Sign In
Our heartfelt condolences to everyone affected by the AI 171 (Ahmedabad-London Gatwick) tragedy. For urgent claim help, please Click here. Please note, our services email has changed to services@indusindinsurance.com (earlier - rgicl.services@relianceada.com) as part of the ongoing transition. Please click here to view the detailed list of updated email addresses.
Self-Help
Contact us
Call +91 22 48903009(Paid)
WhatsApp us at 7400422200
Click here
Call Back
Call 022 4890 3009
Call 022 4890 3051
Login

Toyota Etios Insurance

Buy Reliance Toyota Etios Car Insurance starting at just ₹238/month*

Car Insurance Policy Online

Resend OTP Verify OTP

Our Insurance Expert will contact you to provide you further details.

OK

Plan Details

Introduction to Toyota Etios

Toyota Etios is an affordable, high-performance car for the Indian market. It offers the perfect balance of style and comfort for families. As a suitable four-wheeler for different budgets, protecting it with the right Toyota Etios insurance policy is necessary.

When you buy a Toyota Etios insurance policy from Reliance General Insurance, you get customised financial coverage for your vehicle to protect it from unexpected circumstances, such as accidents, natural disasters, third-party liabilities and more.

How to Buy Toyota Etios Car Insurance - Online & Offline?

Buy Toyota Etios Car Insurance Online

  • Step 1 : To buy Toyota Etios Car Insurance, go to the Reliance General Insurance homepage and select Explore Products > Car Insurance.
  • Step 2 : Add the required details, like your car's registration number and contact information, to buy Toyota Etios insurance.
  • Step 3 : Select View Prices to explore different options for Toyota Etios car insurance. Compare the scope of coverage.
  • Step 4 : Choose a plan and make additional choices for sum insured, add-ons, etc., to get an instant quote.
  • Step 5 : Review the quote, and upon satisfaction, make the payment to get your policy document.

Buy Toyota Etios Insurance Offline

  • Step 1 : Find and visit the nearest Reliance General Insurance office to buy Toyota Etios car insurance.
  • Step 2 : Discuss your coverage needs to get a list of appropriate car insurance plans for your Toyota Etios.
  • Step 3 : Fill out an application form with the requested details about yourself and your Toyota Etios.
  • Step 4 : Submit the form and documents, and proceed to make the payment towards your Toyota Etios insurance.
  • Step 5 : Collect your Toyota Etios car insurance from the office or get a soft copy shared on your email.

Steps for Toyota Etios Car Insurance Renewal Online

  1. For Toyota Etios yearly insurance, visit our website.
  2. Select Renewal > Renew Car Insurance.
  3. Enter your policy or mobile number and an OTP.
  4. Review existing policy and make changes if required.
  5. Pay the Toyota Etios insurance renewal fee.

Why Do You Need Toyota Etios Car Insurance?

Legal Requirement

To drive your car anywhere in India, it is mandatory to secure it with a valid third-party Toyota Etios insurance. Failure to comply can result in hefty financial penalties and other legal consequences.

Vehicle Protection

With a car insurance for Toyota Etios, you get comprehensive protection for your vehicle to cover damages or losses incurred by accidents, natural disasters, theft, fire, vandalism, and third-party liabilities.

Stress-Free Driving Experience

When you choose a popular Toyota Etios insurance, you not only protect your vehicle and savings, but also benefit from added peace of mind to drive your car anywhere without the risk of unexpected circumstances.

Features and Benefits of Reliance Car Insurance for Toyota Etios

Online Convenience

Explore and buy the best insurance for Toyota Etios cars online. This seamless purchase and renewal process ensures maximum convenience.

Paperless Policy

You do not have to worry about extensive paperwork or delayed policy delivery time, as you receive your Toyota Etios insurance instantly on email.

Customisation Flexibility

You can customise a Toyota Etios vehicle insurance from Reliance General Insurance with over 10 different add-ons to increase your base policy coverage.

