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Alert: Health Insurance now at 0% GST! Effective from 22nd September 2025 – Save 18% instantly on premiums. Note: Our services email has now changed to services@indusindinsurance.com (earlier - rgicl.services@relianceada.com). View the detailed list of updated email addresses here.

Travel Insurance for Madagascar

Benefits

​Madagascar is one of the world's most captivating destinations, which floats off the coastline of Mozambique. The African nation is an abode to some of the most unique and incredible wildlife in existence. The rich flora-fauna and intense natural beauty give Madagascar an edge. Cliché but true, there's no place quite like Madagascar!

Thanks to its long isolation from the rest of the world, around 90% flora-fauna found on the island is unique and cannot be found anywhere else in the world. The pure coastline of 5000km and 250 islands make this nation a nirvana for naturalists and water enthusiasts. The island nation is blessed with pristine beaches and azure water bodies that make scuba diving and surfing bliss. Get on an underwater adventure and explore the wide variety of water animals. From whales, sharks, fishes to turtles, the exquisiteness of corals will make you giggle and spectacle this unique world at the same time.

When in Madagascar, don't miss to visit these incredibly beautiful places- the Tsaranro Valley and the Parc National Des Tsingy de Bemaraha and Parc d'Andringitra. These two national parks are UNESCO World Heritage Site and give you the chance to have a rendezvous with the wild.

Madagascar is heaven for everyone! Whether you are an adrenaline junkie, a nature lover, or an adventure buff, visiting this island nation will help you gain a different perspective towards tranquillity and nature. Book a vacation to Madagascar now if you love the sounds of the sea and the clutter of the animals. Also, for a hassle-free journey, insure your trip with a travel insurance policy. You can quickly get a travel insurance policy online.

​If you purchase our policy, you will receive the following benefits.

Compensation for lost or delayed baggage.

Cover against illness, personal accidents, and medical expenses.

Loss of passport.

Cover for trip delay.

No medical checkups until the age of 80 years to receive a policy.

Cover for up to 182 days, extendable to another 183 days.

Cashless medical treatment at your hospital.

Now you can also purchase a travel insurance policy online. Please fill out the form on the left side of this page to get an instant travel insurance quote.

FAQs

  • What is the current GST rate on travel insurance premiums?

    Zero percent! That’s the big change. Until 21st September 2025, travel insurance premiums attracted 18% GST, just like other general insurance products. But from 22nd September onward, the government has removed GST on individual travel insurance policies making them significantly more affordable.

  • How will the GST waiver impact the cost of my travel insurance policy?

    Let’s break it down with a real-world example Suppose your travel insurance premium was ₹2,000. Earlier, you paid ₹2,360 (₹2,000 + ₹360 GST). Now, you’ll pay just ₹2,000 a direct saving of 18%. This means every rupee you pay now goes toward actual coverage, not taxes. For frequent travelers or those buying comprehensive plans, this could mean savings of ₹500 to ₹2,000 or more per policy.

  • How much GST do I now pay on travel insurance?

    None. GST has been fully waived on individual travel insurance premiums. You’ll see this reflected in your invoice no tax line, just the base premium.

  • If I bought a travel insurance policy before September 22, 2025, will GST still be charged?

    Yes, but only for that purchase. The GST exemption is not retroactive, so if you bought your policy before 22nd September, the 18% GST you paid won’t be refunded. However, any future renewals or new purchases will be GST-free.

  • What does the new GST regulation effective 22nd September mean for Travel Insurance premiums?

    This is part of the GST 2.0 overhaul, which aims to simplify the tax structure and make essential services more affordable. Travel insurance has now joined life and health insurance in the GST exempt category, meaning discounted premiums with the same coverage benefits.

  • Does the GST waiver apply to all categories of travel plans — Individual, Family, Student, Senior Citizen, Annual Multi-Trip, and Schengen?

    "Yes, it does! The exemption applies to all individual travel insurance policies, regardless of category:

    Single-trip or multi-trip, Student or senior citizen, Schengen visa plans, Family floaters or solo travelers. As long as it’s an individual policy, it qualifies for the GST waiver."

  • If I buy a new Travel Care plan today, will my premium automatically be GST-free?

    Absolutely. If you’re buying a Travel Care plan on or after 22nd September, your premium will be GST-free by default. You’ll only pay the base premium.

  • How much will my Travel Insurance premium reduce now that GST is removed?

    "You’ll save exactly 18% on the premium amount. For example ₹5,000 policy was earlier ₹5,900 (with GST).

    Now with the revised GST its ₹5,000 flat. That’s a ₹900 saving and it scales up with higher coverage or longer durations."

  • I bought my travel policy before 22nd September with GST. Does this change apply to me?

    Unfortunately, no. The GST exemption applies only to policies purchased on or after 22nd September. If you paid GST earlier, it’s not refundable, and your coverage remains unchanged.

  • Does the GST change impact visa-linked requirements like Schengen’s €30,000 cover?

    The Schengen visa requirement of €30,000 coverage remains unchanged. However, now that GST is removed, you’ll pay less for the same coverage, making it easier to meet embassy requirements without overspending.

  • Will coverage features such as emergency medical, baggage, or trip cancellation change due to GST removal?

    No changes to coverage. The GST exemption affects pricing, not the benefits. You’ll still get Emergency medical cover, Trip cancellation protection, Baggage loss reimbursement. But now, you get all this at a lower cost

  • How does GST removal benefit frequent flyers taking the Annual Multi-Trip plan?

    This is where the savings really add up. Annual multi-trip plans are already cost-effective, and now you save 18% on the entire annual premium. No GST means better ROI for frequent travelers. You can reinvest the savings into higher coverage or add-ons. For example, if your annual plan was ₹12,000 + ₹2,160 GST, you now pay just ₹12,000 saving over ₹2,000 instantly.

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