It is a known fact that healthcare expenses are increasing
day by day. The dynamics of the healthcare business has changed dramatically.
These days health insurance is no more a product meant only for seniors. Health
Insurance is essential to cover yourself and your family from the wrath of
sudden, mammoth fiscal expenses. Having health
insurance policy is no more an option, it’s a need. Since last few years,
medical inflation has been estimated around 15%, which is a lot. Despite
knowing the need of the hour we still have a dilemma whether to buy it or not.
This phenomenon becomes worst when it comes to children. We think they are not
exposed to stress and uncertainty that adults face in day to day life.
Medical emergencies can strike anyone and anytime, no matter
how old they are. However, experiencing health problems in the old age is
almost natural; facing medical concerns at a young age is not rare. As a matter
of fact, children require extra medical attention due to a variety of reasons.
Let’s identify the necessity of health insurance among
children.
1. Weaker immune
system
We all know that the immune system of children is not fully
developed, which means their natural capability to fight diseases is limited.
Kids, five years old and below, are even more vulnerable to infections as their
immune system is quite fragile.
2. Vulnerability
towards health problems
Children are usually susceptible to health problems and
diseases due to their indulgence in nuisance activities. Generally, they
contract diseases easily as compared to adults. This is because they often come
into contact with other children who could be suffering from communicable
diseases. Also, they refrain from eating healthy, hygienic, and nutritious
food. They can be seen binging on junk food, cold drinks, and sweets. Not to
miss, children often indulge in sports activities that put a lot of strain on
them. If adequate care is not taken, any of these seemingly simple conditions
can get dangerous.
3. Prone to
accidents due to slow reflex
Children have slower reflexes as compared to grown-ups. With
due course of time and constant training, children’s reflexes develop to
external actions. Kids are prone to accidents as they can’t react immediately
as they see something coming their way. The parents must take good care of
their children so that they don’t face such unfortunate circumstances.
Children are the most beautiful part of a family. They bring
happiness and positivity along with them. But, every coin has two sides – with
great pleasure comes great responsibility. Children are susceptible to
illnesses, diseases and accidents. They need specialised care and treatment.
Even a small ignorance towards their health can become big trouble. And, as we
all know, the ever-increasing medical expenses can dig a deeper hole into our
pockets. It’s better to be cautious than sorry. You cannot afford to wait for the
right time to come. Health insurance is a must-have product. It is meant for
everyone who is vulnerable to medical emergencies, from a new-born child to an
elderly individual. ACT NOW! Buy health insurance and personal
accident insurance online.
