Mahindra XUV 700 Car Insurance

​Protect your Mahindra XUV 700 with Reliance General Insurance's comprehensive car insurance plans. Our tailored coverage ensures your prized SUV is safeguarded against unforeseen events on the road. Whether you're looking for basic third-party liability or full-fledged comprehensive coverage, we've got you covered.

With competitive XUV 700 insurance prices and flexible policy options, we make it easy to secure your vehicle without breaking the bank. Drive with confidence knowing that your Mahindra XUV 700 insurance is backed by one of India's most trusted names in general insurance.

100% Claims Settlement*

10,000+ Network Garages*

5 Crore+ Happy Customers*

₹238/month Starting Premiums*

Why Do You Need Mahindra XUV 700 Car Insurance?

​ ​

Features and Benefits of Reliance Car Insurance for Mahindra XUV 700

Hassle-Free Buying and Claiming Insurance	IDV Customisation
We've streamlined the process of purchasing and claiming insurance for your XUV 700. Our website allows you to easily buy or renew your policy in minutes. When it comes to claims, our efficient processes ensure quick settlements, minimising your downtime.	Tailor your Insured Declared Value (IDV) to match your XUV 700's worth. This flexibility ensures you get the right coverage and helps you optimise your XUV 700 yearly insurance cost.

​

Wide Range of Add-Ons	Personal Accident Cover
Customise your Mahindra XUV 700 insurance with our range of add-ons. From zero depreciation cover to engine protection, tailor your policy to suit your specific needs.	Our policies include personal accident coverage for the owner-driver, providing financial protection in case of unfortunate accidents.

At Reliance General Insurance, we understand that your Mahindra XUV 700 is more than just a car—it's a statement. That's why we offer comprehensive insurance plans that match the premium quality of your vehicle. With competitive Mahindra XUV 700 insurance prices and flexible plans, we ensure that your prized possession gets the protection it deserves.​

​

Types of Mahindra XUV 700 Car Insurance Plans

Reliance offers four main types of insurance for your Mahindra XUV 700, each designed to provide optimal protection while keeping the XUV 700 insurance price competitive:​

Insurance Type	Explanation
Third-Party Insurance	This basic, legally required plan covers damages you cause to others. It's the most affordable option, making it ideal for those concerned about the XUV 700 yearly insurance cost.
Own Damage Insurance	Protects your XUV 700 from accidents, theft and natural disasters. While it may increase your XUV 700 insurance price, it provides crucial coverage for your vehicle.
Comprehensive Insurance	Combines third-party and own damage coverage, plus personal accident cover for the owner-driver. This all-inclusive option offers robust protection, though it may have a higher Mahindra XUV 700 insurance price.
Pay-As-You-Drive Insurance	A flexible option where your premium is based on how much you drive your XUV 700. This can significantly reduce your XUV 700 insurance price per year by 90% if you're a low-mileage driver.

Choose the plan that best fits your driving habits and budget to keep your XUV 700 well-protected. Remember, the XUV 700 insurance price varies based on the type of coverage you select, so consider your needs carefully.

How to Buy Mahindra XUV 700 Car Insurance - Online & Offline?

Steps to Buy Mahindra XUV 700 Car Insurance Online

1. Access our user-friendly insurance website
2. Input your XUV 700's specifications and usage details
3. Explore and customise your coverage options
4. Get an instant quote for your XUV 700 insurance price
5. Complete the transaction securely to activate immediate coverage

Steps to Buy Mahindra XUV 700 Car Insurance Offline

1. Utilise our Branch locator tool to locate your nearest insurance expert
2. Book a consultation at a time that suits you
3. Engage in a detailed discussion about your XUV 700 insurance needs
4. Submit the required documentation and select your ideal coverage
5. Finalise the process with your preferred payment method

Steps for Mahindra XUV 700 Car Insurance Renewal Online

1. Visit our website and click on “Renew Policy”
2. Verify the details of your XUV 700 and make any necessary updates
3. Review your current coverage and consider enhancements
4. Receive your updated XUV 700 yearly insurance cost
5. Confirm and pay to extend your protection seamlessly

Also Read: Essential Tips for Car Insurance Renewal Online In India

How to Buy Second-Hand Mahindra XUV 700 Car Insurance?

