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We understand that your Land Rover Range Rover is a statement of power and flair rather than merely a vehicle. To protect your possessions, we provide bespoke insurance products.
Our all-inclusive coverage makes sure you can travel with peace of mind, whether you're in a modern Land Rover Defender or a vintage Range Rover. With our affordable Range Rover insurance rates, we make it simple to get the security you want for your luxury car.
100%Claims Settlement*
11,000+ Network Garages*
5 Crore+Happy Customers*
₹238/monthStarting Premiums*
Visit the Reliance General Insurance website and navigate to the Car Insurance section.
Enter your Range Rover details, including model, variant and registration information.
Choose your coverage type and select any add-ons like zero depreciation or engine protection.
Review the quote and policy details, then proceed to make the payment online.
Receive your policy document via email instantly.
Use our Branch Locator to find the nearest Reliance General Insurance branch.
Visit the branch and provide your Range Rover details to one of our experts.
Discuss the available coverage options and choose the best plan for your Range Rover.
Complete the paperwork and submit the required documents.
Make the payment and receive your policy document either in person or by mail.
Go to the Reliance General Insurance website and click on Renew Policy.
Enter your existing policy number and Range Rover details.
Review your current coverage and choose to either continue or modify the plan.
Add any new add-ons and make the payment online.
Receive your renewed policy document instantly via email.
After inspecting the second-hand Range Rover, visit the Reliance General Insurance website.
Enter your Range Rover’s details and upload RC transfer papers and the previous owner’s policy.
Choose your preferred coverage options and any necessary add-ons.
Review the quote and policy details, then make the payment online.
Receive your policy document via email, ensuring your second-hand Range Rover is fully covered.
Driving your Range Rover without proper insurance isn't just risky – it's illegal. In India, having at least third-party insurance is mandatory for all vehicles on the road. By choosing Reliance car insurance for your Land Rover Range Rover, you're not only following the law but also protecting yourself from potential legal troubles.
Your Land Rover Range Rover is a significant investment. Whether you're cruising in a Range Rover Sport or tackling tough terrain in a Land Rover Defender, accidents can happen.
Our Range Rover car insurance provides financial protection against damages to your vehicle, ensuring you're not left with a hefty repair bill. With our competitive Land Rover insurance rates, you can get comprehensive coverage without breaking the bank.
Knowing you're covered by Reliance General Insurance gives you the confidence to fully enjoy your Land Rover Range Rover. You can drive with the peace of mind that you're covered in case something unexpected happens, whether you're in the city or going off-road.
We offer different types of LandRover Defender insurance to give you peace of mind and let you enjoy driving your expensive SUV.
We've streamlined our processes to make getting and using your Range Rover insurance as smooth as your car's ride. You can easily buy or renew your policy online and our efficient claim settlement process ensures you're back on the road quickly if anything happens.
We understand that your Land Rover Range Rover's value is unique. That's why we offer Insured Declared Value (IDV) customisation, allowing you to set the right value for your vehicle and ensure you get appropriate compensation in case of total loss or theft.
In the event that you have any questions or concerns about your Land Rover insurance, our devoted support staff is here to help you around the clock when you need assistance.
We pride ourselves on our high claim settlement ratio, ensuring that valid claims for your Range Rover or Land Rover Defender are processed quickly and fairly.
Our innovative video claim feature allows for faster claim processing. Simply send us a video of the damage and we'll expedite your claim, getting your luxury SUV back on the road sooner.
For those who don't clock high mileage on their Range Rover, our Pay-As-You-Drive option offers coverage based on your actual usage, potentially lowering your insurance costs.
Insurance Type
What to Expect
Third-Party Land Rover Range Rover Insurance
When you're driving your Range Rover, it includes any damage that you might cause to other people or their property. But it doesn't pay for damage to your own car.
