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Hyundai Creta Car Insurance


Hyundai Creta Car Insurance

​​​​The South Korean automotive giant, Hyundai Motor Company, entered the Indian automobile market in 1996 as Hyundai Motor India Limited (HMIL). Over these two decades, it has become the second largest car manufacturer in India. HMIL has won the ‘Indian Car of the Year’ award for three consecutive years—2014, 2015, and 2016. The most recent successful model from the Hyundai camp is the Creta, a compact Sports Utility Vehicle (SUV) launched in 2015.

The launch of the Creta is well-timed considering that Indian buyers are moving away from buying compact hatchbacks and sedans, and are looking for good SUVs instead. Better ground clearance and increased luggage space are the key aspects that are driving this change; however, higher prices remain a deterrent.

Variants of Hyundai Creta Car

The Hyundai Creta comes in variants ranging from base models, mid-range, to top-end selections as listed below:​

  • E- Base Model

  • EX

  • S

  • S+ Knight

  • SX Executive

  • SX

  • SX (O) Knight Edition​​

Getting a Hyundai Creta Insurance

When you bring your brand-new Hyundai Creta home, you need to secure it with car insurance. It is a legal requirement if you want to drive the car on Indian roads. But that is not the only reason to consider the insurance of Creta. The main purpose of getting car insurance is to financially protect yourself from financial losses when your four-wheeler gets into an accident or is subjected to damages. With car insurance, you can rest assured knowing you need not bear the financial burden during unprecedented events.

Types of Hyundai Creta Car Insurance Plans​

Car insurance for Creta is mainly divided into two parts, explained as follows:

  • Third-party Hyundai Creta insurance policy:

    Third-party car insurance is also known as a liability-only policy. It is the minimum requirement mandated by the Motor Insurance Act, 1988 to drive your vehicle on Indian roads. With third-party insurance, you can fulfil your legal and financial liabilities when your car causes third-party damage.

  • Comprehensive Creta insurance plan:

    If you want to extend your coverage beyond the minimum protection, you can opt for a comprehensive Hyundai Creta insurance​ plan. It offers protection to your vehicle along with assistance to fulfil third-party liability. Whether damages are due to natural calamities like floods, earthquakes, lightning, etc., or human-made disasters like theft, fire, etc. a comprehensive plan offers coverage. The extent of the same depends on the insurer and the customisation you make.​

Coverage in Creta Car Insurance


Car insurance for Hyundai Creta covers the following damages and losses:

  • Accidental damage.
  • Third-party liability.
  • Car theft.
  • Damage incurred during transit.
  • Own-damage protection for owner-drivers.
  • Loss/damage due to fire.
  • Damage due to natural calamities


You cannot file a Hyundai Creta car insurance​ claim under the following circumstances:

  • Normal wear and tear of the vehicle.
  • Electrical and mechanical failure.
  • Use of Hyundai car for commercial purposes.
  • Driving under the influence of alcohol.
  • Damage due to nuclear attacks and wars.

What is the Process to Buy Hyundai Creta Insurance Online?

You can easily buy a Hyundai Creta insurance policy​ with the following steps:

  1. Visit the official website of Reliance General Insurance.
  2. Search for the Hyundai Creta insurance​ and select the car insurance category you prefer.
  3. Provide your personal information like your name, email ID, mobile number, etc., for fulfilling KYC requirements.
  4. The next step involves inputting the car-related information such as the model, chassis number, registration number, etc. and uploading the supporting documents.
  5. After you are done with submitting the essential details, you can select add-ons if you have chosen a comprehensive plan.
  6. If everything is as per your preference, you can proceed to make the premium payment via digital banking.
  7. After your request is processed, you should receive the soft copy of the Hyundai Creta insurance policy​ in your email inbox.

Steps to Renew Hyundai Creta Car Insurance Online

The Hyundai Creta car insurance​ policy comes with a yearly validity. Hence, you must renew it annually to continue enjoying its benefits. The process for the same is simple and gets done using the following steps:

  1. Search for your policy on your insurance company's website and select the option to renew.
  2. Submit details like your policy number, engine number, car registration number, and other vehicle-related information.
  3. On the next page, you can review your details and make changes if required. You can also select add-ons if applicable.
  4. Check the renewed premium amount and pay via digital payment modes.
  5. After your payment is processed, you should receive a soft copy of the renewed car insurance policy on your registered email ID.

​Add-on Covers For Hyundai Creta Insurance​

Add-ons available with the Hyundai Creta insurance policy​ to enhance your coverage and meet your specific protection needs are:

  • Zero depreciation cover

  • Consumables cover

  • NCB retention cover

  • Return to invoice cover

  • Passenger protection cover

  • Daily allowance benefit

  • Engine protection cover

  • Key replacement cover

Once you cover the basics about the types of car insurance, coverage, buying process, renewal and filing claims, you can make an informed decision while buying Hyundai Creta insurance​. If you want to prevent the hassle of frequent renewals, you can opt for long-term car insurance. Also, injuries and medical concerns come under the scope of car insurance only when they meet the coverage criteria. Hence, having a backup for such situations is always helpful. A health insurance policy serves as the ideal backup.

Avail of vehicle insurance​ for your Creta today and enjoy complete peace of mind while driving.

Frequently Asked Questions

How is the cost of Hyundai Creta SX insurance determined?

The Hyundai Creta SX insurance cost​ is determined based on factors like the insured declared value, the car's cubic capacity, model and age of the car, location of vehicle registration, type of coverage, add-on selections, retention of no claim bonus, etc.

What are the advantages of buying Creta insurance online?

Buying car insurance for Hyundai Creta online includes benefits like:

  • Convenience

  • Secure payment system

  • Ease of comparison

  • Transparency of policy terms

  • Minimal to zero paperwork

  • No intermediary

  • Faster buying and renewal process

What kind of vehicles can I insure other than Hyundai Creta?

You can insure any kind of vehicle under the motor insurance policy. If you have a private car, you need a car insurance policy. For passengers or goods-carrying automobiles, you can opt for commercial vehicle insurance.

Will my Hyundai car stay protected when I move it to another city?

Yes, car insurance policy is mostly active throughout India. Hence, you can expect coverage if you are moving to another city/state within India. But if the shift is for a long period, you might have to notify your insurer and re-register your vehicle.

Reference links:​nsurance.aspx