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When you have a Skoda Rapid, being adventurous is the done thing. Go on those adventurous road trips without any worry with comprehensive car insurance for Skoda Rapid from Reliance General Insurance. The iconic Skoda Rapid deserves protection as exceptional as its reputation. Our tailored insurance solutions ensure your trusted companion stays safeguarded on every journey.
Be it tackling bumper-to-bumper traffic or long route journeys, our Skoda Rapid insurance policy offers end-to-end coverage against unexpected events. Reliance General Insurance offers customisable policies according to your unique requirements to protect your prized possession.
Step 1: Go to the Reliance General Insurance web page and click "Car Insurance.”
Step 2: Enter your Skoda's details such as model, year, registration number, and contact details.
Step 3: Get a quote based on your car details in real-time.
Step 4: You can choose additional coverage options as well.
Step 5: Pay online and receive policy documents over email.
Step 1: Go to the nearest Reliance General Insurance branch office. You can use the Branch Locator feature.
Step 2: Consult an insurance expert and submit your Skoda Rapid documents.
Step 3: Select the best insurance plan.
Step 4: Submit the necessary documents.k
Step 5: Pay and collect your policy receipt.
As per the Motor Vehicles Act, every vehicle owner must have at least third-party insurance coverage. By getting Skoda Rapid insurance, you are not just following the law but also protecting your valuable car.
The best car insurance for Skoda Rapid is crucial as unexpected accident recovery costs can be significantly high. Our comprehensive car insurance for Skoda Rapid guards against significant financial risks such as accidents, natural disasters, theft, and vandalism.
With Reliance General Insurance, you can enjoy sheer peace of mind. We take care of financial burdens against any accident, allowing you to enjoy every ride knowing you're backed by our car insurance policy.
Experience an effortless car insurance buying journey on our Reliance General Insurance website. Our user-friendly interface allows super quick policy purchases and renewal as per your unique requirements. You can also expect quick and easy claim settlements.
Customise your Insured Declared Value based on your Skoda Rapid’s existing market value. We facilitate transparent and easy IDV calculation to ensure you get the perfect coverage. The calculations involve factors like the age of the Rapid, the model, and its condition.
Safety is our utmost priority. Skoda Rapid insurance policy gives a complete personal accident coverage of up to ₹15 lakhs*. It provides financial support for the owner-driver and their family by covering injuries, disability, and fatal accidents.
One of the key benefits of insurance for Rapid is protection against third-party claims. Our policy offers coverage for property damage and personal injury to third parties. These coverages are important to prevent any expensive legal liabilities.
Our support team ensures that every query is resolved within the time. Be it assistance during claims, policy queries, or roadside emergencies, our team of professional executives offers dedicated service to all Skoda Rapid vehicle insurance customers.
You can earn up to 50% discount on your premium using our No Claim Bonus. When you spend 1 year without any claim, it increases your NCB, making your insurance more affordable. Hence, we encourage safe driving practices.
The reason behind our high claim settlement ratio is our dedicated claim team that ensures quick, fair settlements. We have always maintained one of the industry's highest claim settlement ratios, showcasing how committed we are to customer satisfaction.
If you are not a frequent driver, our insurance for Rapid allows the Pay-As-You-Drive option. You can easily customise the premium of your Skoda Rapid car insurance depending on the actual vehicle usage. This is perfect for occasional drivers or weekend adventurers.
Reliance car insurance offers over 10 add-ons on your Skoda Rapid insurance. You can now customise your Rapid insurance and select the best comprehensive add-ons such as zero depreciation, engine protection, roadside assistance and various other protective covers.
Safeguard yourself from legal liabilities with our fundamental third-party insurance for the Skoda Rapid. This mandatory coverage is important to avoid expenses arising from third-party injuries, death, or property damage. Regulated by IRDAI, the Skoda Rapid third-party insurance is an affordable and essential protection.
Buy Third-Party Car Insurance
Our comprehensive car insurance offers extensive protection for your Skoda Rapid. This extensive Skoda Rapid comprehensive coverage gives protection against accidents, theft, natural disasters, man-made calamities and third-party liabilities. Comprehensive car insurance is the most preferred among Rapid owners looking for complete peace of mind.
