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Skin Allergy - Causes, Symptoms, Health Insurance Coverage


​What Is Skin Allergy?

A person suffers from an allergy when his/ her immune system response aggressively towards certain foreign substances such as allergens and pollens. An allergic reaction that affects your skin and causes inflammation and rashes is known as the allergy of the skin. 


Signs and symptoms of mild skin allergy are mentioned below:

  • Red spots on the skin that cause itchiness
  • Rhinitis or nasal congestion 
  • Skin rash
  • Scratchy throat
  • Watery eyes

  • Signs and symptoms of severe skin allergy are mentioned below: 

  • Cramps or abdominal pain
  • Chest pain
  • Diarrhea
  • Difficulty in breathing and swallowing
  • Dizziness 
  • Lack of energy
  • Anxiety
  • Heart palpitations
  • Wheezing and coughing 
  • Vomiting 
  • Swelling of eyes or face

  • You should visit the doctor if you are facing any of these symptoms.


    Your doctor can easily diagnose skin allergy based on physical examination. They might ask you about your symptoms and medical history. That is why it is advisable to keep a journal in which you can keep the detail of your symptoms. To be fully assured, your doctor may ask you to go through some of the tests: 

  • Skin Tests: In this test, a small amount of the suspected allergen will be applied to your skin and you will be kept under observation to see how your body reacts. This test can be conducted in three ways.
  • Patch test: In this type of skin test, the allergen is taped to your skin
  • Skin Prick Test: In this type of skin test, the allergen is applied to your skin with the help of a small prick. 
  • Intradermal Test: In this type of skin test, the allergen is injected in the first layer of the skin. 
  • Blood Tests: This test is used to diagnose skin allergy when skin testing doesn’t show any results. This test checks the antibodies in the blood towards the allergen.

  • Treatment

    You don’t need medical attention if you have a mild symptom. In such cases, your doctor might prescribe diphenhydramine (Benadryl), which controls mild allergic reactions. Your doctor may also prescribe you an emergency medication such as epinephrine auto-injector (EpiPen) as it controls severe allergic reaction. You have to keep it with yourself all the time. Epinephrine, which is also known as a rescue drug it raises blood pressure and opens the airways. 

    If you see someone in your surrounding having an allergic skin reaction, you should: 

  • Lay them on the ground on their back.
  • Elevate their legs.
  • Put a blanket around them.

  • Health Insurance

    Healthcare costs in India have skyrocketed over the past few decades. Due to the increases in the cost of the basic treatment, the middle class can’t get the appropriate treatment. That is why a health insurance policy​ is the need of today. The financial coverage will take care of medical expenses and hospitalization bills. You should buy health insurance online from reputable insurance companies such as Reliance General Insurance. You can enhance your coverage by opting for add-ons. You will also get tax benefits, under section 80 D of Income Tax Act, 1961. Not only this, but you will also be eligible for cashless treatment at your insurer’s network hospitals.