Owning a Maruti Eeco offers the perfect blend of affordability and practicality. While having a car in India is fun and convenient, it comes with a certain amount of responsibility, such as following the traffic rules, ensuring timely maintenance of the car and buying a car insurance policy.
Ensuring that your car is well-protected with a reliable Maruti Eeco car insurance policy is not just legal compliance but a smart decision to protect your asset.
Reliance General Insurance understands the unique needs of Maruti Eeco car owners and offers a range of Maruti Suzuki Eeco vehicle insurance policies. These plans are designed to provide:
100%
Claims Settlement* |
10,000+
Network Garages* |
5 crore+
Happy Customers* |
₹238/month
Starting premiums*
|
Why Do You Need Maruti Suzuki Eeco Car Insurance?
Car insurance for Maruti Suzuki Eeco is essential for several reasons.
It's a
legal requirement in India to have at least third-party insurance, which covers damages caused to other vehicles or property in an accident.
Comprehensive car insurance offers
protection against various risks such as accidents, theft, fire, and natural calamities. With the right insurance, you can avoid hefty out-of-pocket expenses for repairs or replacements.
Car insurance provides
financial protection for the owner-driver against medical expenses for injuries sustained in an accident with a personal accident cover.
For a versatile vehicle like the Maruti Eeco, having reliable and popular Maruti Suzuki Eeco insurance ensures that both your vehicle and your loved ones are well-protected on the road.
Features and Benefits of Reliance Maruti Suzuki Eeco Car Insurance
By choosing Reliance Maruti Suzuki Eeco Car Insurance, you ensure extensive protection, affordable premiums, and excellent customer support, offering peace of mind on every journey.
Here are the top features and benefits of Maruti Suzuki Eeco car insurance plans by Reliance General Insurance:
Affordable Premiums
Premiums start from just ₹238/month, offering cost-effective and comprehensive coverage. Our car insurance calculator helps you compare and select the best plan.
Discounts on Premiums
Enjoy up to 90%* discounts on online purchases and up to 50% discounts with the No Claim Bonus, providing significant savings.
Comprehensive Coverage
Protects against accidents, theft, natural disasters, and man-made calamities, ensuring your Maruti Eeco is covered against a wide range of risks.
Third-Party Liability
Covers legal and financial damages for injuries or damages caused to a third party in an accident involving your Maruti Suzuki Eeco, helping you avoid financial burdens.
Personal Accident Cover
A mandatory Personal Accident Cover of up to ₹15 lakhs that ensures financial protection against injury, permanent disability or death of owner-driver.
Pay-As-You-Drive Car Insurance
Ideal for occasional drivers or older cars, the
pay-as-you-drive feature calculates premiums based on the number of kilometres driven, making it a cost-effective option.
Wide Range of Add-ons
Extend protection with over 10 add-ons, including Roadside Assistance and Nil Depreciation, for targeted coverage with your Reliance car insurance for Maruti Suzuki Eeco.
Cashless Repairs
Access over 10,000 authorised garages across India for cashless repairs, eliminating upfront payments and simplifying the repair process.
High Claim Settlement Ratio
A 100% claim settlement ratio in FY 2023-24 highlights Reliance General Insurance's commitment to timely financial support.
Quick and Easy Claim Process
Offers a fast, hassle-free
claim process with real-time tracking, video claims, and minimal documentation, allowing your Maruti Eeco to be back on the road quickly.
24x7 Customer Support
Provides round-the-clock assistance for emergencies and policy-related queries, ensuring continuous support whenever needed.
Types of Maruti Eeco Car Insurance Plans
|
Types of
Maruti Eeco Car Insurance Plans |
Description |
|
Maruti
Eeco Third-Party Insurance | Our third-party insurance fulfils your legal requirements and provides coverage against any third-party liabilities, including injuries, damages, or even death. |
|
Maruti Eeco
Own Damage Car Insurance | Own damage car insurance provides coverage against damages caused to your Maruti Eeco due to accidents, theft, natural calamities, etc. |
|
Maruti Eeco
Comprehensive Car Insurance | Our comprehensive car insurance plan offers extensive coverage but includes third-party liabilities and own damage expenses in one policy.
With one policy, you can benefit from the coverages of the above two types and access add-on options. |
How to Buy Maruti Suzuki Eeco Car Insurance - Online and Offline?
