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The rising cost of healthcare services in Telangana has made health insurance extremely necessary for everyone. However, many families and individuals still lack basic healthcare due to their financial status.
To overcome this problem, the state government has introduced a free health insurance program in Telangana: the Rajiv Aarogyasri Scheme. This scheme allows needy and vulnerable families to avail of free medical services.
Read on to learn everything about the Aarogyasri Telangana - how to apply, who can apply, the documents required, how to download the health card and more details about the scheme.
The Rajiv Aarogyasri Health Care Trust is a state-run organisation that offers free medical services to individuals and families below the poverty line and treatment for those considered vulnerable by the government.
This body is fully funded by the state government and is run by the Department of Health and Family Welfare. The main objective of this trust is to make quality healthcare accessible to everyone regardless of their economic status.
The Aarogyasri scheme in Telangana is a state-run program that aims to support financially struggling families. It is a health insurance scheme available exclusively to eligible residents of Telangana that allows them to get free healthcare services.
It was introduced by the Rajiv Aarogyasri Health Care Trust, which the government of Andhra Pradesh established. Note that the operations of this scheme are monitored by an official designated as the IAS officer.
The main aim of Aarogyasri Health Insurance Telangana is to provide necessary financial support to families for their medical expenses. Under this scheme, eligible families can avail of a sum insured of up to ₹10 Lakhs for pre-specified life-threatening diseases.
Under this scheme, the beneficiaries can also get cashless treatment at the network hospitals for various specialities such as cardiology, oncology, neurosurgery, orthopaedics and more.
To avail of the benefits of Aarogyasri Health Insurance Telangana, you need to meet certain eligibility criteria. Note that this criterion can vary depending on the desired health services.
Below are the common requirements you must meet to be eligible for this scheme:
Depending on the type of medical services you desire, you may need to adhere to other requirements. It is advisable to contact the Aarogyasri Trust for more information.
Aarogyasri health insurance Telangana provides financial coverage for a range of pre-specified illnesses such as cancer, kidney problems, heart diseases and more. This program allows financially weak families to avail themselves of necessary treatment without any financial struggle. Check out the Aarogyasri covered diseases list in Telangana on the official portal.
Aarogyasri Trust has an extensive network of hospitals, both government facilities and private hospitals, all across the state. This gives you the freedom to select a suitable hospital for your treatment based on your preferences. You can find the Aarogyasri Telangana hospital list on the official website.
Aarogyasri Telangana health insurance offers financial assistance for a wide range of medical expenses, including hospitalisation, surgeries, diagnostic tests and other treatment for covered health conditions. This coverage ensures complete financial protection and lets you prioritise your health without worrying about expensive medical bills.
The claim procedure for Aarogyasri Health Insurance Telangana is simple and hassle-free. You can easily claim reimbursement for the covered medical expenses online or by visiting your nearest Aarogyasri centre. The process is quick and convenient, allowing you to balance your finances. You may also avail of cashless treatment in certain healthcare facilities.
The government of Telangana funds the Aarogyasri Telangana scheme. This means you don’t have to pay any premiums. You can enjoy broad coverage and benefits without bearing any financial burden. This scheme aims at providing easy access to high-quality medical care regardless of your financial status.
The Arogyasri health insurance program covers expenses related to heart treatment, including angioplasty, bypass surgery, and valve replacement.
Aarogyasri Telangana also covers kidney ailments like stones, dialysis and transplantation.
The Aarogyasri health insurance scheme covers the expenses resulting from Cancer treatment. It covers procedures like radiation therapy, chemotherapy as well as surgery.
This insurance scheme covers various orthopaedic treatments like joint replacement and spinal surgery.
The Aarogyasri Telangana scheme offers coverage for Neurological problems like Parkinson's disease, stroke and multiple sclerosis.
Respiratory disorders like chronic pulmonary disease (COPD) and asthma are covered under Aarogyasri health insurance.
Various gastrointestinal problems like Crohn’s disease and ulcerative colitis are also covered under the Aarogyasri Telangana health scheme.
