100 per cent of the sum insured on accidental death of the insured person
Permanent Total Disability
100 per cent payment of sum insured on permanent total disablement
100 per cent payment of sum insured in the event of loss of two limbs/ two eyes or one limb and one eye
50 per cent payment of sum insured in the event of loss of one limb or one eye
Permanent Partial Disability
Specified percentage of the sum insured will be paid in case of permanent partial disability
This personal accidental insurance policy also has some value added benefits -
Carriage of Mortal Remains
A lump sum of two per cent of capital insured will be paid for transportation in the event of accidental death outside the residence (subject to maximum of Rs. 2,500).
Medical Expenses Extension
Accident Insurance Policy can be extended to cover medical expenses on the payment of extra premium.
Get benefit up to 40 per cent of the compensation paid in settlement of a valid claim under the policy or 20 per cent of the relevant sum insured or actuals, whichever is less.
Off duty and On–duty cover
The employer, for a reduced premium, can choose an only on-duty or alternatively, only off-duty cover.