Plan Details

Plan Details

Home to beautiful mountains, waterfalls, bays, and the stunning area known as Lapland, Finland is the nation where you can find Santa Clause and see reindeer! It stretches from the Baltic Sea to the Arctic Circle and covers 303, 8152 km in Europe. Russia, Sweden, and Norway surround it, and it is also the eight largest countries in the continent of Europe. Apart from wildlife fanatics, you can also see the ever-stunning Northern Lights in the winter while you are on an adventurous excursion or relaxing your mind and body in a hot sauna. If you are an outdoor enthusiast, then this country is the best spot for you. You can explore the untouched beauty of nature or go for a hike. Finland is the land of unique experiences. You can visit this country every season; however, keep in mind that the winter days of Finland are freezing. Due to its extraordinary location and the fact that visiting this nation can be a little expensive – many people remove it from their travel bucket list. You don't have to be one of them as Finland has to offer a plethora of exposure to the beauty of nature and the advancement of technologies.

If you want to see more wildlife than what Helsinki Zoo has to offer, then you should visit the countryside of Finland. You can find a wide range of animals, including- wolves, bears, elks, lynx and beavers are just a few. But most animals are timid, and many are limited in number so that you won't have much luck without a guide.

Finland isn't just enormous expanse of unspoiled wilderness. Vivacious cities stock the country's southern areas, headed by the capital, Helsinki, exhilarating urban space with famous design and music scenes. Baltic has a spectacular collection of modern and imperial architecture, island restaurants and chic and quirky bars. And the 'new Suomi' gourmand scene is blooming, with locally foraged flavours. Beyond Helsinki, Tampere and Turku, in particular, are lively, engaging cities with active university-student populations.

If you like adventures and want to experience the inexperienced, then save some Euros and get the most out of your stay! Secure your trip to Finland with a comprehensive travel plan that offers various benefits. A travel insurance policy covers lost passport, checked-in baggage, and much more. So, wait no more, and plan your trip now!

If you purchase our policy, you will receive the following benefits.

Compensation for lost or delayed baggage.
Cover against illness, personal accidents, and medical expenses.
Loss of passport.
Cover for trip delay.
No medical checkups until the age of 80 years to receive a policy.
Cover for up to 182 days, extendable to another 183 days.
Cashless medical treatment at your hospital.

Now you can also purchase a travel insurance policy online. Please fill out the form on the left side of this page to get an instant travel insurance quote.

FAQs

What is the current GST rate on travel insurance premiums?
Zero percent! That’s the big change. Until 21st September 2025, travel insurance premiums attracted 18% GST, just like other general insurance products. But from 22nd September onward, the government has removed GST on individual travel insurance policies making them significantly more affordable.
How will the GST waiver impact the cost of my travel insurance policy?
Let’s break it down with a real-world example Suppose your travel insurance premium was ₹2,000. Earlier, you paid ₹2,360 (₹2,000 + ₹360 GST). Now, you’ll pay just ₹2,000 a direct saving of 18%. This means every rupee you pay now goes toward actual coverage, not taxes. For frequent travelers or those buying comprehensive plans, this could mean savings of ₹500 to ₹2,000 or more per policy.
How much GST do I now pay on travel insurance?
None. GST has been fully waived on individual travel insurance premiums. You’ll see this reflected in your invoice no tax line, just the base premium.
If I bought a travel insurance policy before September 22, 2025, will GST still be charged?
Yes, but only for that purchase. The GST exemption is not retroactive, so if you bought your policy before 22nd September, the 18% GST you paid won’t be refunded. However, any future renewals or new purchases will be GST-free.
What does the new GST regulation effective 22nd September mean for Travel Insurance premiums?
This is part of the GST 2.0 overhaul, which aims to simplify the tax structure and make essential services more affordable. Travel insurance has now joined life and health insurance in the GST exempt category, meaning discounted premiums with the same coverage benefits.
Does the GST waiver apply to all categories of travel plans — Individual, Family, Student, Senior Citizen, Annual Multi-Trip, and Schengen?
"Yes, it does! The exemption applies to all individual travel insurance policies, regardless of category:
Single-trip or multi-trip, Student or senior citizen, Schengen visa plans, Family floaters or solo travelers. As long as it’s an individual policy, it qualifies for the GST waiver."
If I buy a new Travel Care plan today, will my premium automatically be GST-free?
Absolutely. If you’re buying a Travel Care plan on or after 22nd September, your premium will be GST-free by default. You’ll only pay the base premium.
How much will my Travel Insurance premium reduce now that GST is removed?
"You’ll save exactly 18% on the premium amount. For example ₹5,000 policy was earlier ₹5,900 (with GST).
Now with the revised GST its ₹5,000 flat. That’s a ₹900 saving and it scales up with higher coverage or longer durations."
I bought my travel policy before 22nd September with GST. Does this change apply to me?
Unfortunately, no. The GST exemption applies only to policies purchased on or after 22nd September. If you paid GST earlier, it’s not refundable, and your coverage remains unchanged.
Does the GST change impact visa-linked requirements like Schengen’s €30,000 cover?
The Schengen visa requirement of €30,000 coverage remains unchanged. However, now that GST is removed, you’ll pay less for the same coverage, making it easier to meet embassy requirements without overspending.
Will coverage features such as emergency medical, baggage, or trip cancellation change due to GST removal?
No changes to coverage. The GST exemption affects pricing, not the benefits. You’ll still get Emergency medical cover, Trip cancellation protection, Baggage loss reimbursement. But now, you get all this at a lower cost
How does GST removal benefit frequent flyers taking the Annual Multi-Trip plan?
This is where the savings really add up. Annual multi-trip plans are already cost-effective, and now you save 18% on the entire annual premium. No GST means better ROI for frequent travelers. You can reinvest the savings into higher coverage or add-ons. For example, if your annual plan was ₹12,000 + ₹2,160 GST, you now pay just ₹12,000 saving over ₹2,000 instantly.

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Travel Insurance for Finland

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