Buy Comprehensive Car Insurance
Damages to Skoda Rapid from accidents, theft, or natural disasters can result in heavy expenses considering the pricey parts. Our Reliance car insurance for Skoda Rapid offers coverage against Rapid’s own damage. If you have active third-party coverage and want additional protection for your vehicle, this is the perfect Skoda Rapid insurance option.
Buy Own-Damage Car Insurance
Pay As You Drive insurance is a usage-based car insurance cover that we offer under our plans. Here, you’re charged custom premiums depending on the distance driven rather than a flat yearly or monthly rate. This cover is perfect for occasional drivers and offers up to a 90% discount on premiums.
Buy Pay As You Drive Car Insurance
Inclusions
Exclusions
Full accident and collision coverage
Skoda Rapid insurance coverage excludes driving without valid documentation
Protection against floods, earthquakes, and other natural calamities
Does not cover damage outside India’s geographical limits
Protection against riots, theft, and other man-made disasters
Does not cover normal wear and tear and depreciation
Personal accidents cover up to ₹15 lakhs
Does not cover driving under the influence
Liability protection for third-party damages
Does not cover intentional damage
Coverage for fire and explosion-related losses
Excludes electrical or mechanical breakdowns
Damage protection during transit
Excludes racing or speed testing damages
Round-the-clock roadside assistance (optional add-on)
Insurance of Skoda Rapid excludes war or nuclear damage
Add-On Cover
Description
Return to Invoice
Receive the full invoice value of your Skoda Rapid if it’s stolen or written off.
EMI Protection Cover
It covers up to 3 EMIs of your Skoda Rapid loan if repairs exceed 21 days post-accident.
Pay-As-You-Drive
Reduces Skoda Rapid insurance policy premium by paying only for the kilometres you drive.
24x7 Roadside Assistance
Get 24/7 assistance for breakdowns, flat tyres, fuel delivery, and towing across India for your insurance of Skoda Rapid.
Engine Protection Cover
An important Skoda Rapid insurance add-on as it covers water damage and mechanical failures.
Nil Depreciation Cover
Claim full cost of replacement parts without depreciation with insurance for Rapid during repairs.
NCB Retention Cover
It retains your ‘No Claim Bonus’ even after a claim.
Total Cover
Full compensation for severe damage or total loss of your Skoda Rapid.
Tyre Protection Cover
Covers all costs for tyre and tube repairs or replacements.
Consumables Cover
Includes coverage costs for oils, lubricants, and consumables during accident repairs.
Daily Allowance Benefit
Reimbursement for alternative transport while your Skoda Rapid is being repaired.
Key Replacement Cover
Covers replacement costs in case of stolen or lost locks and keys.
RIM Protection
Covers against wheel rim damage that occurred due to road hazards.
Loss of Personal Belongings
Covers stolen or damaged personal belongings inside your vehicle.
Geo Extension
Extends coverage when travelling to foreign countries.
Electrical Accessories
Covers factory-fitted electrical accessories after damage or theft.
Non-Electrical Accessories
Covers factory-installed non-electrical accessories of Skoda Rapid.
Emergency Hotel Accommodation
Reimburses hotel stay expenses if your vehicle breaks down far from home.
Parameters
Skoda Rapid Cashless Insurance
Skoda Rapid Insurance Reimbursement
Definition
We take care of the payment settlement with our authorised network garages.
You complete your Skoda Rapid’s repair at a preferred garage and later receive compensation by submitting the required documentation.
Procedure
The claim process for Skoda Rapid starts with registration, followed by an inspection at a network garage. Repairs are handled seamlessly, with us directly managing payments.
Report the incident with valid proof, get your Skoda Rapid repaired at any garage, pay for repairs, and submit your claim for reimbursement.
Convenience
Enjoy streamlined claims for your Skoda Rapid with zero upfront payment, quality repairs using genuine parts, and faster processing.
Complete freedom in choosing a nearby garage. Requires initial payment for Rapid repair from your end.
Documentation
Requires documentation like policy papers, vehicle details, and damage assessment reports provided by the network garage. Enjoy cashless car insurance for Skoda Rapid.
