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Maruti Insurance


Maruti Insurance Policy
​Maruti Suzuki India Limited (MSIL), formerly known as Maruti Udyog Limited, is a subsidiary of Suzuki Motor Corporation of Japan. Maruti Suzuki manufactures and sells popular cars such as the Ertiga, Alto, Swift, Zen, Celerio, Swift DZire, SX4 and Omni. Headquartered at New Delhi, Maruti Suzuki had a market share of 47% of the Indian passenger car market as of January 2016. Today, Maruti Suzuki manufactures about 1.5 million Maruti Suzuki family cars every year.

If you are a proud owner of a Maruti car, then you have arrived at the right destination for your Maruti Car insurance. In general, a Maruti Insurance comes in handy while dealing with expenses arising due to damages to the car, accidents, theft, calamities etc. We understand how much you love your car and hence we are offering coverage on Maruti Insurance that pampers your car as much as you do.  

Reliance's Maruti Insurance Policy​ for Maruti Cars offers the following benefits:

  Attractive discounts on Reliance's Maruti Car Insurance today!*   Unique chance to continue with your No-Claim Bonus even after filing a claim
 Further reduce your premium by enjoying exclusive additional discounts   A plethora of customized add-on cov​ers that provide you customized coverage
 Cashless facilities across 3800+ network garages   Instant claim settlements
  Quick policy renewal online​


​As you can see from the chart above, Reliance General Insurance has a plethora of insurance plans to offer to help you protect your Maruti car. You can use online comparison tools to compare plans based on the factors such as Premium cost, No Claim Bonus, Zero depreciation cover etc.

If you wish to renew your Maruti Car Insurance online instantly without any paperwork, you have to log on to and enter your policy number. You need to enter all relevant details of your policy on the next page and proceed to payment through Internet banking or debit / credit card. An e-copy of the policy document will be emailed to you on successful payment.​

​Follow the steps given below in order to buy a Reliance General Maruti Car Insurance policy:

Step 1: 
Log on to and fill up the following details:
  • Car registration number
  • Mobile number
  • Email address
You may also be required to fill in some additional details such as:
  • Make and Model of your car
  • Age of the Car
  • City where car is registered
Step 2: 
As soon as you enter all the required details, you will get a summary of your quote, which will give you the following details:
  • IDV (Insured declared value)
  • Tax details
  • Premium amount
You can choose to compare various quotes online by selecting the edit option to look for variations and opt for the best one that suits your requirements. If you have already narrowed down your options, simply continue to buying the car insurance:

Step 3: 
Further, you also have the option to opt for offers and discounts or you can enter details of previous policy to continue with the existing benefits such as:
  • NCB
  • Add-ons such as zero depreciation and personal accident cover etc
  • Discounts as a result of anti theft device in the car, voluntary deductable etc
Step 4: 
Finally, check to see if you have entered all the details correctly and then proceed to payment through Internet banking or through debit / credit card. On successful payment, you will receive your policy document on your registered email ID.

​Comprehensive car insurance, also known as package insurance, helps protect your vehicle against damages caused to your car that are not related to a collision, such as theft, vandalism, fire, natural disasters etc.

While buying Car insurance, you must first think about how much coverage you want for your car. If you are looking for an extensive coverage and protection for your car, you must compare a few policies online to check for the inclusions and exclusions of the policy or talk to your insurance agent about your requirements.

Comprehensive car insurance covers:
  • Damages caused to the car due to natural and man-made disasters
  • Legal liability from third party
  • Personal accident cover (can include passengers as well)
  • Damages or injuries caused to third party
  • Damages caused to third party property
Comprehensive car insurance does not cover:
  • Damage due to wear and tear of the car
  • Losses due to depreciation
  • Damages due to electrical or mechanical problems
  • Losses incurred if the driver does not possess a valid license
  • Losses incurred if driving u under the influence of alcohol or drugs
  • Damages caused to the car due to war / nuclear attacks etc.
Although a Comprehensive coverage is more expensive, it offers you the peace of mind since you know that you car is covered for any unforeseen event. On the other hand, if you think that you can handle the expense of repairing or replacing your car, if it were to be damaged, then it would be wise to drop the idea of buying a comprehensive Maruti car insurance.

​Insurance companies offer Add-on plans to cover for events in addition to the third party liability insurance that a regular motor policy offers. Depending on the car you own, the add-on covers vary and offer additional benefits to policyholders, which otherwise would be an out-of-pocket expense at the time of claim.

Let’s breeze through the various Add-on covers available in the Indian market:
  • Zero Depreciation Add-on Cover: When filing for a claim, a zero depreciation add-on​ cover helps you recover the entire cost of the damages without factoring in the depreciated value of car parts.
  • Engine Protection Add-on Cover: This cover particularly comes in handy for brand-new cars or for cars that have a high-end engine. The engine repairing costs for such cars would be very high and so buying an Engine Protection Add-on Cover is advisable.
  • Return to invoice Add-on Cover: For vehicles up to 3 years old, an Invoice cover can ensure you that in case your car gets stolen, you will be reimbursed with the original invoice amount of your car.
  • No Claim Bonus Protect Add-on Cover: We know that NCB is earned annually by a policyholder for every claim-free year, but what most of us don’t know is that an NCB protect cover can help you preserve your NCB amount even when you make a claim in a particular year. This cover helps you preserve the discount available on subsequent year's premium. 
  • Accident Coverage for passengers: This cover provides a lump-sum compensation to the passengers insured, in case of death or permanent total or partial disabilities suffered during accidents. 
  • Alternative Vehicle Add-on Cover: If your car gets stolen or is under repairs, this add-on cover helps compensate for the costs of hiring an alternate vehicle. The benefits under these covers vary from one insurance company to another and so, you must read your policy documents very carefully.
  • Key replacement Add-on Cover: In case you misplace your keys or if they get stolen, your insurer will compensate you for the cost of replacing your vehicle’s lock and key if you’ve opted for a key replacement add-on cover.
  • Consumable Add-on Cover: This add-on covers expenses incurred by you on the consumable items such as nuts and bolts, screws, washers, grease, lubricants, clips, AC gas, bearings, distilled water, engine oil, oil filter, fuel filter and break oil etc in case of damage to the car insured and / or to its accessories, arising out of any peril as covered under your policy.