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Alert: Health Insurance now at 0% GST! Effective from 22nd September 2025 – Save 18% instantly on premiums. Note: Our services email has now changed to services@indusindinsurance.com (earlier - rgicl.services@relianceada.com). View the detailed list of updated email addresses here.
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Reliance Travel Care - Cover For Passport Loss

Benefits

International Sim Card

At the point when your identification proof like a Passport is lost or stolen and you're getting prepared to leave on your excursion, that misfortune could spell debacle for your touring arrangements.In the event that you can't get a substitution in time of your excursion or your trek home, you could be confronting a major misfortune. Here's the manner by which travel Insurance can get your travel and passport loss covered. But how can you buy the Reliance Travel Insurance Policy?

You can just click on Reliance Trave l Insurance Policy or Make a call on +91 22 48903009 number to buy Travel Insurance policy. With this policy you can derive the below benefits:

  1. No paperwork and an affordable prem ium to make your holiday quick and easy
  2. Now insure your dream vacation starting @ Rs.306/-* only!
  3. Choice of varied plans from individual to single policy for the entire family
  4. Post-flight trip intrusion advantages will be covered to make up for lost time to your secured outing due to the loss of Passport whilst traveling.

Reliance Travel insurance is exceptionally handy when your Passport is lost or stolen and you have to arrange for a replacement. Additionally, having international travel insurance can further safeguard you, offering comprehensive assistance and coverage, ensuring you're protected no matter where you are in the world.

Basically, there are two principles to be mindful of when making a case because of a lost or stolen passport:

A claim for a stolen or lost Passport must be substantiated by a police report.

A case to be repaid for the expenses to supplant your lost or stolen travel permit must be went hand in hand with a paid receipt to substantiate the case.

Then you may make a call to Reliance General Insurance and let them know the circumstance. The travel help administration agents will help you discover neighborhood law implementation, so you can make a report (ensure you get a duplicate!) on the off chance that it was stolen. They'll likewise help you locate a neighborhood government office where you can get your lost or stolen travel passport replaced.​

FAQs

  • What is the current GST rate on travel insurance premiums?

    Zero percent! That’s the big change. Until 21st September 2025, travel insurance premiums attracted 18% GST, just like other general insurance products. But from 22nd September onward, the government has removed GST on individual travel insurance policies making them significantly more affordable.

  • How will the GST waiver impact the cost of my travel insurance policy?

    Let’s break it down with a real-world example Suppose your travel insurance premium was ₹2,000. Earlier, you paid ₹2,360 (₹2,000 + ₹360 GST). Now, you’ll pay just ₹2,000 a direct saving of 18%. This means every rupee you pay now goes toward actual coverage, not taxes. For frequent travelers or those buying comprehensive plans, this could mean savings of ₹500 to ₹2,000 or more per policy.

  • How much GST do I now pay on travel insurance?

    None. GST has been fully waived on individual travel insurance premiums. You’ll see this reflected in your invoice no tax line, just the base premium.

  • If I bought a travel insurance policy before September 22, 2025, will GST still be charged?

    Yes, but only for that purchase. The GST exemption is not retroactive, so if you bought your policy before 22nd September, the 18% GST you paid won’t be refunded. However, any future renewals or new purchases will be GST-free.

  • What does the new GST regulation effective 22nd September mean for Travel Insurance premiums?

    This is part of the GST 2.0 overhaul, which aims to simplify the tax structure and make essential services more affordable. Travel insurance has now joined life and health insurance in the GST exempt category, meaning discounted premiums with the same coverage benefits.

  • Does the GST waiver apply to all categories of travel plans — Individual, Family, Student, Senior Citizen, Annual Multi-Trip, and Schengen?

    "Yes, it does! The exemption applies to all individual travel insurance policies, regardless of category:

    Single-trip or multi-trip, Student or senior citizen, Schengen visa plans, Family floaters or solo travelers. As long as it’s an individual policy, it qualifies for the GST waiver."

  • If I buy a new Travel Care plan today, will my premium automatically be GST-free?

    Absolutely. If you’re buying a Travel Care plan on or after 22nd September, your premium will be GST-free by default. You’ll only pay the base premium.

  • How much will my Travel Insurance premium reduce now that GST is removed?

    "You’ll save exactly 18% on the premium amount. For example ₹5,000 policy was earlier ₹5,900 (with GST).

    Now with the revised GST its ₹5,000 flat. That’s a ₹900 saving and it scales up with higher coverage or longer durations."

  • I bought my travel policy before 22nd September with GST. Does this change apply to me?

    Unfortunately, no. The GST exemption applies only to policies purchased on or after 22nd September. If you paid GST earlier, it’s not refundable, and your coverage remains unchanged.

  • Does the GST change impact visa-linked requirements like Schengen’s €30,000 cover?

    The Schengen visa requirement of €30,000 coverage remains unchanged. However, now that GST is removed, you’ll pay less for the same coverage, making it easier to meet embassy requirements without overspending.

  • Will coverage features such as emergency medical, baggage, or trip cancellation change due to GST removal?

    No changes to coverage. The GST exemption affects pricing, not the benefits. You’ll still get Emergency medical cover, Trip cancellation protection, Baggage loss reimbursement. But now, you get all this at a lower cost

  • How does GST removal benefit frequent flyers taking the Annual Multi-Trip plan?

    This is where the savings really add up. Annual multi-trip plans are already cost-effective, and now you save 18% on the entire annual premium. No GST means better ROI for frequent travelers. You can reinvest the savings into higher coverage or add-ons. For example, if your annual plan was ₹12,000 + ₹2,160 GST, you now pay just ₹12,000 saving over ₹2,000 instantly.​

Relevant Links for Travel Insurance

Travel Insurance | International Travel Insurance | Student Travel Insurance | Senior Citizen Travel Insurance| Annual Multi-Trip Insurance

Travel Insurance for Top Destinations

USA Travel Insurance | Thailand Travel Insurance | Dubai Travel Insurance | Canada Travel Insurance | Schengen Travel Insurance | Singapore Travel Insurance | Vietnam Travel Insurance | Travel Insurance United Kingdom | Bali Travel Insurance | Australia Travel Insurance | Malaysia Travel Insurance

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