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Two Wheeler Insurance

Existing policy with Reliance?

Customer Reviews

Average Rating:

4.6(Based on 185 ratings)
  • Manoj T

    5 star

    good garage service
  • Subramaniyam P

    5 star

    My bike is secured
  • See all reviews

Two Wheeler Insurance


Two Wheeler Insurance

​​​Ride away with a quick and easy-to-get Two Wheeler Insurance policy. With Reliance Bike Insurance policy, your pride and joy is covered and that too with excellent service. Ensure you have a safe ride every single time. 

 Get upto 50% discount* on Two wheeler insurance today!

You can now opt for the Long Term Two Wheeler Insurance Policy and ride worry-free for up to 3 years*.

​Reasons why you should opt for the Long Term Two Wheeler Insurance policy:

1. One time premium for 3 years
2. Instant Quote
3. Lock-in the same TP rates for 3 years
4. No Claim Bonus benefits​ (Not sure how? Click here for more details)
5. Long Term discounts of 7.5% or 13%*

You can buy your two wheeler insurance policy online at best price through our various payment options like UPI,  Net Banking, Debit/Credit card etc available for your convenience. Just fill your Bike registration number to get the best two wheeler insurance quote!

Advantages of Buying a Reliance Two Wheeler Insurance Plan includes

  • Multiple choices of ​customised add-on covers on your two wheeler policy for enhanced coverage
  • Quick and hassle-free settlement of your two-wheeler insurance claims
  • We offer a comprehensive insurance policy for all major two wheeler brands
Enjoy the following benefits which our motorcycle insurance offers:

 No paperwork, instant motorcycle ​insurance policy   Use cashless facility across our preferred 430 network garages
  Get quick and hassle-free settlement of your scooter or bike​ insur​ance claims   Two Wheeler Insurance starting at Rs.3/day*
 Renew your expired two wheeler insurance instantly without any inspection or paperwork   
Click here for more 
Information on how to renew existing bike insurance policy


​Use our free Two-wheeler insurance Premium Calculator to get an instant quote for your motorcycle or scooter.

Wondering ho​w to renew an expired bike insurance policy? Click here  for more information

*Terms and conditions apply. Upto 50% discount is applicable on the  Annual Two Wheeler Insurance policy only. This information is for Reliance Two Wheeler Package Policy. Discount is not applicable on TVS models. The discount is applicable only on OD two wheeler insurance premium quote. ​ Discounts mentioned above is based on Vehicle category, Loyalty, Parking & Driving experience.

Note: Discount of upto 50% and the add-on covers mentioned here are applicable for the Annual Two Wheeler Insurance policy only.​

Get your quick quote now or call us on 1800 3009 (Toll fr​​ee). Read on to know more about the 2 wheeler insurance policy​​

​Some of the benefits of buying your two-wheeler insurance online are:

  • Purchase or renew your policy  in a simple, quick and convenient way
  • Buy directly from the insurance company without any intermediary or agent at a low premium
  • Since most insurance companies now offer this service, it is very easy to compare costs and features of all the bike insurance policies
  • Calculate your motorcycle policy premium online and get a clear picture of the expenses involved.
  • Purchase your two-wheeler insurance policy through various payment options like Debit/Credit card, Net Banking, etc.
  • You can also take help of online chat assistance during purchase to solve any queries beforehand. 


​Buying a two-wheeler policy online is very easy. Here are the steps: 

1. Enter your details in the fields: Registration Number, Email ID, and mobile number.
2. The details pertaining to your bike and premium will be displayed. Click on ‘Continue to Buy’.
3. Next, you will get details about IDV and NCB. You can also avail discounts here.
4. After clicking next, you will see the details of your premium break-up. Click ‘Next’.
5. Now enter your personal details such as name, address, contact details etc. 
6. Next, enter a few details pertaining to your two-wheeler.
7. After clicking next, you see a summary of your two-wheeler insurance policy. Click ‘Next’ to proceed to the payments page.
8. On the payments page, choose the payment mode as per your convenience. On successful payment, your two-wheeler policy will be generated and emailed to you!

We've tried our best to offer you a two wheeler insurance policy at best price with comprehensive coverage insuring not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

The two wheeler insurance policy covers damage or loss to the bike/scooter due to:

  • Accident
  • Fire
  • Lightening
  • Self-Ignition
  • Explosion
  • Theft
  • Riot & Strikes and / or Malicious Acts
  • Terrorism
  • Earthquake
  • Flood
  • Cyclone
  • Inundation
  • Transit by Rail, Road, Air & Elevator
  • Landslide
  • Rockslide
  • Hailstorm
  • Frost
  • Tempest
  • Hurricane
  • Typhoon​

  Apart from this, we recommend that you opt for a Third-Party Liability Insurance Cover for your bike, motorcycle or scooter because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. In other words, this two wheeler insurance cover offers you protection if the other party is uninsured or underinsured.