Aarogyasri Telangana covers the cost of treating a newborn with specified medical conditions. However, this coverage is subjective and may vary depending on the circumstances and health condition.
The Aarogyasri health insurance Telangana also covers expenses resulting from burn treatment, including procedures like skin grafting and surgeries.
The following health ailments are not covered under Aarogyasri health insurance:
Aarogyasri Telangana: How to Apply and Aarogyasri Card Download TS
The government of Telangana aims to create awareness among communities regarding the Aarogyasri health scheme. The government wants to let people know about financial aid, free medication, and other services they can avail themselves of under this scheme.
Under the IEC (Information, Education and Communication) framework, the Aarogyasri Trust has made it compulsory for the network hospitals to conduct free health checkups to ensure that the beneficiaries receive the best treatment based on their conditions.
Below are some other activities conducted by the Aarogyasri Trust:
Radio ads are designed and broadcast on local radio stations to reach a wider audience. They particularly focus on villages, small towns and areas with financially weaker communities.
Pamphlets are distributed to community members to introduce them to the Aarogyasri scheme. These brochures contain everything about the program, including its eligibility criteria, coverage, benefits and more.
Many local newspapers in Telangana publish articles on the Aarogyasri scheme to reach a wider audience and inform them about the same.
The trust also organises audio/video presentations to keep people informed about the scheme. These presentations explain the process, eligibility criteria, benefits and features of the Aarogyasri health insurance.
Aarogyasri Trust also displays creative and informative posters and banners in public areas like village squares and community centres to help people learn about the advantages and benefits of the Aarogyasri Telangana scheme.
Sometimes, meetings are also organised in villages and small towns to engage with the community members and educate them about the Arogyasri health scheme. These meetings encourage people to ask questions, share their opinions and clear any doubts they have about the scheme.
Aarogyasri Health Care Trust
A/ahct Road,
D.No. 8-2-293/82,
G Rami Reddy Marg,
Silent Valley Hills, Jubilee Hills,
Hyderabad, Telangana
PIN: 500033
Contact Number: 040-2354-7107
Aarogyasri's health scheme is a commendable step taken by the government of Telangana to ensure the well-being of economically weaker sections of society.
However, if you are not a resident of Telangana or do not qualify for the scheme, you can always turn to Reliance General Insurance.
We offer Reliance health insurance plans with comprehensive coverage and benefits at super-affordable premiums.
Yes. The Aarogyasri health insurance scheme is available exclusively in Telangana. It is a state-run welfare scheme exclusive to this particular state.
The documents required for Aarogyasri health insurance include proof of identity, proof of residence, bank statements/other income proof and a few other documents.
The Aarogyasri Cards in Telangana are free for eligible candidates.
The Aarogyasri health insurance scheme covers around 949 pre-specified illnesses. These include cancer, kidney failure, heart ailments, orthopaedic conditions, respiratory problems, gastrointestinal problems and more.
Anyone who is a resident of Telangana and is below the poverty line is eligible for the Aarogyasri health insurance scheme.
You can avail of up to ₹10 Lakh sum insured per year for your medical expenses.
The main features of Aarogyasri health insurance include coverage for pre-specified ailments, cashless treatment and a vast network of empanelled hospitals.
Government healthcare facilities and some authorised private hospitals that are empanelled by the Aarogyasri Trust accept the Aarogyasri Card. You can check the list of network hospitals by visiting the official website or calling the helpline.
Yes. You can easily renew your Aarogyasri health insurance by contacting the official helpline. Alternatively, you can also visit any nearest Aarogyasri Centre to learn about the renewal process. You might be asked to submit a few documents to renew the scheme.
You can claim the Aarogyasri benefits online through the official website or offline by visiting the authorised centres.
You can apply for an Aarogyasri Telangana card on the official website by following the below steps:
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Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
The premium mentioned is excluding taxes for single person aged between 5 years to 20 years with individual health policy for Sum Insured of ₹3 lakhs considering no adverse health conditions/pre-existing disease/medical conditions with waiting period of 3 years. For more details, please refer to the policy wordings. Premium used is 2,919/year converted into a month which gives us Rs.243/month (2,919/12).
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