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Mahindra Thar Insurance

Buy Reliance Mahindra Thar Car Insurance starting at just ₹238/month*

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Introduction to Mahindra Thar

Protect your adventurous spirit with comprehensive Mahindra Thar car insurance from Reliance General Insurance. The iconic Mahindra Thar deserves protection that matches its legendary status and our tailored insurance solutions ensure your off-road companion stays protected on every journey.

Whether you're conquering challenging terrains or cruising through city streets, our insurance for Thar provides complete coverage against unexpected events. At Reliance General Insurance, we understand the unique requirements of Thar owners and offer customisable policies that safeguard your prized possession.

How to Buy Mahindra Thar Car Insurance - Online & Offline?

Steps Steps to Buy Mahindra Thar Car Insurance Online Steps to Buy Mahindra Thar Car Insurance Offline
Step 1Visit the Reliance General Insurance website and click "Car Insurance"Locate the nearest Reliance General Insurance branch using the Branch Locator feature on the website
Step 2Enter your Thar's details (model, year, registration number) and contact informationMeet the insurance expert with your Mahindra Thar's documents
Step 3Get an instant quote based on your car detailsChoose your preferred insurance plan
Step 4Select additional coverage options if neededSubmit the required documents
Step 5Pay online and receive policy documents by email instantlyMake the payment and collect your policy

Steps for Mahindra Thar Car Insurance Renewal Online

  1. Go to the Reliance Car Insurance website and click "Renew Car Insurance"
  2. Enter your Thar's policy number or car details
  3. Verify with mobile OTP
  4. Review and update your coverage
  5. Complete payment to renew your Mahindra Thar insurance online

Why Do You Need Mahindra Thar Car Insurance?

Compliance with Laws

When you buy Mahindra Thar insurance, you're not just making a choice - you're following the law. The Motor Vehicles Act mandates every vehicle owner to have at least third-party insurance coverage.

At Reliance General Insurance, we ensure your Mahindra Thar insurance policy meets all legal requirements, protecting you from potential legal complications and fines.

Financial Protection

The best insurance for Mahindra Thar is important because it is an investment and not just a car. Our comprehensive car insurance for Mahindra Thar protects against various risks, including accidents, natural disasters, theft and vandalism.

Whether it's a minor dent or major damage, your policy covers repair costs at our network of authorised service centres, preventing unexpected financial burdens.

Peace of Mind

With Mahindra Thar vehicle insurance from Reliance General Insurance, enjoy every adventure without worry. Our popular Mahindra Thar insurance covers you during off-road expeditions, highway travels, or city commutes. Drive confidently, knowing you're backed by one of India's leading insurers with round-the-clock emergency assistance and support.

Features and Benefits of Reliance Car Insurance for Mahindra Thar

Hassle-Free Buying and Claiming Insurance

Experience seamless digital processes when you buy Mahindra Thar insurance online. Our user-friendly website enables quick policy purchase and renewal. The claiming process is equally smooth - just submit the required documents and our dedicated team handles the rest.

IDV Customisation

Customise your Insured Declared Value based on your Thar's current market value. Our transparent IDV calculation ensures you get the right coverage amount, considering factors like age, model and vehicle condition. This flexibility helps you optimise premium costs while maintaining adequate protection.

Personal Accident Cover

Your safety matters most. Our Mahindra Thar insurance policy includes comprehensive personal accident coverage up to ₹15 lakhs. This covers injuries, disability and fatal accidents, providing financial support for the owner-driver and their family when needed most.

Third-Party Liabilities

One of the key benefits of Mahindra Thar car insurance is protection against third-party claims. Whether it's property damage or personal injury to third parties, we've got you covered. This essential coverage safeguards you from expensive legal liabilities.

24/7 Customer Support

Our support team is available round the clock. Whether you need assistance during claims, have policy queries or face roadside emergencies, our expert executives provide prompt, helpful service to all customers.

No Claim Bonus

Safe driving brings rewards. Earn up to 50% discount on your premium through accumulated No Claim Bonus. Each claim-free year with your Mahindra Thar vehicle insurance by Reliance General Insurance increases your NCB, making your insurance more affordable while encouraging safe driving practices.

High Claim Settlement Ratio

Our efficient processes and dedicated claim teams ensure quick, fair settlements. We pride ourselves on maintaining one of the industry's highest claim settlement ratios, reflecting our commitment to customer satisfaction.

Pay-As-You-Drive Insurance

Drive less, pay less with our innovative Pay-As-You-Drive insurance option. This feature allows you to customise your premium based on actual vehicle usage, making it perfect for occasional drivers or weekend adventurers.

