Alert: Health Insurance now at 0% GST! Effective from 22nd September 2025 – Save 18% instantly on premiums. Note: Our services email has now changed to services@indusindinsurance.com (earlier - rgicl.services@relianceada.com). View the detailed list of updated email addresses here.

Self-Help

Cervical Cancer - Causes, Symptoms, Health Insurance Coverage

Name: Health Insurance For Cervical Cancer
Brand: Reliance General Insurance
Rating: 4.2 (158 reviews)

Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians

Enter full name
Enter mobile number
Enter pin code

Policy Start Date

I accept Terms & Conditions and WhatsApp Opt-in
Renew Your Health Insurance Policy

Plan Details

Plan Details

What is Cervical Cancer?

Cervix is a part of the uterus that connects to the vagina. Cervical cancer is a medical condition in which cells of the cervix coverts into cancerous cells. One of the major causes of cervical cancer is human papillomavirus (HPV), which is a sexually transmitted infection. When your body is exposed to HPV, the immune system of your body protects you. However, this virus can survive inside your body for several years, which can change cervical cells into cancerous cells.

Symptoms

One should know that it is difficult to diagnose cervical cancer at an early stage as there are no signs and symptoms. Given below are the signs and symptoms of cervical cancer:

Vaginal bleeding after menopause, after intercourse, or between periods
Bloody and watery vaginal discharge that has a foul odour
Pain in the pelvic region
Pain during intercourse

If you are facing any of the symptoms mentioned above on the regular basis. Then it is highly advisable for you to make an appointment with your doctor.

Diagnosis

Given below are the list of tests that your doctor will ask you to go through to diagnosed cervical cancer:

Pap test: In this test, cells of your cervix will be scraped and brushed, which are later examined in a laboratory. This test detects the cancerous cells in the cervix.

HPV DNA test: In this type of test, the cervical cells are collected which are later tested that determine whether HPV is present in the cells of the cervix or not.

Cone biopsy: In this procedure, a small part of the tissue of the infected area is extracted as a sample and is sent to the laboratory for testing.

Once cervical cancer is diagnoses, then your doctor determines the stage of cervical cancer. Staging is important as only after knowing the stage of cancer, your doctor can prescribe treatment. Staging is done with the help of X-ray, computerized tomography scans, positron emission tomography (PET) scans, and magnetic resonance imaging (MRI).

Treatment

Your doctor will prescribe the treatment according to the stage of cervical cancer. Treatment also depends on the overall health of the patient and their preference. Surgery, radiation therapy, chemotherapy, or a combination of all three may be used in treating cervical cancer.

Surgery

If cervical cancer is diagnosed at an early stage, then the best option is surgery. Now, the type of surgery depends on the size of your cancer, its stage, and other factors. Here is the type of surgeries that one might have to go from:

urgery to cut away the cancerous part only
Removal of the cervix (trachelectomy)
Removal of cervix and uterus (hysterectomy)

There are other treatment options also:

Radiation therapy
Chemotherapy
Targeted therapy
Immunotherapy
Medications

Health Insurance

Cancer not only puts a major strain on your body, but its treatment cost can put a major dent on your hard-earned savings. To protect yourself from financial stress and get the best treatment, it is advisable to buy health insurance online from reputable insurers such as Reliance General Insurance. One can opt for critical illness cover with the health insurance policy to get the best treatment.

Frequently Asked Questions

What is the current GST rate on health insurance premiums?
During the 56th GST Council Meeting in New Delhi, the Indian Government revealed a groundbreaking decision to exempt all health insurance policies from GST, starting September 22, 2025. The GST rate on health insurance premiums has been lowered to zero. Previously, premiums faced an 18% GST, which greatly raised the total cost.With this exemption, only the base premium is charged - making health insurance more affordable and accessible for individuals.
How does the GST exemption impact my health insurance premium?
With Zero GST, your premium is now reduced by up to 18% compared to before.You won't have to pay tax on health insurance policies anymore.This change is effective for new purchases and renewals starting September 22, 2025.
Example: A policy that earlier cost ₹15,000 (including ₹2,288 GST) will now cost approximately ₹12,712 - saving you nearly ₹2,300
Will my existing health insurance policy benefit from the GST exemption?
Yes, renewals made on or after September 22, 2025 will benefit from Zero GST.If your policy was issued before this date, GST still applies.The exemption is tied to the policy issuance and renewal date, not just payment.Future renewals will reflect the GST-free pricing, reducing your premium cost.
Do I need to pay GST on health insurance purchased before September 22, 2025?
Yes, policies purchased or issued before September 22, 2025 still include 18% GST.The Zero GST exemption applies only to policies issued or renewed on or after that date.Future renewals will reflect the GST-free pricing.
What does the new GST regulation effective 22nd September mean for Health Insurance premiums?
Starting 22nd September 2025, the GST (Goods and Services Tax) on individual health insurance premiums has been reduced to 0%, down from the earlier rate of 18%.
What this means for you:
Lower Premiums: You'll now pay only the base premium-no GST added.
Will my Health Infinity renewal premium reduce after the GST removal?
Yes, Your Health Infinity renewal premium will decrease if the renewal takes place on or after September 22, 2025.
Does the GST regulation apply to both new purchases and renewals of Health Insurance?
Yes, the new GST regulation effective from 22nd September 2025 applies to both new purchases and renewals of individual health insurance policies.
Does the GST change impact Health Gain, Health Infinity, Super Top-Up, and Hospi Care plans equally?
Yes, The GST exemption starting from 22nd September 2025 is applicable to health insurance plans such as Health Gain, Health Infinity, Super Top-Up, and Hospi Care. Provided that the policy is issued and the risk begins on or after this date, there will be no 18% GST charged on premiums. This change makes these plans more budget-friendly for both new purchases and renewals.
I renewed my health policy before 22nd September with GST - am I eligible for adjustment?
If your health insurance policy was renewed before September 22, 2025, and you paid GST, you are not eligible for any refunds or adjustments,The GST exemption applies only to transactions made on or after the effective date. Since your payment was completed earlier, the GST charged was valid under the previous tax rules and cannot be retrospectively refunded.

Relevant Links for Health Insurance

Health Insurance for Top Locations

Disease-Specific Health Insurance

Cervical Cancer - Causes, Symptoms, Health Insurance Coverage

Plan Details

Plan Details

​What is Cervical Cancer?​

Symptoms

Diagnosis

Treatment

Health Insurance

Frequently Asked Questi​​ons

Relevant Links for Health Insurance

Health Insurance for Top Locations

Disease-Specific Health Insurance

What is Cervical Cancer?

Frequently Asked Questions