What does the policy not cover?
Just like it's not possible to pack everything you want into a suitcase, it's not possible to include coverage for all kinds of situations. Here's a list of things your Asia travel insurance policy won't cover!
- Expenses incurred due to any of the following conditions:
- Suicide
- Self-inflicted injuries or illnesses
- Mental disorder
- Anxiety, stress or depression
- Venereal diseases
- Alcohol/drug abuse
- HIV/AIDS
- Expenses incurred if you're. . .
- Traveling against the advice of physician and have to be hospitalised
- Receiving or are on a waiting list for specified medical treatment
- Travelling to receive treatment abroad
- Have been given terminal prognosis for a medical condition
- War or nuclear threat in the country where you're travelling
- Any emergency financial assistance claims made after you've returned to India
- In case of loss of checked baggage, no partial loss or damage shall become payable
- Claims arising out of non- disclosed and non-declared pre-existing medical conditions will not be covered
- Any issues faced due to theft or loss of passport when left unattended or if you don't report the loss to local police authorities
- Life threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people upto 70 years of age. Customers need to declare all pre-existing diseases while taking the policy
*Above mentioned rates are exclusive of taxes. Premium has been calculated for a medical sum insured of $25,000 for an Individual of 26 years on an Asia trip of 4 days. No medical check-up till the age of 90 years.
*T&C apply.
Details mentioned here are for Reliance Travel Care Policy.
Want to extend your trip? Take a look at this-
If your holiday is extended for any reason, we recommend that you extend your travel insurance policy. It always better to be safe than sorry! Download and fill the Extension Form with Good Health Declaration form & visit the nearest branch.