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TVS Ntorq Insurance

Buy Reliance TVS Ntorq Insurance starting at just ₹19/month*

Bike insurance policy online

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Plan Details

Introduction to TVS Ntorq 125

The need for reliable TVS Ntorq insurance has grown alongside the popularity of this revolutionary smart scooter that combines cutting-edge technology with superior performance. Reliance TVS Ntorq insurance benefits ensure comprehensive coverage for this powerful 125cc engine scooter.

This sporty scooter delivers an impressive blend of style and substance, which makes it a popular choice among urban riders. With its innovative features like SmartXonnect Bluetooth connectivity and race-inspired design elements, the Ntorq 125 demands comprehensive insurance coverage to protect your investment.

How to Buy TVS Ntorq Insurance - Online & Offline?

Steps to Buy TVS Ntorq 125 Bike Insurance Online

  1. Visit the Reliance General Insurance website, select "Two-Wheeler Insurance" and enter your Ntorq scooty insurance online details and registration number.
  2. Fill in your bike and personal information to view customised insurance quotes and coverage options for your TVS Ntorq.
  3. Compare available plans and select the ideal coverage package that matches your requirements and budget.
  4. Choose valuable add-ons to enhance your protection.
  5. Make secure payment and receive your digital policy instantly through email and SMS.

Steps to Buy TVS Ntorq 125 Insurance Offline

  1. Locate your nearest Reliance General Insurance branch using our Branch Locator tool on the website.
  2. Talk to our insurance expert to learn about the right policy choices and monthly prices.
  3. Submit the required documents, including a bike registration certificate and proof of identity.
  4. Select a coverage plan and explore available discounts for better TVS Ntorq insurance renewal prices.
  5. Complete payment and receive physical policy documents immediately.

Steps for TVS Ntorq Insurance Renewal Online

  1. Visit Reliance General Insurance and select Renew
  2. Enter Policy Details
  3. Review Coverage
  4. Apply NCB
  5. Complete Payment

Why Do You Need TVS Ntorq Insurance?

Compliance with Laws

Your TVS Ntorq insurance coverage isn't just a choice - it's a legal requirement. Explore TVS Ntorq insurance options that keep you compliant with India's Motor Vehicles Act.

Financial Protection

The Importance of TVS Ntorq insurance becomes clear when protecting against accidents and theft. Reliance General Insurance TVS Ntorq policies ensure comprehensive financial security.

Peace of Mind

Experience stress-free rides with Ntorq insurance online plans that fit your budget. Discover the Buying Ntorq insurance online benefits of instant coverage and digital convenience.

Features and Benefits of Reliance Bike Insurance for TVS Ntorq 125

Hassle-Free Buying and Claiming Insurance

Experience seamless digital processes for purchasing and claiming your TVS Ntorq insurance. Our user-friendly online platform ensures quick policy issuance and efficient claim settlements.

IDV Customisation

Customise your TVS Ntorq insurance price by adjusting the Insured Declared Value. This flexibility helps you balance premium costs while maintaining optimal coverage for Insurance for Scooty TVS Ntorq.

Personal Accident Cover

Get comprehensive protection with personal accident coverage up to ₹15 lakhs. This essential benefit of TVS Ntorq insurance is that it ensures financial support during medical emergencies.

Third-Party Liabilities

Rest assured, with robust coverage against third-party damages. This mandatory feature of TVS Ntorq insurance protects you from financial liabilities arising from accidents.

24/7 Customer Support

Access round-the-clock assistance through our dedicated support team. Our experts help you understand your TVS Ntorq insurance details and guide you through claims.

No-Claim Bonus

Earn rewards for safe riding with progressive NCB benefits. Your TVS Ntorq insurance amount reduces with each claim-free year, offering up to 50% discount.

High Claim Settlement Ratio

Trust in our impressive claim settlement ratio. We ensure quick processing of your TVS Ntorq insurance price list claims with minimal documentation requirements.

Wide Range of Add-Ons

Enhance your protection with customisable add-ons. Choose from various options to strengthen your TVS Ntorq scooty insurance price coverage according to your needs.

Types of TVS Ntorq Bike Insurance Plans

Discover various Types of TVS Ntorq insurance plans designed to meet different protection needs.

Long-Term Two-wheeler Bike Insurance

Opt for TVS Ntorq comprehensive insurance with our long-term plans, offering extended coverage up to 3 years. Save money and enjoy uninterrupted protection with reduced renewal hassles.

Long-term Third Party Bike Insurance

Choose third-party insurance for TVS Ntorq with extended validity to ensure continuous legal compliance. Our long-term third-party plans offer cost-effective protection for 3 years.

Annual Third Party Bike Insurance

Get the Cheapest Ntorq bike insurance option with our annual third-party coverage. This basic plan meets legal requirements while being light on your pocket.

Standalone Own Damage Bike Insurance

Enhance your existing third-party policy with Additional coverage for Ntorq bike protection. This plan specifically covers damages to your own vehicle.

Zero Depreciation Bike Insurance

Experience complete Comprehensive coverage for TVS Ntorq bike with zero depreciation add-on. Get the full claim amount without factoring in depreciation on parts.

