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You can call the Skoda Kodiaq a perfect ride for adventure lovers. This 7-seater SUV is a perfect combination of luxury and toughness. The classy Skoda Kodiaq is a luxury car, and it deserves protection considering its panache. Our tailored car insurance for Skoda Kodiaq ensures your trusted companion stays safeguarded on every journey.
Be it tackling congested traffic or relaxing long journeys, our Skoda Kodiaq insurance policy offers complete coverage against unfortunate events. Reliance General Insurance allows you to customise insurance policies as per your unique needs and protect your luxury possession.
Step 1: Go to the Reliance General Insurance web page and click on Car Insurance.
Step 2: Enter your Skoda Kodiaq's details - model, registration number, contact details, etc.
Step 3: Receive the best quote depending on your details.
Step 4: Get an option to choose additional coverage options.
Step 5: Complete the payment online and receive policy documents over email.
Step 1: Visit your city’s Reliance General Insurance office. Use the Branch Locator feature on our website.
Step 2: Meet our executive, understand the process, and submit your Skoda Kodiaq documents.
Step 3: Choose the most suitable insurance plan for your luxury Skoda Kodiaq.
Step 4: Submit the necessary documents as it is important to process the insurance.
Step 5: Complete the payment and receive the insurance documents’ hard copy.
According to Indian law and the Motor Vehicles Act, every vehicle owner must buy at least third-party insurance coverage. If you buy our popular Skoda Kodiaq insurance, you not only follow the law but also protect your expensive luxury Kodiaq car.
The unexpected accident recovery costs of a Skoda Kodiaq can be significantly high. Hence, it is important to buy suitable Skoda Kodiaq car insurance to protect against significant financial risks such as accidents, natural disasters, theft, and vandalism.
Skoda Kodiaq is a status car whose parts are super expensive. Even a single damage can cause a hefty cost. Reliance General Insurance can help you drive this beauty with sheer peace of mind.
Experience an easy Skoda Kodiaq insurance buying journey on our Reliance general insurance website. Our online interface is easy to access and allows super quick policy purchases. You can claim or renew a policy with just a few clicks. Submit the required information and papers to claim your Skoda Kodiaq car insurance.
Depending on your Skoda Kodiaq’s existing market value, you can easily customise your Insured Declared Value. Reliance car insurance offers transparent and easy IDV calculation to offer you the perfect coverage. We facilitate optimised premium costs while ensuring sufficient coverage.
We take safety very seriously. Skoda Kodiaq insurance policy gives personal accident coverage of up to ₹15 lakhs*, making it a reliable insurance partner. Financial support for the owner and their family is possible by covering injuries, disability, and fatal accidents in Skoda Kodiaq vehicle insurance by Reliance General Insurance.
One of the key benefits of insurance for Kodiaq is protection against third-party claims. Our policy offers coverage for property damage and personal injury to third parties. These coverages are important to prevent any expensive legal liabilities.
Our support team ensures that every query is resolved within the time. Be it assistance during claims, policy queries, or roadside emergencies, our team of professional executives offers dedicated service to all Skoda Kodiaq vehicle insurance customers.
This is one of the most liked features of Reliance Car insurance where a driver can earn up to 50% discount on premium using our No Claim Bonus. Every year spent without any claim adds to your NCB, making your insurance premiums cheaper. We support sensible driving practices to leverage the benefits of Skoda Kodiaq car insurance.
We have a dedicated claim team that looks after claim settlements, ensuring a high claim settlement ratio. This team’s dedication has helped us maintain one of the industry's highest claim settlement ratios, depicting how serious we are about customer satisfaction.
If you use your car as a luxury vehicle and do not drive it often, you can opt for our Pay-As-You-Drive option. The best insurance for Skoda Kodiaq cars allows the Pay-As-You-Drive cover to customise the premium of your Skoda Kodiaq car insurance based on real usage.
Also Read: What is Pay-As-You-Drive(PAYD) Car Insurance
Reliance car insurance for Skoda Kodiaq offers more than 10 add-ons where you can customise your Kodiaq insurance. Kodiaq owners can choose the best comprehensive add-ons, such as zero depreciation, NCB protection, return-to-invoice, engine protection, roadside assistance, and various other covers.
Skoda Kodiaq's third-party car insurance protects you from claims by others. It covers minor to severe injuries, death, or property damage caused by your vehicle in an accident. According to the Indian Motor Vehicles Act, it is important to have fundamental third-party car insurance for the Skoda Kodiaq.
