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Tata Harrier Insurance

Buy Reliance Tata Harrier Car Insurance starting at just ₹238/month*

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Introduction to Tata Harrier

The Tata Harrier stands as a premium SUV that demands comprehensive protection through a reliable Tata Harrier insurance policy. As a flagship vehicle combining luxury with powerful performance, securing the right harrier car insurance is crucial for safeguarding your investment.

Modern features like advanced driver assistance systems and premium interiors make it essential to buy Tata Harrier car insurance that covers all aspects of your vehicle. Whether you're navigating city streets or exploring rough terrain, a comprehensive insurance policy for your Harrier ensures peace of mind.

How to Buy Tata Harrier Car Insurance - Online & Offline?

Steps to Buy Tata Harrier Car Insurance Online

Step 1: Visit Reliance General Insurance website and select "Car Insurance".

Step 2: Enter your Harrier's registration details and contact information.

Step 3: Compare Tata Harrier yearly insurance quotes and customise coverage.

Step 4: Select preferred add-ons and payment options.

Step 5: Pay securely online to receive instant policy documents via email.

Steps to Buy Tata Harrier Car Insurance Offline

Step 1: Use the Branch Locator on the Reliance website to find the nearest office.

Step 2: Visit the branch with your Tata Harrier documentation.

Step 3: Discuss coverage options with an insurance expert.

Step 4: Submit vehicle and personal documents.

Step 5: Complete payment to receive policy documents.

Steps for Tata Harrier Car Insurance Renewal Online

  1. Access the Tata Harrier car insurance online renewal page on Reliance General Insurance website
  2. Input existing policy number or vehicle details
  3. Complete OTP verification
  4. Review and modify coverage if needed
  5. Make payment for instant Tata Harrier car insurance renewal online

Why Do You Need Tata Harrier Car Insurance?

Compliance with Laws

Securing a Tata Harrier insurance policy isn't just mandatory under the Motor Vehicles Act-it's essential for legal vehicle operation. Reliance General Insurance ensures you stay compliant while protecting your premium SUV with comprehensive coverage that meets all regulatory requirements.

Financial Protection

Tata Harrier vehicle insurance Reliance safeguards your investment against various risks. From accidents and natural calamities to theft and vandalism, car insurance for Tata Harrier provides robust financial security. With the rising costs of premium parts and specialized repairs, having adequate coverage prevents significant out-of-pocket expenses.

Peace of Mind

A comprehensive Tata Harrier ins policy from Reliance offers complete peace of mind during every journey. Whether navigating busy city streets or going on long-distance adventures, you can drive confidently, knowing you're protected by one of India's most trusted insurers.

Features and Benefits of Reliance Car Insurance for Tata Harrier

Hassle-Free Buying and Claiming Insurance

Reliance's state-of-the-art digital platform makes popular Tata Harrier insurance accessible 24/7. Experience seamless policy purchase, renewal and claims processing through our advanced mobile app and web portal, with minimal documentation requirements.

IDV Customisation

Flexible harrier 5 seater insurance price options allow you to customise your Insured Declared Value. Reliance's transparent pricing ensures you get optimal coverage aligned with your vehicle's current market value and your budget requirements.

Personal Accident Cover

Enhanced personal accident coverage up to ₹15 lakh for owner-driver comes standard, with options to extend protection to passengers. Additional coverage options protect against hospitalisation expenses and temporary disability.

Third-Party Liabilities

Comprehensive protection against legal and financial liabilities with unlimited coverage for third-party death/injury for property damage, exceeding industry standards.

24/7 Customer Support

Access Reliance's extensive network of service centres and a dedicated helpline for immediate assistance. Our trained professionals provide quick resolution for queries and emergencies across India.

No-Claim Bonus

Earn generous rewards for safe driving with NCB benefits of Tata Harrier car insurance that are up to 50% off your Tata Harrier insurance premium. Reliance offers NCB protection add-ons to preserve your earned benefits even after claims.