Affordable Premiums

You can enjoy affordable premiums, starting from ₹283/month*, making it easy to secure your Toyota Etios from unforeseen circumstances.

Cashless Claims

With a garage network of over 11,000+ cashless garages, you can file a cashless claim for quality repairs without the hassle of hefty upfront expenses.

No Claim Bonus

Enjoy a discount of up to 50% on your Toyota Etios insurance policy renewal premiums for every consecutive claim-free year.

High Claim Settlement Ratio

One of the top benefits of Toyota Etios car insurance with us is our impressive 100% claim settlement ratio, which promises quick and efficient claim settlements.

24/7 Customer Support

To ensure instant query resolution for all your needs, our dedicated 24/7 customer support team is equipped with the required expertise.

Cover for Personal Accidents

To ensure maximum driver/owner safety, we also offer a mandatory personal accident cover of up to ₹15 lakhs with our Toyota Etios insurance.

Types of Toyota Etios Car Insurance Plans

  • Toyota Etios Third-Party Car Insurance

    This plan is mandatory by law and offers extensive coverage for damages incurred by a third-party vehicle, property or person due to the insured car.

    Buy Third-Party Car Insurance

  • Toyota Etios Own Damage Car Insurance

    This Toyota Etios insurance offers financial protection for damages incurred by your vehicle due to accidents, natural disasters, theft, and other unforeseen circumstances.

    Buy Own Damage Car Insurance

  • Toyota Etios Comprehensive Car Insurance

    This Toyota Etios insurance offers complete protection for own damages and third-party liabilities. It provides comprehensive coverage for any damage or loss.

    Buy Comprehensive Car Insurance

  • Toyota Etios Pay As You Drive Car Insurance

    This is an alternative add-on car insurance policy for your Toyota Etios, where you only pay premiums for the kilometres driven by your car, making it cost-effective.

    Buy Pay As You Drive Car Insurance

Toyota Car Insurance Policy - Key Inclusions and Exclusions

Inclusions of Toyota Etios Insurance Coverage Exclusions of Insurance of Toyota Etios
Coverage for third-party liabilitiesAny damage caused by negligent driving.
Coverage for damages due to natural calamities (floods, earthquakes, etc.)Any maintenance towards general wear and tear.
Coverage for loss due to theft.Any damage caused while using the car for an unintended purpose.
Coverage for damages due to vandalism and other man-made disasters.Any damage due to nuclear attacks or war.
Personal accident cover for up to ₹15 lakhs.Any damage caused when driving without a valid insurance document.
Coverage for damages due to fire or explosions.Any damage caused when driving without a valid driving licence.
Coverage for accidental damages.Any damage caused when driving the car outside the permitted geographical areas.
Coverage for damages incurred during car transit (air, rail, road, or sea). Any damage caused by violating any mandatory traffic laws.
Coverage for total vehicle loss.Any damage caused to another vehicle out of spite or intentionally.
Customisation flexibility with add-ons like engine protect, tyre secure, NCB, etc.Any claim for add-ons that are not combined with the base policy.
Convenience of cashless repairs.Any mechanical failure or breakdown.

