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Office Insurance

Benefits

Office Insurance

​​​We understand your office means the world to you. Hence, we offer Reliance Office Package policy to protect it from unexpected events and provide you constant financial stability.​

You can buy your policy online through our various payment options like Paytm, Net Banking, Debit/Credit card etc available for your convenience​.​

Our Office Insurance policy protects the following:

Protection from 12 set of perils such as Fire, Lightning, Flood, Riot/Strike etc 

Against infidelity/dishonesty of employees

 

Money kept in the safe

  

Protection of personal accident for the owner

 

Contents and Office equipments against the risk of  Burglary and Fire

   Accidental breakage of Hoardings , Fixed Glass, or Neon Signs

     
For details, kindly refer the office insurnance policy wordings and/or Office Package policy tab
We've tried to cover all the basic elements in our office packagepolicy, so if your office is damaged due to any of the following reasons, we have it covered!​

  • Protection of content against Fire, Lightning, and explosion
  • Protection against Burglary and Housebreaking with regard to Contents and Office Equipments.
  • Money Insurance to safeguard money in transit and safe
  • Accidental breakage of Fixed, Sanitary Fittings, Hoardings, and Neon signs
  • Personal Accident coverage for owner Infidelity/Dishonesty of Employees
For more details, kindly refer the office package policy wordings or contact our nearest branch.
The following is a list of major exclusions in the office insurance policy. For an exhaustive understanding of the exclusions, kindly refer the office package policy wordings:
 1. Fire & Allied Perils
  • Loss, destruction or damage caused by war, invasion etc
  • Destruction caused due to volcanic eruptions
  • Radioactive toxic, explosives or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.
  • Loss, destruction or damage to bullion or unset precious stones or any c​urios or works of art of an amount exceeding Rs. 10,000/-manuscripts, plans, drawings, securities, obligations or documents of any kind, stamps, coins or paper money, cheques, books of accounts or other business books, computer systems records, explosives unless otherwise expressly stated in the office insurance policy.
  • Loss, destruction or damage caused to the insured property by pollution or contamination
2. Burglary & Housebreaking
    The company will not be liable in respect of loss or damage:
  • Any burglary and/or housebreaking where the insured persons family member is responsible or involved
  • ​To livestock, motor vehicles and pedal cycles
3. Money Insurance
  • Shortage of money due to error or omission
  • Loss of money entrusted to any person than insured, authorized employee of insured or directors
4. Fixed Glass and Sanitary Fittings
  • Breakage of damage during removal. Alterations and/or repairs in or about the office premises
  • Disfiguration or scratching or damage of glass sanitary fittings
  • Breakage of glass, sanitary fittings which are not completely and securely fixed
  • Glass or sanitary fittings already damaged at the commencement of the office insurance policy
5. Neon Sign/Glow Sign/Hoardings
  • Fusing or burning out of any bulb and/or tubes arising from short circuiting or arcing or any other mechanical or electrical breakdown or faults.
  • The action of sun, rain, hail, flood, bad weather.
6. Personal Accident
  • Death or disablement resulting directly or indirectly caused by, contributed to or aggravated or prolonged by childbirth or from pregnancy or in consequence thereof.
  • Payment of weekly compensation until the total amount shall have been ascertain and agreed.
Apart from the above mentioned features, Office Package policy also covers the following:
  • Coverage for Baggage accompanying the insured while traveling anywhere in India
  • Legal Liability
  • Additional Rent for Alternative accommodation
  • Tenant’s Legal Liability
    ​​​For detailed coverage and exclusions regarding our office insurance cover​ kindly refer the policy wordings or contact our nearest branch.​