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Customer Reviews

Average Rating:

4.6(Based on 148 ratings)
  • Sandeep

    5 star

    Keep it up guys.
  • Kohli Y

    4 star

    Good and friendly staff
  • See all reviews

Expired Two Wheeler Insurance Renewal


​​Forgotten to renew your Bike insurance? Now renew even your expired bike insurance policy online with Reliance Two Wheeler Package policy without the hassles of any inspection or paperwork.


Now you can get an expired two wheeler insurance quote online just by filling your bike registration number!

Avail upto 40% discount* on two wheeler insurance!

The following are the steps for renewing your expired bike in​surance policy online:

1. Take a quick online quote to know your renewal premium for your expired two wheeler insurance
2. Fill in the required details
3. Make payment online instantly 

​Following are the features of our bike insurance policy upon renewal of an expired two wheeler insurance policy online​:

 No Inspection or Paperwork   Large network of garages
 A seamless claim settlement process for bike insurance   Instant online policy issuance
  Renew your expired Reliance Bike Insurance policy  

We've tried our best to offer you a two wheeler insurance policy with comprehensive coverage insuring not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

The policy covers damage or loss to the vehicle due to:

  • Accident
  • Fire
  • Lightening
  • Self-Ignition
  • Explosion
  • Theft
  • Riot & Strikes and / or Malicious Acts
  • Terrorism
  • Earthquake
  • Flood
  • Cyclone
  • Inundation
  • Transit by Rail, Road, Air & Elevator

Apart from this, we recommend that you opt for a Third-Party Liability Cover for your bike, motorcycle or scooter because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. In other words, this motor insurance cover offers you protection if the other party is uninsured or underinsured.

We've tried to cover you for most of the situations. However, there are still some exclusions.

They are:

  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes.
  • Damage to / by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Loss or damage due to depreciation of the vehicle's value
  • Consequential loss - if the original damage causes subsequent damage / loss, only t​he original damage will be covered.
  • Compulsory deductibles - a fixed amount that gets deducted at the time of the claim.

Yes, we at Reliance General Insurance offer you many attractive discounts.

If you continue to be a safe and good driver, you're definitely eligible for discounts.

How? Well, if you drive safely, you'll make no claim through out the year. As a result, you earn yourself a No-Claim Bonus! This bonus can also be transferred over to your new vehicle depending on your preference.

The discount can be accumulated on a yearly basis as mentioned below.

Voluntary Deductible - a minimum amount that you choose to pay of the claim amount, while we pay the rest. The higher your Voluntary Deductible amount, the lower is your premium. Thus, eventually discounting the premium.


Please refer to the below table for applicable​ Voluntary Deductible: -




Covering your two wheeler for basic insurance is a must, but if you truly want to benefit from your two wheeler insurance policy, you should definitely consider some of these add-on covers​​​​

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover with your two wheeler insurance will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra two wheeler insurance premium to benefit later!

As always, there are a few important things to keep in mind :

  • We offer the add on coverage on rubber, nylon and plastic parts and fiber-glass components with your bike insurance
  • We cover vehicles with a maximum age of 2 years
  • We offer a maximum of 2 claims per policy period
  • We can add this extra element to your two wheeler insurance policy when you get a brand new vehicle or when you renew your two wheeler policy
  • We cover only two-wheelers under this add on cover
  • We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops
  • We will not grant indemnity to total loss, constructive total loss or theft claims under this  add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

  • Parts not approved under the Motor Insurance​ Policy
  • Tyres and tubes

Another add on cover with your two wheeler insurance policy is the Personal Accident Bundle Cover. As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows:

Average Rating:

4.6(Based on 148 ratings)

Showing 10 reviews

  • “Keep it up guys.”

    I have a royal enfield motorcycle. Obviously I always make sure I have a motorcycle insurance. Been a customer of reliance since 3 years and I can vouch for their services. Keep it up guys.

    Sandeep13 October 2017, Pune
  • “Good and friendly staff”

    I shifted from my previous insurer due to positive feedback from friends regarding the reliance two wheeler insurance. So far, it's been good and the staff has been helpful and cordial.

    Kohli Y12 October 2017, Hyderabad
  • “Great offers from you guys!”

    Luckily my renewal date coincides with Diwali offers every year. This year too, the offers are great and I immediately renewed my bike insurance online. Thanks for the great offers.

    M Gupta11 October 2017, Bengaluru
  • “Thanks Reliance”

    I buy my insurance products online not just because it's easy, but it also saves a lot of money. I just renew my two wheeler insurance policy online every year.

    Mirza S10 October 2017, Mumbai
  • “Website is user friendly”

    I love how technology is changing our buying ways. I entered my scooter registration number and voila - I had the quote. I enter the necessary details and within 15 minutes, I have my two wheeler insurance policy ready to be sent to me by mail. The process has become so much easier online.

    Uday S9 October 2017, Kalyan
  • “Very happy with the services”

    I was in the middle of a road trip when my bike met with a small accident and needed urgent mending. Luckily, one of the garages in Reliance General's network was close by and I could get my bike repaired. Very happy with the services given on my bike insurance policy.

    Sandeep J25 September 2017, Ghatkopar
  • “Bills got reimbursed quickly”

    My bike started giving me some trouble in the middle of the highway one day and I realized it needed servicing. I took it to the nearest mechanic's shop and had to pay myself because it was an urgency. Later on, I was happy to find that my reimbursement claim against my bike insurance policy was speedily processed and I got my bills reimbursed.

    B Chauhan25 September 2017, Vizag
  • “Addons are good”

    The add-on covers I got with my two wheeler insurance plan are very nice. I wanted to make sure that the accessories on my bike stay safe. And my policy covers these in case or emergencies, which is great.

    Vikas H22 September 2017, Versova
  • “Reliance came for my rescue”

    In the middle of the Mumbai rains last week, my scooter was stuck in the middle of the road and as water levels began rising, my scooter broke down. The flooding created a lot of problems and I couldn't get my scooter to start. I had to make a claim with Reliance General Insurance for repairing the flood damage and my two wheeler insurance had it covered.

    Shailesh R22 September 2017, Mumbai
  • “NCB really helps”

    I was looking for a discount on the premium before renewing my bike insurance plan. Reliance General gave me a no claim bonus while renewing that made it possible for me to buy my two wheeler insurance at a reasonable premium.

    Rishabh B21 September 2017, Chakala
  • See all reviews