High Claim Settlement Ratio

Industry-leading claim settlement ratio backed by Reliance's robust network of cashless garages ensures swift processing and hassle-free claim experiences for Tata Harrier car insurance.

Pay-As-You-Drive Insurance

Revolutionary usage-based insurance plans help reduce premiums for occasional drivers with flexible coverage options based on your actual vehicle usage patterns.

Wide Range of Add-Ons

Customise your policy with valuable add-ons like zero depreciation, engine protection, roadside assistance and return to invoice coverage, ensuring comprehensive protection for your Tata Harrier.

Types of Tata Harrier Car Insurance Plans

Tata Harrier Third-Party Car Insurance

Harrier third party insurance from Reliance General Insurance covers legal liabilities arising from injuries, death, or property damage to third parties. This mandatory coverage ensures basic legal compliance while driving your Tata Harrier.

Buy Third-Party Car Insurance

Tata Harrier Comprehensive Car Insurance

Comprehensive car insurance provides extensive full for your vehicle against accidents, theft, natural disasters and third-party liabilities. Reliance Tata Harrier cashless insurance offers access to 11,000+ network garages nationwide.

Buy Comprehensive Car Insurance

Tata Harrier Own-Damage Car Insurance

Own damage car insurance specifically covers damages to your Harrier from accidents, theft, or natural calamities. This plan complements existing third-party coverage, offering insurance for Tata Harrier at competitive rates.

Buy Own-Damage Car Insurance

Tata Harrier Pay-As-You-Drive Insurance

Innovative Tata Harrier car insurance plans with usage-based premiums, ideal for occasional drivers seeking cost-effective coverage while maintaining comprehensive protection.

Buy Pay As You Drive Car Insurance

Tata Harrier Insurance Inclusions and Exclusions

Inclusions Exclusions
Comprehensive accident and collision coverage, ensuring your vehicle is protected in any crash scenarioOperating your vehicle with expired or invalid paperwork isn't covered
Get covered against floods, earthquakes and other natural disastersAccidents occurring beyond the policy's specified geographical boundaries
Coverage for theft, riots and similar man-made incidentsRegular ageing and deterioration of vehicle parts
Financial security through personal accident cover that protects up to ₹15 lakhsIncidents while driving under the influence of alcohol or substances
Legal shield with third-party liability protection for accidents involving othersAny damage you cause deliberately to your own vehicle
Complete coverage when the unexpected strikesBreakdowns related to electrical or mechanical failures
Protection while your vehicle is being transported or in transitIncidents resulting from acts of war or nuclear-related events

Tata Harrier Insurance Add-On Covers

Add-On Cover Description
Return to InvoiceReceive 100% invoice value reimbursement for your Tata Harrier from Reliance General Insurance if the vehicle is declared a total loss or gets stolen.
EMI Protection CoverCoverage for up to 3 EMIs if your Harrier requires workshop repairs exceeding 21 days following a covered accident.
Pay-As-You-Drive InsurancePremium calculated based on actual kilometers driven, ideal for occasional Harrier drivers.
24x7 Roadside AssistanceComprehensive pan-India emergency support including battery jumpstart, on-spot repairs, fuel delivery and professional towing services.
Engine Protection CoverSpecialised coverage protecting your Harrier's engine from hydrostatic lock, leakage and internal component failures.
Nil Depreciation CoverFull reimbursement for new parts during repairs without factoring in depreciation.
NCB Retention CoverPreserve your No Claim Bonus even after filing a claim.
Total CoverEnhanced protection offering complete compensation in cases of extensive damage or total loss.
Tyre Protection CoverCoverage for your Harrier's premium tyres against cuts, bursts and road hazard damage.
Consumables CoverComplete coverage for essential fluids, nuts, bolts and other consumables used during repairs.
Daily Allowance BenefitFinancial support for alternative transportation while your Harrier undergoes repairs at authorised workshops.
Key Replacement CoverProtection against the high costs of replacing your Harrier's keys.
RIM ProtectionSafeguard your Harrier's alloy wheels against accidental damage caused by potholes and road imperfections.
Loss of Personal BelongingsCoverage up to specified limits for personal items like laptops and mobile phones damaged or stolen from your locked Harrier.
Geo ExtensionExtended insurance validity when driving your Harrier in neighboring countries with prior authorisation from Reliance General Insurance.
Electrical AccessoriesProtection for advanced electrical features, including the infotainment system and parking cameras.
Non-Electrical AccessoriesCoverage for factory-fitted features like roof rails, bumper guards and chrome accessories.
Emergency Hotel AccommodationReimbursement for overnight stays if your Harrier breaks down far from your residence.

