There are many people who always have a plan of travelling to a foreign country once they are retired as they are free from all the family and financial responsibilities at that age. For all these years, they have just focused on fulfilling the wishes of their sons and daughters. Now, it is their time to enjoy and cherish the moments. However, one must not sideline the importance of travel insurance as it is a must especially for senior citizens since they are more likely to have medical emergency considering their age. If you are planning to send your parents to a foreign country, buying travel insurance is of utmost importance.
Senior citizens are an asset of our society as their experiences and thoughts are countless. Senior citizens in the form of your grandparents or parents have done a lot to protect you all these years. Therefore, it is your duty to make sure that they are safe and secure. Now is the time when they can enjoy their retirement without worrying about anything else.
Travel insurance for senior citizens is really important as travelling is one interest that appeals to a person irrespective of the age. Besides the fun part, travelling also comes along with a variety of risks which are more in case of a senior citizen. Travel insurance for senior citizens minimises the losses that occur due to a medical emergency while your old parents are on a trip.
The reason why most people do not buy travel insurance for senior citizens is that they are not aware of the benefits that come along with the policy. Here are a few things that travel insurance for senior citizens covers-
Medical expenses – Travelling to a foreign country is great fun but one must also be very careful as health risks are the highest as the person is not in the usual space. If your old parent/s fall sick or meet with an accident, the senior citizen travel insurance covers the medical expenditure. In this reimbursement, the costs of transporting the senior citizen to the nearest medical centre are also inclusive.
Loss of baggage – This senior citizen travel insurance policy also covers the costs associated with loss of baggage. The items that are usually covered include valuables, holiday currency, travel documents and so on.
Cancelled flight /Delay - If your flight gets cancelled due to uncertain weather or the bankruptcy of your airline company, the insurance policy covers the charges associated with it.
There are many more things that a travel insurance policy can cover. However, you need to buy a few add-ons for your existing senior citizen policy to avail the benefits.