If you are buying
car insurance for the first time, on an obvious note you would be new to comparison of car insurance. Take a look at the following tips to understand the process of comparison of car insurance policies. Such comparisons help one in getting the best deal at the best price.
Buying a car insurance policy is different from buying just any other product. In addition, selecting the best available car insurance policy is a very difficult task in itself. The below mentioned steps will help you with your comparison of car insurance policies and fetch you the best deal to meet your requirements.
1. Cheap is not always the best: Cost of car insurance premium is certainly one of the primary areas of concern for someone planning to buy a car insurance policy. It is this aspect of car insurance that decides the affordability of an individual. Therefore, in order to meet the affordability factor, many individuals buy cheap car insurance policies. However, a cheap car insurance policy might not always be the best car insurance policy. Buying a car insurance policy just on the basis of the cost of premium might not cover you against heavy losses. Thus, even after buying a car insurance policy you may stand at risk of bearing the cost of accidental loss/damage of your vehicle.
2. Look for deductibles in a car insurance policy: With deductibles included in your car insurance policy, your premium amount will automatically come down. This means, you would pay comparatively less car insurance premium, and continue to avail same benefits that you would have otherwise got with a higher premium. However, before deciding the deductible amount of your car insurance policy, first calculate your premium by setting different deductible amounts and accordingly depending upon your affordability choose the deductible. Remember, your deductible amount should be such which you can bear from your pocket at any given time during the policy tenure. In order to reduce your premium amount do not exceed the budget of your deductible, it may turn out to be an expensive affair at the time of crisis hour.
3. Grab discounts when available: Ask the car insurance company for what discounts they offer and enquire about the eligibility criteria for the same. If you stand eligible for any of their discounts, avail it, for it would help you reduce your car insurance premium in a better way.
4. What is the quality of company’s customer service: At the time of comparison of car insurance policies available in the market, try to get an idea about the quality of the company’s customer service. During a crisis like situation, you might need to contact the customer service for your certain requirements, thus it is very important that the company should have a good customer service for your support.
5. Claim service: The sole purpose of a car insurance is providing you financial security during an unforeseen event like accident. Therefore, above anything else, it is most important that the car insurance company you choose should have a good claim service record. Do a research about the car insurance company’s market reputation on the same before buying any policy.
Relevant Links for Car Insurance
Car Insurance Policy |
Pay As You Drive Car Insurance |
Third Party Car Insurance Price |
Comprehensive Car Insurance |
Long Term Car Insurance |
Own Damage Insurance For Car |
First Party Car Insurance
Car Insurance for Top Car Brands
Tata Car Insurance |
Maruti Car Insurance |
Hyundai Car Insurance |
Mahindra Car Insurance |
Toyota Car Insurance |
Kia Car Insurance |
Ford Car Insurance |
Skoda Car Insurance
Car Insurance for Top Car Models
Eeco Car Insurance |
Scorpio Insurance Price |
Swift Insurance Price |
Innova Crysta Insurance Price |
Wagon R Insurance Price |
Ertiga Insurance Price |
Baleno Insurance Price |
Swift Dzire Insurance Price |
Creta Insurance |
Tata Nexon Insurance Cost
Car Insurance for Top Destinations
Car Insurance in Delhi |
Car Insurance in Bangalore |
Car Insurance in Kerala |
Car Insurance in Mumbai |
Car Insurance in Chennai |
Car Insurance in Hyderabad |
Car Insurance in Pune |
Car Insurance in Ahmedabad |
Car Insurance in Gurgaon |
Car Insurance in Kolkata