Cancelling your Car Insurance policy is certainly possible. Nevertheless, you will receive a refund only after you have submitted a copy of the alternate policy to your existing Insurance Company.
Car Insurance is mandatory by law; hence your existing company needs to know that a policy has been bought in place of the current policy, to proceed with the cancellation.
The company will charge you a certain amount depending on the number months which have passed from the policy period.(as per terms and conditions of the policy) However, keep in mind that you are not eligible for a refund after 8 month of your policy period.
The cancellation process is pretty straightforward. You have to intimate your
Motor Insurance Company through email or calling up at their call centre and request the cancellation of your policy. Once, the request has been processed and the necessary details have been provided, cancellation takes places in approximately a week.
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