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Skoda Laura is known for its excellent performance. This piece of strong mechanism has 2 fuel options - petrol and diesel and comes in Manual as well as Automatic versions. If you wish to enjoy every ride of this masterpiece, then opt for comprehensive car insurance for Skoda Laura from Reliance General Insurance.
Be it tackling congested traffic or relaxing long journeys, our Skoda Laura insurance policy offers complete coverage against unfortunate events. We also allow you to customise your Skoda Laura insurance policy as per your unique needs and protect your luxury possession.How;to Buy Skoda Laura Car Insurance - Online & Offline?
Step 1: Open the Reliance General Insurance website on your browser and go;to the car insurance page.
Step 2: Enter your Skoda Laura's details - vehicle number, model, registration number, registration date, contact details, etc.
Step 3: Get the best Skoda Laura Insurance cost (quote) after submitting the details.
Step 4: You can opt for additional coverage options through add-ons.
Step 5: Pay online through a preferred mode and receive policy documents over email.
Step 1: Go to a nearby Reliance General Insurance office branch. Check out this Branch Locator option on our website.
Step 2: Meet our insurance expert to understand the process. Deposit all of your Skoda Laura documents.
Step 3: Choose the best plan and a feasible Skoda Laura Insurance cost.
Step 4: Submit all the crucial papers to process the insurance.
Step 5: Pay in cash or using a card and receive the insurance documents’ hard copy.
In every state of India, it is crucial to follow traffic laws. One of the mandatory traffic laws is to have at least third-party insurance coverage. It is recommended to buy our popular Skoda Laura insurance to follow the law and protect your expensive luxury Laura car.
Any unexpected accident recovery cost can break the bank. Having a good insurance policy from a renowned insurance provider is important. Get a good Skoda Laura car insurance to protect against significant financial losses after accidents, natural disasters, theft, and vandalism.
Even a small scratch to your Skoda Laura can shake your peace of mind. Not only does the damage affect the car’s performance,;but it also adds to the cost. Reliance General Insurance can take this burden off your shoulders.
Get ready for an easy Skoda Laura insurance buying process on our Reliance General Insurance website. Every car owner has unique insurance requirements. Our easy-to-handle online interface allows you to purchase the policy in real time. You can claim or renew a policy with the same ease and speed in just a few clicks.
You can analyse the existing market value of your Skoda Laura to easily customise your Insured Declared Value. You can get the perfect coverage for your Skoda Laura with Reliance car insurance’s easy IDV calculation. We offer the best premium costs while giving broad coverage.
For us, our customers’ safety is very important. Skoda Laura insurance policy offers personal accident coverage of up to ₹15 lakhs* to offer you peace of mind. A PA;cover offers coverage for injuries, disability, and fatal accidents for the owner-driver;under;Skoda Laura vehicle insurance by Reliance General Insurance.
If you opt for insurance for Laura, you can get protection against third-party claims. If unfortunately,;you damage another person’s car or property;or injure them, our policy can prevent you from expensive legal liabilities and cover property damage and personal injury.
We believe in prompt service. In any car insurance operation like the claiming process, a quick turnaround time is crucial. We aim to solve each query within the time. From assistance in claim settlement to roadside emergencies, our team of prompt customer support offers dedicated service to all Skoda Laura vehicle insurancecustomers.
One of the most renowned benefits of Skoda Laura car insurance;- No Claim Bonus. If you are a safe driver who is likely to avoid any accidents and claims, you might leverage this No Claim Bonus feature. It offers up to 50% discount on premium if you spend years without any claim. It is to encourage responsible driving and benefit from Skoda Laura car insurance.
Wonder how we manage such a high claim settlement ratio? It is possible with our dedicated team that ensures each customer gets prompt help with the settlement. We understand how stressful such situations can be and help is always appreciated.
As per Indian traffic norms, it is crucial to have third-party car insurance for the Skoda Laura. If you get involved in a car accident where you have damaged a third party’s car or injured a person, Skoda Laura's third-party car insurance protects you from the claims.
