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Alert: Health Insurance now at 0% GST! Effective from 22nd September 2025 – Save 18% instantly on premiums. Note: Our services email has now changed to services@indusindinsurance.com (earlier - rgicl.services@relianceada.com). View the detailed list of updated email addresses here.
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Reliance Travel Care - Health Benefits

Benefits

Reliance Travel Care - Health Benefits

​​Traveling is rewarding and a change of mind and persona for some, who wish to go away from their hectic life schedules. It's great to travel and explore places or go shopping. Traveling abroad for leisure or for fun involves all the above excitements, but do we forget that traveling abroad can also mean and unprecedented accidents such as baggage loss, passport loss or stolen or for that matter medical emergency?

No right. As a matter of fact, we are always on a lookout for positive aspects related to traveling, hence such issues are rarely thought of. After all, we want to travel safe and sound and Yes! Healthy.

Do you think of choosing a Travel Insurance or do you not feel the need of it? Travel Insurance is security not a need. It’s a smart man’s choice. Well prepared people whether for fun or frolic always seek for ways to stay secured wherever they are. So, for a secured International Travel, it is best to choose Reliance General Insurance Travel Policy​.

S​ince, we cannot avoid Travel related issues that may occur abroad, it is best to get a comprehensive coverage which offers a big dose of peace of mind. If your health is the main priority, then get covered in International land against medical expenses which can be soaring with Reliance Travel Insurance.​

​​With this Reliance Travel Insurance Policy, you are viable to get the below comprehensive coverage beginning with best health benefits:

  • ​Cashless hospitalisation facility worldwide
  • No medical check-ups till the age of 80 years
  • Varied duration of trips, we cover trips as long as 180 days and even extend up to 365 days
  • Quick and hassle-free settlement for your travel claims
  • ​​​No paperwork and an affordable prem​ium to make your holiday quick and easy
  • Automated extensions for your Travel policy in case of medical emergencies or evacuation (30 days) and delay of common carrier (up to 7 days)

​So, get covered against all health related and other printed issues with Reliance Travel Insurance and enjoy your travel abroad at ease. Don’t worry, even Senior Citizens are covered and take care of your trip.

FAQs

  • What is the current GST rate on travel insurance premiums?

    Zero percent! That’s the big change. Until 21st September 2025, travel insurance premiums attracted 18% GST, just like other general insurance products. But from 22nd September onward, the government has removed GST on individual travel insurance policies making them significantly more affordable.

  • How will the GST waiver impact the cost of my travel insurance policy?

    Let’s break it down with a real-world example Suppose your travel insurance premium was ₹2,000. Earlier, you paid ₹2,360 (₹2,000 + ₹360 GST). Now, you’ll pay just ₹2,000 a direct saving of 18%. This means every rupee you pay now goes toward actual coverage, not taxes. For frequent travelers or those buying comprehensive plans, this could mean savings of ₹500 to ₹2,000 or more per policy.

  • How much GST do I now pay on travel insurance?

    None. GST has been fully waived on individual travel insurance premiums. You’ll see this reflected in your invoice no tax line, just the base premium.

  • If I bought a travel insurance policy before September 22, 2025, will GST still be charged?

    Yes, but only for that purchase. The GST exemption is not retroactive, so if you bought your policy before 22nd September, the 18% GST you paid won’t be refunded. However, any future renewals or new purchases will be GST-free.

  • What does the new GST regulation effective 22nd September mean for Travel Insurance premiums?

    This is part of the GST 2.0 overhaul, which aims to simplify the tax structure and make essential services more affordable. Travel insurance has now joined life and health insurance in the GST exempt category, meaning discounted premiums with the same coverage benefits.

  • Does the GST waiver apply to all categories of travel plans — Individual, Family, Student, Senior Citizen, Annual Multi-Trip, and Schengen?

    "Yes, it does! The exemption applies to all individual travel insurance policies, regardless of category:

    Single-trip or multi-trip, Student or senior citizen, Schengen visa plans, Family floaters or solo travelers. As long as it’s an individual policy, it qualifies for the GST waiver."

  • If I buy a new Travel Care plan today, will my premium automatically be GST-free?

    Absolutely. If you’re buying a Travel Care plan on or after 22nd September, your premium will be GST-free by default. You’ll only pay the base premium.

  • How much will my Travel Insurance premium reduce now that GST is removed?

    "You’ll save exactly 18% on the premium amount. For example ₹5,000 policy was earlier ₹5,900 (with GST).

    Now with the revised GST its ₹5,000 flat. That’s a ₹900 saving and it scales up with higher coverage or longer durations."

  • I bought my travel policy before 22nd September with GST. Does this change apply to me?

    Unfortunately, no. The GST exemption applies only to policies purchased on or after 22nd September. If you paid GST earlier, it’s not refundable, and your coverage remains unchanged.

  • Does the GST change impact visa-linked requirements like Schengen’s €30,000 cover?

    The Schengen visa requirement of €30,000 coverage remains unchanged. However, now that GST is removed, you’ll pay less for the same coverage, making it easier to meet embassy requirements without overspending.

  • Will coverage features such as emergency medical, baggage, or trip cancellation change due to GST removal?

    No changes to coverage. The GST exemption affects pricing, not the benefits. You’ll still get Emergency medical cover, Trip cancellation protection, Baggage loss reimbursement. But now, you get all this at a lower cost

  • How does GST removal benefit frequent flyers taking the Annual Multi-Trip plan?

    This is where the savings really add up. Annual multi-trip plans are already cost-effective, and now you save 18% on the entire annual premium. No GST means better ROI for frequent travelers. You can reinvest the savings into higher coverage or add-ons. For example, if your annual plan was ₹12,000 + ₹2,160 GST, you now pay just ₹12,000 saving over ₹2,000 instantly.​

Relevant Links for Travel Insurance

Travel Insurance | International Travel Insurance | Student Travel Insurance | Senior Citizen Travel Insurance| Annual Multi-Trip Insurance

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