Own Damage Land Rover Range Rover Insurance
This policy covers damages to your Range Rover from accidents, theft or natural disasters. It's a good option if you already have third-party coverage and want extra protection for your luxury SUV.
Comprehensive Land Rover Range Rover Insurance
This combines third-party liability, own damage and a personal accident cover, providing all-around protection for your Range Rover against various risks.
Pay-as-you-Drive Land Rover Range Rover Insurance
Perfect for Range Rover owners who don't drive frequently. This innovative policy bases your premium on your actual driving habits. It could lead to significant savings if you're not a daily driver.
Accidental damage to your Range Rover
Theft of your vehicle
Fire damage
Damage from natural calamities (e.g., hurricanes, floods, earthquakes)
Personal accident cover for the owner-driver
Third-party liability coverage
Damage from man-made disasters (e.g., riots, strikes)
Regular wear and tear
Mechanical or electrical breakdowns
Damage caused by driving under the influence of alcohol or drugs
Depreciation and consequential loss
Damage to tyres and tubes
Loss or damage due to war, nuclear risks or similar high-risk events
Nil Depreciation: Receive the full claim amount without deductions for part depreciation.
Engine Protection: Safeguards your Range Rover's powerful engine against water or oil damage.
Roadside Assistance: 24/7 support for breakdowns, ensuring your luxury SUV is never stranded.
No Claim Bonus Protection: Preserve your bonus even after making up to two claims.
Return to Invoice: Pays full invoice value of your Range Rover in case of total loss or theft.
Consumables Cover: Covers cost of oils, lubricants and coolants during repairs.
Key Replacement: Reimburses the cost of replacing lost or stolen Range Rover keys.
Personal Belongings Protection: Covers loss of items inside your vehicle.
Daily Allowance: Provides funds for alternative transport during repairs.
Pay-As-You-Drive: Adjusts premiums based on your Range Rover's mileage.
Total Cover: Full on-road price compensation for severe damage or total loss.
EMI Protection: Covers car loan EMIs during extended repair periods.
RIM Protection: Covers repair or replacement of damaged rims.
Tyre Protection: Includes repair or replacement due to accidental damage.
Geo Extension: Expands coverage to additional countries for international travel.
Electrical Accessories: Protects custom-installed electronics like high-end audio systems.
Non-Electrical Accessories: Safeguards modifications like luxury seat covers or alloy wheels.
Emergency Hotel Accommodation: Reimburses hotel costs if stranded due to a breakdown.
For electric Range Rover models, we also offer specific add-ons like battery protection and charger cover.
Knowing the claim process for your Land Rover Range Rover insurance ensures a smooth experience if an incident occurs.
Report the incident immediately via our dedicated Range Rover claim helpline number +91 22 48903009, Car Insurance Claim page or on the Reliance Self-i App.
Drive or have your Range Rover towed to one of our premium network garages.
Submit the claim form with the necessary documents, including your Range Rover's details.
Our specialised luxury vehicle surveyor will assess the damage.
Once approved, repairs will be carried out using genuine Land Rover parts and we'll settle the bill directly with the garage.
Inform Reliance General Insurance about the incident as soon as possible.
Take your Range Rover to your preferred authorised Land Rover service centre.
Collect all repair bills and payment receipts.
Complete the claim form and submit it along with the bills and required documents.
Our team will verify the claim and process the reimbursement swiftly.
Remember, quick reporting and accurate documentation are crucial for a successful Land Rover Range Rover insurance claim. You can track your claim status online using your policy number or claim reference.
When filing a claim for your Land Rover Range Rover insurance, you'll need to provide:
Duly filled claim form
Copy of your Range Rover insurance policy
Copy of your valid driving licence
Vehicle registration certificate (RC) of your Range Rover
FIR copy
Original repair bills and payment receipts
Photographs of your damaged Range Rover (if applicable)
Having these documents ready can speed up your Range Rover insurance claim process significantly.
