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Hospi Care Insurance - Buy Hospi Care Insurance Policy at Reliance General Insurance

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Make the right decision!

From surgery to recovery, you don't have to worry
Let's proceed
UPTO %
DISCOUNT*
140+ DAY CARE
TREATMENTS COVERED
100% PRE-POLICY HEALTH
CHECK-UP COVERED
Premium breakup
  • Basic premium 10,500
  • Discount 500
  • Net premium 10,000
  • GST 100
Final Premium 10,000

Save big with up to 30%* discount!

Tell us more about yourself-

Are you buying this policy for yourself?

 

Whom do you want to insure?

Any pre existing disease?

 
 

Where do you reside?

Who will be the nominee on your behalf?

Is your nominee's address same as the residential address?

 
 

Your policy is ready!

Confirm your details and join our family of 5 million+ happy customers instantly.

  • Premium break-up
    • Basic Premium
    • Discount
    • Net Premium
    • GST
    • Final Premium
  • Policy details Edit
    • Cover Type
    • Policy start Date
    • Sum Insured
  • Insured member details Edit
Here's what you have unlocked with this policy

Beneficial discounts for you

10% discount* on
buying this policy online
10% discount* on
buying 2/3 years policy
10% discount* for RGI
employees / customer
10% discount* on
renewal

Take a look at the benefits that we offer

Surgical Procedure
Cash (Up to 100% SI)
Hospital Daily
Cash (Up to 60 Days)
Daily cash
for ICU (Up to 15 Days)
Lumpsum of Rs.20,000
(Chikungunya, Malaria, Dengue)

Take a look at the various plans that we have in store for you

Sum Insured (in Rs.)1 Lacs​2 Lacs​3 Lacs​4 Lacs​5 Lacs​10 Lacs
Surgical Procedure Cash (upto 100%) 1 Lacs​2 Lacs​3 Lacs​4 Lacs​5 Lacs​10 Lacs
Hospital Daily Cash (upto 60 Days) 1,000​2,000​3,000​4,000​4,000​4,000
Hospital Daily Cash ICU (upto 15 days) 2,000​4,000​6,000​8,000​8,000​8,000
Day Care Treatment Cash 5,000​10,000​15,000​20,000​25,000​50,000
Other Surgeries Cash 2,000​4,000​6,000​8,000​10,000​20,000
Hospitalisation due to Dengue/Malaria/Chikungunya 20,000​20,000​20,000​20,000​20,000​20,000
Sum Insured (in Rs.)
1 Lacs​2 Lacs​3 Lacs​4 Lacs​5 Lacs​10 Lacs
Surgical Procedure Cash (upto 100%)
1 Lacs​2 Lacs​3 Lacs​4 Lacs​5 Lacs​10 Lacs
Hospital Daily Cash (upto 60 Days)
1,000​2,000​3,000​4,000​4,000​4,000
Hospital Daily Cash ICU (upto 15 days)
2,000​4,000​6,000​8,000​8,000​8,000
Day Care Treatment Cash
5,000​10,000​15,000​20,000​25,000​50,000
Other Surgeries Cash
2,000​4,000​6,000​8,000​10,000​20,000
Hospitalisation due to Dengue/Malaria/Chikungunya
20,000​20,000​20,000​20,000​20,000​20,000

Take a look at the eligibility criteria

Age Adult: 18 years to 65 years**
Individual Cover This policy will cover only one person on individual sum insured basis
Policy Period​ 1 year, 2 years & 3 Years​
Sum insured​​ 1 lacs, 2 lacs, 3 lacs, 4 lacs, 5 lacs​​ & 10 lacs

Waiting period for Hospi Care Insurance

Waiting period A waiting period of 90 days from the start date of the policy shall apply to all claims under the insurance plan.
A specific waiting period Specific illnesses and treatments will be covered after a waiting period of 2 years from the start date of policy.
Pre-existing Diseases waiting period​ Pre-existing diseases (PED) have a waiting period of 4 years.

Pre-Policy Health Check-up (PPHC)

When it comes to pre-policy health check-ups, you will be glad to know that 100% pre-policy health check-up costs are taken care of by us. The reports will be sent to the policyholder if proposal is accepted and policy is generated. For more details, see the table below:

Sum insured in consideration

Age group (in years)Up to INR 5,00,000​INR 5,00,001- INR10,00,000​
18-35NilNil​
36-45NilNil​
46-50NilCAT 3#
51-60CAT 3#CAT 5#​
61-65CAT 5#CAT 5#​
Category 3: MER, CBC, FBS, HbA1c, Lipid profile, SGOT, SGPT, GGT, RUA, ECG, HBsAg, S. Creatinine
Category 5: MER, CBC, FBS, HbA1c, Lipid Profile, SGOT, SGPT, GGT, RUA, TMT, HBsAg, S. Creatinine

Take a look at the exclusions for Hospi Care Insurance

Since we aim to be transparent and hope to make your claim process as hassle-free as possible, we have listed the scenarios that are not covered by Hospi Care:
  • Any war-related injury is not covered under the hospital cash cover.
  • Any intentional self-Injury or attempted suicide.
  • Any injury caused while committing a criminal act.
  • Any injury caused due to participation in any dangerous act or adventurous sports.
  • Treatment of illness or injury because of the use of alcohol, tobacco, narcotic or psychotropic substances is not covered.
  • Treatment of obesity or any cosmetic surgery.
  • Treatment for correction of eyesight due to refractive error.
  • If the treatment is done at a healthcare facility, which is not a hospital.
  • Treatment availed outside India.
  • Any treatment administered by a medical practitioner, which is outside his discipline.
  • Plastic or cosmetic surgery or treatments, unless it is considered a medically necessity.
  • Any treatment that is not a medically necessary treatment.
C​​lick here to read the policy wordings to know more about the exclusions of Hospi Care Insurance.
#Public Disclosure FY19-20
*Maximum capping on discount is up to %.
^Please note that we may process claim basis photocopies but original documents ​can be asked if necessary.
​ **Benefit would be basis the Sum Insured, please read the Sum insured wise benefits provided in Policy wordings, CIS and Prospectus​​
T&Capply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale. Details mentioned above are for Reliance Hospi Care Insurance (UIN:RELHLIP20027V012021).​​​​​

Here's what our customers say about us!

RCAP
 *T&C apply |  reliancegeneral.co.in | 1800 3009 (Toll Free) | IRDAI Registration No. 103. Reliance General Insurance Company Limited. Registered and Corporate Office: 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off. Western Express Highway, Goregaon (E), Mumbai- 400063. Corporate Identity Number:U66603MH2000PLC128300. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and used by Reliance General Insurance Company Limited under License.

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