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Customer Reviews

Average Rating:

4.6(Based on 148 ratings)
  • Sandeep

    5 star

    Keep it up guys.
  • Kohli Y

    4 star

    Good and friendly staff
  • See all reviews

Two Wheeler Insurance Policy


​Ride away with a quick and easy-to-get Two Wheeler Insurance policy. With Reliance Bike Insurance policy, your pride and joy is covered and that too with excellent service. Ensure you have a safe ride every single time. 

You can buy your two wheeler insurance policy online at best price through our various payment options like UPI,  Net Banking, Debit/Credit card etc available for your convenience

​Just fill your Bike registration number to get the best two wheeler insurance quote!

Advantages of Buying a Reliance Two Wheeler Insurance Plan includes

  • ​​Flat 50% discount*​ on two-wheeler (bike & scooter) insurance premium!
  • Multiple choices of ​customised add-on covers on your two wheeler policy for enhanced coverage
  • Quick and hassle-free settlement of your two-wheeler insurance claims
  • We offer a comprehensive insurance policy for all major two wheeler brands
Enjoy the following benefits which our motorcycle insurance offers:

 No paperwork, instant motorcycle insurance policy   Use cashless facility across our preferred 430 network garages
  Get quick and hassle-free settlement of your scooter or bike​ insur​ance claims   Two Wheeler Insurance starting at Rs.3/day*
 Renew your expired two wheeler insurance instantly without any inspection or paperwork   
Click here for more 
Information on how torenew existing bike insurance policy


​Some of the benefits of buying your two-wheeler insurance online are:

  • Purchase or renew your policy  in a simple, quick and convenient way
  • Buy directly from the insurance company without any intermediary or agent at a low premium
  • Since most insurance companies now offer this service, it is very easy to compare costs and features of all the bike insurance policies
  • Calculate your motorcycle policy premium online and get a clear picture of the expenses involved.
  • Purchase your two-wheeler insurance policy through various payment options like Debit/Credit card, Net Banking, etc.
  • You can also take help of online chat assistance during purchase to solve any queries beforehand. 


​Buying a two-wheeler policy online is very easy. Here are the steps: 

1. Enter your details in the fields: Registration Number, Email ID, and mobile number.
2. The details pertaining to your bike and premium will be displayed. Click on ‘Continue to Buy’.
3. Next, you will get details about IDV and NCB. You can also avail discounts here.
4. After clicking next, you will see the details of your premium break-up. Click ‘Next’.
5. Now enter your personal details such as name, address, contact details etc. 
6. Next, enter a few details pertaining to your two-wheeler.
7. After clicking next, you see a summary of your two-wheeler insurance policy. Click ‘Next’ to proceed to the payments page.
8. On the payments page, choose the payment mode as per your convenience. On successful payment, your two-wheeler policy will be generated and emailed to you!

We've tried our best to offer you a two wheeler insurance policy at best price with comprehensive coverage insuring not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

The two wheeler insurance policy covers damage or loss to the bike/scooter due to:

  • Accident
  • Fire
  • Lightening
  • Self-Ignition
  • Explosion
  • Theft
  • Riot & Strikes and / or Malicious Acts
  • Terrorism
  • Earthquake
  • Flood
  • Cyclone
  • Inundation
  • Transit by Rail, Road, Air & Elevator
  • Landslide
  • Rockslide
  • Hailstorm
  • Frost
  • Tempest
  • Hurricane
  • Typhoon​

  Apart from this, we recommend that you opt for a Third-Party Liability Insurance Cover for your bike, motorcycle or scooter because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. In other words, this two wheeler insurance cover offers you protection if the other party is uninsured or underinsured.

We've tried to cover you for most of the situations. However, there are still some exclusions in our motorcycle insurance policy.

They are:

  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes
  • Damage to / by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Loss or damage due to depreciation of the vehicle's value
  • Consequential loss - if the original damage causes subsequent damage / loss, only t​he original damage will be covered
  • Compulsory deductibles - a fixed amount that gets deducted at the time of the bike or scooter insurance claim
  • Damage to Tyres & Tubes unless the vehicle insured is damaged at the same time in which case the liability of the Company shall be limited to 50% of the cost of replacement​
  • Loss or damage to the accessories by burglary housebreaking or theft unless the vehicle is stolen at the same time​

Yes, we at Reliance General Insurance offer you best discounts on the two wheeler insurance so that you get the two wheeler insurance at best price.