Also Read:What is Pay-As-You-Drive(PAYD) Car Insurance

Wide Range of Add-Ons

Customise your Mahindra Thar insurance with our comprehensive add-ons, which include zero depreciation, engine protection, roadside assistance, return to invoice and various other protective covers for complete peace of mind.

Types of Mahindra Thar Car Insurance Plans

Mahindra Thar Third-Party Car Insurance

Protect yourself from legal liabilities with our basic third-party insurance of Thar. This mandatory coverage handles expenses related to injuries, death, or property damage to third parties. The Mahindra Thar third-party insurance price is regulated by IRDAI, making it an affordable essential coverage.

Buy Third-Party Car Insurance

Mahindra Thar Comprehensive Car Insurance

Our comprehensive car insurance offers complete protection for your Thar. This extensive Mahindra Thar insurance coverage includes protection against accidents, theft, natural disasters, man-made calamities and third-party liabilities. It's the most popular choice among Thar owners seeking complete peace of mind.

Buy Comprehensive Car Insurance

Mahindra Thar Own Damage Car Insurance

It covers damages to your own car from accidents, theft, or natural disasters. This Reliance car insurance for Mahindra Thar is perfect for those who already have active third-party coverage and want additional protection for their vehicle.

Buy Own-Damage Car Insurance

Mahindra Thar Pay-As-You-Drive Insurance

The best insurance for Mahindra Thar cars for occasional drivers. Our usage-based insurance offers flexibility in Mahindra Thar car insurance plans. Pay premiums based on your actual driving distance, making it cost-effective for weekend adventurers.

Buy Pay-As-You-Drive Car Insurance

Mahindra Thar Insurance Inclusions and Exclusions

Inclusions Exclusions
Full coverage against accidents and collisionsDriving without valid documentation
Protection against natural calamities (floods, earthquakes)Damage outside geographical limits
Coverage for man-made disasters (riots, theft)Normal wear and tear
Personal accident cover up to ₹15 lakhsDriving under the influence
Third-party liability coverageIntentional damage
Fire and explosion damageElectrical or mechanical breakdowns
Transit damage protectionRacing or speed testing damages
24/7 roadside assistance (with add-on)War or nuclear damage

Mahindra Thar Insurance Add-On Covers

Add-On Cover Description
Return to InvoiceGet the full invoice value of your Thar if it's stolen or damaged beyond repair.
EMI Protection CoverCovers up to 3 EMIs of your Thar loan if repairs take longer than 21 days after an accident.
Pay-As-You-Drive InsuranceReduce your premium by paying only for the kilometres you drive.
24x7 Roadside AssistanceRound-the-clock support for breakdowns, flat tyres, fuel delivery and towing anywhere in India.
Engine Protection CoverSafeguards your Thar's engine against water damage and mechanical failures.
Nil Depreciation CoverClaim full cost of replacement parts without depreciation during repairs.
NCB Retention CoverRetains your No Claim Bonus even after making a claim.
Total CoverComplete compensation if your Thar faces severe damage or total loss.
Tyre Protection CoverCovers all repair and replacement costs for damaged tyres and tubes.
Consumables CoverCovers costs of oils, lubricants and consumables during accident repairs.
Daily Allowance BenefitReimbursement for alternative transport while your Thar is under repair.
Key Replacement CoverCovers replacement costs for lost or stolen locks and keys.
RIM ProtectionProtection against wheel rim damage caused by road hazards.
Loss of Personal BelongingsCoverage for personal items stolen or damaged inside your vehicle.
Geo ExtensionExtends policy coverage while travelling to specified foreign countries.
Electrical AccessoriesProtects factory-fitted electrical accessories from damage or theft.
Non-Electrical AccessoriesCovers factory-installed non-electrical accessories.
Emergency Hotel AccommodationCovers hotel stay expenses if your vehicle breaks down far from home.

Mahindra Thar Car Insurance Claim Process

Steps for Mahindra Thar Insurance Claim: Cashless Repairs

  • Contact our 24/7 claim assistance team through the Reliance Self-i App, toll-free number, or website immediately after the incident.
  • Drive or get your Thar towed to any of our network garages.
  • Our expert surveyor will visit promptly to assess the damage and document the condition of your Mahindra Thar for claim processing.
  • Upon approval, our network garage will begin repairs using genuine parts.
  • Reliance General Insurance settles the repair costs directly with the garage.

