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Buy Reliance Bike Insurance for Activa 6G starting at just ₹19/month*
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Honda Activa scooters are designed to have a family-friendly appeal, so that every family member can ride them. They're also known for their reliable engines, fuel efficiency and ease of use, making them a fantastic choice for office-goers, college students and first-time drivers. But despite their strong reputation and durability, Honda Activa scooters still need protection from unexpected damage.
For example, say you're driving through a waterlogged street and hit a pothole, it could lead to bent wheel rims or out-of-alignment suspension, meaning costly repairs. With a scooter insurance policy, these repair costs would be covered, saving you thousands of rupees.
And that's where Reliance bike insurance comes in handy. We offer quick claims services through the Self-i app, allowing you to easily file claims, whether you're stuck in city traffic or making a short trip down to the grocery store. Our customer-friendly policies ensure your family gets reliable protection for their trusted Honda Activa scooter!
Reliance General Insurance provides comprehensive protection for your Honda Activa along with reliable 24/7 customer assistance and an extensive cashless garage network, ensuring your daily rides stay smooth, safe and stress-free.
Up to 5 Years Coverage*Buy once and get covered for 5 years
Get 10 Add-On Covers*Extend your scooter's coverage
Video Claims Feature*File claims on your mobile via our app
Instantly Renew via Mobile*Just tap, pay and renew!
All scooter owners in India are required to have at least third-party bike insurance. If you're caught riding your Activa without valid bike insurance, you'll be fined ₹2,000 - ₹4,000 by the traffic police. And in more extreme cases, it could also lead to 3 months of imprisonment, so it's best to insure your Honda Activa soon after purchase.
Like most scooters, the Activa has smaller wheels, which can result in stability issues when riding on poor city roads filled with potholes. This can require frequent repairs, such as front fork or suspension replacement, if you hit a particularly bad pothole, which can get expensive without bike insurance coverage.
Major cities like Delhi, Chennai, and Bangalore report high rates of theft, and the Honda Activa is the second most targeted model. With prices starting at ₹83,000*, having bike insurance ensures you won't take the financial hit if your scooter is stolen. Your policy ensures you're paid your scooter's IDV amount if this ever happens.
Activa scooters weigh around 106 kg*, making them easier to use but also more likely to get swept away or toppled in strong flood currents. This can lead to engine damage and rust formation if your scooter is submerged, causing more damage. But with bike insurance, damage from natural disasters like floods is covered.
Given the lack of parking spaces in big cities, scooters are either parked on the road or in tight, open spaces. Now, if a fire broke out or a short circuit were to happen, it could spread quickly, leading to irreparable damage to your scooter, which is why it's important to have bike insurance coverage. With it, you're covered for any fire or fire-related damage.
Did you know that nearly 20% of all road accidents result from counterfeit parts? While getting parts for Honda Activa scooters is easy, it's hard to know where most garages source their parts. With Reliance bike insurance, you won't ever face this issue. Our network garages only use genuine parts to ensure you get easy access to high-quality repairs.
This is a full-coverage plan that protects your scooter from damage and covers damage caused to others. E.g., Let's say you're on your way home, and you accidentally hit another person's bike, damaging your scooter and their bike. This policy can help cover your scooter's repair costs and the compensation amount you would need to pay to the other person for damaging their bike.
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This plan covers damage to another person's vehicle or property, or injury caused to another person in an accident. It's the most affordable type of plan and is mandatory under Indian motor laws. But this plan will not cover your scooter if it's damaged. So if you do want a plan that will cover your scooter's repair costs, you can get a comprehensive plan or pair this plan with an own damage bike cover.
This plan offers an affordable way to cover your Activa if you already have a third-party policy and need to cover your scooter against accidents, natural disasters and theft. This is a short-term plan that offers coverage starting from 1 month*. It's ideal for Activa riders who only require coverage for a short period, and it's also more cost-effective than purchasing a 1-year plan.
This policy covers your bike in case of damage from accidents, natural disasters, or theft. And since this is a long-term plan, you get 1-year coverage that can be renewed every year. E.g., if you hit another vehicle and the rear bumper is completely damaged, this plan can help cover your repair costs. Now, if you only had a third-party plan without this cover, you would have needed to pay for your repairs.
Reliance Honda Activa insurance combines comprehensive protection with modern digital features to keep your scooter safe on busy Indian roads.
Note: Please refer to the official policy documents for detailed information.
Accident Damage: Covers your scooter's repair costs for damage caused by road accidents, crashes and collisions.
Third-Party Liability: Injury or property damage caused to others.
Natural Disasters: Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.
Theft Protection: Full reimbursement for a stolen vehicle or its parts.
Fire and Explosion: Protection against fire due to electrical faults, fuel leaks or external sources.
Transit Coverage: Protection during vehicle transport by road, rail, air or lift.
Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.
Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.
Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.
Note: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.
Our bike insurance add-ons protect against depreciation deductions, engine repairs, and so much more to offer comprehensive scooter protection for your Activa. So if you find that you need extra protection in case you live in an accident-prone zone or just want to minimise your out-of-pocket expenses, our add-ons are the way to go.
