Call us now to secure insurance coverage. Timing: 9:00 a.m. to 07:00 p.m. everyday.
Chat with us on our WhatsApp number
Find quick answers to all your insurance queries from our self-help section.
Call us for any help with renewals or claims. Timing: 09:00 a.m. to 07:00 p.m. every day.
Join India’s leading general insurance company. Timing 09:30 a.m. to 06:30 p.m. Monday-Saturday.
Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians
Sent to Edit
Resend OTP in 60 Seconds
Our Insurance Expert will contact you to provide you further details.
The Skoda Kushaq is a compact SUV designed for modern urban drivers, offering a perfect blend of style, comfort and performance. Manufactured in India, this dynamic vehicle combines European engineering with local manufacturing expertise, making it an attractive option for buyers seeking a reliable and sophisticated ride.
The Kushaq has modern safety features and technology, making it a great choice for young professionals and families who want a smart buy. Skoda Kushaq insurance provides comprehensive protection for this innovative vehicle, ensuring peace of mind and financial security for owners navigating diverse road conditions.
Step 1: Visit the Reliance General Insurance website and navigate to the car insurance section for Skoda Kushaq.
Step 2: Provide comprehensive vehicle information, including registration number, model variant and manufacturing year.
Step 3: Choose an ideal insurance plan tailored to your Skoda Kushaq's protection needs and budget.
Step 4: Select additional protective coverages like zero depreciation, engine protection and roadside assistance.
Step 5: Complete online payment securely and receive instant digital policy documents via email.
Step 1: Locate the nearest Reliance General Insurance branch using the official Branch Locator tool.
Step 2: Carry vehicle registration certificate, previous insurance records and personal identification documents.
Step 3: Consult with an insurance representative to understand comprehensive coverage options.
Step 4: Complete the physical insurance application form with accurate vehicle and personal information.
Step 5: Pay the premium through the preferred payment method and collect physical policy documents.
Protect yourself legally by having mandatory Skoda Kushaq car insurance that meets all regional driving regulations, ensuring you're always on the right side of the law with comprehensive coverage.
Shield your Skoda Kushaq vehicle insurance from unexpected financial burdens. Our policy provides complete protection against damages, theft and accidents, safeguarding your valuable investment from potential monetary risks.
Drive with confidence knowing your Skoda Kushaq insurance policy offers comprehensive protection. Relax and enjoy your journeys, secure in the knowledge that we've got you covered in any unexpected situation.
Buy car Skoda Kushaq insurance with our simple, streamlined process. We've made purchasing and claiming insurance as easy and convenient as possible, reducing stress and saving you time.
Personalize your car insurance for Skoda Kushaq with flexible Insured Declared Value options that match your vehicle's exact worth, ensuring you get the most accurate and fair coverage.
Comprehensive protection that goes beyond your vehicle, providing financial security for you and your family in case of any unfortunate personal accidents.
Comprehensive coverage protects you from potential legal and financial risks arising from damages to third-party property or individuals.
Access instant assistance anytime, anywhere. Our dedicated support team is always ready to help you with Skoda Kushaq vehicle insurance by Reliance General Insurance queries and claims.
Reward for safe driving! Earn attractive discounts on your premium for every claim-free year, making responsible driving financially beneficial.
Experience the trust of quick and fair claim settlements. Our transparent and efficient process ensures you receive your rightful claim without unnecessary complications.
Innovative insurance model that lets you pay premiums based on your actual vehicle usage, offering more flexible and cost-effective benefits of Skoda Kushaq car insurance.
Customise your insurance with multiple add-on covers tailored to your specific needs, providing comprehensive protection beyond standard policies.
Mandatory legal protection covering damages to third-party vehicles and property. Buy Skoda Kushaq car insurance that meets legal requirements while providing essential financial protection for potential accident liabilities.
Buy Third-Party Car Insurance
Complete coverage that combines third-party protection with own damage insurance. Skoda Kushaq car insurance online offers comprehensive shield against accidents, theft, natural disasters and third-party risks.
Buy Comprehensive Car Insurance
Protect your vehicle from unexpected damages with a tailored insurance plan. Skoda Kushaq yearly insurance covers repair costs from accidents, vandalism and various damage scenarios, ensuring your investment remains secure.