Toyota Etios Insurance Add-On Covers

Add-On Cover for Etios Insurance Description
Return to Invoice In case of major loss or damage beyond repair, you will receive the total invoice value of your Toyota Etios.
EMI Protection CoverProtect your savings with this add-on that allows up to 3 EMI payments for extended repair requirements beyond 21 days.
Pay-As-You-Drive InsuranceEnjoy usage-based premiums for the Toyota Etios insurance policy, where you only pay for the kilometres you drive.
24x7 Roadside AssistanceGet 24/7 assistance for any emergency related to your Toyota Etios.
Engine Protection Cover Protect your engine from unexpected damages due to water or oil leakage for a smooth driving experience.
Nil Depreciation CoverGet a full claim settlement for your Toyota Etios without any depreciation deductions for replacement requirements.
NCB Retention Cover Protect your No Claim Bonus even after filing a claim during the policy term.
Total CoverIf your Toyota Etios is declared a total loss, you will receive full reimbursement for it, including road tax and registration expenses.
Tyre Protection Cover This add-on for Toyota Etios insurance secures your tyres from unexpected damages and repair expenses.
Consumables Cover For added financial support, get coverage for car consumables like bolts, oils, and others during repairs.
Daily Allowance BenefitReceive daily financial support to manage alternate transportation till your Toyota Etios is being repaired.
Key Replacement Cover Get coverage to replace your lost or damaged car key and locks for better safety.
RIM ProtectionSecure your car's rims and alloy wheels from accidental damage with this add-on.
Loss of Personal Belongings Get financial protection for your personal belongings stolen from the vehicle.
Geo ExtensionEnjoy stress-free driving experience in selected international locations when travelling abroad.
Emergency Hotel AccommodationGet the necessary financial support to cover accommodation expenses in case your car breaks down at a far or isolated location.
Electrical AccessoriesProtect your electrical components installed in the vehicle against unforeseen damages which can otherwise cause a significant financial burden.
Non-Electrical AccessoriesWith this add-on, you can get coverage for non-electrical accessories installed in your vehicle, such as seat covers, window protectors, etc.

Toyota Etios Car Insurance Claim Process

Steps for Toyota Etios Insurance Claim: Cashless Repairs

  • Step 1 : Notify us regarding the claim within 24 hours by calling 1800-3009 or using the Reliance Self-i App.
  • Step 2 : Take your car to the nearest cashless garage to begin the Toyota Etios car insurance claim process.
  • Step 3 : Complete a claim form with the required details and submit relevant proof of the damages incurred.
  • Step 4 : Allow the surveyor to inspect the damages incurred by your Toyota Etios and fill out a report.
  • Step 5 : Once the report is approved, the repairs are completed at the garage, and upon completion, we settle the payment.

Steps to Claim Toyota Etios Insurance Policy: Reimbursement Claims

  • Step 1 : Inform us regarding the incident within 24 hours by calling 1800-3009 or using the Reliance Self-i App.
  • Step 2 : Click photos and videos of the damages incurred by your Toyota Etios to submit it for the claim.
  • Step 3 : Visit any garage of your choice and get the repair work completed as required. Remember to collect all bills.
  • Step 4 : Submit a claim form along with the photographic evidence and bills to our office for evaluation.
  • Step 5 : Upon verification and approval, get the due claim amount reimbursed to your bank account.

Documents for Toyota Etios Insurance Claim

  • A duly filled and signed Toyota Etios car insurance claim form.

  • A clear copy of your Toyota Etios RC.

  • Original repair-related bills and other documents (for reimbursement claims).

  • Original Toyota Etios insurance document.

  • Forms 28, 29 and 30 (if required).

  • Police First Information Report (in case of accidents, theft or third-party liabilities).

  • A copy of your driving licence.

  • All details and evidence of the incident.

  • Any other documents relevant to the claim.

Useful Link - Documents Required for Motor Insurance Claim

Reimbursement vs. Cashless Car Insurance for Toyota Etios

Parameters Toyota Etios Cashless Insurance Toyota Etios Insurance Reimbursement Claim
DefinitionWith a cashless claim, the repair bills are settled directly between the garage and Reliance General Insurance.With a reimbursement claim, you must pay the repair bills on your own and then get the claim amount reimbursed by Reliance General Insurance.
ProcedureFor a cashless claim, take your Toyota Etios to our network garage, complete a form, cooperate with the surveyor for the inspection, and get the repairs while we work on your claim settlement.For a reimbursement claim, take your Toyota Etios to any garage of your choice, get the repair work done, collect bills, and submit a claim form and supporting documents to us for verification and settlement.
ConvenienceIt is a convenient option, as it requires minimal paperwork and upfront expenses, ensuring quicker claim settlements and quality repairs.It offers ample flexibility to choose a garage of your choice for the necessary repair work. However, the upfront repair expenses must be paid by you before claiming reimbursement.
Network Garage and ClaimsYou can only file a cashless claim at one of our 11,000+ cashless garages.You can file a reimbursement claim at any garage of your choice, both network and non-network garages near you.
Claim TimelineIt offers faster claim settlements as the final settlement is done between Reliance General Insurance and the network garage.It may take a longer time as the claim documents have to be verified before the reimbursement is released to your bank account.