Tata Harrier Car Insurance Claim Process

Steps for Tata Harrier Insurance Claim: Cashless Repairs

  • Connect with Reliance General Insurance's 24/7 claim assistance through our Self-i App or toll-free helpline
  • Visit any Reliance network garage near you with your damaged Harrier
  • Our dedicated claims specialist will conduct a thorough digital inspection of your vehicle
  • After instant approval, we'll ensure quality repairs with authorised components
  • We directly settle the bill with our network garage while you track progress on our app

Steps to Claim Tata Harrier Insurance Policy: Reimbursement Claims

  • Register your claim through the Reliance Self-i App or our website within 24 hours
  • Our surveyor will inspect your Harrier at your preferred garage
  • Submit necessary claim form, documents, including police FIR (if needed) and repair estimates
  • Upload all required bills and payment proofs through our digital claim portal
  • We'll process your reimbursement within 7 working days post-verification

Documents for Tata Harrier Insurance Claim

  • Completed Reliance General Insurance claim form with your signature and Harrier policy details.
  • Police FIR (mandatory for theft, third-party damage, or accidents with injuries)
  • Your Tata Harrier's RC copy, along with the original purchase invoice for verification
  • All garage repair invoices, parts replacement bills and payment proofs for claim processing
  • Transfer forms and related paperwork in case of a total loss claim of your Harrier
  • Valid driving license of the person operating the Harrier during the incident
  • Current Reliance General Insurance policy certificate and payment receipts of premium

​Visit Reliance General Insurance for detailed information about Tata Harrier vehicle insurance premium calculations and coverage options for your Tata Harrier.

Tata Harrier Car Insurance Claims: Cashless vs. Reimbursement

Parameters Tata Harrier Cashless Insurance Tata Harrier Reimbursement Insurance
DefinitionThe Tata Harrier cashless insurance system operates through direct settlement between Reliance General Insurance and our extensive network of authorised garages, eliminating the need for upfront payment by policyholders.Requires you to first pay for repairs and then claim the amount, offering flexibility in garage selection but requiring initial out-of-pocket expenses.
ProcedureFor cashless car insurance for Tata Harrier, the process begins with contacting our 24/7 helpline immediately after the incident. You'll drive your vehicle to our network garage where our surveyor inspects the damage within 24 hours.You have the freedom to choose any garage, pay for repairs upfront and then submit necessary documents to claim your reimbursement after repairs are complete.
ConvenienceWhen utilising Tata Harrier yearly insurance under the cashless system, you experience maximum convenience with zero upfront payments and faster claim processing, complemented by quality-assured repairs and minimal documentation requirements.Require more documentation and longer processing times, offers complete flexibility in choosing your repair facility and making independent repair decisions.
DocumentationCashless claims require basic documentation including the claim form, RC copy, driving license and policy document, with FIR if applicable.Needs additional documentation including original repair bills, payment receipts, detailed repair estimates and photographs of the damaged vehicle.

Tata Harrier Car Insurance Premium

Car Specifications

The Tata Harrier insurance amount varies significantly based on engine capacity, model variant, manufacturing year and fuel type. Higher-end variants with advanced features like automatic transmission and driver assistance systems typically command higher premiums due to increased repair costs and premium components.

Coverage Requirements

Insurance for Tata Harrier costs depend heavily on your chosen coverage type and additional protections. While comprehensive plans cost more than basic third-party coverage, they offer complete protection against both own damage and third-party liabilities.