While both options are available for your Range Rover insurance, cashless claims often provide a smoother experience, especially for luxury vehicles like the Range Rover.
Aspect
Cashless
Reimbursement
Payment
No upfront payment; We directly settle the bill with the garage
You pay for repairs first and then submit a claim for reimbursement
Settlement
We will coordinate directly with the network garage, ensuring a seamless transaction
You submit the repair bills and required documents to us for reimbursement
Processing Speed
Faster processing, as we work directly with the garage for quick settlements
Can take longer, depending on document verification and the reimbursement process
Garage Flexibility
Must use a garage within Reliance's approved network for cashless claims
Freedom to choose any authorised garage, including those outside Reliance’s network
Claim Amount
Pre-approved and transparent costs, agreed upon between Reliance and the garage
Final reimbursement based on actual bills, which may vary from initial estimates
Control Over Repairs
Repairs follow standardised guidelines as per Reliance’s partnership with the garage
You have more control over the repair process, including parts and services used
Convenience
Hassle-free experience with minimal paperwork, ideal for quick recovery after an incident
Requires more effort, as you manage the repair process, paperwork and follow-ups
Parts Quality
Reliance-approved garages use genuine parts, maintaining your vehicle’s quality and value
You have the option to choose OEM or other parts, depending on your preference
Best For
Ideal for major repairs where fast and smooth settlements are essential
Useful when travelling or if you prefer a non-network garage
Several factors influence your Range Rover insurance price, reflecting the unique aspects of owning a luxury SUV:
The specific model of your Range Rover (e.g., Sport, Evoque, Velar) and its variants significantly affect the premium. High-performance models like the Range Rover Sport SVR or the opulent Range Rover Autobiography may have higher premiums due to their powerful engines, advanced features and higher replacement costs.
Factors Considered Include:
Engine capacity and performance
Advanced technology features (e.g., Terrain Response system, adaptive cruise control)
Safety features (which may help reduce premiums)
The type and extent of coverage you choose impacts your Range Rover car insurance price:
Third-party liability coverage (mandatory) forms the base premium
Comprehensive policies cost more but offer broader protection for your luxury SUV
Additional add-ons like zero depreciation or engine protection increase the premium but provide valuable coverage for high-end vehicles
The IDV is the current market value of your Range Rover and forms the basis for your premium calculation:
A Higher IDV can result in higher premiums but ensure better compensation in case of total loss or theft
The IDV decreases each year due to depreciation, potentially lowering your premium
For newer or limited edition Range Rover models, maintaining a high IDV is crucial for adequate protection
Your location affects your Land Rover insurance premium due to varying risk factors:
There may be a premium increase in urban locations with higher congestion and theft rates.
Regions prone to natural disasters might see increased premiums
Higher cost of living areas can result in more expensive repairs, which would impact rates.
Your past claim record significantly influences your Range Rover insurance price:
If you've made claims in the past, your premium may be higher
A no-claim bonus (NCB) can significantly reduce your premium, up to 50% for five claim-free years
Some insurers offer NCB protection add-ons to preserve your bonus even after a claim
For Land Rover Defender insurance, similar factors apply, but its rugged nature and off-road capabilities might influence the premium differently compared to other Range Rover models.
Knowing these important variables will enable you to make the best choices to optimise your Range Rover car insurance price while ensuring adequate coverage for your luxury vehicle.
Calculating your Range Rover insurance premium involves several steps:
Determine your Range Rover's IDV based on its model, age and condition.
Choose your coverage type (third-party or comprehensive).
Select any add-on covers you want.
Apply relevant discounts (e.g., no-claim bonus, anti-theft devices).
Add the base premium, add-on costs and subtract discounts.
For an accurate Range Rover car insurance price, use our online premium calculator. It considers all these factors to provide a tailored quote for your specific Land Rover model, whether it's a Range Rover Sport, Evoque, or Defender.