Maruti Suzuki Eeco Car Insurance Online Buying Process
Visit the Reliance General
Car insurance page.
Enter the details of your Maruti Suzuki Eeco, such as the registration number, your mobile number and email ID.
Based on your make and model, you will receive an insurance quote.
Verify that the quote fits your budget needs and select the add-ons from our wide range of add-on options.
Confirm your details and selections and complete the payment.
Maruti Suzuki Eeco Car Insurance Offline Buying Process
Visit the nearest Reliance General Insurance branch near you using our
Branch Locator.
Enquire about the car insurance plans.
Fill out the form and submit the necessary documents.
Complete the payment using your preferred mode of payment.
Maruti Suzuki Eeco Car Insurance Renewal Online
Go to the official website of Reliance General Insurance. Browse the tab “Renewal" from the menu and select “Renew Car Insurance".
Enter your policy number and vehicle details.
Select any add-ons if you want to enhance your coverage.
Verify the details and quote and complete the payment using your preferred mode.
How to Buy a Second-Hand Maruti Suzuki Eeco Car Insurance?
Whether you are buying a second-hand car or a brand new car, getting insurance for it is equally important. For your second-hand car, this is how you can buy our Maruti Eeco car insurance.
Since it is a second-hand car, conducting vehicle inspection before buying car insurance is important. Thus, we inspect the car's engine health, and once it is okay, we proceed with the documentation.
Next, gather the required documents such as forms 29 and 30, signed by the previous car owner, a copy of RC transfer, driving licence, etc.
Initiate the buying process online on our
Car Insurance page by filling out the personal information and vehicle details, such as make and model, registration number, etc.
Choose the required policy type and add-ons and proceed with the payment to complete the buying process.
Maruti Suzuki Eeco Insurance Coverage: Inclusions and Exclusions
Maruti Suzuki Eeco Insurance Policy Inclusions
Damage to third-party vehicle or property
Damage to your own vehicle caused by:
Fire, explosion, self-ignition or lightning
Burglary, housebreaking or theft
Floods, typhoons, hurricanes, storms, tempests, earthquakes, cyclones, frosts, hailstorms or any other natural calamities
Accident
Terrorist activity
Damage during transit
Total damage/theft due to accident
Personal Accident Cover for the Owner-Driver against injuries, permanent disability and death.
Specific Coverage offered under a chosen add-on, such as Nil Depreciation, Roadside Assistance, etc.
Maruti Suzuki Eeco Insurance Policy Exclusions
Accidental loss incurred outside the geographical area
Any claim arising out of any contractual liability
Using the vehicle out of its intended use
Driver found driving without a valid driving licence.
If the driver is found driving under the influence of alcohol or any other substances at the time of incident.
Damages caused directly or indirectly due to nuclear weapons material
Damages caused by war, invasion, the acts of foreign enemies, hostilities, warlike operations, etc.
Regular wear and tear
Accidental damages incurred due to driver's negligence
Maruti Eeco Insurance Add-On Covers
Pay-As-You-Drive Car Insurance
Adjusts premiums based on the distance driven, ideal for low-mileage drivers.
Nil Depreciation (Bumper-to-Bumper Insurance)
Covers full cost of part replacements without depreciation deductions.
24x7 Roadside Assistance
Offers round-the-clock help for vehicle breakdowns and emergencies.
Engine Protection Cover
Protects against costly engine repairs due to damage or malfunction.
Return-to-Invoice Cover
Compensates the car's original purchase price in case of theft or total loss.
Total Cover
Provides full on-road price compensation for severe damage or total loss.
EMI Protection Cover
Covers car loan EMIs during lengthy repair periods.
NCB Retention Cover
Retains No Claim Bonus discounts even after making a claim.
Daily Allowance Benefit
Offers a daily allowance for alternate transport while your car is under repair.
Key Replacement Cover
Covers costs for replacing lost or stolen keys and locks.
RIM Protection
Covers repair or replacement costs for damaged rims.
Tyre Protection Cover
Includes repair or replacement of damaged tyres.
Consumables Expenses
Covers the cost of consumable items like oil, nuts, and bolts after an accident.
Loss of Personal Belongings
Reimburses for personal items stolen from your car.
Geo Extension
Extends coverage to additional countries for international travel by car.