Provides full claim amount for plastic, rubber and fibre parts without any depreciation deduction during repairs. It ensures maximum coverage for replacement parts affected by wear and tear.
Protects against costly engine repairs from weather, water or accidental damage. It covers engine damage from oil leakage, water ingress, hydro lock and mechanical failures not covered in the standard policy.
Covers the cost of replacing engine oil, nuts, bolts, brake fluid and similar materials during repairs not included in the standard policy. Saves from hefty out-of-pocket costs for items comprising nearly 40% of repair bills.
Covers key replacement costs and lockset changes if you lose your scooter's keys, reducing the chances of theft and other security risks. It will cover costs up to 1% of the claim amount or ₹500, whichever is higher*
Reimburses helmet replacement costs if your helmet is stolen or damaged in an accident involving your scooter. This is a useful add-on, as bike and scooter helmets can be quite expensive.
Covers repairs/replacement of burst, bulged or cut tyres due to poor road conditions. It also covers labour and wheel balancing costs. Note that all claims must be made within 3 working days to be admissible.
This add-on allows you to file one claim per year while retaining your NCB discount. It protects your accumulated benefits, ensuring you get discounted renewal premiums despite making a claim.
Pays up to 3 loan EMIs if scooter repairs exceed 21, 42 or 63 days* in the garage due to accidental damage. This can help ensure you keep up with loan payments despite your scooter undergoing extended repairs.
You receive a fixed daily amount for alternative transport if scooter repairs due to accidental damage exceed 2 days. It provides financial support for travel expenses while your Activa is under repair.
Provides help for breakdowns, flat tyres, fuel delivery and lockout situations with towing and on-site repairs. This cover ensures roadside assistance is always available when you need emergency support.
If you choose a voluntary deductible (an amount you agree to pay from each claim before we cover the rest), your premium is reduced. For every claim (even for total loss), you have to pay this amount first before your insurance coverage kicks in.
You get a daily payout if you are hospitalised for over 24 hours due to injuries from an accident. The coverage kicks in when your hospital stay or admission lasts more than 7 days, and you will receive an additional amount for recovery.
Get your Activa's original invoice price if your bike is stolen and not found or is declared a total loss after a major accident. We will also refund one-time registration charges, road tax and insurance costs, making this cover a great addition to your bike insurance policy.
The rim damage add-on is designed to help when your scooter's wheel rims are accidentally damaged, making them unfit for use. This cover pays for the repair or replacement of damaged rim(s), labour charges, wheel alignment and balancing and consumables.
It helps cover the cost of repairs or replacement of your scooter's battery if it is damaged by events such as power surges, water entering the engine, or accidents. A useful EV scooter insurance add-on since the battery is the most expensive part.
The Electric Vehicle Electric Motor Cover provides financial support for repairs or replacement of the electric motor, differential or transmission units of your EV scooter in case they get damaged due to water getting into the electric motor or oil leakage.
If your electric scooter's charger and its parts, like cables and adapters, get damaged by things like fire, flooding, power surges or accidents, the electric vehicle charger add-on covers the expenses for the repairs or replacement of the charging unit.
Multiple factors determine your Honda Activa insurance premiums, from vehicle specifications and how much your scooter costs to the type of bike insurance coverage you choose.
Third-party plans offer basic coverage with lower costs, and comprehensive plans offer more coverage, at a slightly higher premium. But while comprehensive plans might seem more expensive, they can help save you money in the long run as they help cover your repair costs, instead of having you pay out of pocket.
Premium rates vary based on your scooter's brand, model and market value. Honda Activa engines usually fall within the 75-150 cc IRDAI bracket, attracting slightly higher premiums than smaller engines.
Any changes to your Activa's original specifications can increase insurance premiums. Modified vehicles may pose higher risks and may require additional coverage for non-standard parts.
Optional covers like zero depreciation, engine protection and key protection can increase your overall premium. That's why it's important to only choose add-ons that you actually need based on how you use your scooter. That way, you still get comprehensive coverage without exceeding your budget.
Installing approved anti-theft systems can reduce your premium through safety discounts. We offer a 2.5% discount* for vehicles equipped with these enhanced security features.
Claim-free years earn you No Claim Bonus discounts up to 50%* on renewal premiums. This reward system encourages safe riding and reduces long-term insurance costs.
Note: The discount percentages mentioned above are subject to change based on the age of the vehicle, vehicle make and model, and your chosen plan options. You can always contact us to ensure you have the most up-to-date information on your applicable discount percentages.
Notify us about the incident to initiate the cashless claim process. You can register your claim using +91 22 4890 3009 or log into your Self-i account.
Visit a network garage for vehicle inspection, damage assessment and repairs evaluation. Find your nearest network garage by using the garage locator below.
You could also use the Self-i app's video claims feature to conduct a self-inspection. Just tap "Self Inspection" to begin.
