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Office Insurance

Benefits

Successfully running a business? Surely, you must be very proud of what you have created.

After all, keeping your staff happy & motivated, clients satisfied and competition at bay is no mean achievement! But has the fear of losing it all ever crossed your mind? Tomorrow, if misfortune hits your uninsured work place, your financial dreams could be in tatters.  Fear no more! With Office Package Policy your office premises are completely safe and secure. ​​
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​​You can buy your policy online through our various payment options like UPI, Paytm, Net Banking, Debit/Credit card etc available for your convenience​.​​

 
Our Office Insurance policy protects the following:

Protection from 12 set of perils such as Fire, Lightning, Flood, Riot/Strike etc 

Against infidelity/dishonesty of employees

 

Money kept in the safe

  

Protection of personal accident for the owner

 

Contents and Office equipments against the risk of  Burglary and Fire

   Accidental breakage of Hoardings , Fixed Glass, or Neon Signs

     
For details, kindly refer the office insurance policy wordings and/or Office Package policy tab

​​We've tried to cover all the basic elements in our office package policy, so if your office is damaged due to any of the following reasons, we have it covered!​

  • Protection of content against Fire, Lightning, and explosion
  • Protection against Burglary and Housebreaking with regard to Contents and Office Equipments.
  • Money Insurance to safeguard money in transit and safe
  • Accidental breakage of Fixed, Sanitary Fittings, Hoardings, and Neon signs
  • Personal Accident coverage for owner Infidelity/Dishonesty of Employees
For more details, kindly refer the office package policy wordings or contact our nearest branch.​​
The following is a list of major exclusions in the office insurance policy. For an exhaustive understanding of the exclusions, kindly refer the office package policy wordings:
 1. Fire & Allied Perils
  • Loss, destruction or damage caused by war, invasion etc
  • Destruction caused due to volcanic eruptions
  • Radioactive toxic, explosives or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.
  • Loss, destruction or damage to bullion or unset precious stones or any c​urios or works of art of an amount exceeding Rs. 10,000/-manuscripts, plans, drawings, securities, obligations or documents of any kind, stamps, coins or paper money, cheques, books of accounts or other business books, computer systems records, explosives unless otherwise expressly stated in the office insurance policy.
  • Loss, destruction or damage caused to the insured property by pollution or contamination
2. Burglary & Housebreaking
    The company will not be liable in respect of loss or damage:
  • Any burglary and/or housebreaking where the insured persons family member is responsible or involved
  • ​To livestock, motor vehicles and pedal cycles
3. Money Insurance
  • Shortage of money due to error or omission
  • Loss of money entrusted to any person than insured, authorized employee of insured or directors
4. Fixed Glass and Sanitary Fittings
  • Breakage of damage during removal. Alterations and/or repairs in or about the office premises
  • Disfiguration or scratching or damage of glass sanitary fittings
  • Breakage of glass, sanitary fittings which are not completely and securely fixed
  • Glass or sanitary fittings already damaged at the commencement of the office insurance policy
5. Neon Sign/Glow Sign/Hoardings
  • Fusing or burning out of any bulb and/or tubes arising from short circuiting or arcing or any other mechanical or electrical breakdown or faults.
  • The action of sun, rain, hail, flood, bad weather.
6. Personal Accident
  • Death or disablement resulting directly or indirectly caused by, contributed to or aggravated or prolonged by childbirth or from pregnancy or in consequence thereof.
  • Payment of weekly compensation until the total amount shall have been ascertain and agreed.
Reliance General Insurance Company Limited's Office Package policy is a tailor-made and comprehensive solution that guards your businesses against the financial risk of fire and allied perils, burglary, machinery breakdown, personal accident of employees, etc.
  • Secure your office contents and business premises against perils such as fire, lightning, flood, riot, explosion, earthquake, storm, aircraft damage, etc.
  • Get full protection against burglary and housebreaking for your office contents and equipment.
  • Coverage of loss of money in transit and safe
  • Protection of fixed glass, sanitary fittings, hoardings, and neon signs against damage
  • Guards against electrical or mechanical breakdown of office equipment 
  • Loss of electronic installations, data carrying material
  • Personal accident coverage for you and your esteemed employees.
  • We will provide compensation for accidental death or bodily injury to your workers
  • Coverage against infidelity/dishonesty of employees
  • Compensation for loss of baggage when traveling for official purposes
  • Taking care of your legal liability towards third parties and employees
  • Coverage of additional rent for alternative accommodation if forced to move to new premises due to an insured peril striking at the current premises

Average Rating:

4.6(Based on 10 ratings)

Showing 10 reviews

  • “Thank You Reliance”

    Thank you Reliance for the swift response to my enquiry. All my doubts were cleared and I quickly made the purchase

    Soniya S2 December 2016, Kharghar
  • “Keep up the good work”

    Keep up the good work. Prices are competitive and service is satisfactory from Reliance.

    Jinal P2 December 2016, Chembur
  • “I am happy with the product”

    I’m happy about the product. Reliance General is a well-known brand and I wanted to buy office insurance from a reputed company. Did my research and bought an office package.

    Asad K2 December 2016, Vashi
  • “Got a good office package policy”

    Got a good office package policy. I purchased it online. Even though I was new and had very little idea about office insurance, it was made clear with the online assistance provided.

    Amit G1 December 2016, Bhandup
  • “Good office insurance cover”

    A wide range of office insurance products. I got an immediate premium, compared it to the premium provided by competitors, found this to be the best and immediately purchased it

    Rehan K1 December 2016, Churchgate
  • “Happy Customer”

    I have been a loyal customer of Reliance General for years. It was a very obvious decision to buy the office insurance from them only. As expected, I am a happy customer.

    Murli M1 December 2016, Marine Lines
  • “Definitely a good product”

    Definitely a good product from Reliance . I’ll recommend it to everyone who’s looking to buy office insurance cover.

    Tej S1 December 2016, Kurla
  • “Good office insurance package policy”

    Good that I have opted for office insurance policy. Now I am covered for all the content etc.

    Rishabh Bongale30 November 2016, Chakala
  • “The team is well versed with all their products”

    The team is well versed with all their products. They took time out and explained all the details of the policy after which I made the purchase.

    Pranil P28 November 2016, Thane
  • “It is as I expected”

    It is as I expected. The premium quote given was within my budge, service was quick and overall a good customer experience.

    Prajakta P28 November 2016, Vashi
  • See all reviews