Steps to Claim Mahindra Thar Insurance Policy: Reimbursement Claims

  • Register your claim within 24 hours through our digital platforms or claim helpline for seamless processing.
  • Document the damage thoroughly with photographs and videos before proceeding with repairs at your preferred garage.
  • Keep all original repair bills, parts replacement invoices and payment receipts safe for submission.
  • Submit the completed claim form along with all required documentation through our user-friendly online portal.
  • Once verified, we process your reimbursement directly to your registered bank account, making Mahindra Thar car insurance renewal in India worry-free.

Documents for Mahindra Thar Insurance Claim

  1. Completed claim form
  2. Valid driving license
  3. Registration Certificate (RC)
  4. Policy document showing Mahindra Thar car insurance rates
  5. FIR (in case of theft/accident)
  6. Original repair bills and payment receipts
  7. Photos of damage
  8. Proof of Mahindra Thar car insurance renewal in India

Mahindra Thar Car Insurance Claims: Cashless vs. Reimbursement

Parameters Mahindra Thar Cashless Insurance Mahindra Thar Reimbursement Insurance
DefinitionWe directly handle payment settlement with authorised network garages, ensuring hassle-free claim processing.You initially pay for repairs and later receive compensation after submitting the required documentation.
ProcedureThe claim process begins with registration, followed by inspection at a network garage. Repairs proceed with Reliance General Insurance managing all payments directly.Report the incident, take your vehicle to any garage, pay for repairs and submit your claim for reimbursement.
ConvenienceStreamlined claims with zero upfront payment, guaranteed quality repairs using genuine parts and faster processing.Complete flexibility in choosing a garage but requires initial payment from your pocket.
DocumentationBasic documentation including policy papers, vehicle details and damage assessment reports managed through the network.Additional documents like payment proofs, original repair invoices, cost estimates and standard policy documents.

Mahindra Thar Car Insurance Premium

Car Specifications

When you buy Mahindra Thar insurance, factors like engine capacity, fuel type and model variant affect your premium. These specifications help determine the risk profile and coverage needs of your vehicle.

Coverage Requirements

Your Mahindra Thar insurance coverage choices impact the premium. Select from comprehensive protection, third-party liability, or add-on covers. Reliance General Insurance offers flexible packages for car insurance for Mahindra Thar to match your needs.

Vehicle's Insured Declared Value (IDV)

The IDV, representing your Thar's current market value, directly influences your premium. When you calculate Mahindra Thar car insurance premium, a higher IDV means better coverage but increased rates.

Geographical Location

Your location affects insurance costs due to varying risk factors like traffic density and repair costs. Mahindra Thar insurance reimbursement claims may also vary by region, impacting overall premium calculations.

How to Calculate Mahindra Thar Car Insurance Premium?

Reliance General Insurance calculates your car insurance for Mahindra Thar based on your driving record and claim history. When you buy Mahindra Thar insurance, a clean record with fewer claims earns you better rates and discounts. Your Mahindra Thar insurance coverage premium also factors in vehicle age, no-claim bonus and selected add-ons.

How to Calculate Mahindra Thar Car Insurance Premium?

  1. Visit our car premium calculator page on our website to get started.
  2. Enter your Thar's model variant, manufacturing year and registration information.
  3. Add your phone number for OTP verification, and click Submit.
  4. The calculator instantly shows your premium amount based on your choices.

Mahindra Thar Third-Party Insurance Price

Mahindra Thar Car In​​surance Rates for Private Cars

Engine Capacity Premium for One Year (in ₹)
Up to 1000 cc2,094
Above 1000 cc up to 1500 cc3,416
Above 1500 cc7,897

Mahindra Thar Car I​​​nsurance Rates for Electric Cars

Battery Premium for One Year (in ₹)
Up to 30 kW1,780
Above 30 kW up to 65 kW2,904
Above 65 kW6,712

How to Buy Second-Hand Mahindra Thar Car Insurance?

  1. Schedule a comprehensive inspection with our experts to assess your Thar's condition. This helps us determine the accurate Thar insurance price and coverage needs.
  2. Before getting insurance for your second-hand Thar, collect RC transfer documents, signed Forms 29/30 from the previous owner and your identification proof.
  3. Choose from our popular Mahindra Thar insurance options. We'll help calculate your Mahindra Thar car insurance premium based on your car's current condition.
  4. Complete the transfer process by submitting ownership transfer documents and previous insurance details. This ensures your Mahindra Thar car insurance coverage starts immediately.
  5. Get instant policy issuance after document verification and premium payment. We'll email your policy documents right away.

Mahindra Thar - Overview and USPs

Design and Legacy

The Mahindra Thar stands as an iconic 4x4 SUV, combining rugged styling with modern features. Its distinctive design and robust build make it a popular choice among adventure enthusiasts, affecting Mahindra Thar yearly insurance rates based on its premium status.