Submit documents like the claim form, ID proof, insurance and vehicle-related documents (driver's licence, RC book, PUC certificate, etc.).
Get repairs done at the network garage and have the expenses covered by us.
Notify us immediately after the incident to begin the Honda Activa claim process. You can do this via phone 022-48903009 (Paid) or online on our website.
Choose any garage for vehicle repair and retain the original invoice and receipts.
Pay for the repair upfront and collect all payment receipts for submission to the insurer.
Submit the claim form along with invoices, receipts and necessary supporting documents.
Receive reimbursement for the repair costs after claim approval from us.
With over 1.58 million Activa scooters sold in the first six months of 2025 alone, the Honda Activa remains India's best-selling scooter. Its minimalistic and unisex design, along with easy handling, make it a fantastic family "all-purpose" vehicle. The scooter's weight also offers more stability when riding with a pillion. However, if this is your first time riding a scooter and you've accidentally damaged it after taking it out for a ride, having bike insurance can help. It protects you from paying for minor dents and scratches to major repairs.
Activa owners often praise the scooter's engine durability, with most Activas running smoothly for years with basic upkeep. They're also quite durable owing to their sturdy metal bodies. However, in India's humid climate and monsoons, you'll need to watch out for water damage and rust. Scooter floorboards, wheel rims and fuel tanks are most susceptible to this. So it's best to avoid leaving your Activa scooter out in the rain. But if your scooter does suffer damage during floods, bike insurance will cover your repair costs.
The Activa's twist-and-go system makes it the go-to option for office goers and college students who use it to navigate congested city traffic on a daily basis. Its automatic transmission, comfortable riding position and wide floorboards make it extremely rider-friendly. However, driving in rain, stop-and-go traffic and on highways can make braking at higher speeds (over 50 - 60 kmph) tricky and potentially dangerous since it can be hard to maintain your balance. So, if you're driving in these conditions and accidentally damage your scooter, bike insurance will cover the repairs.
Honda Activas have the highest resale value in the 110cc category. Even a used Activa can be sold quickly and at a good price due to constant demand. Plus, the scooter's wide service network means maintenance is inexpensive, and parts are easily available. But to ensure your scooter receives high-quality repairs, you'll need to partner with a reliable insurance company like Reliance General Insurance. We have a wide network of 11,000+ cashless garages*, to ensure all parts used for your Activa's repairs are high quality and genuine.
Note: The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your scooter from. The prices mentioned above have been taken from this source.
Honda Activa insurance provides complete protection for India's most trusted scooter against accidents, fire, natural disasters and theft. The coverage keeps your daily ride safe while meeting all legal requirements for road use.
With Reliance General Insurance , you get affordable plans starting at just ₹19 per month*, making quality protection affordable for every rider. Our online buying process makes getting insured seamless, while our 24/7 customer support ensures help is always available when you need it most.
You also get access to our extensive network of 11,000+ authorised garages* that offer cashless repairs nationwide, so you never pay upfront* for covered damages. The innovative Self-i App lets you file claims instantly using video streaming technology, eliminating paperwork and speeding up settlements.
What's more? - You can also save more by buying your Honda Activa insurance online! We offer up to 80% off* for online purchases, up to a 50% No Claim Bonus* discount, 5% off* for being a member of a recognised automobile association and a 2.5% discount* for installing anti-theft devices. So, what are you waiting for? - Insure your Activa today with Reliance General Insurance for trusted coverage!
What is the Honda Activa insurance price?
Our Honda Activa insurance prices start at ₹19 per month*. But do note that your price will vary depending on the plan you choose.
For example, if you're buying a third-party plan, your premiums will most probably be ₹714 per year* since most Activa engine ccs fall within the 75cc to 150cc bracket, and third-party premiums are set by the IRDAI, so they're fixed. If you're buying a comprehensive plan or an OD bike insurance plan, your prices will be decided based on factors like your scooter model, IDV, plan type and coverage, etc.
To get an idea of how much your Honda Activa insurance costs, you can use our online bike insurance premium calculator.
What is the fine for not having bike insurance in India?
Riding without bike insurance in India results in fines of ₹2,000 for the first offence or ₹4,000 for subsequent offences under the Motor Vehicles Act, 1988. You may also face imprisonment for up to 3 months or both a fine and imprisonment as penalties.
How can I find the best insurance for Honda Activa scooters?
Finding the best insurance for your Honda Activa involves comparing coverage online. Look for features like quick online claims, higher discounts and add-ons such as engine protection and zero depreciation. We offer tailored bike insurance plans with flexible coverage options, making us a reliable choice.
Does buying a Honda Activa insurance plan online have benefits?
Yes, you can get the following benefits when you buy Honda Activa insurance from Reliance General Insurance:
What are some tips to reduce Honda Activa insurance premiums?
Here are some ways you can reduce your Activa insurance premiums:
Disclaimers: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Premium: The premium mentioned is excluding taxes for the private two-wheeler model TVS Jupiter with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, and age of the vehicle.
Two-wheeler UIN: Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.
Own Damage: Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).
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