Electrical Accessories
Covers custom-installed electrical accessories against damage or theft.
Non-Electrical Accessories
Covers non-electrical vehicle modifications against damage or theft.
Emergency Hotel Accommodation
Reimburses hotel costs if stranded far from home due to a breakdown.
Reliance car insurance also offers EV-specific add-ons, such as battery protection, charger cover, etc., for electric cars.
Maruti Suzuki Eeco Car Insurance Claim Process
You can claim your Reliance General car insurance for Maruti Eeco with the following step-by-step guide:
Maruti Suzuki Eeco Insurance Claim: Cashless Claim
1. Initiate your Maruti Eeco car insurance claim with us within 24 hours of the incident by
2. Take your vehicle to a nearby authorised
network garage to get your cashless repairs done.
3. Submit the
claim form and required documents to the surveyor, who will then inspect the vehicle for the raised claim.
4. We ensure a quick claim survey by giving a call for a survey within 48 hours of claim initiation.
5. We confirm the liabilities during the survey and then approve or deny the claim.
6. Upon approval, you can get the repair work done at the network garage.
7. Once the repair work is completed, we will settle the claim directly with the garage without you having to pay the bills upfront.
*Note that we do not pay for the uninsured parts, deductibles or depreciation. You must settle these amounts for such repair.
Maruti Suzuki Eeco Insurance Claim: Reimbursement Claim
Initiate the claim with us in the same way mentioned above.
Collect all the evidence of the incident, such as photographs.
You can take your car to any garage near you to claim the reimbursement.
Get the repair work done.
Collect all the bills, receipts and invoices from the garage, which will be required while filing your claim.
Fill out the
claim form accurately, describing the incident.
Submit all the necessary documents, including bills and invoices.
*Note that with reimbursement claims, you have to settle the bills with garages from your own pockets.
You can check the status of your claim online by entering your claim number/policy number.
Documents for Maruti Suzuki Eeco Insurance Claim
Policy number
Contact number
Name of the insured person
Date & time of accident
Extent of loss
Make and model of the vehicle
Copy of registration certificate
Location of loss
Garage name (with contact details)
Contact details and name of the insured person (if the person intimating the claim is not insured)
Copy of driving licence
FIR (in case of claim for third-party liabilities or theft)
Repair bills
Forms 28, 29 and 30 signed by the insured (for admission of liability)
NOC of the financer
Here is the complete list of
car insurance claim documents.
Maruti Suzuki Eeco Insurance Claim: Cashless vs Reimbursement
|
Parameters |
Maruti Suzuki Eeco Cashless Insurance |
Maruti Suzuki Eeco Insurance Reimbursement |
|
Claim Process | The cashless car insurance process is quicker and more efficient. | Reimbursement claims are a more elaborate process and take more time for claim settlement. |
|
Bill Settlement | Since the repair work is done at a network garage, we settle the bill directly with the garage. | You have to settle the bill with the garage upfront. |
|
Convenience | High convenience, as there's no need for upfront payments. | Less convenient, as you need to manage the payment and claim process. |
|
Documentation | Minimal documentation is required at the garage, as we coordinate with the garage directly. | More documentation, including original bills, receipts, and a claim form, is needed. |
|
Processing Time | Cashless car insurance for Maruti Suzuki Eeco is generally quicker | Can take longer, as the verification process is more diligent. |
Maruti Suzuki Eeco Car Insurance Premium
The insurance premium for your Maruti Suzuki can vary based on several factors. Understanding the impact of these factors can help you make an informed decision and secure cost-effective coverages.
The third-party car insurance premium is determined by the Insurance Regulatory and Development Authority (IRDA). They release annual premium rates based on the engine's cubic capacity. Higher the cubic capacity, the higher is the premium.
The premium for a comprehensive car insurance policy is determined by the following factors:
Car Model and Variant
The specific car model and variant of your Maruti Eeco, including the engine capacity and additional features, directly impact the premium. High-end variants with more features generally attract more premiums.
Insured Declared Value (IDV)
IDV represents the current market value of your Eeco and determines the maximum sum insured by the policy. A higher IDV results in a higher premium, but it also ensures better coverage in case of total loss or theft.
Age of the Vehicle
Older vehicles typically have a lower IDV, which can reduce the premium. However, older cars may also be seen as higher risk, potentially affecting the premium.
