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Two Wheeler Insurance Policy


​​​​Ride away with a quick and easy-to-get Two Wheeler Insurance policy. With Reliance Bike Insurance policy your pride and joy is covered and that too with excellent service. Ensure you have a safe ride every single time. 

Countdown begins! Insurance premium to increase from 1st July due to GST.

You can buy your two wheeler insurance policy online at best price through our various payment options like UPIPayTM, Net Banking, Debit/Credit card etc avail​​​able for your convenience​

Just fill your Bike registration number to get the best two wheeler insurance quote!

Get upto 40% discount* on two wheeler (bike & scooter) insurance premium amount!

Enjoy the following benefits which our motorcycle insurance offers:

 No paperwork, instant motorcycle insurance policy   Use cashless facility across our preferred 159 network garages
  Get quick and hassle-free settlement of your scooter or bike​ insur​ance claims   Two Wheeler Insurance starting at Rs.3/day*
 Renew your expired two wheeler insurance instantly without any inspection or paperwork   
Click here for more 
Information on how torenew existing bike insurance policy
  Instantly renew your Reliance Two Wheeler Insurance through Pa​ytm    ​

    Take a free motorcycle insurance quick quote using our two wheeler insurance calculator to compare​ two wheeler​ insurance price with​​ other insurers​​​​

    Wondering how to renew an expired bike insurance policy? Click here​ for more information​

    *Terms and conditions apply. Not applicable on TVS models. The discount is applicable only on OD two wheeler insurance premium quote.

We've tried our best to offer you a two wheeler insurance policy at best price with comprehensive coverage insuring not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

The two wheeler insurance policy covers damage or loss to the bike/scooter due to:

  • Accident
  • Fire
  • Lightening
  • Self-Ignition
  • Explosion
  • Theft
  • Riot & Strikes and / or Malicious Acts
  • Terrorism
  • Earthquake
  • Flood
  • Cyclone
  • Inundation
  • Transit by Rail, Road, Air & Elevator

Apart from this, we recommend that you opt for a Third-Party Liability Insurance Cover for your bike, motorcycle or scooter because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. In other words, this two wheeler insurance cover offers you protection if the other party is uninsured or underinsured.

We've tried to cover you for most of the situations. However, there are still some exclusions in our motorcycle insurance policy.

They are:

  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes.
  • Damage to / by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Loss or damage due to depreciation of the vehicle's value
  • Consequential loss - if the original damage causes subsequent damage / loss, only t​he original damage will be covered.
  • Compulsory deductibles - a fixed amount that gets deducted at the time of the bike or scooter insurance claim.

Yes, we at Reliance General Insurance offer you best discounts on the two wheeler insurance so that you get the two wheeler insurance at best price.

If you continue to be a safe and good driver, you're definitely eligible for discounts.

How? Well, if you drive safely, you'll make no claim through out the year. As a result, you earn yourself a No-Claim Bonus! This bonus can also be transferred over to your new vehicle depending on your preference.

The discount can be accumulated on a yearly basis as mentioned below.

Voluntary Deductible - a minimum amount that you choose to pay of the claim amount, while we pay the rest. The higher your Voluntary Deductible amount, the lower is your bike/scooter insurance​ premium quote. Thus, eventually discounting the premium.

Please refer to the below table for applicable​ Voluntary Deductible: -


Covering your two wheeler for basic insurance is a must, but if you truly want to benefit from your two wheeler insurance policy, you should definitely consider some of these add-on covers​​​​

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover with your two wheeler insurance will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra two wheeler insurance premium to benefit later!

As always, there are a few important things to keep in mind :

  • We offer the add on coverage on rubber, nylon and plastic parts and fiber-glass components with your bike insurance
  • We cover vehicles with a maximum age of 2 years
  • We offer a maximum of 2 claims per policy period
  • We can add this extra element to your two wheeler insurance policy when you get a brand new vehicle or when you renew your two wheeler policy
  • We cover only two-wheelers under this add on cover
  • We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops
  • We will not grant indemnity to total loss, constructive total loss or theft claims under this  add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

  • Parts not approved under the Motor Insurance Policy
  • Tyres and tubes

Another add on cover with your two wheeler insurance policy is the Personal Accident Bundle Cover. As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows:

Average Rating:

4.6(Based on 123 ratings)

Showing 10 reviews

  • “Reliance General Insurance rocks!”

    My first online purchase of bike insurance. Initially I was a little skeptical, but the process is so simple and speedy that it won me over. I even got a great discount. I advise people to get a two wheeler insurance, it's as important as your license!

    Naveen K20 June 2017, Alwar
  • “A well rounded and competitively priced two wheeler insurance policy”

    The process is buying insurance has become so easy. I filled a quote form, my details and went on to pay. The entire process took less than 20 minutes. All the vehicles in the house are insured with reliance so this was no exception. A well rounded and competitively priced two wheeler insurance policy.

    Ramnath R19 June 2017, Ernakulam
  • “40% discount is good”

    When they offer a 40% discount on their bike insurance, we take it! So immediately purchased this one.

    Rao R16 June 2017, Chennai
  • “Special thanks to your chat support team on the website”

    Special thanks to your chat support team on the website. They explained all the complicated insurance terms like ncb and add on covers before I purchased this two wheeler insurance policy.

    Kumar M15 June 2017, Hyderabad
  • “Reliance is very helpful”

    I had parked my scooty near bhandup railway station and it got stolen. It was an only a year old and I tried so hard to find it. I filed a police complain and it took forever. Luckily I had a two wheeler insurance policy. Reliance General sent a team to confirm, looked into the police complain and agreed to cover for the theft. I thought I lost all my money but thank god, the insurance company paid.

    Martin D14 June 2017, Thane
  • “Made a claim last month and got the amount as initially promised”

    Made a claim last month and got the amount as initially promised. So will definitely be renewing this motorcycle insurance. The help was there when I needed it. Thanks.

    Gurava D14 June 2017, Bengaluru
  • “I like this bike insurance”

    I like this bike insurance, its affordable and provides a good coverage too. I have this policy since the past 8 years and I have made 2 claims so far. Good experience, will be renewing this again this year.

    Kapil K13 June 2017, Pune
  • “Thanks for the chat support”

    Thanks for the chat support. I was looking for a two wheeler insurance plan online and these guys were available on chat with me. Bought a good policy, thanks.

    Arpit S12 June 2017, Mumbai
  • “Renewing with Reliance General Insurance”

    Most companies are nice to you while you make the purchase and then don�t help during claims. What I like about your company is that you�ll are cordial and helpful even during claims. So I�m renewing my two wheeler insurance with reliance this year.

    Sonika B9 June 2017, Kolkatta
  • “Nice motorcycle insurance”

    Nice motorcycle insurance. Got a good discount plus additional no claim bonus discount. I like it.

    Monika J8 June 2017, Chennai
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