TVS Ntorq 125 Insurance Inclusions and Exclusions

TVS Ntorq Insurance Inclusions Exclusions in Ntorq Insurance
Natural disaster protection (floods, earthquakes, storms)Riding without a valid license
Fire and explosion damage coverageNormal wear and tear
Anti-theft protectionMechanical/electrical breakdowns
Coverage for riots, strikes and vandalismDamages while under the influence of alcohol/drugs
Third-party injury and property damage protectionIllegal racing or speed testing damage
Personal accident coverage up to ₹15 lakhsPost-policy expiration claims
Permanent disability benefitsRegular maintenance costs
Accident-related hospital expensesIntentional damage or negligence
Legal liability as per Motor Vehicles ActTraffic rule violation damages
Transit coverage (road/rail/waterway)Contractual liability damages
Man-made calamity protectionWar or nuclear-related losses
Natural calamity damage coverageConsequential damages

TVS Ntorq Insurance Add-On Covers

Add-ons Description
Nil Depreciation CoverGet full reimbursement for part replacements without any deduction for depreciation. Especially valuable for expensive TVS Ntorq parts.
Consumables CoverCovers expenses for consumable items like engine oil, coolants, nuts, bolts and other lubricants used during accident-related repairs.
Additional Third-Party Property Damage CoverIncreases your third-party coverage limit beyond the basic policy, offering extra protection against property damage claims.
Personal Accident Cover for Owner-DriverProvides enhanced compensation for accidental injuries and disabilities, extending beyond standard personal accident protection.
Emergency Medical ExpensesCovers immediate medical costs, including ambulance charges, for both the rider and pillion passenger in case of an accident.
Return-to-Invoice CoverIf your TVS Ntorq is stolen or completely damaged, you receive reimbursement for the full showroom price, including registration charges and road tax.
EMI ProtectionCovers your bike loan EMIs for up to 3 months if repairs take longer than 30 days.
Helmet CoverProvides compensation for helmet damage during accidents and ensures replacement with an ISI-certified helmet.

TVS Ntorq Insurance Claim Process

Steps for TVS Ntorq 125 Insurance Claim: Cashless Repairs

  1. Contact our 24/7 helpline at 1800-3009 or Self-i App to initiate your Cashless claim for TVS Ntorq bike insurance.
  2. Take your scooter to the nearest network garage or request complimentary towing assistance.
  3. Allow damage inspection and repair estimate approval by our authorised surveyor.
  4. While we take care of the payment for the repair right away, you simply need to pay the deductible amount.
  5. Track repair progress through app notifications and collect your scooter after completion.

How to Claim TVS Ntorq Insurance Policy: Reimbursement Claims

  1. Begin filing a claim for Ntorq insurance through our helpline within 24 hours of the incident.
  2. Get repairs done at your preferred garage and keep all original repair bills safe.
  3. Fill out the claim form with complete repair details and gather the required documents.
  4. Bring the claim documents to the branch.
  5. Get the approved claim amount sent straight to your registered bank account.

TVS Ntorq Insurance Claim Documents

  1. Policy document copy
  2. Digital RC book
  3. Valid driving license
  4. Repair estimates and bills
  5. Bank account details
  6. Police FIR (if applicable)
  7. Previous insurance papers
  8. Damage photographs
  9. Identity proof
  10. Address proof

TVS Ntorq 125 Insurance Claims: Cashless vs. Reimbursement

Parameter Cashless Claim Reimbursement Claim
DefinitionDirect settlement between Reliance General Insurance and network garage. No upfront payment by TVS Ntorq owner.TVS Ntorq owner pays repair costs first and claims reimbursement later from Reliance General Insurance.
ProcedureVisit authorised network garage, present insurance policy and identity proof. Pay repair costs out-of-pocket, collect original bills, submit claims with supporting documents.
ConvenienceMinimal paperwork, instant service, no immediate financial burden.More administrative work, temporary financial strain, complete documentation required.
DocumentationMinimal documentation, garage handles most paperwork.Original bills, repair estimates, policy papers and claim form required for processing.

Factors Affecting TVS Ntorq Bike Insurance Premium

Bike Specifications

Your TVS Ntorq scooty insurance price varies based on the model variant, engine capacity and age. The Ntorq 125's powerful engine and advanced features influence premium calculations. Consider these specifications when choosing coverage to ensure adequate protection for your specific model.

​Coverage Requirements

The extent of coverage significantly affects your premium. From basic Third-party insurance for TVS Ntorq to affordable TVS Ntorq insurance plans with add-ons, your choice of coverage type and additional protections directly impact the final premium amount. Choose coverage that balances protection needs with budget.

Vehicle's Insured Declared Value (IDV)

The IDV affects your TVS Ntorq bike insurance claim amount and premium. It represents your bike's current market value after depreciation. Higher IDV means better coverage but higher premiums. Consider your TVS Ntorq insurance renewal price when selecting IDV for optimal protection.

Geographical Location

Your location influences insurance costs due to varying risk factors. Different cities have different claim frequencies and repair costs, affecting premiums. Urban areas have higher premiums because of increased accident risks and repair costs.