Location
The place where you primarily use and park your Eeco can affect the premium. Vehicles in metropolitan areas or regions with higher traffic and theft rates may attract a higher premium due to increased risk.
Deductibles
Opting for a higher voluntary deductible (the amount you pay out-of-pocket before you receive the insurance claim amount) can lower your premium. However, it increases your financial responsibility in case of a claim.
How to Calculate Maruti Suzuki Eeco Car Insurance Premium?
Calculating your premium before buying any insurance is important to understand the estimated premium required to pay. You can calculate your car insurance premium online using our free
car
insurance premium calculator and compare our plans in an instant.
All you need to do is:
Enter the car's registration number, email address and mobile number.
Select whether you have an existing policy with us.
Once you input the information, the tool will give you an estimate of the premium you will need to pay.
For a used car, you will also need information about the type of fuel, claim history and type of car.
Eeco Auto Insurance: Third-Party Insurance Premium
For third-party insurance, IRDAI sets insurance rates based on your car's engine capacity. This is a standard rate applicable across all insurance providers. Thus, depending on your car's cubic capacity, find the respective premium rates:
For Private Cars
|
Engine Capacity |
Premium for One Year (in ₹) |
| Up to 1000 cc | 2,094 |
| Above 1000 cc up to 1500 cc | 3,416 |
| Above 1500 cc | 7,897 |
For Electric Cars
|
Battery |
Premium for One Year (in ₹) |
| Up to 30 kW | 1,780 |
| Above 30 kW up to 65 kW | 2,904 |
| Above 65 kW | 6,712 |
Maruti Suzuki Eeco - Overview and USPs
The Maruti Eeco is an affordable Multi-Purpose Vehicle (MPV) launched in 2010, renowned for its blend of convenience and utility.
Known for its
affordable price, powerful engine and
high fuel efficiency, the Eeco is versatile, serving both as a family car and a commercial vehicle for transporting goods.
With features like an in-built music system, digital instrument console, air conditioner, airbags, reverse parking sensors and child locks, the Eeco is well-equipped for family use.
It boasts a
1196-cc four-cylinder engine that delivers a maximum power of 54 kW and 98 Nm torque, suitable for both petrol and CNG, thanks to its company-fitted hybrid engine.
It offers 275 litres of boot space for hassle-free luggage carrying during trips. The car stores up to
40 litres of petrol and 65 kilograms of CNG for longer journeys.
The Maruti Eeco is available in four variants and six
colour options, with 5-seater and 7-seater models starting at an ex-showroom price of ₹5.32 lakhs.
Maruti Suzuki Eeco - Models and Prices
|
Maruti Suzuki Eeco Car Model |
Price in Delhi (as of August 2024)# |
Eeco 5-Seater STD Manual | Petrol | ₹5.32 lakhs |
Eeco 7-Seater STD
Manual | Petrol | ₹5.61 lakhs |
Eeco 5-Seater AC Manual | Petrol | ₹5.68 lakhs |
Eeco 5-Seater AC CNG Manual | CNG | ₹6.58 lakhs
|
#These prices will vary with time, your purchase location and model variant.
Maruti Car Insurance for Which Reliance Offers Insurance (Model Names)
Frequently Asked Questions
What does Maruti Suzuki insurance cover?
The insurance for Maruti Suzuki Eeco by Reliance General Insurance covers third-party liabilities, damages by fire, theft, natural calamities, personal accident and accidental damage.
What is the Eeco car insurance price?
The price of car insurance depends on various factors, such as the car's age, make and model, variant, location, accessories, add-ons, etc. Use our insurance premium calculator to determine the price.
Can I transfer my Maruti Eeco insurance?
Yes, you can transfer your existing car insurance policy to your name when you buy a second-hand car. Follow the above steps and submit the mentioned documents for a smooth transfer.
Disclaimer: *T&C apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819;
Premium: The premium mentioned for car Insurance is excluding taxes for the private car model Maruti Suzuki Alto 800 with cubic capacity of less than 1000 cc for a 1 year Own Damage Insurance policy for an IDV of ₹2,34,728. Premium used is 2,853/year as on 1 March 2023 and then converted into a per month basis, which gives us ₹238/month (2,853/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Network Garages: The number of garages mentioned is the total of all the garages empanelled across the country for different vehicle categories.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
