance. However, the very same day a representative called me up, explained all the benefits and costing of the policy. He even assisted me in buying the two wheeler insurance. So, thanks a lot.

    Vijay C25 August 2017, Bihar
  • “Reliance Bike Insurance is good”

    Due to the heavy rains, my bike skid in Mahape. I filed for a claim the same day. The claim settlement team was swift. Will be renewing this bike insurance policy.

    K Patel30 June 2017, Pune
  • “A good well rounded policy.”

    My dad purchased his motorcycle insurance from Reliance and I followed suit. A good well rounded policy.

    B Saahu29 June 2017, Darjeeling
  • “Good Two Wheeler Insurance Policy”

    My daughter drives her scooty to work. I took this two wheeler insurance for her. The roads have become really risky. With Reliance Insurance I have less worry.

    Jatinder T28 June 2017, Kochi
  • “Two wheeler policy from Reliance is value for money.”

    Reliance is a good brand so I didn�t think too much before buying this policy. Two wheeler insurance from Reliance is value for money.

    K Yogesh27 June 2017, Telangana
  • “Got a really good discount on my bike insurance policy”

    Got a really good discount on my bike insurance policy. They have explained the policy details very well and price was really great. Better to purchase it right now before the GST kicks in.

    Rajeev G26 June 2017, Kolkotta
  • See all reviews