Securing insurance for a second-hand XUV 700 is straightforward:

1. Compile essential paperwork, including ownership transfer documents
2. Choose between our ​website or in-person service for policy initiation
3. Provide comprehensive details about your pre-owned XUV 700
4. Undergo a quick vehicle assessment for accurate premium calculation
5. Select your preferred coverage level and activate your policy

It's important to note that the XUV 700 insurance price can vary based on several factors. The insurance for XUV 700 models may be influenced by the specific variant, your location and your driving record. Our advanced algorithms ensure you receive the most competitive XUV 700 insurance price per year.

Mahindra XUV 700 InsuranceCoverage: Inclusions and Exclusions

Understanding what your XUV 700 insurance covers (and doesn't cover) is crucial for making informed decisions about your insurance for XUV 700.

Mahindra XUV 700 Insurance Policy: Inclusions

• Damage to other vehicles or property
• Damage to your XUV 700 from accidents, fire, theft or natural disasters
• Personal accident cover for the owner-driver
• Transit damage
• Terrorist activities

Insurance of Mahindra XUV 700: Exclusions

• Damage outside the policy's geographical area
• Driving under the influence of alcohol or drugs
• Driving without a valid licence
• Normal wear and tear
• Damage from war or nuclear risks
• Deliberate damage or negligence
  
• Electrical or mechanical breakdowns

Understanding these exclusions helps you make the most of your XUV 700 insurance and avoid surprises during claims.

Always read your policy carefully to understand the specific terms and conditions for your Mahindra XUV 700 insurance. This ensures you're fully aware of what your XUV 700 yearly insurance cost covers.

Mahindra XUV 700 InsuranceAdd-On Covers

Enhance your XUV 700's protection with these valuable add-ons. While they may slightly increase your XUV 700 insurance price, they provide targeted coverage that can save you money in the long run:

1. Nil Depreciation: Get full claim amount without depreciation deductions, protecting the value of your XUV 700.
2. Engine Protection: Covers damage from water or oil leakage, crucial for maintaining your vehicle's performance.
3. Roadside Assistance: 24/7 help for breakdowns, ensuring you're never stranded.
4. No Claim Bonus Protection: Keep your bonus even after making claims, helping maintain a lower XUV 700 insurance price per year.
5. Return to Invoice: Get full invoice value in case of a total loss, particularly valuable for new XUV 700 owners.
6. Consumables Cover: Pays for oils and lubricants during repairs, reducing out-of-pocket expenses.
7. Key Replacement: Covers cost of replacing lost keys, a common but often overlooked expense.
8. Personal Belongings Protection: Insures items inside your XUV 700, extending coverage beyond the vehicle itself.
9. Daily Allowance: Provides money for alternate transport during repairs, minimising inconvenience.
10. Pay-As-You-Drive: Lower premiums for less driving, potentially reducing your Mahindra XUV 700 insurance price significantly.
11. Total Cover: Full on-road price compensation for severe damage, offering maximum financial protection.
12. EMI Protection: Covers loan payments during long repair periods, safeguarding your finances.
13. RIM Protection: Pays for damaged wheel rims, preserving your XUV 700's aesthetics and performance.
14. Tyre Protection: Covers tyre damage or wear, a common expense for SUV owners.
15. Geo Extension: Extends coverage to other countries, ideal for international travellers.
16. Electrical Accessories: Protects aftermarket electrical add-ons, securing your vehicle upgrades.
17. Non-Electrical Accessories: Covers non-electrical modifications, ensuring all aspects of your XUV 700 are protected.
18. Emergency Hotel: Adds an added degree of protection to your trips by covering the cost of housing if you get lost far from home.