Buy Third-Party Car Insurance
Our comprehensive car insurance offers inclusive protection for your stunning Skoda Laura. It covers damage to the car, loss of any part, theft, or natural disaster. Comprehensive car insurance for Skoda Laura is the best option as it offers thorough protection and complete peace of mind.
Buy Comprehensive Car Insurance
We all know how expensive Skoda Laura parts can be. In case of a car accident, replacing the damaged part with an original part can result in steep costs. Our;Reliance car insurance for Skoda Laura;covers multiple types of damages. It is recommended to get Own Damage Skoda Laura insurance along with active third-party coverage.
Buy Own-Damage Car Insurance
If you use your Skoda Laura occasionally for long, relaxed drives only, then you can opt for our Pay-As-You-Drive option. The best insurance for Skoda Laura cars allows the Pay-As-You-Drive option where you can customise your car insurance based on real usage.
Buy Pay As You Drive Insurance
Inclusions
Exclusions
Full coverage for accidents and collisions
Excludes driving without valid documentation
Protection from natural disasters like floods and earthquakes
Does not cover damages outside location limits
Covers risks from riots, theft, and other human-made incidents
Skoda Laura insurance policy excludes normal wear and tear
Personal accidents cover up to ₹15 lakhs
Insurance of Skoda Laura does not allow coverage for driving under the influence
Third-party liability protection for damages
Does not include coverage for intentional damages
Safeguards against fire and explosion-related losses
Excludes electrical and mechanical failures
Covers damage incurred during vehicle transit
Skoda Laura insurance coverage does not cover damages caused by activities like racing or speed testing
24/7 roadside assistance available as an optional add-on
Insurance of Skoda Laura excludes damages caused by war or nuclear incidents
Add-On Cover
Description
Return to Invoice
Get the full invoice value of your Skoda Laura if it’s stolen or declared a total loss.
EMI Protection Cover
If repairs take over 21 days post-accident, get up to 3 EMIs covered for your Skoda Laura loan.
Pay-As-You-Drive Insurance
Reduce your Skoda Laura insurance policy premium by paying only for the kilometres you drive.
24x7 Roadside Assistance
Enjoy 24/7 assistance for breakdowns, flat tyres, battery issues, and towing across India with your insurance of Skoda Laura.
Engine Protection Cover
Opt for the essential Skoda Laura insurance add-on to cover water damage and mechanical breakdowns.
Nil Depreciation Cover
Claim full replacement costs for parts during repairs without depreciation. Get Reliance car insurance for Laura today.
NCB Retention Cover
Enjoy your ‘No Claim Bonus’ even after making a claim.
Total Cover
Get entire compensation for major damage or total loss of your stunning Skoda Laura.
Tyre Protection Cover
Covers all costs for tyre and tube repairs or replacements.
Consumables Cover
Provides coverage for consumables, oils, lubricants, and more during repairs.
Daily Allowance Benefit
Offers transport allowance while your vehicle is under repair.
Key Replacement Cover
Covers replacement costs for lost or stolen locks and keys.
RIM Protection
Protects your wheel rim from damage caused by road hazards with RIM Protection.
Loss of Personal Belongings
Safeguards personal belongings inside the car from theft or damage.
Geo Extension
Extends coverage for international travel with global protection.
Electrical Accessories
Secures factory-fitted electrical accessories against theft or damage.
Non-Electrical Accessories
Protects factory-installed non-electrical accessories.
Emergency Hotel Accommodation
Reimburses hotel stays during breakdowns far from home.
Parameters
Skoda Laura Cashless Insurance
Skoda Laura Insurance Reimbursement
Definition
With over 11,000 network garages in India, we offer excellent repair assistance for Skoda Laura where you need not pay anything.
You can take your Skoda Laura to a known garage for repair and receive compensation for the repair by submitting the required documentation.
Procedure
The Skoda Laura claim process requires proper registration and an inspection at a network garage. We make sure that all the repairs become hassle-free.
The car owner must settle the bills first and provide valid evidence of the damage and repair along with repair bills to ensure smooth reimbursement for your Skoda Laura.
Convenience
Experience Skoda Laura cashless insurance with no upfront payment, quality repairs, assured original parts, and quicker processing.
Get the full freedom to select your trusted garage.