If you continue to be a safe and good driver, you're definitely eligible for discounts.

How? Well, if you drive safely, you'll make no claim through out the year. As a result, you earn yourself a No-Claim Bonus! This bonus can also be transferred over to your new vehicle depending on your preference.

The discount can be accumulated on a yearly basis as mentioned below.

Voluntary Deductible - a minimum amount that you choose to pay of the claim amount, while we pay the rest. The higher your Voluntary Deductible amount, the lower is your bike/scooter insurance​ premium quote. Thus, eventually discounting the premium.

Please refer to the below table for applicable​ Voluntary Deductible: -


Covering your two wheeler for basic insurance is a must, but if you truly want to benefit from your two wheeler insurance policy, you should definitely consider some of these add-on covers​​​​

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover with your two wheeler insurance will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra two wheeler insurance premium to benefit later!

As always, there are a few important things to keep in mind :

  • We offer the add on coverage on rubber, nylon and plastic parts and fiber-glass components with your bike insurance
  • We cover vehicles with a maximum age of 2 years
  • We offer a maximum of 2 claims per policy period
  • We can add this extra element to your two wheeler insurance policy when you get a brand new vehicle or when you renew your two wheeler policy
  • We cover only two-wheelers under this add on cover
  • We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops
  • We will not grant indemnity to total loss, constructive total loss or theft claims under this  add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

  • Parts not approved under the Motor Insurance Policy
  • Tyres and tubes

Another add on cover with your two wheeler insurance policy is the Personal Accident Bundle Cover. As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows:

Average Rating:

4.6(Based on 148 ratings)

Showing 10 reviews

  • “Keep it up guys.”

    I have a royal enfield motorcycle. Obviously I always make sure I have a motorcycle insurance. Been a customer of reliance since 3 years and I can vouch for their services. Keep it up guys.

    Sandeep13 October 2017, Pune
  • “Good and friendly staff”

    I shifted from my previous insurer due to positive feedback from friends regarding the reliance two wheeler insurance. So far, it's been good and the staff has been helpful and cordial.

    Kohli Y12 October 2017, Hyderabad
  • “Great offers from you guys!”

    Luckily my renewal date coincides with Diwali offers every year. This year too, the offers are great and I immediately renewed my bike insurance online. Thanks for the great offers.

    M Gupta11 October 2017, Bengaluru
  • “Thanks Reliance”

    I buy my insurance products online not just because it's easy, but it also saves a lot of money. I just renew my two wheeler insurance policy online every year.

    Mirza S10 October 2017, Mumbai
  • “Website is user friendly”

    I love how technology is changing our buying ways. I entered my scooter registration number and voila - I had the quote. I enter the necessary details and within 15 minutes, I have my two wheeler insurance policy ready to be sent to me by mail. The process has become so much easier online.

    Uday S9 October 2017, Kalyan
  • “Very happy with the services”

    I was in the middle of a road trip when my bike met with a small accident and needed urgent mending. Luckily, one of the garages in Reliance General's network was close by and I could get my bike repaired. Very happy with the services given on my bike insurance policy.

    Sandeep J25 September 2017, Ghatkopar
  • “Bills got reimbursed quickly”

    My bike started giving me some trouble in the middle of the highway one day and I realized it needed servicing. I took it to the nearest mechanic's shop and had to pay myself because it was an urgency. Later on, I was happy to find that my reimbursement claim against my bike insurance policy was speedily processed and I got my bills reimbursed.

    B Chauhan25 September 2017, Vizag
  • “Addons are good”

    The add-on covers I got with my two wheeler insurance plan are very nice. I wanted to make sure that the accessories on my bike stay safe. And my policy covers these in case or emergencies, which is great.

    Vikas H22 September 2017, Versova
  • “Reliance came for my rescue”

    In the middle of the Mumbai rains last week, my scooter was stuck in the middle of the road and as water levels began rising, my scooter broke down. The flooding created a lot of problems and I couldn't get my scooter to start. I had to make a claim with Reliance General Insurance for repairing the flood damage and my two wheeler insurance had it covered.

    Shailesh R22 September 2017, Mumbai
  • “NCB really helps”

    I was looking for a discount on the premium before renewing my bike insurance plan. Reliance General gave me a no claim bonus while renewing that made it possible for me to buy my two wheeler insurance at a reasonable premium.

    Rishabh B21 September 2017, Chakala
  • See all reviews