Optional add-ons like zero depreciation, engine protection and roadside assistance increase the Tata Harrier car insurance premium while providing enhanced coverage benefits and peace of mind.

Vehicle's Insured Declared Value (IDV)

The harrier car insurance premium is significantly influenced by IDV - your vehicle's current market value minus depreciation. Higher IDV means better coverage but increased premium costs. Factors affecting IDV include vehicle age, market demand and overall condition of your Tata Harrier.

Geographical Location

Your RTO registration zone plays a crucial role in premium determination. Metro cities generally have higher Tata Harrier insurance rates due to increased traffic density, accident risks and repair costs. Different zones are categorised based on risk assessment and claims history.

How to Calculate Tata Harrier Car Insurance Premium?

Calculating your Tata Harrier car insurance premium with Reliance General Insurance is quick and hassle-free. Follow these simple steps to get started:

  1. Visit Reliance General Insurance and click on the car insurance premium calculator.
  2. Enter your Tata Harrier's details including registration number, model variant, manufacturing year and current policy status (if any).
  3. Provide your contact information like email address and phone number to receive personalised Reliance car insurance for Tata Harrier quotes.
  4. Review the instant quote and select from various cashless car insurance for Tata Harrier options that best suit your needs.

Our insurance of Tata Harrier plans are designed to provide maximum protection while ensuring a smooth claims process.

How to Buy Second-Hand Tata Harrier Car Insurance?

  1. Book our expert evaluation for your second-hand Tata Harrier car to assess its condition and value.
  2. Submit the RC transfer, forms 29/30 and proof of ID.
  3. Get Tata Harrier car insurance premium based on age, variant and condition.
  4. Provide previous policy and NCB details for continuous coverage.
  5. Receive digital policy instantly after verification and payment.

Tata Harrier Insurance Price: Third-Party Insurance Premium

Tata Harrier Car Insurance Rates for Private Cars

Engine Capacity Premium for One Year (in ₹)
Up to 1000 cc2,094
Above 1000 cc up to 1500 cc3,416
Above 1500 cc7,897

Tata Harrier Car Insurance Rates for Electric Cars

Battery Premium for One Year (in ₹)
Up to 30 kW1,780
Above 30 kW up to 65 kW2,904
Above 65 kW6,712

Tata Harrier - Overview and USPs

Design and Exterior

The Tata Harrier showcases a striking design with its Impact 2.0 design philosophy. Its bold stance, LED DRLs and distinctive front grille make it stand out in the SUV segment.

The SUV's premium aesthetics, robust build quality and commanding road presence contribute to its appeal, directly affecting Tata Harrier insurance valuations. The dual-tone colour options and signature LED tail lamps further enhance its premium positioning.

Performance and Engine

Powered by a 2.0L Kryotec diesel engine, the Harrier delivers 170 PS power and 350 Nm torque. The engine comes mated to both manual and automatic transmission options, providing versatile driving experiences.

This powerful performance profile, along with its advanced driving modes, influences Tata Harrier car insurance premium calculations, considering the engine capacity and power output. The vehicle's robust mechanicals ensure reliable long-term performance.

Safety Features

The Tata Harrier prioritises safety with six airbags, ESP featuring 14 functionalities and advanced ADAS including forward collision warning. The SUV's Hill Hold Control, electronic parking brake and 360-degree camera system further enhance protection. These safety features positively influence Tata Harrier car insurance coverage rates.

Technology and Comfort

The vehicle features a panoramic sunroof, 8.8-inch touchscreen infotainment and premium leather upholstery. Its advanced features include JBL sound system, air purifier, wireless charging and connected car technology.

The spacious cabin with premium materials and ergonomic design enhances comfort, affecting Tata Harrier insurance claim assessments. The multi-drive modes and terrain response system add to its versatility.