Toyota Etios Car Insurance Premium

  • Car's Make and Model

    The make and model of your Toyota Etios directly impact the car insurance premium. High-end models with advanced features may attract a higher premium due to higher repair costs than a base model with minimal features and a lower repair cost.

  • Age of the Car

    The age of your car also impacts the Toyota Etios car insurance premium. A newer model will typically have a higher premium due to the high market value, whereas an older model will attract a lower premium.

  • Insured Declared Value of the Car

    Your car's IDV directly impacts the premium amount. A higher IDV attracts a higher premium due to its increased market value, whereas a lower IDV may attract a lower premium.

  • Add-Ons

    The number and type of add-ons you combine with your base policy also influence the final premium amount. A higher number of add-ons means a higher premium, and vice versa. Thus, you must carefully select any add-on for additional coverage.

  • Type of Toyota Etios Insurance Policy

    The type of car insurance you choose for your Toyota Etios can also impact the premium amount. For instance, a comprehensive car insurance policy will be more expensive as compared to a third-party car insurance plan.

How to Calculate Toyota Etios Car Insurance Premium?

Different factors influence the final Toyota Etios car insurance rates. To find an accurate quote and benefit from informed decision-making, use our online car insurance premium calculator to determine the rates.

To calculate, follow the simple steps mentioned below.

1. Go to our online car insurance premium calculator.

2. Choose the required car insurance for Toyota Etios from the available list of options.

3. Combine as many add-ons as required to increase your base policy coverage.

4. Add the required details in the space provided, including vehicle registration number, year of manufacture, model details, and personal information.

5. Once done, you will get an instant quote for your chosen Toyota Etios ins.

How to Buy Second-Hand Toyota Etios Car Insurance?

If you own a second-hand Toyota Etios, secure your vehicle with the right Toyota Etios car insurance for maximum financial protection. Moreover, it will ensure that your pre-owned car is protected in any unforeseen circumstances.

Here are some quick steps to follow -

Inspection - First, bring the vehicle to us for a thorough inspection. We will evaluate it based on its current condition, wear and tear, available mileage, etc. Based on this evaluation, we will be able to offer the best Toyota Etios insurance price for your car.

Documentation - Next, collect all the required documents for submission. This includes a valid vehicle registration certificate, valid ID proof, and any previous insurance policy document, as well as completed Forms 28, 29, and 30.

Policy Purchase - Once done, visit our website, add your details on the main page, select a car insurance policy that meets your requirements, and get a quote. If the quote is satisfactory, pay the Toyota Etios insurance cost to buy the plan.

Toyota Etios Insurance Price: Third-Party Insurance Premium

Toyota Etios Car Insurance Rates for Private Cars

Engine Capacity Premium for One Year (in ₹)
Up to 1000 cc₹2,094
Above 1000 cc up to 1500 cc₹3,416
Above 1500 cc₹7,897

Toyota Etios Car Insurance Rates for Electric Cars

Battery Premium for One Year (in ₹)
Up to 30 kW₹1,780
Above 30 kW up to 65 kW₹2,904
Above 65 kW₹6,712

Toyota Etios - Overview and USPs

Spacious

The Toyota Etios offers ample space for the passengers and the driver, with good leg and headroom at the front and rear of the passenger seats. Moreover, it easily accommodates a family of 5, making it a great family-friendly vehicle for short and long trips.

Reliable

The construction and durability of any Toyota Etios model ensure top-class performance for a smooth driving experience. Whether you choose the base model or an upgraded variant, it is a reliable choice for families.

