The Policy covers all livestock namely - Sheep, Goat, Pig, Camel, Mules, Donkey and Yak raised for home use or for profit, mainly on a farm can be covered, all breeds can be covered under Livestock Protect Policy may be it Indigenous, Cross or Exotic animal. The Policy provides for payment of compensation for death of animal(s) due to:
- Accident (including fire, lightning, flood, inundation, cyclone, tornado, storm, tempest, hurricane, earthquake, famine, riot, strike and civil commotion)
- Surgical operations
- Diseases contracted or occurring during the period of this Policy
Age group of Animal to be covered:
|
Description of Animal/s |
Non-Scheme |
| Camels female | 3 years to 9 years |
| Camels male | 3 years to 10 years |
| Camel calves | NA |
| Mules/donkeys/yak | 2 years to 8 years |
| Sheep/Goats | 4 months to 7 years |
| Pigs | 6 months to 3 years |
Sum Insured:
It would be lower of the below given two situations:-
1. Purchase value/ Market value
2. Valuation by Veterinary doctor (Based on the milking capacity, No. of lactations)
Documents Required:
- Proposal Form
- Medical Certificate from Veterinary doctor
- Minimum 3 Photographs of the insured animals of post card size, to be provided by the proposer where applied tag can be clearly identified.
- DD/Cheque along with above given documents
Claims settlement:
Immediate intimation should be given to the Company on its 24x7 toll free customer care number, also customer needs to approach to the authorized veterinary doctor and the authorized person of the Company to certify death of the Insured animal. Along with the claim form list of documents needs to be submitted by the proposer/insured.
Note- For exhaustive list of exclusions, claim procedure, documents to be provided along with claim and other details, please refer policy wordings.