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Corona Rakshak - Individual Health Insurance Policy for COVID -19

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Corona Rakshak - Individual Health Insurance Policy for COVID -19

Benefits

Arogya sanjeevani policy description
100% of S​I*​
as lump sum benefit​​
​​Hassle Free
c​laim settlement

 

Coronavirus disease (COVID-19) is an infectious disease caused by a newly discovered coronavirus. The COVID-19 virus spreads primarily through droplets of saliva or discharge from the nose when an infected person coughs or sneezes. With every day passing by the cases are increasing rapidly across country & worldwide. Currently, there are no specific vaccines or treatments for COVID-19. All the infected patients with Coronavirus are been treated in hospitals & the treatment expense are very high. But, if you have a comprehensive health insurance, you can easily avoid the financial burden & take care of hospitalization expense.

What is Corona Rakshak Health Insurance?

Corona Rakshak Policy, Reliance General​​ is an affordable Health Insurance policy that offers lumpsum benefit* to the insured if diagnosed with COVID-19. The coverage starts from the day you get diagnosed with COVID-19 infection. However, this health insurance has a standard waiting period of 15 days.


What does Corona Rakshak Policy Cover?


Benefits Description
​ Product Type Individual​
Sum Insured 50k, 1L, 1.5L, 2L, 2.5L
Policy Period 3½ months(105 days), 6½ months​​​ (195 days) and 9½ month​s (285 days)
Waiting period15 days
EligibilityAdult Age 18 yrs to 65 yrs*
Coverage100% of Sum Insured if diagnosis confirms presence of COVID-19 & requiring hospitalization for continuous 72 hours​
​​​*Hospitalization should be as per the Government authorized hospital.

**Hospitalization is mandatory for 72 hours.​​​


What Should You Know About Corona Rakshak Policy Cancellation-​

The company may cancel the policy at anytime on grounds of mis-representation, non-disclosure of material facts, fraud by insured person, by giving 7days written notice. There would be no refund of premium on cancellation on grounds of mis-representation.

Exclusions of Corona Rakshak Policy**​

All permanent exclusions shall apply individually for each insured person under the Corona Rakshak Policy, Reliance General and claims shall be assessed accordingly​

  • Treatment taken for any pre-existing disease
  • Travel to any restricted countries
  • Diagnosis done at unauthorized testing centres
  • Diagnosis/Treatment taken outside India

Click​ here​ to​ view​ the declined list of health issues before buying Corona Rakshak Policy.

*Payable to positive cases requiring hospitalisation for minimum 72 hours.​
**All exclusions are subject to terms and conditions of the policy, please read complete policy wordings before concluding sales

Click here to read the policy wordings to know more about the exclusions of Corona Rakshak Policy, Reliance General​​​​​​.​ Corona Rakshak Policy, Reliance General product UIN: RELHLIP21093V012021​​





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