Affordable

Toyota Etios is a budget-friendly four-wheeler that promises comfort and a seamless driving experience. Its affordable prices have made car ownership a dream come true for many.

Fuel Efficiency

Known for its good mileage, efficient engines and on-road performance, Toyota Etios is a cost-conscious purchase preference for most new car buyers who are looking for a suitable car for themselves and their loved ones.

Easy Maintenance

Given the popularity of Toyota Etios in the market, the availability of its parts is high in the market, making maintenance a hassle-free experience for vehicle owners. Moreover, the repair and maintenance expenses for this car are more economical, reducing significant financial burdens.

Ample Boot Space

Toyota Etios has a large boot space that not only gives it a classy look but also provides ample space for luggage, especially when travelling to different cities or states with your family. This makes it a practical four-wheeler for short-and long-distance trips.

Toyota Etios - Models and Prices

Toyota Etios Models Prices in ₹
Toyota Etios (base model)From ₹5.68 lakh
Toyota Etios JFrom ₹5.49 lakh
Toyota Etios GFrom ₹6.80 lakh
Toyota Etios G SPFrom ₹6.57 lakh
Toyota Etios VFrom ₹5.84 lakh
Toyota Platinum EtiosFrom ₹6.50 lakh

Toyota Models for Which Reliance General Insurance Offers Coverage

Toyota Innova Crysta Toyota Fortuner
Toyota GlanzaToyota Camry
Toyota Urban CruiserToyota Vellfire
Toyota Yaris

Frequently Asked Questions

  • What does Toyota Etios insurance cover?

    A Toyota Etios car insurance policy typically covers third-party liabilities and damages incurred by the insured vehicle. Under the Motor Vehicles Act, a third-party car insurance policy is mandatory for all vehicles. However, it does not protect the insured vehicle.

  • How do I buy Toyota Etios insurance?

    You can buy Toyota Etios insurance in different ways. The most convenient option is to buy it online using our user-friendly website, which offers a quick 2-minute purchase process.

  • How do I renew my Toyota Etios insurance?

    ➔ Visit our website and select Renewal > Renew Car Insurance.

    ➔ Add a policy number or mobile number, followed by an OTP, to proceed.

    ➔ Review your existing policy and make changes.

    ➔ Check the revised premium quote, and if it's okay, make the payment to renew your insurance.

  • Why is a cashless claim more beneficial for Toyota Etios insurance?

    A cashless claim offers the following benefits -

    ➔ Hassle-free claim process.

    ➔ Minimal paperwork.

    ➔ Reduced hassle of upfront payments.

    ➔ Quality repairs at a cashless garage.

    ➔ Faster claim settlement, as it is done directly between the network garage and the insurer.

  • Can I transfer my Toyota Etios insurance?

    Yes, you can easily transfer your Toyota Etios insurance when selling your car to a new buyer. For this, the buyer must contact the insurer and complete all the necessary forms and documentation. You must also notify the insurer about the vehicle sale.

  • How much does Toyota Etios insurance cost?

    The Toyota Etios insurance cost is determined by assessing multiple factors, including driver's age, driving records, location of policy purchase, number and type of add-ons, model of the vehicle, deductible amount, and policy tenure.

  • How can I reduce my Toyota Etios insurance premiums?

    ➔ Install safety features to your vehicle.

    ➔ Maintain a good driving record.

    ➔ Choose a higher deductible amount.

    ➔ Compare policies from different insurers.

    ➔ Avoid making minor claims to benefit from the NCB bonus.

    ➔ Buy online to reduce additional expenses.

Disclaimer:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Claim Settlement Ratio : This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Discounts : The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Customer Count : The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Premium : The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Comprehensive Car Insurance : Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy - Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819.

Own Damage Car Insurance : Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Standalone Car Insurance : Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party Insurance : Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819

Home > Motor Insurance > Car Insurance > Toyota Etios Car Insurance
  • Resend OTP

Thanks for the information. Our Customer Care will get back to you.

OK