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Schengen Travel Insurance Policy


A holiday to Europe is a dream vacation for many of us. And why shouldn’t it be? The European continent is home to several countries, full of grandeur and awe-inspiring locales.
The majority of European countries come under the ambit of Schengen regulations. The Schengen area includes the likes of Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
All the above 26 countries require travel insurance as a mandate. Without one, you won’t be able to obtain a Schengen visa. Wondering how much will be the cost of travel insurance to Europe? Apprehensive that the travel premium will cost you an arm and a leg?  Don’t worry, with Reliance Travel Insurance for Schengen, you can avail travel insurance to Europe starting at just 401*. Yes, you heard it right. You can travel to 26 countries with a single Schengen travel policy!
You can buy your policy online through our various payment options like Paytm, Net Banking, Debit/Credit card etc available for your convenience.​

Reliance Travel Care Policy - For Schengen Countries offers the following benefits:​​

Free international SIM Card​ with a travel quote for select countriesMinimum sum insured of €30,000, as per the Schengen Visa requirements
  No medical check-up till the age of 80 years   26 countries, 1 policy
  Instant policy booking ​as well as claim settlement online    Compare different Schengen Travel Plans

Your Schengen travel insurance policy packs in the following ‘items’:
  • Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death
  • Emergency expenses made for medical evacuation to India
  • Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise
  • Acute anaesthetic treatment of teeth due to an injury
  • Accidental bodily injury during the trip
  • Compensation for death or permanent disability due to ​an accident, while riding as a passenger in a common carrier
  • Cost of obtaining a fresh or duplicate passport in case of a lost passport
  • Total loss of your checked-in baggage by a common carrier
  • Reimbursement of return ticket fare for a family member visiting you, the insured, if you’re hospitalised for more than 7 days
  • Compensation for a third party in case your involuntarily actions result in someone’s demise, cause someone injury or damage to health or property
While you’re insured for most-likely situations, not everything can be covered in an European travel insurance policy. Here’s a list of exclusions you need to keep in mind!
  • Pre-existing medical conditions, unless it’s a life threatening condition
  • Expenses incurred due to any of the following conditions:-
    • Suicide
    • Self-inflicted injuries or illnesses
    • Mental disorder
    • Anxiety, stress or depression
    • Venereal diseases
    • Alcohol/drug abuse
    • HIV/AIDS
  • Expenses incurred if you’re. . .
    • Traveling against the advice of physician and have to be hospitalised.
    • Receiving or are on a waiting list for specified medical treatment.
    • Travelling to receive treatment abroad.
    • Have been given terminal prognosis for a medical condition.
  • Any issues faced due to theft or loss of passport when left unattended or if you don’t report the loss to local police authorities.
  • In case of loss of checked baggage, no partial loss or damage shall become payable.
  • War or nuclear threat in the country where you’re travelling
This plan can be availed by most, but we do consider some of the following criteria before issuing a Schengen Visa travel insurance policy!
  • The minimum age of the insured is 3 months and the maximum is up to 80 years.
  • The person applying for the Schengen Visa travel insurance​ policy has a current, unexpired policy with us.

​Yes, with Reliance Schengen Visa Travel Insurance you can!

If your holiday is extended for any reason, we recommend that you extend your travel insurance​ policy. It always better to be safe than sorry!

Download and fill the​ Extension Form and visit the nearest branch.​


Average Rating:

4.4(Based on 180 ratings)

Showing 10 reviews

  • “Best Schengen travel insurance plan”

    After comparing different Schengen travel insurance plans, I found this to be the best.

    Arun N9 February 2017, Goregaon
  • “Low cost travel plan”

    It is a low cost travel plan and has a brilliant customer service.

    Pankaj K8 February 2017, Kandivali
  • “Best European travel insurance”

    Definitely the best European travel insurance I have taken.

    Amit S6 February 2017, Thane
  • “Website is quick & user friendly”

    The new website is quick and user friendly. Got a schengen travel insurance quote in less than a minute. Great job.

    Murali K17 December 2015, Kolkata
  • “Good and simple website”

    Good and simple website.Your product details are helpful.Thank You.

    Tausif Shaikh23 August 2015, Madhubani
  • “Excellent”

    Excellent work.Keep it up.

    Rakhee Maroli10 August 2015, Mahableshwar
  • “Excellent web experience”

    Excellent web experience and very easy to browse through..

    Hardeep Oberoi9 June 2015, Bangalore
  • “Product features are very good.”

    Product features are very good..Hoping for similar service while claims

    Manu Singh25 May 2015, Punjab
  • “Best pricing”

    The product features are very good. Thank you for the free international sim card

    Yoxxxh17 May 2015, Gurgaon
  • “Online service”

    Online service was nice.

    Ragashree17 March 2015, Delhi
  • See all reviews