Performance and Capability

Available in both petrol and diesel variants, the Thar offers powerful engine options suitable for various terrains. When considering Mahindra Thar car insurance plans, its off-road capabilities and safety features contribute to comprehensive coverage needs.

Safety Features

Modern Thar models come equipped with dual airbags, ABS and roll cage protection. These safety features often help in reducing Thar insurance price and can positively impact claim processes.

Technology Integration

The new Thar features a touchscreen infotainment system, cruise control and advanced driver information display. These modern additions increase the vehicle's value, making it essential to consider proper coverage when planning Mahindra Thar insurance renewal online.

Market Value and Resale

The Thar maintains a strong resale value, making it attractive for second-hand Mahindra Thar car buyers. Insurance providers consider this factor when processing Mahindra Thar car insurance claims, which often result in favourable claim settlements.

Customisation Options

With various factory-fitted and aftermarket accessories available, Thar owners can personalise their vehicles. Remember to declare modifications during insurance purchase as they affect coverage and claims.

Maintenance and Service

Regular maintenance through authorised service centres ensures optimal performance and smoother insurance processes. Keep service records updated as they're important documents for Mahindra Thar insurance claims.

Mahindra Thar - Models and Prices

Model Variant Ex-showroom Price (Delhi)
Thar AX (O) Hard Top Diesel MT RWD
Manual | Diesel
₹11.99 Lakh
Thar AX (O) Convertible Top Petrol MT 4WD
Manual | Petrol
₹13.49 Lakh
Thar LX Hard Top Diesel RWD
Manual | Diesel
₹12.99 Lakh
Thar LX Hard Top Petrol RWD
Automatic | Petrol
₹13.49 Lakh
Thar LX 4x4 (Soft Top)
Manual | Petrol
₹13.79 Lakh
Thar LX 4x4
Diesel | Automatic
₹15.69 Lakh
Thar Earth Edition 4x4 (Hard Top)
Automatic | Diesel
₹16.20 Lakh

Mahindra Models for Which Reliance General Insurance Offers Coverage (Model Names)

Mahindra Scorpio Insurance Mahindra Bolero Insurance
Mahindra XUV700 Insurance Mahindra KUV 300 Insurance

Frequently Asked Questions (FAQs)

  1. What does Mahindra Thar insurance cover?

    Reliance General Insurance's comprehensive car insurance for Mahindra Thar covers accidents, natural disasters, theft and third-party damages. The Mahindra Thar insurance policy includes personal accident coverage up to ₹15 lakhs and optional add-ons like zero depreciation, engine protection and roadside assistance for complete protection.

  2. How do I buy Mahindra Thar insurance?

    To buy Mahindra Thar insurance, visit the Reliance General Insurance website, click "Car Insurance," enter your Thar's details, select coverage options and pay online. Alternatively, visit a Reliance General Insurance branch with your car documents. Popular Mahindra Thar insurance plans are instantly issued after payment.

  3. Are there discounts for Mahindra Thar insurance?

    Yes! Benefits of Mahindra Thar car insurance include a No-Claim Bonus of up to 50% for claim-free years. Mahindra Thar vehicle insurance by Reliance General Insurance also offers additional discounts for anti-theft devices, membership in recognised automobile associations and Pay-As-You-Drive options for occasional drivers.

  4. How do I renew my Mahindra Thar insurance?

    Mahindra Thar car insurance renewal online is simple: visit the Reliance General Insurance website, click "Renew Car Insurance," enter policy/car details, verify with OTP, review coverage and pay. Early renewal ensures continuous protection for your car insurance for Mahindra Thar.

  5. What's the claim process for Mahindra Thar insurance?

    For claims, contact our 24/7 assistance, visit a network garage for cashless car insurance for Mahindra Thar, or choose reimbursement claims at your preferred garage. Submit all the required documents and our team will process your claim promptly.

  6. Can I transfer my Mahindra Thar insurance?

    Yes, when buying a second-hand Mahindra Thar insurance policy, submit RC transfer documents, Forms 29/30 and previous insurance details. The comprehensive car insurance transfer process is quick, ensuring continuous coverage for your vehicle.

  7. How much does Mahindra Thar insurance cost?

    Mahindra Thar's insurance price starts at ₹238/month*. Contact us to calculate your personalised premium for car insurance for Mahindra Thar.

  8. What factors affect Mahindra Thar insurance premiums?

    Your Mahindra Thar insurance policy premium depends on vehicle age, model variant, location, IDV (Insured Declared Value), claim history and chosen add-ons. A good driving record and NCB help reduce car insurance for Mahindra Thar costs.

Disclaimer:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy - Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

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