Third-party insurance premiums for Range Rovers are set by the IRDAI and are based on engine capacity. As luxury SUVs, most Range Rover models fall into the highest category due to their powerful engines.
Engine Capacity
Premium for One Year (in ₹)
Up to 1000 cc
2,094
Above 1000 cc up to 1500 cc
3,416
Above 1500 cc
7,897
Battery Capacity
Up to 30 kW
1,780
Above 30 kW to 65 kW
2,904
Above 65 kW
6,712
The Land Rover Range Rover stands as an icon of automotive luxury and capability. From its inception, it has set the standard for premium SUVs, combining opulent interiors with robust off-road performance.
Whether navigating urban landscapes or conquering rugged terrain, the Range Rover excels. Its advanced Terrain Response system adapts to various surfaces, ensuring optimal performance in any environment.
Range Rovers feature state-of-the-art infotainment systems, driver assistance technologies and connectivity options. The Touch Pro Duo infotainment system, with its dual high-definition touchscreens, offers intuitive control over vehicle functions.
The interior of a Range Rover is a masterclass in luxury. High-quality materials, meticulous craftsmanship and advanced comfort features like massaging seats and four-zone climate control create a first-class experience for all occupants.
From efficient diesel engines to high-performance supercharged V8s, Range Rovers offer a range of powertrains to suit different preferences. The recently introduced plug-in hybrid models combine power with environmental consciousness.
The Range Rover's distinctive silhouette is instantly recognisable. Its design evolution has maintained a perfect balance between classic Range Rover DNA and contemporary aesthetics.
With these exceptional qualities, it's clear why Range Rover owners need comprehensive insurance coverage. At Reliance General Insurance, we offer tailored Land Rover insurance policies that match the premium nature of your vehicle, ensuring you can enjoy your Range Rover with complete peace of mind.
Model
Mileage (kmpl)
Power (bhp)
Ex-Showroom Price (onwards)
Range Rover
8-13
346-523
₹2.39 Crore
Land Rover Defender
6-40
296-626
₹1.04 Crore
Range Rover Evoque
10-14
177-247
₹67.90 Lakh
Range Rover Sport
11
346-626
₹1.40 Crore
Range Rover Velar
13-15
201-247
₹87.90 Lakh
Land Rover Discovery Sport
10-13
Land Rover Discovery
237-355
₹97.00 Lakh
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At Reliance General Insurance, our Range Rover insurance goes beyond basic protection. We cover your luxury SUV against accidents, theft and natural disasters. Our comprehensive Land Rover insurance package includes 24/7 roadside assistance and a courtesy car service.
We also offer specialised off-road coverage, understanding that Range Rover owners often explore challenging terrains.
Reliance General Insurance offers several ways to reduce your LandRover Defender insurance costs. We provide discounts for vehicles equipped with advanced safety features.
If you insure multiple vehicles with us, you'll enjoy our multi-car discount. Plus, our generous No Claim Bonus can significantly decrease your Range Rover insurance price over time. We reward safe driving and loyalty to help you save.
Yes, you can transfer your Reliance Range Rover insurance to a new owner. Simply notify our customer service team about the sale and provide the new owner's details.
We'll guide you through the transfer process, which is usually completed within a few business days. Remember, your No Claims Bonus stays with you for use on your next Reliance policy.
At Reliance, we consider several factors to provide a fair Range Rover car insurance price. We look at the specific model and trim level, as higher-end versions may cost more to insure. Your location, age, driving history, and annual mileage are also a factor.
We offer different types of coverage, so you can make your insurance and payment fit your needs. Our goal is to provide comprehensive protection at competitive rates for your luxury SUV.
The type of Range Rover you have, how old it is and its Insured Declared Value (IDV) affect how much your insurance costs. Location, claim history, coverage picked, add-ons and ability to get a No Claim Bonus are some of the other things we look at.
Reliance customises your Land Rover Defender insurance policy to give you the best coverage at the best price.
Disclaimer: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
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