Buy Own-Damage Car Insurance
Innovative insurance solution that charges premiums based on your actual vehicle usage. Skoda Kushaq car insurance renewal online becomes more flexible and cost-effective with this smart, usage-based approach.
Buy Pay As You Drive Car Insurance
Inclusions
Exclusions
Comprehensive third-party liability protection for external property damage
Damages caused while driving under the influence of alcohol.
Financial security through complete personal accident cover
Comprehensive exclusions for war-related vehicle damages.
Full protection against losses from natural calamity incidents
Standard depreciation and normal wear and tear expenses.
Extensive coverage for fire and explosion-related vehicle harm
Value reduction through regular vehicle depreciation.
Complete safeguard against theft of insured Skoda Kushaq
Driving outside specified geographical insurance limits.
Protection from animal-related vehicle collision incidents
Mechanical breakdowns not resulting from direct accidents.
Comprehensive accident and collision damage coverage
Operating the vehicle without valid driving documentation.
Full transit-related damage protection during vehicle movement
Damages arising from the driver's deliberate negligence.
Add-ons
Descriptions
Return to Invoice
Recover full vehicle value instantly, protecting your Skoda Kushaq investment against total loss scenarios.
EMI Protection Cover
Shields your financial health by covering payments during unexpected lengthy vehicle repairs.
Pay-As-You-Drive Insurance
Innovative premium calculation that rewards Skoda Kushaq owners for responsible and minimal driving.
24x7 Roadside Assistance
Instant emergency support ensuring your Skoda Kushaq receives professional help anytime, anywhere.
Engine Protection Cover
Specialised safeguard for your Kushaq's critical engine components beyond standard insurance limits.
Nil Depreciation Cover
Maximise claim settlements by eliminating value reduction during Skoda Kushaq repair processes.
NCB Retention Cover
Preserve your hard-earned no-claim bonus despite occasional necessary insurance claims.
Total Cover
Comprehensive financial strategy providing maximum protection for your Skoda Kushaq's potential damages.
Tyre Protection Cover
Complete financial shield for unexpected tyre damages specific to Skoda Kushaq's performance needs.
Consumables Cover
Reimburse essential consumable items used during Skoda Kushaq's accidental repair procedures.
Daily Allowance Benefit
Ensure continuous mobility with alternative transportation during Kushaq's repair periods.
Key Replacement Cover
Financial protection for Skoda Kushaq's sophisticated key and lock system replacements.
RIM Protection
Specialised coverage for Kushaq's premium wheel rims, including alloy wheel repair expenses.
Loss of Personal Belongings
Comprehensive compensation for personal items lost during Skoda Kushaq-related incidents.
Geo Extension
Insurance coverage extending beyond local boundaries for your adventurous Kushaq journeys.
Electrical Accessories
Protect advanced technological components integral to your Skoda Kushaq's sophisticated design.
Non-Electrical Accessories
Financial shield for personalised Kushaq modifications and unique vehicle customisations.
Emergency Hotel Accommodation
Immediate support during unexpected Skoda Kushaq breakdowns during your travel adventures.
Parameters
Cashless Car Insurance for Skoda Kushaq
Skoda Kushaq Insurance Reimbursement
Definition
Instant Skoda Kushaq insurance cost settlement at network garage without upfront payment
Manual claim process for Skoda Kushaq insurance price with customer-paid repairs
Claim Process
Quick digital verification through Reliance car insurance for Skoda Kushaq network
Requires comprehensive bill submission and claim documentation
Repair Convenience
Immediate repairs at authorised Skoda partner garages
Repairs possible at customer's preferred garage locations
Documentation
Minimal paperwork with digital claim intimation
Extensive bill and repair evidence submission required
Financial Impact
Zero out-of-pocket expenses during vehicle repair
Customer bears initial repair costs awaiting reimbursement
Your Skoda Kushaq yearly insurance premium directly reflects vehicle's model variant, engine type, fuel efficiency and advanced safety features affecting overall risk profile.
Skoda Kushaq insurance coverage varies from basic third-party to comprehensive plans, determining precise premium calculations based on selected protection levels.
Insurance of Skoda Kushaq calculates premium based on current market value, accounting for vehicle depreciation and providing accurate financial protection.
Premium fluctuates based on region's traffic density, theft rates, road conditions and potential natural disaster probabilities for Skoda Kushaq owners.
We, at Reliance General Insurance offer a precise, user-friendly premium calculator for determining your Skoda Kushaq insurance cost efficiently.