Policy papers, vehicle details, payment proofs, original repair invoices, cost estimates, and standard policy documents.
Multiple factors such as engine capacity, fuel type and model variant affect your Skoda Rapid insurance policy premium. These factors determine the risk profile and suitable coverage of your Rapid.
Reliance General Insurance offers flexible coverage options to match your unique needs. The choice of coverage directly impacts the premium amount. You can choose from comprehensive protection, third-party liability, or add-on covers.
IDV is your Rapid’s Insured Direct Value. It directly influences your car insurance premium. A higher IDV indicates better coverage but increased rates. For your Skoda Rapid, it’s the maximum amount the insurer will pay in case of total loss or theft.
Your location affects the Skoda Rapid insurance cost as many risk factors are involved. The traffic density and repair costs of a particular city affect the premium. Skoda Rapid insurance reimbursement claims may also vary by region, impacting overall premium calculations.
Engine Capacity
Premium for One Year (in ₹)
Up to 1000 cc
2,094
Above 1000 cc up to 1500 cc
3,416
Above 1500 cc
7,897
Battery
Up to 30 kW
1,780
Above 30 kW up to 65 kW
2,904
Above 65 kW
6,712
The Skoda Rapid is a compact sedan that reflects the style of European elegance with advanced practical design. Its sleek lines offer a sophisticated appearance and maintain a balance between style and functionality.
Equipped with a 1.0-litre TSI turbocharged petrol engine, the Rapid delivers 110 bhp and 175 Nm of torque. The Skoda Rapid engine provides a spirited driving experience, especially with the six-speed manual transmission. It makes it suitable for city commuting as well as long trips.
Skoda Rapid comes with amazing safety features, such as dual airbags and ABS. The features ensure a basic level of protection for passengers. Skoda Rapid covers fundamental safety needs.
Skoda Rapid offers automatic climate control in all variants. Skoda’s Monte Carlo edition also offers convenience with automatic headlamps, automatic wipers, and a reversing camera, catering to modern driver expectations.
The Rapid maintains a reasonable resale value, making it an attractive option for buyers who are looking for long-term ownership. Skoda’s has a great reputation and it contributes to its steady demand in the used car market.
Model Variant
Ex-showroom Price (Delhi)
Skoda Rapid 1.0L Classic
Manual | Diesel
₹7.79 Lakh
Skoda Rapid 1.0L Onyx
Manual | Petrol
₹10.19 Lakh
Skoda Rapid 1.0L Onyx AT
₹11.69 Lakh
Skoda Rapid 1.0L Signature (Slavia)
Automatic | Petrol
₹13.99 Lakh
Skoda Rapid 1.0L Sportline
The variant has been discontinued
Skoda Slavia
Skoda Slavia 1.0L Classic
Skoda Slavia 1.0L Signature
Skoda Slavia 1.0L Sportline
Skoda Slavia 1.0L Signature AT
Skoda Slavia 1.0L Sportline AT
Skoda Kushaq
Skoda Octavia
Skoda Superb
Skoda Kodiaq
Skoda Laura
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Reliance General Insurance's comprehensive car insurance for Skoda Rapid offers complete coverage, including accidents, natural disasters, theft, and third-party damages. The Skoda Rapid insurance covers personal accident coverage up to ₹15 lakhs.
To buy Skoda Rapid insurance, go to the Reliance General Insurance web page and select "Car Insurance." Submit all the details of your Skoda Rapid, select coverage options, and pay online. You can also opt for an offline method and visit a nearby Reliance General Insurance branch with your car documents.
Yes! You can get a No-Claim Bonus of up to 50% for claim-free years. You can also opt for Pay-As-You-Drive options if you are an occasional driver and get up to a 90% discount*.
Yes. If you are buying a second-hand Skoda Rapid insurance policy, you can submit RC transfer documents, Forms 29/30, and previous insurance details. The insurance transfer process is quick and easy.
Skoda Rapid annual insurance cost starts at ₹2,856*. You can visit the website to calculate your personalised premium for car insurance for Skoda Rapid.
Your Skoda Rapid insurance policy premium depends on car age, model variant, city, IDV (Insured Declared Value), claim history, and chosen add-ons.
Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.
Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819
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