Comprehensive car insurance, also known as package insurance, helps protect your vehicle against damages caused to your car that are not related to a collision, such as theft, vandalism, fire, natural disasters etc.
While buying Car insurance, you must first think about how much coverage you want for your car. If you are looking for an extensive coverage and protection for your car, you must compare a few policies online to check for the inclusions and exclusions of the policy or talk to your insurance agent about your requirements.
Comprehensive car insurance covers for damages caused to the car due to natural and man-made disasters, legal liability from third party, personal accident cover etc.
Comprehensive car insurance does not cover damage due to wear and tear of the car, losses due to depreciation, damages due to electrical or mechanical problems etc.
Although a Comprehensive coverage is more expensive, it offers you the peace of mind since you know that you car is covered for any unforeseen event. On the other hand, if you think that you can handle the expense of repairing or replacing your car, if it were to be damaged, then it would be wise to drop the idea of buying a comprehensive Hyundai car insurance.