Choose add-ons based on your needs to create a tailored insurance package for your XUV 700. While these may increase your XUV 700 insurance price, they provide valuable protection that can save you money and stress in the long run.

Mahindra XUV 700 Car Insurance Claim Process

Reliance offers a straightforward claim process for your XUV 700 insurance, ensuring you get the most value from your insurance for XUV 700.

Steps for Mahindra XUV 700 Insurance Claim: Cashless Repairs

1. Inform Reliance immediately about the incident through our paid helpline number +91 22 48903009, Car Insurance Claim page or on the Reliance Self-i App.
2. Take your XUV 700 to a network garage.
3. Submit required documents and allow damage assessment.
4. Once approved, repairs begin.
5. Collect your repaired XUV 700 while we settle the bill with the garage.

Steps to Claim Mahindra XUV 700 Insurance Policy: Reimbursement Claims

1. Notify Reliance General Insurance about the incident quickly
2. Repair your XUV 700 at any garage you prefer.
3. Gather all bills and receipts.
4. Submit claim form with all documents.
5. Our team will verify and assess the claim.
6. Once approved, we'll transfer the reimbursement to your bank account.

Remember to report incidents promptly and keep all documents handy for a smooth claim process. Our efficient claim settlement is a key factor in the value you get from your Mahindra XUV 700 insurance price.

Using either your claim number or your policy number, you can verify the status of your claim or policy online.

Documents for Mahindra XUV 700 Insurance Claim

When filing a claim for your Mahindra XUV 700 insurance, you'll need to provide these important documents:

• Completed and signed claim form
  
• Copy of your XUV 700 insurance policy
• Your valid driver's licence
• XUV 700's Registration Certificate
• Police FIR (for accidents or theft)
• Repair bills (if applicable)

Remember, Reliance General Insurance aims to make your XUV 700 insurance claim process smooth and hassle-free. Our detailed documentation will guide you every step of the way.

Mahindra XUV 700 Car Insurance Claims – Cashless vs Reimbursement

Aspect	Cashless	Reimbursement
Process	Insurer directly settles with the garage	You pay upfront and claim reimbursement later
Convenience	Generally more convenient as no upfront payment is needed	Requires initial out-of-pocket expense
Choice of Garage	Limited to network garages	Any garage of your choice
Documentation	Usually requires less paperwork	May require more extensive documentation
Processing Time	Often faster as the insurer and garage handle most details	Can take longer due to verification and processing of receipts
Control over Repairs	Less direct control over repair choices	More control over repair decisions
Cost Transparency	Costs are pre-agreed between insurer and garage	You have a clearer view of all costs involved

What Decides the Mahindra XUV 700 Insurance Premium?

Several factors influence your XUV 700 insurance price. Understanding these can help you manage your XUV 700 yearly insurance costs effectively:

Car Specifications	Coverage Requirements	Vehicle's Insured Declared Value (IDV)
The XUV 700's model, variant and engine capacity play a role. Higher-end versions might have a higher XUV 700 insurance price due to more features and higher value.	Your choice between third-party and comprehensive insurance for XUV 700 affects the premium. Comprehensive coverage offers more protection but at a higher cost.	The IDV represents your XUV 700's current market value. A higher IDV means a higher premium but also ensures better coverage.

Geographical Location	Claim History
Where you live and drive your XUV 700 matters. Because of the higher chance of crashes and theft in cities, insurance rates are often higher there.	If you've made claims​ in the past, it might increase your future premiums. Maintaining a claim-free record can help reduce your XUV 700 insurance price per year.

How to Calculate Mahindra XUV 700 Car Insurance Premium?

To get your personalised Mahindra XUV 700 insurance quote from Reliance General Insurance:

1. Visit our website and find our premium car insurance calculator
2. Enter your XUV 700's details (model year, variant)
3. Choose your preferred coverage type
   
4. Select any additional add-ons you want
5. Provide your location and claim history
6. Get your customised XUV 700 insurance price instantly

We've made it easy to find the best insurance for XUV 700 that fits your needs and budget.