Buy Third-Party Car Insurance
Our comprehensive car insurance offers broad protection for your luxury Skoda Kodiaq. It gives protection against damage and loss, including theft, natural disasters, etc. Comprehensive car insurance for Skoda Kodiaq is the best option for luxury cars as it offers broader support and complete peace of mind.
Buy Comprehensive Car Insurance
Any damage to your lavish Skoda Kodiaq from accidents, theft, or natural disasters can result in steep costs as the parts are expensive. Our Reliance car insurance for Skoda Kodiaq covers own damage costs through active coverage. It acts as an additional protection for your vehicle. Hence, it is the best Skoda Kodiaq insurance option.
Buy Own-Damage Car Insurance
Pay As You Drive insurance is a usage-based cover offered under our plans. Here, you’ll be charged based on the distance you drive rather than a flat yearly or monthly rate. So, if you drive less, you pay less. This cover is perfect for occasional drivers and offers up to a 90% discount on premiums.
Buy Pay As You Drive Car Insurance
Inclusions
Exclusions
Comprehensive coverage for accidents and collisions
Insurance of Skoda Kodiaq omits war or nuclear damage
Safeguards against natural disasters like floods and earthquakes
Insurance of Skoda Kodiaq prohibits coverage for damage outside location limits
Covers risks from riots, theft, and other man-made events
Does not cover normal wear and tear and depreciation of car parts
Up to ₹15 lakhs of personal accident coverage
Insurance of Skoda Kodiaq forbids driving under the influence
Third-party liability protection for damages
Does not cover damages made deliberately
Protection against losses from fire and explosions
Skoda Kodiaq insurance coverage excludes electrical or mechanical breakdowns
Coverage for damages during vehicle transit
Damages that occur due to over-speeding, like racing or speed testing
Add-On Cover
Description
Return to Invoice
Get the complete invoice value of your Skoda Kodiaq in case it’s stolen or written off.
EMI Protection Cover
If repairs exceed 21 days post-accident, get up to 3 EMIs of your Skoda Kodiaq loan.
Pay-As-You-Drive Insurance
Bring down your Skoda Kodiaq insurance policy premium by paying only for the distance you drive.
24x7 Roadside Assistance
Get 24/7 assistance for critical issues like breakdowns, flat tyres, battery jump-starts, and towing across India for your insurance of Skoda Kodiaq.
Engine Protection Cover
Get this vital Skoda Kodiaq insurance add-on, where you receive coverage for water damage and mechanical failures.
Nil Depreciation Cover
Claim full cost of replacement parts during repairs with no depreciation. Get Reliance car insurance for Kodiaq today.
NCB Retention Cover
Retain your ‘No Claim Bonus’ even after you make a claim.
Total Cover
Receive complete compensation for intense damage or total loss of your luxury Skoda Kodiaq.
Tyre Protection Cover
Get all costs for tyre and tube repairs or replacements.
Consumables Cover
Receive coverage costs for consumables, oils, lubricants, etc., while repairing your Skoda Kodiaq.
Daily Allowance Benefit
Get allowance for another transport while your Skoda Kodiaq is being repaired.
Key Replacement Cover
Get replacement costs for stolen or lost locks and keys.
RIM Protection
If your Kodiaq’s wheel rim is damaged due to road hazards, get coverage for that with RIM Protection.
Loss of Personal Belongings
Protect your personal belongings inside the vehicle from theft or damage.
Geo Extension
Stay covered while travelling abroad with extended international coverage.
Electrical Accessories
Secure factory-fitted electrical accessories against damage or theft.
Non-Electrical Accessories
Protect factory-installed non-electrical accessories for your Skoda Kodiaq.
Emergency Hotel Accommodation
Claim reimbursement for hotel stays during breakdowns far from home.
Parameters
Skoda Kodiaq Cashless Insurance
Skoda Kodiaq Insurance Reimbursement
Definition
We have 11,000+ network garages in India. Your nearby network garage will repair your Kodiaq and you need not pay anything.
You get your Skoda Kodiaq repaired at a renowned garage and receive compensation for the repair by submitting the required documentation.
Procedure
The Skoda Kodiaq claim process begins with registration and an inspection at a network garage. With Reliance General Insurance managing all payments directly, repairs become hassle-free,
The car owner must provide valid evidence of the damage and repair. You need to settle the bills first and later receive the reimbursement for your Skoda Kodiaq.