Documentation
Documents you must submit for cashless car insurance for Skoda Laura- policy papers, vehicle details, and damage assessment reports given by the network garage.
Documents required for reimbursement- policy papers, vehicle details, payment proofs, original repair invoices, cost estimates, and standard policy documents.
Car specifications play an important role in Skoda Laura insurance policy premium. These factors can be engine capacity, fuel type and model variant. These specifications help us understand the risk profile and possible coverage of your Skoda Laura.
The premium of your Skoda Laura car insurance premium also depends on your unique needs of coverage such as comprehensive protection, third-party liability, own damage, or add-on covers.
Insured Declared Value (IDV) is the amount you can get for your Skoda Laura in case of total loss or theft. Since it involves coverage for total loss, it can significantly increase your Skoda Laura car insurance premium.
The premium of your Skoda Laura also depends on the city you live in. The condition of city roads, its traffic density, population, and repair charges- these factors affect the cost of the premium.
Engine Capacity
Premium for One Year (in ₹)
Up to 1000 cc
2,094
Above 1000 cc up to 1500 cc
3,416
Above 1500 cc
7,897
Battery
Up to 30 kW
1,780
Above 30 kW up to 65 kW
2,904
Above 65 kW
6,712
The Skoda Laura is a sleek and stylish sedan. It has a combination of European elegance and practical design. Its clean lines, bold grille, and timeless silhouette are known for classy looks. Skoda Laura is designed for everyday functionality and comfort.
This stunning car has a 6-speed DSG automatic gearbox and all-wheel-drive capability. The Skoda Laura is a perfect option for driving on highways and off-road. Its dynamic chassis and drive modes make it the perfect choice.
The Skoda Laura comes with amazing safety features like;dual airbags, ABS, ESP and hill-hold control. Its sturdy build and rear parking sensors ensure a secure driving experience for occupants.
The Skoda Laura offers the latest technology such as touchscreen infotainment system, automatic climate control, integrated audio system;and steering-mounted controls. These advanced features enhance driving comfort and entertainment.
Skoda Laura is known for its durable build quality and reliable performance. Its performance helps in retaining decent resale value. It is known for longevity and practicality ensuring high demand in the pre-owned car market.
Model Variant
Ex-showroom Price (Delhi)
Skoda Laura 1.8 TSI Classic
₹14,30,059
Skoda Laura 1.8 TSI Active
₹14,83,635
Skoda Laura 1.9 TDI MT Ambiente
₹15,49,224
Skoda Laura 1.9 TDI AT Ambiente
₹16,40,523
Skoda Laura 1.8 TSI Ambiente
₹15,48,281
Skoda Kushaq
Skoda Octavia
Skoda Superb
Skoda Kodiaq
Skoda Slavia
Skoda Rapid
What does Skoda Laura insurance cover?
Standard Skoda Laura insurance covers accidents, vehicle repairs, natural calamities, theft, and third-party liabilities. It provides personal accident cover of up to ₹15 lakhs.
How do I buy Skoda Laura insurance?
You can visit the Reliance General Insurance website and select "Car Insurance." Submit your Skoda Laura details. Choose your coverage options after analysing all available options. Complete the payment online. You can also buy the insurance by visiting a nearby Reliance car insurance office with your vehicle documents.
Are there discounts for Skoda Laura insurance?
Yes, you can get discounts on Skoda Laura insurance. Available discounts are-
Can I transfer my Skoda Laura insurance?
Yes, it is very easy to transfer Skoda Laura insurance when purchasing a second-hand car. Simply submit the RC transfer papers, Forms 29/30, and previous insurance details. The transfer process is quick and hassle-free.
How much does Skoda Laura insurance cost?
Skoda Laura's monthly insurance cost begins at ₹238*. Several factors can impact the final cost. Visit our website to check the details and calculate your personalised premium for Skoda Laura car insurance.
What factors affect Skoda Laura's insurance premiums?
Your Skoda Laura insurance premium depends on factors like the car’s age, model variant, location, IDV, claim history, and chosen add-ons.
Disclaimers: *T&C Apply. For more details on risk factors, terms conditions, brochure and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.
>Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819
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