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Travel Insurance for New Zealand
A complete package, New Zealand, will amaze you with its astonishing natural sights and unique wildlife encounters. No matter, if you are looking for an adventurous getaway or a romantic vacation with your beau, this country is the perfect place to visit. Get ready for a trip of a lifetime as you can do so much more in this country.
New Zealand boasts a wide range of surreal natural wonders into a small area. From sparkling coves to coastal glaciers, rainforests to fjords, and fish-filled rivers to snow-capped peaks, New Zealand features a complete package of treasures to explore. One of the world's largest geothermal areas, Rotorua, features beautiful landscapes with bubbling mud ponds and hissing springs.
New Zealand is a hotspot for adrenaline-fuelled sports, thanks to its spectacular topography that lets you indulge in a host of heart-pumping activities. Jet boating, heli-skiing, skydiving, water rafting, luging, and mountain biking are some of the outdoor adventures you can try. Also, not to forget, New Zealand is the home to one of the highest bungee jumps in the world.
New Zealand’s diverse accommodations range from eco-lodges to quaint bed and breakfast inns to some of the world's most luxurious hotels. All the more, you just can’t miss tasting the mouth-watering flavours of this country’s cuisine, coffee, craft beer, and wine.
Zero percent! That’s the big change. Until 21st September 2025, travel insurance premiums attracted 18% GST, just like other general insurance products. But from 22nd September onward, the government has removed GST on individual travel insurance policies making them significantly more affordable.
Let’s break it down with a real-world example Suppose your travel insurance premium was ₹2,000. Earlier, you paid ₹2,360 (₹2,000 + ₹360 GST). Now, you’ll pay just ₹2,000 a direct saving of 18%. This means every rupee you pay now goes toward actual coverage, not taxes. For frequent travelers or those buying comprehensive plans, this could mean savings of ₹500 to ₹2,000 or more per policy.
None. GST has been fully waived on individual travel insurance premiums. You’ll see this reflected in your invoice no tax line, just the base premium.
Yes, but only for that purchase. The GST exemption is not retroactive, so if you bought your policy before 22nd September, the 18% GST you paid won’t be refunded. However, any future renewals or new purchases will be GST-free.
This is part of the GST 2.0 overhaul, which aims to simplify the tax structure and make essential services more affordable. Travel insurance has now joined life and health insurance in the GST exempt category, meaning discounted premiums with the same coverage benefits.
"Yes, it does! The exemption applies to all individual travel insurance policies, regardless of category:
Single-trip or multi-trip, Student or senior citizen, Schengen visa plans, Family floaters or solo travelers. As long as it’s an individual policy, it qualifies for the GST waiver."
Absolutely. If you’re buying a Travel Care plan on or after 22nd September, your premium will be GST-free by default. You’ll only pay the base premium.
"You’ll save exactly 18% on the premium amount. For example ₹5,000 policy was earlier ₹5,900 (with GST).
Now with the revised GST its ₹5,000 flat. That’s a ₹900 saving and it scales up with higher coverage or longer durations."
Unfortunately, no. The GST exemption applies only to policies purchased on or after 22nd September. If you paid GST earlier, it’s not refundable, and your coverage remains unchanged.
The Schengen visa requirement of €30,000 coverage remains unchanged. However, now that GST is removed, you’ll pay less for the same coverage, making it easier to meet embassy requirements without overspending.
No changes to coverage. The GST exemption affects pricing, not the benefits. You’ll still get Emergency medical cover, Trip cancellation protection, Baggage loss reimbursement. But now, you get all this at a lower cost
This is where the savings really add up. Annual multi-trip plans are already cost-effective, and now you save 18% on the entire annual premium. No GST means better ROI for frequent travelers. You can reinvest the savings into higher coverage or add-ons. For example, if your annual plan was ₹12,000 + ₹2,160 GST, you now pay just ₹12,000 saving over ₹2,000 instantly.
Travel Insurance | International Travel Insurance | Student Travel Insurance | Senior Citizen Travel Insurance| Annual Multi-Trip Insurance
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Additionally, while abroad you don’t want to go through any hassle. So, buy Reliance Travel Insurance to tackle all the unforeseen circumstances. You can also purchase this travel insurance policy online. Get now!
If you purchase our travel insurance policy, you will receive the following benefits.
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