Convenience
Enjoy Skoda Kodiaq cashless insurance with zero upfront payment, quality repairs, assured genuine parts, and faster processing.
Get the full authority to go to your trusted garage.
Documentation
You need to submit basic papers - policy papers, vehicle details, and damage assessment reports given by the network garage. Enjoy cashless car insurance for Skoda.
Along with basic documents like policy papers and vehicle details, you need to submit payment proofs, original repair invoices, cost estimates, and standard policy documents for smooth Skoda Kodiaq insurance reimbursement.
Various factors might affect Skoda Kodiaq insurance policy premium - engine capacity, fuel type, and model variant. These factors indicate the risk profile and possible coverage of your Skoda Kodiaq.
The premium of your Skoda Kodiaq car insurance premium also depends on coverage requirements like comprehensive protection, third-party liability, or add-on covers. Reliance General Insurance offers flexible coverage options to match your exclusive requirements.
IDV, or Insured Declared Value, is the maximum amount your insurer will pay for your Skoda Kodiaq in case of total loss or theft. It affects your premium as a higher IDV means better coverage but higher costs.
Your Skoda Kodiaq insurance cost also depends on the location, as many important factors like traffic density, repair charges, and road conditions are involved. Skoda Kodiaq insurance reimbursement claims may also vary by region, impacting total premium calculations.
Engine Capacity
Premium for One Year (in ₹)
Up to 1000 cc
2,094
Above 1000 cc up to 1500 cc
3,416
Above 1500 cc
7,897
Battery
Up to 30 kW
1,780
Above 30 kW up to 65 kW
2,904
Above 65 kW
6,712
The Skoda Kodiaq is known for its premium design and European sophistication. The car shape, stunning LED headlamps, and sleek lines showcase modern elegance. The car is designed in a way to be used for daily commute as well as adventure rides.
Powered by a 2.0-litre TSI turbocharged petrol engine, the Skoda Kodiaq delivers 190 PS and 320 Nm of torque. Skoda Kodiaq has a 7-speed DSG automatic gearbox and all-wheel-drive capability, making it a stunning car. It ensures smooth handling on highways and off-road. Its dynamic chassis and drive modes make it the perfect choice.
The Skoda Kodiaq has some advanced safety features like 9 airbags, ABS, ESC, hill-hold control, and a 360-degree camera. These features offer complete protection for people in the car. It also has a fatigue detection system to enhance its safety credentials.
The Skoda Kodiaq offers the latest technology, such as a 10.25-inch virtual cockpit, a 9.2-inch touchscreen infotainment system, Wireless Android Auto and Apple CarPlay, a 12-speaker Canton sound system, Adaptive cruise control and three-zone climate control
The Skoda Kodiaq holds strong resale value due to its premium build quality, reliability, and brand reputation. Its design and engine make it a preferred choice for buyers seeking long-term investment.
Model Variant
Ex-showroom Price (Delhi)
Skoda Kodiaq L & K
₹45.19 Lakh
Skoda Kodiaq
₹46.22 Lakh
Skoda Kushaq
Skoda Octavia
Skoda Superb
-
Skoda Laura
Skoda Rapid
Standard Skoda Kodiaq insurance covers accidents, car damage repair, natural disasters, theft, and third-party damages. It also offers personal accident coverage up to ₹15 lakhs.
Go to the Reliance General Insurance web page, click on the option "Car Insurance”, and submit your Skoda Kodiaq details. Select coverage options and proceed with the payment. You can also buy the insurance by visiting one of our brand offices with your car documents.
Yes, you can get discounts for Skoda Kodiaq insurance, such as a No-Claim Bonus of up to 50% for claim-free years or a Pay-As-You-Drive discount if you are an occasional driver.
You can transfer Skoda Kodiaq insurance if you are buying a second-hand car. All you need to do is- submit RC transfer documents, Forms 29/30, and previous insurance details. The process of transferring insurance is super easy.
Skoda Kodiaq's annual insurance cost starts at ₹2,856*. Many factors can influence the cost significantly. You can check the details on our website and calculate your personalised premium for car insurance for Skoda Kodiaq.
Your Skoda Kodiaq insurance premium is determined by the car’s age, model variant, city, IDV, claim history and selected add-ons.
Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.
Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819
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