Maintenance and Reliability

Tata's extensive service network of over 800 touchpoints and reliable build quality make the Harrier a dependable choice. The standardised service costs and transparent maintenance packages provide peace of mind to owners. This reliability factor is crucial when considering Tata Harrier car insurance plans and premiums.

Off-Road Capabilities

The Harrier's Terrain Response Modes and 205mm ground clearance make it capable of handling various road conditions. Its robust suspension setup and advanced traction control system ensure stability across different terrains. These features are important considerations for comprehensive Tata Harrier insurance coverage and risk assessment.

Market Position

Competing in the mid-size SUV segment, the Harrier offers an excellent value proposition against rivals like MG Hector and Jeep Compass. Its competitive pricing, feature set and brand value make it an attractive choice, reflected in insurance premium calculations and coverage options.

After-Sales Support

Tata Motors car models' strong after-sales network and warranty packages provide peace of mind to the owner. The manufacturer's 3-year standard warranty, extended warranty options and 24x7 roadside assistance program enhance the ownership experience. This support system plays a crucial role in smooth insurance claim processes and overall maintenance.

Tata Harrier - Models and Prices

Variant Price (Ex-showroom)
Smart
Manual | Diesel
₹15.49 Lakh
Pure+
Manual | Diesel
₹16.99 Lakh
Smart+
Manual | Diesel
₹17.99 Lakh
Smart+
Automatic | Diesel
₹19.29 Lakh
Fearless+
Manual | Diesel
₹19.19 Lakh
Fearless+
Automatic | Diesel
₹20.49 Lakh
Fearless+ S
Manual | Diesel
₹19.49 Lakh
Fearless+ S
Automatic | Diesel
₹20.79 Lakh
Fearless+ Dark
Automatic | Diesel
₹20.89 Lakh
Accomplished+
Automatic | Diesel
₹21.99 Lakh
Accomplished+ Dark
Automatic | Diesel
₹22.39 Lakh

Tata Car Models for Which Reliance General Insurance Offers Coverage (Model Names)

Tata Nexon Insurance Tata Punch Insurance
Tata Tiago Insurance Tata Altroz Insurance

Frequently Asked Questions

  1. What does Tata Harrier insurance cover?

    A comprehensive Tata Harrier insurance policy covers accidents, theft, natural disasters, third-party damages and personal accidents. Optional Tata Harrier insurance add-on covers include zero depreciation, engine protection and roadside assistance.

  2. How do I buy Tata Harrier insurance?

    Visit Reliance General Insurance website, enter vehicle details, compare quotes, select coverage and pay online for an instant policy. For offline purchase, visit our nearest branch with your Harrier documentation.

  3. Are there discounts for Tata Harrier insurance?

    Yes, get up to 50% discount through No Claim Bonus. Additional harrier car insurance price discounts are available for anti-theft devices, club membership and choosing higher voluntary deductibles.

  4. How do I renew my Tata Harrier insurance?

    Complete Tata Harrier insurance renewal through our website. Enter policy number, verify details, modify coverage if needed and make payment for instant renewal certificate.

  5. What's the claim process for Tata Harrier insurance?

    For Tata Harrier insurance claim, contact our 24/7 helpline, visit network garage for cashless claims, or opt for reimbursement. Submit required documents and track claim status through our app.

  6. Can I transfer my Tata Harrier insurance?

    Yes, for a second hand Tata Harrier car, submit RC transfer papers, Forms 29/30 and previous insurance details. We will process the transfer after verification.

  7. How much does Tata Harrier insurance cost?

    The Tata Harrier car insurance premium starts from ₹238/month, varying based on model, age, location and coverage type. Tata Harrier EV insurance cost may differ for electric variants.

  8. What factors affect Tata Harrier insurance premiums?

    Premiums depend on vehicle age, variant, location, claim history and chosen coverage. The Tata Harrier insurance reimbursement option and add-ons also impact the final premium.

Disclaimers:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count : The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Discount : The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Claim Settlement Ratio : This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium : The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Comprehensive Car Insurance/Car Insurance UIN : Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy - Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party UIN : Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819

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