We've tried to cover you for most of the situations. However, there are still some exclusions in our motorcycle insurance policy.

They are:

  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes
  • Damage to / by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Loss or damage due to depreciation of the vehicle's value
  • Consequential loss - if the original damage causes subsequent damage / loss, only t​he original damage will be covered
  • Compulsory deductibles - a fixed amount that gets deducted at the time of the bike or scooter insurance claim
  • Damage to Tyres & Tubes unless the vehicle insured is damaged at the same time in which case the liability of the Company shall be limited to 50% of the cost of replacement​
  • Loss or damage to the accessories by burglary housebreaking or theft unless the vehicle is stolen at the same time​

Yes, we at Reliance General Insurance offer you best discounts on the two wheeler insurance so that you get the two wheeler insurance at best price.

If you continue to be a safe and good driver, you're definitely eligible for discounts.

How? Well, if you drive safely, you'll make no claim through out the year. As a result, you earn yourself a No-Claim Bonus! This bonus can also be transferred over to your new vehicle depending on your preference.

The discount can be accumulated on a yearly basis as mentioned below.

Voluntary Deductible - a minimum amount that you choose to pay of the claim amount, while we pay the rest. The higher your Voluntary Deductible amount, the lower is your bike/scooter insurance​ premium quote. Thus, eventually discounting the premium.

Please refer to the below table for applicable​ Voluntary Deductible: -


Note: The add-on covers mentioned here are applicable for the Annual Two Wheeler Insurance policy only.​

Covering your two wheeler for basic insurance is a must, but if you truly want to benefit from your two wheeler insurance policy, you should definitely consider some of these add-on covers​​​​

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover with your two wheeler insurance will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra two wheeler insurance premium to benefit later!

As always, there are a few important things to keep in mind :

  • We offer the add on coverage on rubber, nylon and plastic parts and fiber-glass components with your bike insurance
  • We cover vehicles with a maximum age of 2 years
  • We offer a maximum of 2 claims per policy period
  • We can add this extra element to your two wheeler insurance policy when you get a brand new vehicle or when you renew your two wheeler policy
  • We cover only two-wheelers under this add on cover
  • We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops
  • We will not grant indemnity to total loss, constructive total loss or theft claims under this  add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

  • Parts not approved under the Motor Insurance Policy
  • Tyres and tubes

Average Rating:

4.6(Based on 185 ratings)

Showing 10 reviews

  • “good garage service”

    I have two wheeler insurance of reliance. My bike was repaired accurately in one of the networked garage

    Manoj T19 February 2018, Noida
  • “My bike is secured”

    Purchased the long term two wheeler insurance. Now my bike is safe for continuous 3 years

    Subramaniyam P13 February 2018, Nagpur
  • “my bike is secured”

    A friend suggested me to buy a two wheeler insurance for my new bike from reliance. I am happy to have one and liking the services

    Mary J8 February 2018, Ernakulam
  • “happy with 0 paperwork”

    I purchased bike insurance online from reliance. It involved 0 paperwork and was quick

    Awalind K7 February 2018, New Delhi
  • “Best two wheeler insurance”

    I came across this long term two wheeler insurance and in no time I purchased it as I am bad at doing renewals on time

    Swaraj27 January 2018, Tirunelveli
  • “two wheeler repaired well”

    I have my two wheeler insurance from reliance. My bike was given in one of the cashless garages to get repaired. I received the bike on time and was well repaired.

    Vritika T22 January 2018, Kanpur
  • “Long term two wheeler insurance is good”

    I liked the features of long term two wheeler insurance. I decided to get one for my bike from reliance.

    Zara P20 January 2018, Ahmedabad
  • “easy bike insurance renewal”

    I renewed my bike insurance in hardly some time. It was faster than I actually thought. Thanks Reliance!

    Rakhee Y20 January 2018, Indore
  • “Good garage service”

    Happy to have a two wheeler insurance with reliance general. I went to one of the cashless network garage and the experience was really good as my bike was serviced well and on time.

    Prasad S1 January 2018, Hyderabad
  • “quick two wheeler insurance renewal”

    I renewed my two wheeler insurance policy online and I was able to do it within minutes.

    Suraj S30 December 2017, Kerala
  • See all reviews