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Customer Reviews

Average Rating:

4.6(Based on 128 ratings)
  • K Patel

    5 star

    Reliance Bike Insurance is good
  • B Saahu

    4 star

    A good well rounded policy.
  • See all reviews

Two Wheeler Insurance Policy


​​​​Ride away with a quick and easy-to-get Two Wheeler Insurance policy. With Reliance Bike Insurance policy your pride and joy is covered and that too with excellent service. Ensure you have a safe ride every single time. 

​You can buy your two wheeler insurance policy online at best price through our various payment options like UPIPayTM, Net Banking, Debit/Credit card etc avail​​​able for your convenience​

Just fill your Bike registration number to get the best two wheeler insurance quote!

Get upto 40% discount* on two wheeler (bike & scooter) insurance premium amount!

Enjoy the following benefits which our motorcycle insurance offers:

 No paperwork, instant motorcycle insurance policy   Use cashless facility across our preferred 430+ network garages
  Get quick and hassle-free settlement of your scooter or bike​ insur​ance claims   Two Wheeler Insurance starting at Rs.3/day*
 Renew your expired two wheeler insurance instantly without any inspection or paperwork   
Click here for more 
Information on how torenew existing bike insurance policy
  Instantly renew your Reliance Two Wheeler Insurance through Pa​ytm    ​

    Take a free motorcycle insurance quick quote using our two wheeler insurance calculator to compare​ two wheeler​ insurance price with​​ other insurers​​​​

    Wondering how to renew an expired bike insurance policy? Click here​ for more information​

    *Terms and conditions apply. Not applicable on TVS models. The discount is applicable only on OD two wheeler insurance premium quote.

We've tried our best to offer you a two wheeler insurance policy at best price with comprehensive coverage insuring not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

The two wheeler insurance policy covers damage or loss to the bike/scooter due to:

  • Accident
  • Fire
  • Lightening
  • Self-Ignition
  • Explosion
  • Theft
  • Riot & Strikes and / or Malicious Acts
  • Terrorism
  • Earthquake
  • Flood
  • Cyclone
  • Inundation
  • Transit by Rail, Road, Air & Elevator

Apart from this, we recommend that you opt for a Third-Party Liability Insurance Cover for your bike, motorcycle or scooter because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. In other words, this two wheeler insurance cover offers you protection if the other party is uninsured or underinsured.

We've tried to cover you for most of the situations. However, there are still some exclusions in our motorcycle insurance policy.

They are:

  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes.
  • Damage to / by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Loss or damage due to depreciation of the vehicle's value
  • Consequential loss - if the original damage causes subsequent damage / loss, only t​he original damage will be covered.
  • Compulsory deductibles - a fixed amount that gets deducted at the time of the bike or scooter insurance claim.

Yes, we at Reliance General Insurance offer you best discounts on the two wheeler insurance so that you get the two wheeler insurance at best price.

If you continue to be a safe and good driver, you're definitely eligible for discounts.

How? Well, if you drive safely, you'll make no claim through out the year. As a result, you earn yourself a No-Claim Bonus! This bonus can also be transferred over to your new vehicle depending on your preference.

The discount can be accumulated on a yearly basis as mentioned below.

Voluntary Deductible - a minimum amount that you choose to pay of the claim amount, while we pay the rest. The higher your Voluntary Deductible amount, the lower is your bike/scooter insurance​ premium quote. Thus, eventually discounting the premium.

Please refer to the below table for applicable​ Voluntary Deductible: -


Covering your two wheeler for basic insurance is a must, but if you truly want to benefit from your two wheeler insurance policy, you should definitely consider some of these add-on covers​​​​

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover with your two wheeler insurance will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra two wheeler insurance premium to benefit later!

As always, there are a few important things to keep in mind :

  • We offer the add on coverage on rubber, nylon and plastic parts and fiber-glass components with your bike insurance
  • We cover vehicles with a maximum age of 2 years
  • We offer a maximum of 2 claims per policy period
  • We can add this extra element to your two wheeler insurance policy when you get a brand new vehicle or when you renew your two wheeler policy
  • We cover only two-wheelers under this add on cover
  • We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops
  • We will not grant indemnity to total loss, constructive total loss or theft claims under this  add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

  • Parts not approved under the Motor Insurance Policy
  • Tyres and tubes

Another add on cover with your two wheeler insurance policy is the Personal Accident Bundle Cover. As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows:

Average Rating:

4.5(Based on 185 ratings)

Showing 10 reviews

  • “Hassle free process by Reliance”

    I applied for a car insurance policy via the reliance general website. After the purchase of the policy, I got an email of the policy. The response has been quick and I even get updates on my mail. Pretty cool.

    Ujjwal B20 June 2017, Mumbai
  • “Great buying experience on Reliance General Website”

    I wasn't sure about purchasing a policy online. I used to have an agent but I decided to buy a car policy independently this time. The online research took a while but it was definitely worth it. Got a great deal on this vehicle insurance policy and save a lot. Bye-Bye agent. Welcome online insurance purchase.

    Anand L19 June 2017, Nellore
  • “Very courteous support team”

    Very courteous support team. They guided me on chat while I was purchasing the motor insurance policy.

    Dhan CS16 June 2017, Bengaluru
  • “Reliance gives a very good no claim bonus discount”

    Reliance gives a very good no claim bonus discount. With the GST approaching, the car insurance premium will rise. So good time to buy insurance and they are giving a good discount on the vehicle policy. Discount + no claim bonus = lots of savings.

    Uruj M15 June 2017, New Delhi
  • “Best car insurance company I came across”

    I wanted to take the best car insurance company out there in the market as my Mercedes is really precious to me. A friend suggested reliance general to me and so after some preliminary research I purchased the policy. I even got a good no claim bonus discount. Thanks.

    Roslinda B14 June 2017, Chennai
  • “Road side assistance service is bang on”

    Taking my time out to appreciate the claim settlement team of reliance. The road side assistance service is bang on (the only company to give rsa free worth 500), the claims team was quick and helpful. The accident wasn't a major one but it definitely helped that these guys were there.

    Subramaniyam P14 June 2017, Nagpur
  • “Reliance call centre helped me”

    I ended up filling the quote form and left it. A guy called me on the same day, listened to what I wanted, gave me advice on how much coverage should I take on my car insurance policy and even helped me make the purchase.

    Shankar R13 June 2017, Mumbai
  • “Buying policy is very easy”

    Purchased their car insurance policy online. I was at work and busy. Luckily I just had to enter my car number, I got the quote quickly. Since I was only renewing my policy, just had to make the payment. Thanks.

    Ghanshyam S12 June 2017, Pune
  • “Free Roadside assistance rocks!”

    I was driving on the western express highway and a guy came from behind and crashed into my car. I was shocked and scared. Someone told me we�ll need a towing vehicle to take this car to the garage. This is when I used their road side assistance service I got with my car insurance. They handled the situation really well. After that day I recommend people to buy this policy.

    Nilesh S9 June 2017, Goa
  • “Overall a well-rounded policy”

    Overall a well-rounded policy. The price and the coverage are both competitive. I purchased this policy as I got a good discount. Had to buy before GST kicks in as the premium will rise due to higher taxes.

    Nilay K8 June 2017, Alibaug
  • See all reviews