Mahindra XUV 700 Insurance Price: Third-Party Insurance Premium

Legally, your XUV 700 needs third-party insurance. The IRDA sets these rates, which are the same across all insurers:

For Private Cars

Engine Capacity	Premium for One Year (in ₹)
Up to 1000 cc	2,094
Above 1000 cc up to 1500 cc	3,416
Above 1500 cc	7,897

For Electric Cars

Battery Capacity	Premium for One Year (in ₹)
Up to 30 kW	1,780
Above 30 kW to 65 kW	2,904
Above 65 kW	6,712

Mahindra XUV 700 - Overview and USPs

Mahindra XUV 700 - Models and Prices

​

Note: Prices are ex-showroom and may vary. Please check with your local Mahindra dealer for the most accurate and up-to-date pricing information.

Mahindra Car Insurance for Which Reliance Offers Insurance 

Relevant Links for Car Insurance

Car Insurance | Pay As You Drive Insurance | Third Party Insurance | Comprehensive Insurance| Long Term Car Insurance | Own Damage Insurance| ​ First Party Car Insurance

Car Insurance for Top Car Brands

Tata Car Insurance | Maruti Car Insurance | Hyundai Car Insurance | Mahindra Car Insurance | Toyota Car Insurance | Kia Car Insurance | Ford Car Insurance | Skoda Car Insurance

Car Insurance for Top Car Models​

Eeco Car Insurance | Scorpio Insurance Price | Swift Insurance Price | Innova Crysta Insurance Price | Wagon R Insurance Price | Ertiga Insurance Price | Baleno Insurance Price | Swift Dzire Insurance Price | Creta Insurance | Tata Nexon Insurance Cost

Car Insurance for Top Destinations

Car Insurance in Delhi | Car Insurance in Bangalore | Car Insurance in Kerala | Car Insurance in Mumbai | Car Insurance in Chennai | Car Insurance in Hyderabad | Car Insurance in Pune | Car Insurance in Ahmedabad | Car Insurance in Gurgaon | Car Insurance in Kolkata

​​

Frequently Asked Questions

1. What does Mahindra XUV700 insurance cover?

   XUV700 insurance provides a shield against unforeseen events, from collisions to theft and natural disasters. It encompasses third-party liability, personal accident coverage and optional enhancements like zero depreciation.

   This robust policy ensures your Mahindra SUV remains protected, whether you're navigating urban jungles or conquering off-road trails.
   

2. Are there discounts available for Mahindra XUV 700 insurance?

   Indeed, several avenues exist to enhance the value of your XUV 700 insurance. We offer a No Claim Bonus scaling up to 50%, incentives for anti-theft device installations and rewards for automobile association memberships.

3. Can I transfer my MahindraXUV 700 insurancewhen selling the car?

   Absolutely. The transfer mechanism is streamlined for your convenience. Alert our dedicated team about the ownership transition and provide the required documents. We'll swiftly process the transfer, ensuring the new owner inherits the benefits of the existing policy.

4. How much does Mahindra XUV 700 insurance typically cost?

   Mahindra XUV700 insurance typically costs around ₹238 monthly or ₹2,856 annually for standard coverage. However, actual prices vary based on factors like variant, engine type, chosen coverage, location and driver history.

   For an accurate quote tailored to your XUV700 model and circumstances, use our online calculator for personalised pricing.

5. What factors influence Mahindra XUV 700 insurancepremiums?

   The XUV 700 insurance price is shaped by a multitude of factors. These include your chosen variant (MX, AX3, AX5, AX7), powertrain specifications, geographical zone and personal driving record.

   Advanced safety features, selected policy enhancements and accumulated No Claim Bonus significantly impact the final figure. Additionally, the Insured Declared Value, vehicle usage patterns and historical claim data all play crucial roles in determining your unique XUV 700 insurance price per year.​
   

​

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

​Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.