We provide comprehensive protection for pre-owned Skoda Kushaq vehicles with expert guidance and tailored solutions.
Our streamlined process for second-hand Skoda Kushaq insurance includes:
Engine Capacity
Premium for One Year (in ₹)
Up to 1000 cc
2,094
Above 1000 cc up to 1500 cc
3,416
Above 1500 cc
7,897
Battery
Up to 30 kW
1,780
Above 30 kW up to 65 kW
2,904
Above 65 kW
6,712
Modern European-inspired compact SUV with sophisticated exterior and premium design elements for urban driving
Powerful turbocharged engines deliver smooth acceleration and superior handling across city and highway driving conditions.
Advanced safety technologies, including multiple airbags, electronic stability control and robust structural design for comprehensive protection
State-of-the-art infotainment system with touchscreen display, smartphone connectivity and digital driver information cluster
Spacious interiors with ergonomic seating, ample legroom and flexible cargo space designed for modern Indian families
Model Name
Ex-Showroom Price (₹)
Skoda Kushaq 1.0L Classic (Base Model)
Manual | Petrol
10,89,000 Lakh
Skoda Kushaq 1.0L Onyx
12,89,000 Lakh
Skoda Kushaq 1.0L Onyx AT
Automatic | Petrol
13,49,000 Lakh
Skoda Kushaq 1.0L Signature
14,19,000 Lakh
Skoda Kushaq 1.0L Sportline
14,70,000 Lakh
Skoda Kushaq 1.0L Signature AT
15,29,000 Lakh
Skoda Kushaq 1.0L Sportline AT
15,80,000 Lakh
Skoda Kushaq 1.0L Monte Carlo
15,90,000 Lakh
Skoda Kushaq 1.0L Prestige
16,09,000 Lakh
Skoda Kushaq 1.5L Signature AT
16,89,000 Lakh
Skoda Kushaq 1.0L Monte Carlo AT
17,00,000 Lakh
Skoda Kushaq 1.0L Prestige AT
17,19,000 Lakh
Skoda Kushaq 1.5L Sportline DSG
17,40,000 Lakh
Skoda Kushaq 1.5L Monte Carlo AT
18,60,000 Lakh
Skoda Kushaq 1.5L Prestige AT (Top Model)
18,79,000 Lakh
Skoda Superb
Skoda Rapid
Skoda Slavia
Skoda Octavia
Skoda Kodiaq
Skoda Laura
What does Skoda Kushaq insurance cover?
Skoda Kushaq car insurance provides comprehensive protection against third-party damages, own vehicle damage, theft, natural calamities and personal accidents. Covers repair costs, legal liabilities and offers financial security for your vehicle.
How do I buy Skoda Kushaq insurance?
Purchase Skoda Kushaq insurance policy online via Reliance General Insurance or offline at branch. Enter vehicle details, compare plans, select add-ons and complete secure transactions. Quick, hassle-free process tailored to your needs.
How do I renew my Skoda Kushaq insurance?
Skoda Kushaq insurance renewal online is simple. Visit the Reliance General Insurance website, verify existing policy details, update information and pay the premium digitally. Instant confirmation ensures continuous vehicle protection without complex paperwork.
How much does Skoda Kushaq insurance cost?
Skoda Kushaq insurance premium ranges from ₹2,094 to ₹7,897 annually based on engine capacity. Starts at ₹238/month*. Actual cost depends on a specific model, coverage level and selected add-ons.
Can I transfer my Skoda Kushaq insurance?
Yes, you can transfer Skoda Kushaq insurance policy during vehicle ownership change. Submit ownership transfer documents, complete necessary paperwork with Reliance General Insurance and update policy details accordingly.
What factors affect Skoda Kushaq insurance premiums?
Best insurance for Skoda Kushaq car premium depends on vehicle's IDV, model variant, age, location, safety features, driving history, coverage type and selected add-ons. Each factor influences personalised insurance pricing.
How to claim Skoda Kushaq insurance?
For Skoda Kushaq insurance claim, notify Reliance General Insurance immediately, document damage, choose network garage for cashless repairs or submit comprehensive reimbursement documents. Swift, transparent claim settlement process.
Disclaimers: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued. Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive. Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd. Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12). Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819. Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920) Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819
Thanks for the information. Our Customer Care will get back to you.