How to Calculate TVS Ntorq Insurance Premium?

Use our TVS Ntorq bike insurance premium calculator at Reliance General Insurance website to get instant quotes based on your scooter's age, variant, location and claim history, helping you find best coverage at competitive rates.

  • Use the Online insurance calculator for TVS Ntorq to compare different plans and add-ons instantly for the best protection package.
  • Apply Tips to reduce TVS Ntorq insurance premium like maintaining a good claim history and choosing the right IDV for optimal savings.
  • Understand IDV and insurance premium calculation factors to make informed decisions about your coverage and cost optimisation.
  • Get Lower TVS Ntorq insurance cost by combining No Claim Bonus benefits with special online discounts up to 50%.

How to Buy Second-Hand TVS Ntorq 125 Bike Insurance

Transform your pre-owned Ntorq experience with Reliance General Insurance solutions, including Optional covers for TVS Ntorq insurance crafted specifically for second-hand vehicles.

  • Visit any Reliance General Insurance branch near you for a quick Honda Unicorn inspection and premium assessment.
  • Share your updated RC book showing ownership transfer and seller's documentation.
  • Submit identity verification and previous insurance papers (if any).
  • Choose between full coverage or a standard third-party protection plan.
  • Complete payment and get instant policy delivery to your email.

TVS Ntorq 125 Insurance Price: Third-Party Insurance Premium

Description of Vehicle Class Premium
Not exceeding 75 cc538
Exceeding 75 cc but not exceeding 150 cc714
Exceeding 150 cc but not exceeding 350 cc1,366
Exceeding 350 cc2,804

TVS Ntorq 125 - Overview and USPs

Powerful Performance

The TVS Ntorq 125 boasts a robust 124.8cc engine delivering 9.38 PS power, paired with race-tuned fuel injection for exceptional acceleration and responsiveness.

Smart Connectivity

Equipped with SmartXonnect Bluetooth technology, offering turn-by-turn navigation, call/SMS alerts and over 60 smart features through a mobile application.

Sporty Design

Features race-inspired design elements including LED DRLs, signature tail lamp, chiseled body panels and sporty color schemes that stand out on the road.

Advanced Technology

Comes with digital console displaying essential information, ride statistics and voice assistance, making it one of India's most tech-savvy scooters.

Superior Comfort

Built with telescopic front suspension, gas-charged rear shock absorber and large 12-inch wheels, ensuring smooth rides even on rough roads.

TVS Ntorq 125 - Models and Prices

Model Name Ex-Showroom Price (₹)
TVS Ntorq 125 Disc
124.8 cc | Petrol
94,322
Ntorq 125 Race Edition
124.8 cc | Petrol
98,522
Ntorq 125 STD
124.8 cc | Petrol
1,00,243
Ntorq 125 Race XP
124.8 cc | Petrol
1,01,434
Ntorq 125 XT
124.8 cc | Petrol
1,09,888

TVS Models for Which Reliance General Insurance Offers Coverage (Model Names)

TVS RaiderTVS Star City Plus
TVS RoninTVS Sport
TVS Apache RTR 160 

Frequently Asked Questions (FAQs)

What does TVS Ntorq 125 two-wheeler insurance cover?

What is covered in TVS Ntorq bike insurance, including natural disasters, fire, theft, third-party damages and personal accident coverage up to ₹15 lakhs. What's not covered in Ntorq insurance excludes riding without license, normal wear and tear and damages under influence.

How do I buy TVS Ntorq insurance?

To buy TVS Ntorq insurance online through Reliance General Insurance website: Select two-wheeler insurance, enter details, compare plans, add coverage options and make payment. Offline: Visit nearest branch, submit documents and receive physical policy immediately.

Are there discounts for TVS Ntorq 125 insurance?

Yes, earn up to 50% discount through No-Claim Bonus (NCB) for claim-free years. Additional discounts available through TVS Ntorq insurance check online process, including long-term policy benefits.

How do I renew my TVS Ntorq 125 insurance?

Visit the renewal section online, enter policy details, review coverage, apply NCB if applicable and complete payment. Required documents for TVS Ntorq bike insurance include previous policy papers and registration certificate.

What's the claim process for TVS Ntorq 125 insurance?

Choose cashless repair at network garages or reimbursement claims. Documents needed for TVS Ntorq bike claim include policy document, RC book, driving license, repair bills and FIR (if applicable).

Can I transfer my TVS Ntorq 125 insurance?

Yes, insurance can be transferred to the new owner. Submit updated RC book, ownership transfer documents and identity verification papers at any Reliance General Insurance branch for quick policy transfer.

What factors affect TVS Ntorq 125 insurance premiums?

Premiums depend on bike specifications, coverage type, IDV (Insured Declared Value), geographical location and claim history. Additional add-ons and policy duration also impact final premium amounts.

Disclaimers:

*T&C Apply. For more details on risk factors, terms conditions, brochure and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count : The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio : This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium : The premium mentioned is excluding taxes for the private two-wheeler model with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).

Discount : The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO and age of the vehicle.

Two-wheeler UIN : Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.

Third-Party UIN : Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.

Own Damage : Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).

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