Emergency, unplanned expenditure can cross anyone’s door. Medical emergency is one such event which leads to unforeseen expenses. Medical emergencies can leave one in a financial contingency like situation. Hence, there’s a need of
health care insurance plan.
In India,
healthcare insurance plans are offered by both public and private sector companies. Thanks to the long list of healthcare insurance providers, that today individuals have a variety of health insurance plans to choose from.
Primarily, health insurance can be categorized in three types:
1.
Health Insurance
2.
Critical Illness Insurance
3.
Personal Accident Insurance
Apart from these basic types of health insurance in India , another type of
health insurance plan we see is corporate plan. This type of health insurance policy is provided by employers (public or private) to all its employees. The premium amount of such insurance plans is comparatively very low. However, such policies come with too many limitations.
For instance, it is valid only till the employee is employed with the company. In many cases, health insurances offered under corporate plan do not cover facilities like Daycare treatment, or tests and diagnosis. It only covers the hospitalization cost, also there could be chances that your corporate plan may offer only reimbursement facility and not cashless hospitalisation.
Moreover, the sum insured offered under
corporate health insurance plan may not always be sufficient to cover your medical expenses.
Therefore, in order to beat the rate of inflation and rising cost of medical expenses, it becomes very essential to cover yourself under a healthcare insurance plan out of your corporate plan.
Read More: types of health insurance policies
Relevant Links for Health Insurance
Health Insurance Plans |
Health Insurance Plans For Family |
Health Insurance For Senior Citizens |
Medical Insurance Premium Calculator |
Health Insurance For Parents |
Critical Illness Insurance |
Pregnancy Insurance |
Personal Accident Insurance |
Cashless Medical Insurance |
Top Up Health Insurance |
International Health Insurance |
Group Medical Insurance Policy |
Health Insurance For Kids |
Individual Health Plans |
Insurance For Disabled |
Reliance Health Gain Policy |
Arogya Sanjeevani Health Insurance |
Reliance Health Infinity Insurance |
Saral Suraksha Bima Policy |
Hospi Care Insurance
Health Insurance for Locations
Medical Insurance In Bangalore |
Health Insurance In Delhi |
Medical Insurance In Chennai |
Medical Insurance In Mumbai |
Health Insurance In Pune |
Medical Insurance In Kolkata |
Health Insurance In Jaipur |
Health Insurance In Noida |
Health Insurance In West Bengal |
Health Insurance In Chandigarh |
Health Insurance Plans In Hyderabad |
Medical Policy In Rajasthan
Disease-Specific Health Insurance
Lasik Eye Surgery Insurance |
Diabetes Insurance |
Dengue Insurance |
Herpes Insurance |
Adhd Insurance |
Alzheimer Insurance |
Heart Attack Insurance |
Migraine Insurance |
Typhoid Insurance |
Appendicitis Insurance |
Psoriasis Insurance |
Eczema Insurance |
Epilepsy Insurance |
Pancreatic Cancer Insurance |
Thyroid Insurance |
Skin Allergy Insurance |
Bone Fracture Insurance |
Gangrene Insurance |
Bone Cancer Insurance |
Bladder Cancer Insurance